Housing Trust Fund Ventura County

Name

Housing Trust Fund Ventura County

Legal name

Housing Trust Fund Ventura County

Website

https://housingtrustfundvc.org

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

1–10 employees

Short description

Housing Trust Fund Ventura County is a nonprofit Community Development Financial Institution (CDFI) providing below-market rate loans and impact investment products to affordable housing developers across all 10 cities of Ventura County, California.

Ownership category

akta.pro rank

Product category

Affordable Housing Finance

SIC

Federal & Federally-Sponsored Credit Agencies (6111), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Affordable Rental & Multifamily Housing Finance Programs (LIHTC/Tax Credits/Subsidized Loans) (FSALAKAF)

akta.pro secondary industries

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC), Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH)

Keywords

• Affordable housing lending
• Community development finance
• Revolving loan fund
• CDFI loans
• Below-market financing

Headquarters

HQ city

Camarillo

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Community Impact Notes (Program Related Investments): Below-market interest rate loans from banks, foundations, private companies, and individuals invested in the 'Everyone Deserves a Home' Revolving Loan Fund. Investors earn modest returns while capital is recycled into affordable housing projects.
2. Donations and Charitable Giving: Individual donors, corporate sponsors, and foundations provide charitable contributions and event sponsorships to support operations and affordable housing programs.
3. State Matching Funds (Prop 1): California's Local Housing Trust Fund matching program provides 1:1 matching for funds raised locally, enabling Housing Trust Fund VC to leverage local donations and investments into greater impact.
4. Federal CDFI Awards: Technical Assistance, Emergency Response Program, and Rapid Response Grants from the U.S. Treasury CDFI Fund.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels8 records

Core offering

Housing Trust Fund Ventura County is a nonprofit Community Development Financial Institution (CDFI) that provides low-cost, flexible loans to affordable housing developers during the predevelopment, acquisition, and construction phases in Ventura County. Its core offering is the Everyone Deserves a Home Revolving Loan Fund, which extends below-market interest rate loans ranging from $250,000 to $5 million with typical 1–5 year terms, supplemented by 15–18 year Residual Receipts Loans and Community Impact Note investments. Since 2013, the organization has committed $52 million in loans creating 2,193 affordable apartments and homes.

Product overview

Housing Trust Fund Ventura County operates as a nonprofit community development financial institution (CDFI) offering a portfolio of lending products and services focused on affordable housing development. The core offerings include the Everyone Deserves a Home Revolving Loan Fund (short-term 1-5 year loans at below-market rates), the Residual Receipts Loan Program (15-18 year long-term financing), and Community Impact Notes (impact investment opportunities). The organization also operates Housing Land Trust Ventura County as a supporting nonprofit, which receives donated land for permanent affordability through 99-year leases. Development Services provide training and financing connections to developers. The Compassion Campaign is an annual fundraising event, while the Home Made series and Lending Library program serve community engagement purposes. These products work together to provide early-stage, flexible financing to affordable housing developers throughout Ventura County.

Differentiator

Problem solved

Functional benefit

Brands

• Everyone Deserves a Home Revolving Loan Fund: The primary revolving loan fund providing below-market interest rate loans to developers for affordable housing development in Ventura County
• Community Impact Note
• Compassion Campaign
• Housing Land Trust Ventura County (HLTVC)

Quantifiable outcome

• $52 million in loans funded or committed since 2013, with $17 million in 2025 alone
• +3 more outcomes

Named customers7 records

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered major and core.

• Cabrillo Economic Development CorporationmajorStrategic or Co-development PartnerNonprofit housing developer partner for multiple projects including Topa Vista Villas ($1.5M acquisition loan) and Camino Esperanza.
• People's Self-Help HousingmajorStrategic or Co-development PartnerMajor nonprofit developer partner for Cypress Place ($850K + $1.5M), Ventura Springs, College Community Courts, and other developments.
• Many MansionsmajorStrategic or Co-development PartnerNonprofit developer partner for Central Terrace, Aspire Apartments, Mountain View, Rancho Sierra Senior Apartments, and other projects.
• California Lutheran UniversitycoreStrategic or Co-development PartnerEducational institution partner; President Dr. John Nunes serves as keynote speaker at Compassion Campaign events.
• McCarthy CompaniesmajorStrategic or Co-development PartnerConstruction partner and Compassion Campaign sponsor; builds affordable housing developments including Hillcrest Homes.
• House Farm Workers!coreStrategic or Co-development PartnerAdvocacy organization collaborated on ¡Hola Vecino! video campaign to educate community about farmworker housing needs.

Scale indicators8 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• BRIDGE Housing: California-based nonprofit affordable housing developer producing and managing multifamily rental housing. Comparable as both a developer partner candidate and peer mission-driven organization developing affordable homes for low-income households in California.
• Many Mansions: Ventura County nonprofit housing developer that has received $7.1M+ in cumulative HTF VC financing for projects including Aspire Apartments and Rancho Sierra Senior Apartments. Comparable as a regional developer peer with shared target population of low-income and senior residents.
• People's Self-Help Housing: Central Coast nonprofit housing developer that has been a major recipient of HTF VC financing (Cypress Place, Ventura Springs, College Community Courts totaling $3.8M+). Closely comparable as a developer partner with overlapping geographic reach along California's Central Coast and shared focus on affordable multifamily.
• Mercy Housing California: Major nonprofit affordable housing developer and owner operating in California. Directly comparable as both a developer-borrower candidate and peer organization focused on LIHTC-financed multifamily affordable rental housing for low-income families.
• Cabrillo Economic Development Corporation: Ventura County-based nonprofit housing developer that has received $6.5M in loans from HTF VC for Topa Vista Villas and Camino de Salud. Functions as both a key developer-customer and peer organization with overlapping service geography and target populations.
• Habitat for Humanity of Ventura County: Local Habitat affiliate building affordable homes in the same Ventura County geography. Closely comparable as a nonprofit affordable housing provider in the same region, with overlapping partnerships (e.g., Barry Street Habitat project referenced in HTFVC's portfolio) and shared target population of low-income families.

Regional players

• Orange County Community Housing Corporation: Southern California CDFI providing affordable housing lending in adjacent Orange County. Comparable as a regional CDFI lender with similar product offerings (predevelopment and acquisition financing), but operating in a different county without direct overlap.

Broad incumbents

• Enterprise Community Partners: National CDFI and affordable housing nonprofit offering loan products, tax credit syndication, and development services. Comparable in mission and product mix (predevelopment, acquisition, construction financing), but with broader geographic reach and significantly larger loan fund capital.
• Local Initiatives Support Corporation (LISC): One of the largest U.S. CDFIs, providing loans, equity, and technical assistance for affordable housing and community development. Directly comparable as a CDFI lender with revolving loan funds, federal certification, and similar predevelopment/bridge financing products, though operating at national scale.
• California Community Reinvestment Corporation (CCRC): California CDFI consortium providing multifamily rental housing financing across the state. Comparable as a CDFI lender focused on California affordable housing, though operating at state scale rather than county scale.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/housingtrustvc
• Facebookfacebook.com/HousingTrustFundVC
• LinkedInlinkedin.com/company/housingtrustfundvc
• Instagraminstagram.com/housingtrustfundvc

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries1 record

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Housing Trust Fund Ventura County