West Town Bancorp
- Company typePublic
- Founded1999
- HeadquartersCicero, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
West Town Bancorp firmographics
Firmographics- Name
- West Town Bancorp
- Legal name
- Capital Bancorp, Inc.
- Website
- https://westtownbank.com
- Company type
- Public
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
West Town Bancorp industry classification
Industry- Product category
- Community Banking
- NAICS
- Savings Institutions and Other Depository Credit Intermediation (52218), Savings Institutions and Other Depository Credit Intermediation (522180), Depository Credit Intermediation (5221)
- SIC
- Savings Institutions, Not Federally Chartered (6036)
- akta.pro primary industry
- Savings Banks (Public/State-Owned) (FSABAKAK)
- akta.pro secondary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
Keywords
Where West Town Bancorp is headquartered
LocationHeadquarters
- HQ city
- Cicero
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
West Town Bancorp business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
West Town Bancorp product offering
Product offeringCore offering
West Town Bancorp, Inc. operates as the holding company for a community savings bank, delivering deposit, lending, and treasury management services to consumer and business clients. Through its banking subsidiary, it offers business banking (checking, savings, treasury management, digital banking), business lending (commercial loans, SBA loans, USDA business loans), personal banking (checking, savings, money market, debit cards, digital banking), and home loans, supplemented by specialized industry financing teams for commercial real estate, franchises, government contractors, homeowner associations, political organizations, not-for-profits, restoration, and settlement services.
Product overview
Capital Bank operates as a regional community bank offering a unified banking platform with business banking, business lending, and personal banking services. The core products include Business Banking (checking, savings, treasury management, digital banking), Business Lending (business loans, SBA loans, USDA loans), and Personal Banking (checking, savings, money market, debit cards, online banking). Specialized industry solutions provide targeted financing for sectors including commercial real estate, franchises, government contracting, HOAs, and not-for-profit organizations. The bank also offers home loans.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Banking
Companies that use West Town Bancorp
Customer profileIdeal customer profiles3 records
West Town Bancorp technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
West Town Bancorp partnerships and signals
Strategic signalScale indicators5 records
Recent moves2 records
Expansion highlights1 record
West Town Bancorp competitors and assessment
Company assessmentDirect peers
- First Busey Corporation: Illinois-headquartered community bank holding company with branches across the state. Comparable to West Town as a publicly traded Midwestern community banking franchise offering deposit, lending, and treasury management services to similar retail and small-business customers.
- Old Second Bancorp: Aurora, Illinois-based community bank holding company serving the greater Chicago metropolitan area. Closely comparable to West Town given overlapping suburban-Chicago footprint, similar deposit/lending model, and community-bank orientation.
- First Mid-Illinois Bancshares: Mid-Illinois community bank holding company with full-service banking, lending, and wealth management offerings. Comparable as a publicly traded Illinois-headquartered community banking franchise of similar scale and customer mix.
- BankFinancial Corporation: Illinois-based holding company for BankFinancial, N.A., a community-focused thrift institution serving the Chicago metropolitan area. Comparable to West Town as a small-cap, publicly traded Illinois thrift/bank with a similar deposit-led, suburban-Chicago franchise.
- Inland Bancorp: Parent of Inland Bank and Trust, a community bank serving the western Chicago suburbs including areas near Cicero. Comparable as a small, suburban Chicago-area community banking institution with a similar customer profile.
- First Savings Financial Group: Holding company for First Savings Bank, a community savings institution serving southern Indiana and adjacent Illinois markets. Comparable to West Town as a publicly traded, savings-bank-led holding company operating in the broader Illinois/Indiana region.
- West Suburban Bank: Lombard, Illinois-based community bank serving Chicago's western suburbs. Directly comparable to West Town Bancorp given geographic overlap in the western Chicago suburbs, similar community-bank model, and parallel small-business and consumer banking focus.
Broad incumbents
- Wintrust Community Banks: Large Chicago-area bank holding company operating a network of community-focused charters. While significantly larger than West Town, it competes directly in the same Cicero/west-suburban Chicago market for deposits, small-business loans, and SBA lending.
- MB Financial (now Fifth Third): Historically a major Chicago-based bank holding company (acquired by Fifth Third in 2019). Comparable as a former peer competitor in the Chicago metropolitan community/middle-market banking space, illustrating the consolidation pressure facing institutions like West Town.
Regional players
- Standard Bank and Trust Company: Chicago-area community bank offering personal, business, and mortgage banking across multiple suburban locations. Comparable as a Chicago-suburban community bank competing for similar retail and small-business customers in the same geography as West Town.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat2 records
Key risks5 records
Key highlights5 records
Customer concentration
West Town Bancorp financial estimates
Financial estimateRevenue estimate
Valuation estimate
West Town Bancorp leadership team
Management profileNumber of profiles
Profiles3 records
West Town Bancorp subsidiaries and ownership
Company hierarchySubsidiaries1 record
West Town Bancorp funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
West Town Bancorp M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about West Town Bancorp
What does West Town Bancorp do?
West Town Bancorp, Inc. operates as the holding company for a community savings bank, delivering deposit, lending, and treasury management services to consumer and business clients. Through its banking subsidiary, it offers business banking (checking, savings, treasury management, digital banking), business lending (commercial loans, SBA loans, USDA business loans), personal banking (checking, savings, money market, debit cards, digital banking), and home loans, supplemented by specialized industry financing teams for commercial real estate, franchises, government contractors, homeowner associations, political organizations, not-for-profits, restoration, and settlement services.
Is West Town Bancorp a public or private company?
West Town Bancorp is a public company. It is classified as public and is currently operating.
When was West Town Bancorp founded?
West Town Bancorp was founded in 1999. It employs 101 to 250 people.
Where is West Town Bancorp based?
West Town Bancorp is headquartered in Cicero, United States, in the North America region.
Who are West Town Bancorp's main competitors?
Direct peers on record are First Busey Corporation, Old Second Bancorp, First Mid-Illinois Bancshares, BankFinancial Corporation, Inland Bancorp, First Savings Financial Group and West Suburban Bank. Broad incumbents are Wintrust Community Banks and MB Financial (now Fifth Third). Standard Bank and Trust Company is listed as a regional player.
Does West Town Bancorp have an API?
No public API is recorded for West Town Bancorp.
What industry is West Town Bancorp in?
West Town Bancorp's product category is Community Banking. Its primary akta.pro industry code is FSABAKAK, Savings Banks (Public/State-Owned), with a secondary code of FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings). Its NAICS code is 52218 and its SIC code is 6036.