Currenxie
Currenxie is a Hong Kong-founded fintech (2014) providing multi-currency business accounts, foreign exchange, bank and wallet payments, and Visa Business cards to SMEs, complemented by an API-first platform with Open Banking support for Third Party Providers under multi-jurisdictional EMI licences.
- Company typePrivate
- Founded2014
- HeadquartersHong Kong, Hong Kong SAR China
- Headcount101–250
- GTM typeB2B
- OfferingServices
What Currenxie does
Currenxie Technologies Limited is a Hong Kong-headquartered fintech founded in 2014 that provides cross-border payment infrastructure and multi-currency business accounts primarily to small and medium enterprises (SMEs), with a secondary customer segment of Third Party Providers (TPPs) consuming its Open Banking API. Its core product is the Global Account, a multi-currency business account offering foreign exchange, bank and wallet payments, and Visa Business cards, with company-disclaimed FX cost savings of up to 61% versus competitors. The underlying platform is API-first: a REST API (Currenxie Platform API) using OAuth 2.0 Client Credentials authentication, with rate limits of 100 read/write operations per second, webhook-based real-time event notifications (PAYMENT_STATUS_UPDATE, ACCOUNT_REQUEST_STATUS_UPDATE, CREDIT_NOTIFICATION), and an Open Banking offering supporting PISPs and AISPs with eIDAS-compliant QWAC certificate validation. Revenue is generated on a transaction-fee basis across FX, bank/wallet payments, and card issuance under a pay-as-you-go model. Currenxie operates under an Electronic Money Institution licence from the UK Financial Conduct Authority and holds additional licences in Australia, Canada, Hong Kong, South Africa, the US, and EU, giving it a multi-jurisdictional regulatory footprint that underwrites its cross-border proposition. The company raised US$10 million in a Series A in August 2021 led by BF Belmont and, as of February 2026, launched a cross-border business account solution targeting UK SMEs. Headcount is reported in the 101-250 range, with go-to-market executed through a hybrid of developer-led self-service, inside sales for UK SMEs, enterprise field sales supported by relationship managers, and API-led distribution to TPPs.
Currenxie firmographics
Firmographics- Name
- Currenxie
- Legal name
- Currenxie Technologies Limited
- Website
- https://currenxie.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Currenxie is a Hong Kong-founded fintech (2014) providing multi-currency business accounts, foreign exchange, bank and wallet payments, and Visa Business cards to SMEs, complemented by an API-first platform with Open Banking support for Third Party Providers under multi-jurisdictional EMI licences.
- Ownership category
- akta.pro rank
Currenxie industry classification
Industry- Product category
- Cross-Border Payments
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK)
- akta.pro secondary industries
- International / Multi-Currency Wallets (FSAMAEAL), Cross-Border & FX Payments Platforms (BPAMAFAK), Embedded Deposit Accounts & Digital Wallet Infrastructure (FSAGALAE)
Keywords
Where Currenxie is headquartered
LocationHeadquarters
- HQ city
- Hong Kong
- HQ country
- Hong Kong SAR China
- HQ region
- Asia
Offices2 records
Markets served
Currenxie business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Multi-currency Payment Services: Currenxie generates revenue through foreign exchange services, bank and wallet payments, and multi-currency account management for SMEs. The platform claims FX cost savings of up to 61% compared with competitors, positioning cost-effective payment solutions as a key value driver.
- Visa Business Cards: Revenue generated through issuance of Visa Business cards to business customers for cross-border payment needs
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Cross-border business account for UK SMEs |
Go-to-market motion4 records
Distribution channels3 records
Marketing channels4 records
Currenxie product offering
Product offeringCore offering
Currenxie provides multi-currency business accounts (Global Accounts) for SMEs, enabling cross-border payments, foreign exchange, bank and wallet payments, and Visa Business card issuance. The offering is complemented by a developer-facing REST API platform with webhooks and an Open Banking API for Third Party Providers (TPPs). The company operates as a regulated Electronic Money Institution licensed across the UK, Australia, Canada, Hong Kong, South Africa, the US, and the EU.
Product overview
Currenxie is a Hong Kong-founded fintech (established 2014) offering a cross-border payments and business account platform for SMEs. The core product is the Global Account, a multi-currency business account providing foreign exchange services, bank and wallet payments, and Visa Business cards. The platform is complemented by developer-facing API products including the Currenxie Platform API for account and payment management, Webhooks for real-time event notifications, and an Open Banking API for TPP integration. The company holds Electronic Money Institution licenses in the UK, Australia, Canada, Hong Kong, South Africa, the US, and EU.
Differentiator
Problem solved
Functional benefit
Products and services
- Global Account (Cross-Border Business Account) A multi-currency business account enabling SMEs to hold balances in multiple currencies, conduct cross-border payments, access foreign exchange services, make bank and wallet payments, and use Visa Business cards for international transactions.
- Currenxie Platform API A REST API platform enabling developers and businesses to automate global payments, manage accounts and beneficiaries, view balances and transactions, and integrate payment workflows programmatically. Supports OpenAPI schema, Python SDK, and webhook subscriptions for events such as payment status updates and credit notifications.
- Open Banking API An Open Banking API for Third Party Providers (PISPs and AISPs) enabling Payment Initiation Services (PIS) and Account Information Services (AIS) with regulatory compliance validation and eIDAS certificate verification.
- Webhooks (Push API) Push-based event notification service that delivers real-time updates on payment status changes, account request status changes, and credit notifications to client-configured HTTPS endpoints.
Quantifiable outcome
- FX cost savings of up to 61% compared with competitors for SME cross-border payments
Companies that use Currenxie
Customer profileSegments2 records
Ideal customer profiles3 records
Currenxie technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Currenxie partnerships and signals
Strategic signalScale indicators4 records
Recent moves6 records
Expansion highlights6 records
Currenxie competitors and assessment
Company assessmentDirect peers
- Airwallex: Hong Kong-based fintech founded in 2015 offering multi-currency business accounts, cross-border payments, FX, and corporate cards for SMEs and enterprises. Closest direct competitor to Currenxie given shared HK origin, target SME segment, and multi-currency account proposition.
- Wise: UK-based cross-border payments platform offering multi-currency accounts and low-cost FX to consumers and businesses. Direct competitor on multi-currency account, FX pricing, and SME cross-border payment services; well-capitalized and publicly listed.
- Revolut Business: UK-based neobank offering multi-currency business accounts, FX, and corporate cards to SMEs across multiple jurisdictions. Direct competitor in the cross-border SME segment with stronger consumer brand and larger funding base.
- Payoneer: US-based cross-border payments platform offering multi-currency receiving accounts, FX, and payouts primarily to freelancers, SMBs, and marketplaces. Direct peer in the cross-border SME/marketplace payments space.
- PingPong: China/Hangzhou-based cross-border payments platform serving SMB exporters and importers with multi-currency accounts and FX. Direct peer particularly in the Asia-Pacific SME cross-border corridor that overlaps with Currenxie's HK home market.
- LianLian Global: China-based cross-border payments provider serving exporters and SMBs with multi-currency accounts, FX, and card-acceptance services. Direct peer in Asia-Pacific SME cross-border payments with overlapping regulatory footprint.
- Brex: US-based corporate card and business banking platform offering multi-currency cards, FX, and expense management for startups and SMEs. Direct peer on the Visa Business card and multi-currency proposition, though Brex is more US-centric.
- OFX: Australia-headquartered FX and cross-border payments provider offering multi-currency accounts and international payments to individuals and SMBs. Direct peer in the APAC cross-border FX segment with overlapping geographic footprint.
- WorldFirst: UK/Alipay-affiliated multi-currency business account and cross-border payments platform serving SMEs and importers/exporters. Direct competitor in the UK and APAC multi-currency SME segment following its Ant Group acquisition.
Broad incumbents
- Stripe: Global payments infrastructure provider offering multi-currency accounts (Stripe Treasury/Atlas), FX, and payment processing to businesses of all sizes. Broad incumbent rather than direct niche competitor; overlaps on multi-currency accounts and cross-border payments but serves a much broader market.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks7 records
Key highlights6 records
Customer concentration
Currenxie social profiles
Digital presenceCurrenxie compliance and trust
Trust signalCompliance1 record
Currenxie financial estimates
Financial estimateRevenue estimate
Valuation estimate
Currenxie leadership team
Management profileNumber of profiles
Profiles3 records
Currenxie funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Currenxie M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Currenxie
What does Currenxie do?
Currenxie provides multi-currency business accounts (Global Accounts) for SMEs, enabling cross-border payments, foreign exchange, bank and wallet payments, and Visa Business card issuance. The offering is complemented by a developer-facing REST API platform with webhooks and an Open Banking API for Third Party Providers (TPPs). The company operates as a regulated Electronic Money Institution licensed across the UK, Australia, Canada, Hong Kong, South Africa, the US, and the EU.
Is Currenxie a public or private company?
Currenxie is a private company. It is classified as venture growth investor backed and is currently operating.
When was Currenxie founded?
Currenxie was founded in 2014. It employs 101 to 250 people.
Where is Currenxie based?
Currenxie is headquartered in Hong Kong, Hong Kong SAR China, in the Asia region.
How does Currenxie make money?
Two revenue lines are on record. Multi-currency Payment Services are the primary driver. The others are visa Business Cards.
Who are Currenxie's main competitors?
Direct peers on record are Airwallex, Wise, Revolut Business, Payoneer, PingPong, LianLian Global, Brex, OFX and WorldFirst. Stripe is listed as a broad incumbent.
Does Currenxie have an API?
Yes. Currenxie offers a REST API enabling developers to automate global payments, manage Global Accounts, view balances and transactions, handle webhooks for real-time account activity notifications, manage beneficiaries, and execute transfers. The API uses OAuth 2.0 Client Credentials flow for authentication with Bearer token. Rate limits are 100 read operations per second and 100 write operations per second, with the transfer quote endpoint limited to 1 request every 5 seconds. The API supports versioning (v1.0, v2.0) and webhook subscriptions for events including PAYMENT_STATUS_UPDATE, ACCOUNT_REQUEST_STATUS_UPDATE, CREDIT_NOTIFICATION, and TEST. Sandbox environment available at api.sandbox.currenxie.com. Developer documentation is at developer.currenxie.com.
What industry is Currenxie in?
Currenxie's product category is Cross-Border Payments. Its primary akta.pro industry code is FSAGABAK, Cross-Border FX, Multi-Currency & Treasury for Payments, with a secondary code of FSAMAEAL, International / Multi-Currency Wallets. Its NAICS code is 52232 and its SIC code is 6199.