Lakota Federal Credit Union
- Company typePrivate
- Founded2009
- HeadquartersKyle, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
Lakota Federal Credit Union firmographics
Firmographics- Name
- Lakota Federal Credit Union
- Legal name
- Lakota Federal Credit Union
- Website
- https://lakotafcu.org
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Lakota Federal Credit Union industry classification
Industry- Product category
- Community Credit Union Banking
- NAICS
- Credit Unions (52213), Credit Unions (522130), Depository Credit Intermediation (5221)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)
- akta.pro secondary industries
- Cooperative Banks (Member-Owned Commercial/Retail) (FSABAEAF), Community Development Credit Unions (CDCUs) (FSABAEAC), Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL)
Keywords
Where Lakota Federal Credit Union is headquartered
LocationHeadquarters
- HQ city
- Kyle
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Lakota Federal Credit Union business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Interest Income: Credit unions generate primary revenue through interest earned on loans including home mortgages, auto loans, and credit cards extended to members.
- Fee-based Services: Revenue generated from various banking fees including convenience services, ATM usage, and other financial service charges.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Variable rate credit products based on applicant creditworthiness |
Go-to-market motion1 record
Distribution channels6 records
Marketing channels3 records
Lakota Federal Credit Union product offering
Product offeringCore offering
Lakota Federal Credit Union is a federally chartered, member-owned cooperative credit union providing consumer banking products and lending services to individuals and families. Core offerings include deposit accounts, residential home loans, auto and consumer loans, and credit cards. Supporting member services include e-statements, an ATM and branch locator, online applications, mobile bus stops, an appointment scheduler, vehicle search tools, and financial calculators.
Product overview
Lakota Federal Credit Union offers a single unified banking platform providing essential financial products including Accounts, Home Loans, Auto & Consumer Loans, and Credit Cards. The credit union supplements its core offerings with various member convenience tools such as e-Statements, ATM and Branch Locator, Mobile Bus Stops, Appointment Scheduler, Find A Vehicle, and Calculators. The product portfolio represents a traditional credit union model combining core banking services with supporting member-facing digital tools.
Differentiator
Problem solved
Functional benefit
Products and services
- Deposit Accounts Checking and savings account products offered to credit union members for everyday banking, deposits, and account management.
- Home Loans Residential mortgage and home financing products for members purchasing or refinancing homes, offered with Equal Housing Lender backing.
- Auto and Consumer Loans Vehicle financing and personal consumer loans for members' various borrowing needs, with an integrated vehicle search tool to help find a car to finance.
- Credit Cards Credit card products with online application capabilities offered to members for personal credit needs.
Companies that use Lakota Federal Credit Union
Customer profileSegments2 records
Ideal customer profiles2 records
Lakota Federal Credit Union technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Lakota Federal Credit Union partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Expansion highlights4 records
Lakota Federal Credit Union competitors and assessment
Company assessmentDirect peers
- Voyager Federal Credit Union: South Dakota community credit union offering consumer loans, mortgages, and deposit services to a defined membership base — directly comparable charter, products, and regional footprint to Lakota FCU.
- Dakotaland Federal Credit Union: Community credit union serving South Dakota with similar core deposit and consumer lending products; comparable in size, charter, and geographic scope, providing a tight peer benchmark for Lakota FCU.
- Black Hills Federal Credit Union: Also a federally chartered community credit union headquartered in Rapid City, SD, serving South Dakota residents with deposit accounts, mortgage, auto, and credit card products — directly comparable in charter type, geography, and product mix.
- Great Plains Federal Credit Union: Community credit union serving rural South Dakota / Plains region members with deposit and consumer lending products; similar rural community charter and product breadth to Lakota FCU.
- Central Federal Credit Union: South Dakota chartered credit union offering consumer loans, credit cards, and deposit accounts to local community members; comparable membership-based model and regional community focus.
- Lake Area Federal Credit Union: Watertown, SD-based community credit union with similar small-scale branch operations, consumer/mortgage lending, and member-owned cooperative model — a close proxy for Lakota FCU's operational profile.
Regional players
- Border Federal Credit Union: Community credit union serving the SD/ND border region with similar core products, providing regional comparison on community-anchored credit union economics.
Broad incumbents
- Navy Federal Credit Union: Largest U.S. credit union by assets operating as a broad incumbent; overlaps with Lakota FCU on product mix (deposits, mortgages, credit cards, auto loans) but at vastly greater scale and a defined-membership field.
- Pentagon Federal Credit Union (PenFed): Large national credit union offering the same core product suite — checking/savings, mortgages, auto, and credit cards — and provides the broader-incumbent benchmark for cooperative member-owned economics.
Others
- Sunrise Banks: Certified CDFI bank focused on serving underserved communities with community development lending; comparable to Lakota FCU through shared CDFI-aligned mission and similar community-focused deposit/lending model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Lakota Federal Credit Union social profiles
Digital presenceLakota Federal Credit Union compliance and trust
Trust signalCompliance2 records
Lakota Federal Credit Union financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lakota Federal Credit Union leadership team
Management profileNumber of profiles
Lakota Federal Credit Union funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lakota Federal Credit Union M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lakota Federal Credit Union
What does Lakota Federal Credit Union do?
Lakota Federal Credit Union is a federally chartered, member-owned cooperative credit union providing consumer banking products and lending services to individuals and families. Core offerings include deposit accounts, residential home loans, auto and consumer loans, and credit cards. Supporting member services include e-statements, an ATM and branch locator, online applications, mobile bus stops, an appointment scheduler, vehicle search tools, and financial calculators.
Is Lakota Federal Credit Union a public or private company?
Lakota Federal Credit Union is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Lakota Federal Credit Union founded?
Lakota Federal Credit Union was founded in 2009. It employs 1 to 10 people.
Where is Lakota Federal Credit Union based?
Lakota Federal Credit Union is headquartered in Kyle, United States, in the North America region.
How does Lakota Federal Credit Union make money?
Two revenue lines are on record. Interest Income is the primary driver. The others are fee-based Services.
Who are Lakota Federal Credit Union's main competitors?
Direct peers on record are Voyager Federal Credit Union, Dakotaland Federal Credit Union, Black Hills Federal Credit Union, Great Plains Federal Credit Union, Central Federal Credit Union and Lake Area Federal Credit Union. Border Federal Credit Union is listed as a regional player. Broad incumbents are Navy Federal Credit Union and Pentagon Federal Credit Union (PenFed). Sunrise Banks is listed as an others.
Does Lakota Federal Credit Union have an API?
No public API is recorded for Lakota Federal Credit Union.
What industry is Lakota Federal Credit Union in?
Lakota Federal Credit Union's product category is Community Credit Union Banking. Its primary akta.pro industry code is FSABAEAA, Community Credit Unions (Retail/Consumer Focus), with a secondary code of FSABAEAF, Cooperative Banks (Member-Owned Commercial/Retail). Its NAICS code is 52213 and its SIC code is 6141.