CAPIS

What CAPIS does

CAPIS (Capital Portfolio & Investment Systems Limited) is an SEC-licensed venture capital manager headquartered in Port Harcourt, Nigeria, and a wholly owned subsidiary of Quantrium Holdings Limited. Founded circa 2013, the company operates a multi-product platform under its proprietary Access to Capital as a Service (ACaaS) model, serving three primary customer segments: parents and guardians planning long-term capital for children aged 0-12 (Kids Capital Trust / KCT, maturing at beneficiary age 21); early-stage and growth-stage entrepreneurs seeking venture development and seed capital (Venture Capital Fund Program / VCFP, with up to N1,000,000 standard and N50,000,000 Premium tier seed facilitation); and individuals and SMEs participating in commercial and infrastructure projects (CAPIS Commonwealth Card / 3C, with a 40/30/30 client/CAPIS/VDC profit share on net commercial outcomes). Distribution is executed through direct digital self-serve enrollment on capisgroup.com and dedicated product portals, supplemented by a Commission Agency Program (CAP) of independent agents across Nigeria, a strategic partnership with STP Investment Services for buy-side outsourced trading, and project execution handled by its wholly owned subsidiary Vantrium Development Company Limited (VDC).

The technology stack consists of proprietary digital portals and platforms rather than AI-driven systems: the main website and dedicated KCT and 3C product portals host self-serve onboarding; the Entrepreneurship Social Network (ESN), exclusive to VCFP subscribers, provides a community ecosystem for entrepreneur-investor collaboration; the 3C service is paired with a virtual prepaid debit card and e-wallet for profit allocations and partner discounts; and a Final Value Calculator on the KCT portal enables interactive estimation of maturity capital values. CAPIS holds federal trademark registrations for the CAPIS brand and the VCFP mark, and is regulated under the Investments and Securities Act by the Securities and Exchange Commission of Nigeria as a Venture Capital Manager.

Revenue is generated primarily through one-time, non-refundable enrolment and service fees across all three core products (KCT, VCFP, 3C), with optional instalment payment plans. Supplementary revenue streams include discretionary seed capital facilitation (professional services), a 30% share of net commercial profit on 3C projects (transaction-based, non-guaranteed), and commissions paid to and earned from agents under the CAP referral program. Customer segments are hybrid, combining individual consumers (parents, retail entrepreneurs), SMBs, agents/partners, and nascent institutional investors, with a segmentation approach spanning both personas and business units. Operations are exclusively domestic (Nigeria) with no disclosed geographic expansion, and the company has not raised institutional venture or private equity capital beyond a single 2017 funding round of approximately $599,369.

Name

CAPIS

Legal name

Capital Portfolio & Investment Systems Limited

Website

https://capisgroup.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

101–250 employees

Short description

CAPIS is an SEC-licensed Nigerian venture capital manager operating a multi-product Access to Capital as a Service (ACaaS) platform serving parents (KCT), entrepreneurs (VCFP), and project participants (3C) through proprietary digital portals, an agent referral program, and a wholly owned project execution subsidiary.

Ownership category

akta.pro rank

Product category

Retail Venture Capital Management

NAICS

Portfolio Management and Investment Advice (523940), Funds, Trusts, and Other Financial Vehicles (525), Trusts, Estates, and Agency Accounts (525920)

SIC

Security Brokers, Dealers & Flotation Companies (6211), Finance Services (6199)

akta.pro primary industry

Equity Capital Introduction & Prime Services (FSACAFAK)

akta.pro secondary industries

Prime Brokerage (FSAEACAD), Prime Brokerage Custody & Asset Servicing (Custody Component) (FSAFAHAF)

Keywords

• Retail venture capital
• Structured capital trust
• Venture development services
• Project financing facilitation
• Access to capital services

Headquarters

HQ city

Lagos

HQ country

Nigeria

HQ region

Africa

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. KCT Enrolment Service Fees: One-time service fees for structuring, administration, portfolio management coordination, and advisory services under the Kids Capital Trust. Fees may be paid upfront or in two, three, or four instalments. The trust structure becomes active upon full payment.
2. VCFP Enrolment and Subscription Fees: Non-refundable service charges for participation in the Venture Capital Fund Program, which includes venture development, capacity building, and capital facilitation assessment. Enrolment fees are strictly service charges and do not constitute investment capital.
3. 3C Enrolment Service Fees: One-time non-refundable service fees for access to the 3C platform, based on selected plan tier (Individual, Enterprise, or Corporate). Participation in any project is separate from and not guaranteed by payment of the service fee.
4. Seed Capital Facilitation (Discretionary): Eligible VCFP participants may be considered for seed-stage venture capital participation of up to N1,000,000, subject to venture readiness assessment, capital budgeting, viability analysis, and CAPIS investment criteria. Advanced tracks (Premium Partnership, Super Pact) may facilitate up to N50,000,000.
5. 3C Project Profit Sharing: Where projects generate net commercial income, profit allocation is structured as 40% to participating clients, 30% to CAPIS (facilitation and management), and 30% to VDC (project execution and supervision). All profit outcomes are commercial, non-guaranteed, and may be zero.
6. CAP Commission Agency Referrals: Commission-based engagement where agents earn income by referring clients to CAPIS products and services. Agents receive commissions for valid referrals and qualifying transactions, with certain products attracting recurring or periodic commissions for clients directly referred by the agent.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

CAPIS is an SEC-licensed venture capital manager that delivers structured financial services under its proprietary Access to Capital as a Service (ACaaS) model. Its core offerings include Kids Capital Trust (KCT) — a long-term children's wealth planning trust; Venture Capital Fund Program (VCFP) — venture development and seed capital facilitation for early/growth-stage businesses; and CAPIS Commonwealth Card (3C) — a virtual prepaid card platform facilitating client participation in commercial and infrastructure projects with profit-sharing.

Product overview

CAPIS (Capital Portfolio & Investment Systems Limited) is an SEC-licensed venture capital manager offering a portfolio of structured financial services organized around its Access to Capital as a Service (ACaaS) model. The core product suite comprises three main offerings: Kids Capital Trust (KCT), a long-term capital trust for children's financial planning; Venture Capital Fund Program (VCFP), a venture development and capital facilitation program for early and growth-stage businesses; and CAPIS Commonwealth Card (3C), a project participation and financing facilitation service. Supporting these are the CAP Commission Agency Program (a referral/commission structure) and Business Growth & Development Services. The platform operates exclusively within Nigeria, regulated by the SEC.

Differentiator

Problem solved

Functional benefit

Brands

• Kids Capital Trust (KCT): A structured capital trust and long-term investment advisory service designed to support parents who wish to plan early for their children's financial future.
• Venture Capital Fund Program (VCFP)
• CAPIS Commonwealth Card (3C)
• CAPIS Commission Agency Program (CAP)

Products and services

• Kids Capital Trust (KCT) A structured capital trust and long-term investment advisory service from CAPIS designed to support parents in planning early for their children's financial future. Children aged 0-12 are eligible, the trust matures at beneficiary age 21, and plans include Basic, Classic, Platinum (fixed) and Dynamic, Ultimate (flexible).
• Venture Capital Fund Program (VCFP) A structured venture development and capital facilitation program from CAPIS supporting early-stage and growth-stage businesses through entrepreneurial capacity building, venture readiness, and managed access to capital, including a five-year moratorium period before seed capital participation eligibility. Tracks include Standard enrolment, Premium Partnership, and Super Pact.
• CAPIS Commonwealth Card (3C) A third-party financing and investment project facilitation platform from CAPIS that connects clients with commercial and infrastructure projects requiring capital and expert facilitation. Features a virtual prepaid debit card (CAPIS Commonwealth Card), an e-wallet, bidding-based project participation, profit-sharing allocations, and access to partner discounts. Plans include Individual, Enterprise, and Corporate tiers.
• CAPIS Commission Agency Program (CAP) A structured referral and commission-based engagement program from CAPIS that enables independent agents and partner organizations to earn income by referring clients to CAPIS products (KCT, VCFP, and 3C) via unique referral IDs and links, with certain products yielding recurring commissions.
• Business Growth & Development Services Business advisory services from CAPIS delivered through the Retail Venture Capital Department offering in-depth business research, market analysis, strategy blueprints, Five-Year Growth Plans, business plan development, corporate registration, business account opening, compliance, and go-to-market support for VCFP subscribers.

Quantifiable outcome

• Over 1 million individuals and businesses have joined the 3C Service
• +4 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Four partnerships are on record, tiered core, supporting and minor.

• STP Investment ServicescoreStrategic or Co-development Partner · 22 April 2026CAPIS and STP Investment Services announced a strategic partnership to launch a coordinated outsourced model integrating trade execution and investment operations support for buy-side firms. The partnership combines CAPIS's execution capabilities with STP's operational tools to create a seamless experience across the entire trade lifecycle. The collaboration builds on a successful pilot engagement where the firms aligned data feeds and file structures to reduce manual intervention and eliminate reconciliation burdens for a mutual client.
• Vantrium Development Company Limited (VDC)coreOthersVDC is a CAPIS subsidiary responsible for project development, oversight, and supervision under the 3C Service. VDC develops, executes, and supervises all projects facilitated through the 3C platform, manages project accounts and payments, and oversees contractors and execution performance. Projects are executed or supervised through VDC, with profit allocation of 30% to VDC for project execution and supervision.
• Third-Party Health Insurance ProviderssupportingOthersHealth insurance benefits under KCT are provided through third-party providers and are subject to their terms and conditions. Coverage eligibility begins 36 months after enrolment and may continue until the child reaches age 21. Parents will be formally invited to opt in or opt out when eligibility commences.
• Partner Discount OutletsminorOthers3C clients may access up to 10% (some sources mention 15%) discounts at approved partner outlets across sectors including Healthcare, Retail, Travel, Hospitality, Lifestyle, and Wellness. The CAPIS Commonwealth Card provides access to these approved partner discount programs.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Cowrywise: Nigerian SEC-licensed digital wealth management platform offering retail savings, investments, and mutual funds via a mobile app. Most directly comparable to CAPIS's retail investment and managed-funds offerings across KCT/VCFP, with similar target market of Nigerian retail savers and investors seeking structured wealth-building products.
• Piggyvest: One of Nigeria's largest digital savings and investment platforms, serving millions of retail customers with target savings, fixed deposits, and investment portfolios. Comparable to CAPIS in target market (Nigerian retail financial consumers), product breadth (multi-product financial platform), and digital self-serve GTM.
• Carbon (formerly Paylater): Nigerian digital finance platform offering loans, investments, and savings to individuals and businesses. Comparable in serving Nigerian retail customers with structured financial products and a digital-first model, with overlap in business funding and investment categories served by VCFP and 3C.
• Bamboo: Nigerian-founded digital investment platform giving retail investors access to US, Nigerian, and Chinese stocks. Comparable to CAPIS's 3C and VCFP in providing Nigerian retail customers with structured access to capital markets and investment opportunities through a digital platform.
• Risevest: Nigerian dollar-denominated investment platform offering real estate, stocks, and fixed income products to retail investors. Comparable in targeting Nigerian retail customers seeking accessible, managed investment vehicles with structured portfolios, similar to CAPIS's VCFP and 3C offerings.
• Chaka: Nigerian digital investment platform providing retail access to local and international stocks. Comparable to CAPIS in serving Nigerian retail investors with structured, regulated access to capital markets through digital onboarding, and in addressing the 'access to capital' gap that CAPIS's ACaaS model targets.
• Aruwa Capital: Nigerian early-stage venture capital firm backing SMEs and startups across Nigeria and West Africa. Directly comparable to CAPIS's VCFP venture development and seed capital facilitation model, though Aruwa raises institutional capital while CAPIS mobilises retail participants through its ACaaS framework.

Broad incumbents

• Kuda Bank: Nigerian digital-only licensed bank serving millions of customers with deposits, transfers, savings, and investment products. A broader incumbent than CAPIS, Kuda competes for the same Nigerian retail financial customer with a regulated banking licence, potentially limiting CAPIS's pricing power and customer acquisition in adjacent categories.
• ARM Pensions (Asset & Resource Management): One of Nigeria's largest pension fund administrators and asset managers, with regulated retirement savings products at massive scale. Overlaps with CAPIS's long-duration wealth-building positioning (KCT) but operates with a pension licence and significantly larger AUM, representing both a comparable model and a much larger incumbent competitor.

Regional players

• CardinalStone Capital: Nigerian investment management and advisory firm offering asset management, private equity, and wealth advisory across West Africa. Comparable to CAPIS in providing regulated Nigerian investment advisory and fund management services, though CardinalStone operates primarily institutional/B2B while CAPIS focuses on retail.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/CAPISGROUP

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries2 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CAPIS