Neighborhood Housing Services of the Inland Empire

What Neighborhood Housing Services of the Inland Empire does

Neighborhood Housing Services of the Inland Empire (NHSIE) is a 501(c)(3) nonprofit housing organization founded in 1981 in San Bernardino, California, serving low-to-moderate income families and first-time homebuyers across San Bernardino and Riverside Counties (the Inland Empire). Co-founded by WWII veterans Leonard Davenport, Luis Navarette, and Jack Hill, NHSIE delivers a portfolio of integrated housing services including free homebuyer education, financial capabilities counseling, foreclosure prevention and housing stability counseling, down payment assistance (up to $10,000 per qualifying buyer), and a 2:1 savings match program through the Empire Builder Initiative. The organization also operates a real estate brokerage and lending operation, with one senior specialist having processed over 600 down payment assistance loans.

NHSIE does not operate a proprietary technology product. Service delivery is human-mediated through in-person counseling, intake appointments, and community workshops, supported by a modest SaaS stack including DocuSign for client intake, Eventbrite for event registration, and Salesforce for client processing and reporting. The organization supplements its core housing services with the Project GROW initiative for ADU-based affordable housing development, the Smart Start Initiative for youth financial education, the Rebuild IE Initiative for COVID-affected communities, and a partnership with DCAP providing electric vehicle financing.

The business model is a hybrid of grant-funded nonprofit operations and transactional revenue. NHSIE is primarily funded through donations and grants from institutional sources including NeighborWorks America (a chartered membership providing national resources and grant access), the U.S. federal government via congressional appropriations, the CDFI Fund, First Foundation, and the Wellness Fund. Disclosed grants in the input data total over $2.6M cumulatively across 2021-2025. Real estate brokerage transactions and down payment assistance loan processing generate supplementary fee revenue. Most client-facing services are provided free of charge, subsidized by grants and donations. NHSIE serves individual consumers through direct service delivery at its San Bernardino headquarters, virtual channels, and community events, with go-to-market driven by grassroots outreach, faith-based partnerships, and annual community events such as the Neighborhood Dreams Block Party and Gala.

Name

Neighborhood Housing Services of the Inland Empire

Legal name

Neighborhood Housing Services of the Inland Empire

Website

https://nhsie.org

Company type

Private

Founded year

1981

Operating status

Operating

Headcount range

11–50 employees

Short description

NHSIE is a 501(c)(3) nonprofit founded in 1981 that delivers housing counseling, financial education, down payment assistance, and real estate services to low-to-moderate income families and first-time homebuyers across San Bernardino and Riverside Counties in California's Inland Empire.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

Individual and Family Services (6241)

SIC

Services-Social Services (8300)

akta.pro primary industry

Hospitals, Clinics & Charitable Healthcare Providers (BPAGACAB)

akta.pro secondary industry

Faith-Based / Nonprofit Assisted Living Providers (HLADABAH)

Keywords

• Nonprofit housing counseling
• Down payment assistance
• Homebuyer education
• Foreclosure prevention
• Affordable housing development

Headquarters

HQ city

San Bernardino

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Donations and Grants: NHSIE operates as a 501(c)(3) nonprofit organization primarily funded through donations and government/foundation grants. The organization turns donations into community investments by helping troubled homeowners avoid foreclosure, repairing distressed homes, helping first-time homebuyers achieve homeownership, and providing financial management programs. Many services are free as long as subsidy permits.
2. Real Estate and Lending Services: NHSIE operates as a full-service brokerage providing real estate sales and lending support. The organization processes down payment assistance loans and provides secondary financing. Revenue is generated through real estate transactions and loan processing for homebuyers.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

NHSIE is a 501(c)(3) nonprofit that delivers housing counseling, financial education, down payment assistance, foreclosure prevention, and affordable housing development services to low-to-moderate income families and first-time homebuyers in San Bernardino and Riverside Counties (the Inland Empire). The organization operates a one-stop shop combining homebuyer education, financial capabilities counseling, a savings match program (Empire Builder Initiative), real estate brokerage, and direct lending support (including down payment assistance of up to $10,000) to create pathways to sustainable homeownership.

Product overview

NHSIE is a nonprofit housing organization offering a portfolio of integrated programs designed to help low-to-moderate income families in San Bernardino and Riverside Counties achieve and maintain homeownership. The core offerings include Homebuyer Education, Financial Capabilities Counseling, Down Payment Assistance (up to $10,000), and Housing Stability Counseling. These are supplemented by the Empire Builder Initiative (savings match program providing $2 for every $1 saved) and Funding for Electric Vehicles (in partnership with DCAP). The organization also operates real estate services and manages affordable housing development projects. NHSIE's initiatives include the Jack Hill Initiative (focused on African-American homeownership), Rebuild IE Initiative (COVID recovery outreach), Brick by Brick Initiative (foundational program since 1981), Smart Start Initiative (youth financial education), and Project GROW (ADU development for affordable housing). The organization serves as a one-stop shop combining education, counseling, and direct financial assistance to create sustainable pathways to homeownership.

Differentiator

Problem solved

Functional benefit

Brands

• Jack Hill Initiative: An initiative named after founding member Jack Hill, dedicated to promoting homeownership and wealth-building among African-American residents in the Inland Empire.
• Project GROW
• Smart Start Initiative
• Brick by Brick Initiative
• Rebuild IE Initiative
• Neighborhood Dreams Gala
• Empire Builder Initiative

Products and services

• Homebuyer Education Free educational workshops and classes that prepare first-time homebuyers for homeownership by teaching financial literacy, credit management, and the home buying process.
• Financial Capabilities Counseling

Quantifiable outcome

• Credit score increased from 732 to 815 within two months through NHSIE counseling
• +2 more outcomes

Named customers7 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

Six partnerships are on record, tiered core, major and minor.

• BBOP Center (Black and Brown Opportunities for Profit)coreStrategic or Co-development Partner · 4 October 2025NHSIE collaborates with BBOP Center to host the annual Neighborhood Dreams Block Party event. BBOP provides their venue at 599 North Arrowhead Avenue, San Bernardino, for community outreach events. This partnership enables NHSIE to bring homeownership resources, workshops, and financial education directly to the community.
• DCAPcoreStrategic or Co-development PartnerNHSIE partners with DCAP to provide financing for electric vehicle purchases. This partnership expands NHSIE's offerings beyond traditional housing services to include sustainable transportation options for community members.
• NeighborWorks AmericacoreStrategic or Co-development PartnerNHSIE is a chartered member of NeighborWorks America, a nonprofit organization constituted by Congress. This affiliation provides NHSIE with national resources, best practices, and grant funding opportunities. NHSIE received $394,500 from NeighborWorks America in 2021 for affordable housing programs.
• Rep. Pete AguilarmajorOthersRep. Pete Aguilar announced federal funding of $394,500 for NHSIE through NeighborWorks America in March 2021, and $50,000 Wellness Fund Grant in May 2024. This government partnership helps secure funding for NHSIE's housing programs in the Inland Empire.
• Churches and Faith-Based GroupsminorStrategic or Co-development PartnerNHSIE reaches out to churches and faith-based groups with excess land to explore opportunities for Accessory Dwelling Unit (ADU) development as part of the Project GROW initiative. These partnerships help expand affordable housing options in the Inland Empire.
• Polanco Mobile Home Park OwnersminorStrategic or Co-development PartnerNHSIE partners with Polanco mobile home park owners (owned and operated by farm workers) to explore ADU development opportunities and provide training and technical assistance to support affordable housing construction.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• HomeSight: NeighborWorks-affiliated nonprofit in Seattle providing culturally-targeted homeownership pathways, down payment assistance, and ADU development for minority and immigrant communities. Strong functional peer with similar mix of education, lending, and realty services.
• Habitat for Humanity Inland Empire: Direct regional peer providing affordable housing solutions to LMI families in San Bernardino and Riverside Counties. While focused on building vs. counseling, both serve the same client base and compete for the same grant funding and political goodwill in the Inland Empire.
• Neighborhood Housing Services of Los Angeles County: Another chartered NeighborWorks affiliate operating in Southern California with a similar model of homebuyer education, financial counseling, down payment assistance, and foreclosure prevention. Most structurally comparable peer given overlapping mission, service mix, and NeighborWorks charter status in the same state.
• Clearinghouse Community Development Financial Institution: California-based CDFI providing affordable housing loans, down payment assistance, and financial services to underserved communities. Operates overlapping programs (DPA, homebuyer education) across Southern California with comparable federal grant funding model.

Regional players

• Self-Help Enterprises: California-based affordable housing developer and counseling organization serving the Central Valley. Comparable model combining self-help housing construction with homebuyer education and DPA, but operates in a different regional market than NHSIE.
• Community Financial Resources (CFR): Southern California CDFI offering homebuyer education, financial coaching, and lending to underserved populations, primarily in LA County. Comparable mission and service mix but geographically distinct from NHSIE's Inland Empire footprint.
• Fair Housing Council of Riverside County: Local nonprofit providing housing counseling, fair housing education, and tenant advocacy in Riverside County. Adjacent mission in the same Inland Empire region, with overlapping client base and some grant funding competition with NHSIE.

Broad incumbents

• NeighborWorks America: National network of which NHSIE is a chartered member. Provides grant capital, training, and oversight to 250+ member organizations. Functions as both the parent ecosystem and a comparable incumbent in the housing counseling category at national scale.
• Enterprise Community Partners: National nonprofit that invests in affordable housing development and partners with local counseling organizations. Comparable as a broader incumbent in the affordable housing ecosystem with California presence and overlapping CDFI/NeighborWorks-adjacent funding relationships.
• LISC (Local Initiatives Support Corporation): National CDFI and community development intermediary providing capital, grants, and technical assistance to local housing nonprofits like NHSIE. Operates an Inland Empire office and is both a potential funder and a strategic peer in the ecosystem.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/nhsie
• Facebookfacebook.com/nhs.ie
• LinkedInlinkedin.com/company/neighborhood-housing-services-of-the-inland-empire

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Funding overview

Funding rounds2 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Neighborhood Housing Services of the Inland Empire