Graphite Financial
Graphite Financial is a privately held professional services firm that delivers outsourced accounting, finance, tax, payroll, and HR services on a recurring subscription basis to hundreds of venture-backed startups and growth-stage companies across SaaS, AI, eCommerce, HealthTech, and agency verticals.
- Company typePrivate
- Founded2016
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Graphite Financial does
Graphite Financial is a privately held professional services firm that provides outsourced accounting, finance, tax, payroll, and HR services to venture-backed startups and growth-stage companies. Founded in 2016 and headquartered in Miami, Florida, the company operates with a team of 11-50 employees serving hundreds of client companies across five primary verticals: SaaS & Software, AI Companies, eCommerce & Consumer Brands, HealthTech & Healthcare, and Agencies & Advertising. Graphite positions itself as an integrated back-office function rather than a fragmented vendor stack, delivering services as a single coordinated team embedded inside the client's business. Its service lines include GAAP-compliant bookkeeping, tax planning and compliance, FP&A and capital modeling, multi-state payroll, HR advisory, and accounts payable/receivable management, with clients able to select and scale individual modules on a recurring subscription basis.
Graphite's core "technology" is human capital and proprietary methodologies — startup-specific chart of accounts templates, financial models, operational playbooks, and vertical-specific expertise — rather than a software platform. The company supplements its services with a library of free downloadable tools (SaaS financial model, chart of accounts, 13-week cash flow forecast, R&D tax credit calculator, CPG payback model) that serve as lead generation assets and are reportedly used by 400+ growing teams. Marketing is primarily content-driven through a blog of 50+ articles, SEO, email via HubSpot, and social channels (LinkedIn, Facebook, Instagram, YouTube), supported by a formal partner referral program.
The business model is recurring subscription-based professional services with custom packaging and monthly billing; pricing is not publicly disclosed. In May 2023, Graphite received a strategic growth investment from private equity firm Red Iron Group, which simultaneously acquired CPM Advisory Group and combined it with Graphite, expanding the firm's FP&A and analytics capabilities. In September 2025, Graphite acquired Furey. CEO Paul Bianco continues to lead the company. Distribution is primarily direct sales via website contact forms, with channel expansion through the partner program.
Graphite Financial firmographics
Firmographics- Name
- Graphite Financial
- Legal name
- Graphite Financial, Inc.
- Website
- https://graphitefinancial.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Graphite Financial is a privately held professional services firm that delivers outsourced accounting, finance, tax, payroll, and HR services on a recurring subscription basis to hundreds of venture-backed startups and growth-stage companies across SaaS, AI, eCommerce, HealthTech, and agency verticals.
- Ownership category
- akta.pro rank
Graphite Financial industry classification
Industry- Product category
- Outsourced Finance and Accounting Services
- NAICS
- Accounting, Tax Preparation, Bookkeeping, and Payroll Services (5412), Payroll Services (541214)
- SIC
- Services-Engineering, Accounting, Research, Management (8700), Services-Management Consulting Services (8742)
- akta.pro primary industry
- Financial Planning & Analysis Support (Budgeting, Forecasting, Management Reporting) (BPAAAGAJ)
- akta.pro secondary industry
- Treasury Operations Support (Cash Management, Bank Reconciliations, Payments Ops) (BPAAAGAH)
Keywords
Where Graphite Financial is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Graphite Financial business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Outsourced Finance & Accounting Services: Graphite Financial provides integrated outsourced accounting, finance, tax, payroll, and HR services on a recurring subscription basis. Services are delivered as an integrated whole, scaling with client growth. The company operates as a professional services firm rather than a software platform, providing expert-led execution across back-office functions for growth-stage companies.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Custom service packages tailored to client needs |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels6 records
Graphite Financial product offering
Product offeringCore offering
Graphite Financial provides outsourced, full-service back-office finance, accounting, tax, payroll, and HR functions to venture-backed early-stage and growth-stage companies. Services are delivered as an integrated, coordinated team operating inside the client's business on a recurring monthly subscription basis, with clients able to select individual service lines (bookkeeping, tax, FP&A, payroll, HR, bill pay) and scale as they grow. The firm also offers a library of free downloadable financial tools and templates (SaaS financial model, chart of accounts, cash flow forecast, R&D tax credit calculator) that support its lead generation.
Product overview
Graphite Financial operates as an outsourced accounting and finance services firm offering a unified suite of professional services rather than a software platform. The core offering consists of six integrated service lines: Bookkeeping & Accounting, Tax Filing & Compliance, Finance & FP&A, Payroll Compliance, HR Advisory & Services, and Bill Pay & Invoicing. These services are designed to be consumed as an integrated whole, with clients able to select individual services and scale as needed. In addition to professional services, Graphite provides a library of free financial tools and templates including the SaaS Financial Model Template, Chart of Accounts Template, Month-End Close Checklist, 13-Week Cash Flow Forecast Template, CPG/eCommerce Payback Period Model, R&D Tax Credit Calculator, and Tax Impact and Savings Diagnostic. The company serves early-stage and growth-stage companies across SaaS, AI, eCommerce, HealthTech, and marketing agency verticals.
Differentiator
Problem solved
Functional benefit
Products and services
- Bookkeeping & Accounting Services GAAP-compliant, accrual-based accounting infrastructure providing financial ownership, audit-ready financials, and real-time visibility for board meetings and due diligence. Sold to early-stage and growth-stage companies as a recurring outsourced service.
- Tax Filing & Compliance Services Strategic tax planning and liability optimization including complex tax filings, multi-state requirements, R&D credit capture, and entity optimization. Sold to early-stage and growth-stage companies as a recurring outsourced service.
- Finance & FP&A Services Strategic financial planning and analysis including capital modeling, runway forecasting, board-ready reporting, and resource allocation guidance for complex growth cycles. Sold to early-stage and growth-stage companies as a recurring outsourced service.
- Payroll Compliance Services Multi-state payroll execution including tax filings, executive compensation management, and distributed team payroll for compliance across jurisdictions. Sold to early-stage and growth-stage companies as a recurring outsourced service.
- HR Advisory & Services Complete HR function including compliance, employee handbooks, onboarding, offboarding, disciplinary guidance, termination support, and performance management for scaling companies. Sold to early-stage and growth-stage companies as a recurring outsourced service.
- Bill Pay & Invoicing Services Accounts payable and receivable infrastructure including automated bill pay workflows, proactive collections, and internal controls for working capital protection. Sold to early-stage and growth-stage companies as a recurring outsourced service.
Quantifiable outcome
- Clean, repeatable month-end close process with audit-ready documentation
- +2 more outcomes
Companies that use Graphite Financial
Customer profileNamed customers28 records
Segments5 records
Ideal customer profiles5 records
Graphite Financial technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Graphite Financial partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- CPM Advisory GroupcoreCPM Advisory Group was acquired by Red Iron Group and combined with Graphite Financial as part of the same strategic transaction. The combination aimed to expand Graphite's service capabilities, particularly in financial reporting, planning, and analytics. CPM Advisory Group's expertise complemented Graphite's existing service offerings for early-stage and growth companies.
Scale indicators3 records
Recent moves6 records
Expansion highlights6 records
Graphite Financial competitors and assessment
Company assessmentDirect peers
- Bench: Bench delivers outsourced bookkeeping paired with proprietary software for small businesses. Comparable to Graphite in offering outsourced accounting subscriptions, though Bench skews toward smaller SMBs while Graphite focuses on VC-backed growth.
- inDinero: inDinero provides outsourced accounting, tax, and CFO services for small and growth-stage businesses. Directly overlaps with Graphite's integrated back-office offering for venture-backed clients.
- Pilot: Pilot is a startup-focused outsourced bookkeeping and finance operations firm serving venture-backed SaaS, ecommerce, and tech companies. It is the most directly comparable competitor to Graphite in the SaaS bookkeeping and fractional CFO niche.
- Decimal: Decimal (formerly Digits) is a bookkeeping, controller, and fractional CFO service built for venture-backed SaaS companies. Closely aligned with Graphite on integrated tech-enabled back-office services for high-growth startups.
- Kruze Consulting: Kruze provides accounting, tax, and CFO services specifically to venture-backed startups, with deep specialization in fundraise diligence and R&D tax credits. Direct competitor serving essentially the same customer base as Graphite.
Emerging players
- Botkeeper: Botkeeper is an AI-first bookkeeping automation platform augmented by human accountants for SMBs and accounting firms. Represents the technology-enabled emerging model that pressures traditional outsourced bookkeeping economics for legacy and newer BPOs like Graphite.
Broad incumbents
- EisnerAmper: EisnerAmper is a full-service accounting and advisory firm with a dedicated Technology and Life Sciences practice serving venture-backed growth companies. A broad incumbent offering overlapping outsourced CFO, accounting, and tax services to similar client profiles as Graphite.
- BDO USA: BDO USA is a top-tier accounting and advisory firm with a dedicated BDO Capital and Technology practices serving venture-backed companies. A broad incumbent that overlaps with Graphite's FP&A, tax, and outsourced accounting offerings at the upper end of the market.
- 1-800Accountant: 1-800Accountant is an established outsourced accounting and tax services provider serving small businesses broadly. A large incumbent in the outsourced accounting space, similar in services but broader and less vertically specialized than Graphite.
- RSM US: RSM US is a large accounting and consulting firm with strong startup and growth-company practices offering outsourced accounting, tax, and CFO advisory. A broad incumbent with overlapping capabilities to Graphite across the middle market.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Graphite Financial social profiles
Digital presenceGraphite Financial financial estimates
Financial estimateRevenue estimate
Valuation estimate
Graphite Financial leadership team
Management profileNumber of profiles
Profiles2 records
Graphite Financial subsidiaries and ownership
Company hierarchySubsidiaries1 record
Graphite Financial funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Graphite Financial M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Graphite Financial
What does Graphite Financial do?
Graphite Financial provides outsourced, full-service back-office finance, accounting, tax, payroll, and HR functions to venture-backed early-stage and growth-stage companies. Services are delivered as an integrated, coordinated team operating inside the client's business on a recurring monthly subscription basis, with clients able to select individual service lines (bookkeeping, tax, FP&A, payroll, HR, bill pay) and scale as they grow. The firm also offers a library of free downloadable financial tools and templates (SaaS financial model, chart of accounts, cash flow forecast, R&D tax credit calculator) that support its lead generation.
Is Graphite Financial a public or private company?
Graphite Financial is a private company. It is classified as private equity controlled and is currently operating.
When was Graphite Financial founded?
Graphite Financial was founded in 2016. It employs 11 to 50 people.
Where is Graphite Financial based?
Graphite Financial is headquartered in New York, United States, in the North America region.
How does Graphite Financial make money?
One revenue line is on record: outsourced Finance & Accounting Services.
Who are Graphite Financial's main competitors?
Direct peers on record are Bench, inDinero, Pilot, Decimal and Kruze Consulting. Botkeeper is listed as an emerging player. Broad incumbents are EisnerAmper, BDO USA, 1-800Accountant and RSM US.
Does Graphite Financial have an API?
No public API is recorded for Graphite Financial.
What industry is Graphite Financial in?
Graphite Financial's product category is Outsourced Finance and Accounting Services. Its primary akta.pro industry code is BPAAAGAJ, Financial Planning & Analysis Support (Budgeting, Forecasting, Management Reporting), with a secondary code of BPAAAGAH, Treasury Operations Support (Cash Management, Bank Reconciliations, Payments Ops). Its NAICS code is 5412 and its SIC code is 8700.