FinLab
FinLab AG (Xetra: A7A) is a Frankfurt-listed evergreen investment firm that provides capital markets access to generational founders from pre-seed through IPO, with offices in Frankfurt, Berlin, and San Francisco, and a portfolio spanning fintech, AI, robotics, energy, health, and mobility.
- Company typePrivate
- Founded2011
- HeadquartersFrankfurt, Germany
- Headcount1–10
- GTM typeB2B
- OfferingServices
What FinLab does
FinLab AG is a Frankfurt am Main-based, publicly listed investment company (Xetra: A7A) founded in 2005 that builds and backs companies in financial services technologies. Operating under the Heliad brand with offices in Frankfurt, Berlin, and San Francisco and a lean team of 1-10 employees, the firm functions as an evergreen investment platform providing "Access Investing" to generational founders from the earliest stages through IPO and beyond. Its investment stack comprises three layers: the wholly-owned early-stage vehicle Collective Ventures (founded by Cecil von Croÿ and Dr. Nicolaus Berlin) targets pre-seed to Series A founders and brings together a co-investor network of family business owners, executives, and entrepreneurs; direct balance-sheet investments are made in growth-stage companies free from traditional fund life cycles; and The CapitalCollective, a team of in-house experts in venture debt, equity financing, and M&A, helps portfolio companies structure financial strategies and navigate exits. The portfolio spans European Resilience, AI Agents & Robotics, Next-Gen Finance, AI Health, Energy Transition, and Seamless Mobility, and includes Raisin (€75B+ platform assets, 1M+ customers across 10 countries), Enpal, ARX Robotics, FINN, Gaia, askLio, Nelly, Bayshore, and encosa. Senior leadership is led by Co-CEOs Falk Schäfers (ex-Berenberg DACH Corporate Finance, oversaw HelloFresh and Delivery Hero IPOs) and Julian Kappus (ex-Bank of America Continental Europe Structured Finance), with Stefan Müller as Chairman of the Supervisory Board.
FinLab firmographics
Firmographics- Name
- FinLab
- Legal name
- HELIAD
- Website
- https://finlab.de
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- FinLab AG (Xetra: A7A) is a Frankfurt-listed evergreen investment firm that provides capital markets access to generational founders from pre-seed through IPO, with offices in Frankfurt, Berlin, and San Francisco, and a portfolio spanning fintech, AI, robotics, energy, health, and mobility.
- Ownership category
- akta.pro rank
FinLab industry classification
Industry- Product category
- Venture Capital
- NAICS
- Funds, Trusts, and Other Financial Vehicles (525), Open-End Investment Funds (525910)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Billing, Subscription & Revenue Management Infrastructure (FSAGABAM)
- akta.pro secondary industries
- Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG), Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK), Pricing, Risk-Based Offer & Limit Management (FSAGAHAE), Fintech & Payments Partner / ISO Referral Networks (FSAEAMAK)
Keywords
Where FinLab is headquartered
LocationHeadquarters
- HQ city
- Frankfurt
- HQ country
- Germany
- HQ region
- Europe
Offices3 records
Markets served
FinLab business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D
Revenue model
- Investment Management: Heliad generates returns through equity investments in early-stage and growth-stage companies. Their evergreen structure allows long-term partnership with founders from pre-seed through IPO and beyond. Revenue is generated through carried interest on successful exits and management fees.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
FinLab product offering
Product offeringCore offering
FinLab is a Germany-based investment company that builds companies in financial services technologies. It invests in early-stage founders (pre-seed to Series A) through its wholly-owned vehicle Collective Ventures and supports growth-stage companies via an evergreen balance-sheet structure that allows long-term partnership through IPO and beyond. It also provides venture debt, equity financing, and M&A advisory through its CapitalCollective team.
Product overview
HELIAD is a venture capital firm that provides access to capital markets to generational founders. Through its Collective Ventures early-stage investment vehicle, it invests in pre-seed to Series A founders. Through its Evergreen structure, it invests directly from its balance sheet to support portfolio companies through to IPO and beyond. The CapitalCollective provides venture debt, equity financing, and M&A support. As an investment platform rather than a product company, HELIAD does not offer standalone software products or services.
Differentiator
Problem solved
Functional benefit
Brands
- The CapitalCollective: A team of dedicated experts in venture debt, equity financing, and M&A that helps portfolio companies structure financial strategies, secure growth capital, and navigate strategic exits.
Products and services
- Collective Ventures
- Evergreen Growth-stage Investment
- CapitalCollective Advisory
Quantifiable outcome
- Access to €75B+ in platform assets (via portfolio company Raisin)
- +1 more outcomes
Companies that use FinLab
Customer profileNamed customers9 records
Segments2 records
Ideal customer profiles2 records
FinLab technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
FinLab partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Collective VenturescoreFully owned early-stage investment vehicle through which Heliad invests in pre-seed to Series A founders. Cecil von Croÿ and Dr. Nicolaus Berlin serve as Founders and Venture Partners at Collective Ventures. The entity brings together a strong co-investor network of family business owners, executives, and entrepreneurs.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
FinLab competitors and assessment
Company assessmentDirect peers
- Augmentum Fintech: UK-listed investment trust focused exclusively on early- and growth-stage fintech companies. Direct comparable to FinLab in mandate, target stage, and public-market holding structure.
- Molten Ventures (formerly Draper Esprit): UK-listed venture capital firm investing in European technology businesses across multiple stages. Highly comparable to FinLab in European tech investing mandate and listed holding structure.
- Bailador Technology Investments: ASX-listed investment company focused on growth-stage technology businesses. Comparable in structure as a publicly traded tech investment vehicle with similar portfolio diversification strategy.
- Earlybird Venture Capital: Berlin-based venture capital firm with deep European fintech and tech focus, and operational roots in the DACH region. Direct comparable in geography and stage focus.
- Target Global: Berlin-based venture capital firm investing across stages in European technology businesses. Comparable in DACH fintech/tech investing focus and stage breadth.
- Speedinvest: Vienna-based early-stage venture capital firm with a dedicated fintech vertical. Comparable in DACH-based fintech mandate and pre-seed to Series A stage focus.
Broad incumbents
- IP Group: FTSE-listed investment company developing deep-tech and life-sciences businesses from research institutions. Broader incumbent comparable as a publicly listed UK/European technology investor.
- 3i Group: FTSE 100-listed private equity and venture investor with European technology exposure. Broader incumbent comparable in publicly listed European investment company structure.
- Allied Minds: Public holding company investing in deep-tech and regulated technology businesses from research institutions. Comparable as a publicly listed technology holding vehicle with thematic mandates.
Emerging players
- Anthemis: London-based venture capital firm focused exclusively on fintech and financial services investment. Comparable in dedicated fintech mandate though operates as a private fund manager.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
FinLab social profiles
Digital presenceFinLab financial estimates
Financial estimateRevenue estimate
Valuation estimate
FinLab leadership team
Management profileNumber of profiles
Profiles11 records
FinLab subsidiaries and ownership
Company hierarchySubsidiaries1 record
FinLab funding detail
Funding detailFunding overview
Funding rounds2 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FinLab M&A and investment
M&A and investmentM&A1 record
Investments37 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FinLab
What does FinLab do?
FinLab is a Germany-based investment company that builds companies in financial services technologies. It invests in early-stage founders (pre-seed to Series A) through its wholly-owned vehicle Collective Ventures and supports growth-stage companies via an evergreen balance-sheet structure that allows long-term partnership through IPO and beyond. It also provides venture debt, equity financing, and M&A advisory through its CapitalCollective team.
Is FinLab a public or private company?
FinLab is a private company. It is classified as public and is currently operating.
When was FinLab founded?
FinLab was founded in 2011. It employs 1 to 10 people.
Where is FinLab based?
FinLab is headquartered in Frankfurt, Germany, in the Europe region.
How does FinLab make money?
One revenue line is on record: investment Management.
Who are FinLab's main competitors?
Direct peers on record are Augmentum Fintech, Molten Ventures (formerly Draper Esprit), Bailador Technology Investments, Earlybird Venture Capital, Target Global and Speedinvest. Broad incumbents are IP Group, 3i Group and Allied Minds. Anthemis is listed as an emerging player.
Does FinLab have an API?
No public API is recorded for FinLab.
What industry is FinLab in?
FinLab's product category is Venture Capital. Its primary akta.pro industry code is FSAGABAM, Billing, Subscription & Revenue Management Infrastructure, with a secondary code of FSAGACAG, Transaction Analytics & Cash-Flow Insights (risk signals, forecasting). Its NAICS code is 525 and its SIC code is 6199.