FinLab

Venture Capitalfinlab.de

FinLab AG (Xetra: A7A) is a Frankfurt-listed evergreen investment firm that provides capital markets access to generational founders from pre-seed through IPO, with offices in Frankfurt, Berlin, and San Francisco, and a portfolio spanning fintech, AI, robotics, energy, health, and mobility.

Company typePrivate
Founded2011
HeadquartersFrankfurt, Germany
Headcount1–10
GTM typeB2B
OfferingServices

What FinLab does

FinLab AG is a Frankfurt am Main-based, publicly listed investment company (Xetra: A7A) founded in 2005 that builds and backs companies in financial services technologies. Operating under the Heliad brand with offices in Frankfurt, Berlin, and San Francisco and a lean team of 1-10 employees, the firm functions as an evergreen investment platform providing "Access Investing" to generational founders from the earliest stages through IPO and beyond. Its investment stack comprises three layers: the wholly-owned early-stage vehicle Collective Ventures (founded by Cecil von Croÿ and Dr. Nicolaus Berlin) targets pre-seed to Series A founders and brings together a co-investor network of family business owners, executives, and entrepreneurs; direct balance-sheet investments are made in growth-stage companies free from traditional fund life cycles; and The CapitalCollective, a team of in-house experts in venture debt, equity financing, and M&A, helps portfolio companies structure financial strategies and navigate exits. The portfolio spans European Resilience, AI Agents & Robotics, Next-Gen Finance, AI Health, Energy Transition, and Seamless Mobility, and includes Raisin (€75B+ platform assets, 1M+ customers across 10 countries), Enpal, ARX Robotics, FINN, Gaia, askLio, Nelly, Bayshore, and encosa. Senior leadership is led by Co-CEOs Falk Schäfers (ex-Berenberg DACH Corporate Finance, oversaw HelloFresh and Delivery Hero IPOs) and Julian Kappus (ex-Bank of America Continental Europe Structured Finance), with Stefan Müller as Chairman of the Supervisory Board.

FinLab firmographics

Firmographics

Name: FinLab
Legal name: HELIAD
Website: https://finlab.de
Company type: Private
Founded year: 2011
Operating status: Operating
Headcount range: 1–10 employees
Short description: FinLab AG (Xetra: A7A) is a Frankfurt-listed evergreen investment firm that provides capital markets access to generational founders from pre-seed through IPO, with offices in Frankfurt, Berlin, and San Francisco, and a portfolio spanning fintech, AI, robotics, energy, health, and mobility.
Ownership category
akta.pro rank

FinLab industry classification

Industry

Product category: Venture Capital
NAICS: Funds, Trusts, and Other Financial Vehicles (525), Open-End Investment Funds (525910)
SIC: Finance Services (6199)
akta.pro primary industry: Billing, Subscription & Revenue Management Infrastructure (FSAGABAM)
akta.pro secondary industries: Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG), Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK), Pricing, Risk-Based Offer & Limit Management (FSAGAHAE), Fintech & Payments Partner / ISO Referral Networks (FSAEAMAK)

Keywords

Venture capital investing
Financial technology investment
Early-stage startup funding
Growth capital advisory
Capital markets access

Where FinLab is headquartered

Location

Headquarters

HQ city: Frankfurt
HQ country: Germany
HQ region: Europe

Offices3 records

Markets served

FinLab business model

Business model

GTM type: B2B
Offering type: Services
Cost components: Personnel, Operations, Technology or R&D

Revenue model

Investment Management: Heliad generates returns through equity investments in early-stage and growth-stage companies. Their evergreen structure allows long-term partnership with founders from pre-seed through IPO and beyond. Revenue is generated through carried interest on successful exits and management fees.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

FinLab product offering

Product offering

Core offering

FinLab is a Germany-based investment company that builds companies in financial services technologies. It invests in early-stage founders (pre-seed to Series A) through its wholly-owned vehicle Collective Ventures and supports growth-stage companies via an evergreen balance-sheet structure that allows long-term partnership through IPO and beyond. It also provides venture debt, equity financing, and M&A advisory through its CapitalCollective team.

Product overview

HELIAD is a venture capital firm that provides access to capital markets to generational founders. Through its Collective Ventures early-stage investment vehicle, it invests in pre-seed to Series A founders. Through its Evergreen structure, it invests directly from its balance sheet to support portfolio companies through to IPO and beyond. The CapitalCollective provides venture debt, equity financing, and M&A support. As an investment platform rather than a product company, HELIAD does not offer standalone software products or services.

Differentiator

Problem solved

Functional benefit

Brands

The CapitalCollective: A team of dedicated experts in venture debt, equity financing, and M&A that helps portfolio companies structure financial strategies, secure growth capital, and navigate strategic exits.

Products and services

Collective Ventures
Evergreen Growth-stage Investment
CapitalCollective Advisory

Quantifiable outcome

Access to €75B+ in platform assets (via portfolio company Raisin)
+1 more outcomes

Companies that use FinLab

Customer profile

Named customers9 records

Segments2 records

Ideal customer profiles2 records

FinLab technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

FinLab partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

Collective VenturescoreStrategic or Co-development PartnerFully owned early-stage investment vehicle through which Heliad invests in pre-seed to Series A founders. Cecil von Croÿ and Dr. Nicolaus Berlin serve as Founders and Venture Partners at Collective Ventures. The entity brings together a strong co-investor network of family business owners, executives, and entrepreneurs.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

FinLab competitors and assessment

Company assessment

Direct peers

Augmentum Fintech: UK-listed investment trust focused exclusively on early- and growth-stage fintech companies. Direct comparable to FinLab in mandate, target stage, and public-market holding structure.
Molten Ventures (formerly Draper Esprit): UK-listed venture capital firm investing in European technology businesses across multiple stages. Highly comparable to FinLab in European tech investing mandate and listed holding structure.
Bailador Technology Investments: ASX-listed investment company focused on growth-stage technology businesses. Comparable in structure as a publicly traded tech investment vehicle with similar portfolio diversification strategy.
Earlybird Venture Capital: Berlin-based venture capital firm with deep European fintech and tech focus, and operational roots in the DACH region. Direct comparable in geography and stage focus.
Target Global: Berlin-based venture capital firm investing across stages in European technology businesses. Comparable in DACH fintech/tech investing focus and stage breadth.
Speedinvest: Vienna-based early-stage venture capital firm with a dedicated fintech vertical. Comparable in DACH-based fintech mandate and pre-seed to Series A stage focus.

Broad incumbents

IP Group: FTSE-listed investment company developing deep-tech and life-sciences businesses from research institutions. Broader incumbent comparable as a publicly listed UK/European technology investor.
3i Group: FTSE 100-listed private equity and venture investor with European technology exposure. Broader incumbent comparable in publicly listed European investment company structure.
Allied Minds: Public holding company investing in deep-tech and regulated technology businesses from research institutions. Comparable as a publicly listed technology holding vehicle with thematic mandates.

Emerging players

Anthemis: London-based venture capital firm focused exclusively on fintech and financial services investment. Comparable in dedicated fintech mandate though operates as a private fund manager.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

FinLab financial estimates

Financial estimate

Revenue estimate

Valuation estimate

FinLab leadership team

Management profile

Number of profiles

Profiles11 records

FinLab subsidiaries and ownership

Company hierarchy

Subsidiaries1 record

FinLab funding detail

Funding detail

Funding overview

Funding rounds2 records

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

FinLab M&A and investment

M&A and investment

M&A1 record

Investments37 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FinLab

What does FinLab do?

Is FinLab a public or private company?

FinLab is a private company. It is classified as public and is currently operating.

When was FinLab founded?

FinLab was founded in 2011. It employs 1 to 10 people.

Where is FinLab based?

FinLab is headquartered in Frankfurt, Germany, in the Europe region.

How does FinLab make money?

One revenue line is on record: investment Management.

Who are FinLab's main competitors?

Direct peers on record are Augmentum Fintech, Molten Ventures (formerly Draper Esprit), Bailador Technology Investments, Earlybird Venture Capital, Target Global and Speedinvest. Broad incumbents are IP Group, 3i Group and Allied Minds. Anthemis is listed as an emerging player.

Does FinLab have an API?

No public API is recorded for FinLab.

What industry is FinLab in?

FinLab's product category is Venture Capital. Its primary akta.pro industry code is FSAGABAM, Billing, Subscription & Revenue Management Infrastructure, with a secondary code of FSAGACAG, Transaction Analytics & Cash-Flow Insights (risk signals, forecasting). Its NAICS code is 525 and its SIC code is 6199.