Quantoz
- Company typePrivate
- Founded2015
- HeadquartersOuderkerk Aan Den Ijssel, Netherlands
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Quantoz firmographics
Firmographics- Name
- Quantoz
- Legal name
- Quantoz Payments B.V.
- Website
- https://quantoz.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Quantoz industry classification
Industry- Product category
- Digital Money Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury) (FSAGAMAD)
- akta.pro secondary industries
- Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ), Mint/Redeem, Issuance APIs & Treasury Operations Platforms (FSADADAE), Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
Keywords
Where Quantoz is headquartered
LocationHeadquarters
- HQ city
- Ouderkerk Aan Den Ijssel
- HQ country
- Netherlands
- HQ region
- Europe
Offices1 record
Markets served
Quantoz business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Supply Chain
Revenue model
- Stablecoin Issuance and Redemption: Fees from issuing and redeeming electronic money tokens (EURQ, USDQ, GBPQ, PLNQ, EURD). EURD issuance and redemption are free of charge. Bank transaction fees may apply for EURQ/USDQ/GBPQ/PLNQ.
- Additional Services: Fees for additional services based on time spent, invoiced monthly with 14-day payment terms.
- API and Platform Access: Revenue from providing API access and embedded payment services to fintechs, platforms, and PSPs.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | EURD - Free issuance and redemption |
| Transaction based/ take rate | Pay-as-you-go | EURQ/USDQ/GBPQ/PLNQ - Standard stablecoin fees |
| Other | Monthly | Additional Services |
Go-to-market motion2 records
Distribution channels7 records
Marketing channels8 records
Quantoz product offering
Product offeringCore offering
Quantoz is a Dutch-regulated Electronic Money Institution that issues MiCAR-compliant E-Money Tokens (stablecoins) on multiple blockchain networks, including EURQ (euro), USDQ (US dollar), EURD (programmable digital euro), PLNQ (Polish Zloty), and GBPQ (British Pound). The company provides the Quantoz Nexus API platform and Embedded Payment Services enabling fintechs, platforms, and PSPs to integrate regulated digital money into their products. All tokens are backed 1:1 by fiat reserves held in Tier 1 banks through bankruptcy-remote safeguarding structures under DNB supervision.
Product overview
Quantoz is a Dutch financial technology company operating as a digital money infrastructure provider for real-time global settlement. Its product portfolio centers on regulated stablecoins and e-money tokens issued under EMI license from the Dutch Central Bank. The core offering consists of five stablecoin products: EURQ (euro E-Money Token), USDQ (US dollar E-Money Token), EURD (programmable digital euro functioning as both e-money and EMT), PLNQ (Polish Złoty stablecoin), and GBPQ (British Pound stablecoin). These are supported by Embedded Payment Services — a modular API layer enabling fintechs and platforms to embed regulated digital money into their products — and Quantoz Nexus, a broader API-powered platform for compliant tokenization, stablecoins, and payments. The portfolio is unified by MiCA compliance, Tier 1 reserve backing, and European regulatory supervision.
Differentiator
Problem solved
Functional benefit
Brands
- EURQ: Euro-denominated Electronic Money Token (EMT) issued on Ethereum, Polygon, Algorand, Xahau, and XRPL blockchains; MiCAR-compliant stablecoin for digital currency
- USDQ
- EURD
- GBPQ
- PLNQ
- Quantoz Nexus
Products and services
- EURQ EURQ is a euro-denominated E-Money Token (EMT) issued on Ethereum, Polygon, Algorand, Xahau, and XRPL, designed for cross-border payments, global treasury management, collateral, and liquidity. MiCA-aligned, backed 1:1 by fiat reserves held in Tier 1 banks, with reserves held in segregated bankruptcy-remote accounts.
- USDQ USDQ is a US dollar-denominated E-Money Token (EMT) issued on Ethereum, Polygon, Algorand, and XRPL, designed for cross-border payments, global treasury management, collateral, and liquidity. MiCA-aligned, backed 1:1 by fiat reserves held in Tier 1 banks.
- EURD EURD is a programmable digital euro that functions as both traditional electronic money and an e-money token (EMT), enabling instant zero-fee transfers, micropayments, treasury operations, purpose-bound money, and smart escrow logic. MiCA- and EMD-compliant, issued on Algorand, with reserves held in segregated Tier 1 bank accounts.
- PLNQ PLNQ is a Polish Złoty-denominated E-Money Token (EMT) issued on Ethereum, exclusively minted in the Netherlands and regulated in Europe, enabling instant global settlement of PLN payments at near-zero cost.
- GBPQ GBPQ is a British Pound-denominated E-Money Token (EMT) issued on Ethereum, exclusively minted in the Netherlands and regulated in Europe, enabling instant global settlement of GBP payments at near-zero cost with full MiCA compliance.
- Embedded Payment Services
- Quantoz Nexus An API-powered platform for compliant tokenization, stablecoins, and payments, providing backend technology infrastructure for partners to build their own financial ecosystems without arranging their own licenses or compliance organizations.
Quantifiable outcome
- Settlement time reduced from days to seconds
- +2 more outcomes
Companies that use Quantoz
Customer profileNamed customers15 records
Segments4 records
Ideal customer profiles4 records
Quantoz technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature5 records
Quantoz partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered core and minor.
- TerraPaycorePartnership with Cooperative Bank of Oromia and Quantoz to launch blockchain-based settlement for inward remittances to Ethiopia.
- Zodia MarketscorePartnership making PLNQ and GBPQ stablecoins available through Zodia Markets platform.
- VisacoreQuantoz Payments became a direct Visa principal member enabling issuance of virtual Visa debit cards for spending digital currencies and stablecoins. Partnership focuses on the European market allowing fintech companies to offer branded card products and support day-to-day payments with regulated digital money.
- StellarcoreEURQ available on Stellar blockchain, expanding multi-chain stablecoin distribution.
- RipplecoreEURQ and USDQ available through Ripple network for cross-border payment solutions.
- StarlynkminorPartnership advancing global stablecoin payments for goods and services with Changer.ae and Shanghai Tang.
- LayerZerocoreCross-chain interoperability enabling EURQ and USDQ stablecoins to move seamlessly across LayerZero-connected chains and Stargate liquidity pools.
- Ramp NetworkcorePartnership to support purchases of EURQ and USDQ stablecoins. Integration expands global access to compliant stablecoins through Ramp Network's platform across 150+ countries.
- 21XcorePartnership to enable atomic settlement of tokenized securities with regulated stablecoins on regulated infrastructure.
- DuskcoreFirst partnership combining MTF-licensed stock exchange (NPEX), EMT provider, and blockchain foundation for regulated real-world asset tokenization on Dusk blockchain.
- NPEXcoreFirst Multilateral Trading Facility-licensed stock exchange to utilize electronic money tokens through blockchain, enabling EURQ for regulated securities settlement.
- Farport SoftwarecoreStrategic partnership expanding digital payment capabilities on European market. Farport integrates Quantoz payment infrastructure into its solutions while managing client relationships.
- ArchaxcoreIntegration allows use of EURD electronic money on Archax digital assets platform. First tokenized money market fund (abrdn) on Algorand with native atomic settlement.
- Algorand FoundationcoreEURD launched on Algorand blockchain following extensive due diligence. Algorand meets capacity requirements with thousands of transactions per second and instant finality.
- UniCreditminorCollaboration on IoT payments combining virtual accounts with blockchain technology for machine-to-machine payments and cash management.
Scale indicators4 records
Recent moves6 records
Expansion highlights7 records
Quantoz competitors and assessment
Company assessmentDirect peers
- Circle Internet Financial: Issuer of USDC and EURC, the most prominent regulated global stablecoin competitor and the closest comparable to Quantoz's MiCAR-aligned EMT franchise. Circle's USDC is the dominant dollar-stablecoin alternative to Quantoz's USDQ, and its EURC is a direct euro competitor to EURQ/EURD.
- Société Générale-Forge (EURCV): Société Générale subsidiary issuing EURCV, a fully MiCAR-compliant euro-denominated stablecoin backed by euro reserves and supervised by ACPR. Direct EU regulated euro-stablecoin competitor with major-banking backing, targeting the same corporate treasury and tokenization use cases as Quantoz's EURQ/EURD.
- Stasis (EURS): One of the earliest regulated euro-stablecoin issuers (EURS), licensed under Maltese and EU e-money frameworks. Directly comparable to Quantoz in targeting institutional euro settlement with 1:1 fiat reserves and MiCAR compliance; competes for the same regulated-euro liquidity that Quantoz's EURQ/EURD serves.
- Paxos Trust: US-regulated trust/fintech issuing PYUSD (Pax Dollar) and historically BUSD, with European expansion into EU MiCAR via Paxos Europe. Comparable regulated stablecoin issuance business model with API-driven distribution—closely aligned to Quantoz's EMI-licensed, API-first approach via Quantoz Nexus.
- Tether Operations: Issuer of USDT, the world's largest stablecoin by circulation, and a strategic investor in Quantoz Payments. While Tether historically operates outside EU regulation, it is launching EURT under MiCAR—a direct regulated competitor to Quantoz's stablecoin lineup and a source of both partnership signal and competitive threat.
- Anchorage Digital: OCC-chartered crypto bank providing regulated digital asset custody, stablecoin issuance, and settlement infrastructure. Comparable as a regulated institutional stablecoin/custody player operating under banking-grade supervision—just as Quantoz operates under DNB EMI supervision.
- Monerium (EURe): Icelandic/EU-regulated e-money institution issuing EURe (on-chain euro e-money) under comparable EMI supervision. Closely competes with Quantoz in regulated euro e-money tokens for on-chain B2B treasury, settlement, and DeFi liquidity, with similar multi-chain strategy.
Emerging players
- Stripe (Bridge acquisition): Stripe's 2024 acquisition of Bridge positioned Stripe into regulated stablecoin-as-a-service rails for fintechs and platforms—competing with Quantoz Nexus for embedded digital money distribution. Both target fintech and PSP customers seeking white-label regulated stablecoin issuance and API rails.
- MakerDAO / Sky (DAI): Decentralized stablecoin issuer of DAI/USDS with multi-chain distribution and ongoing push into regulated RWA-backed variants. Competes with Quantoz for cross-chain liquidity and on-chain treasury use cases but lacks Quantoz's DNB-licensed EMI status, positioning itself as a complementary rather than full substitute.
Others
- Algorand Foundation: Layer-1 blockchain foundation partnering with Quantoz to issue EURD/EURQ/USDQ as native ASAs with whitelisting and instant finality. Comparable as enabling infrastructure for tokenized assets; Quantoz's reliance on Algorand for EURD makes the foundation a critical ecosystem partner rather than a direct competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Quantoz social profiles
Digital presenceQuantoz compliance and trust
Trust signalCompliance7 records
Quantoz financial estimates
Financial estimateRevenue estimate
Valuation estimate
Quantoz leadership team
Management profileNumber of profiles
Profiles11 records
Quantoz subsidiaries and ownership
Company hierarchySubsidiaries2 records
Quantoz funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Quantoz M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Quantoz
What does Quantoz do?
Quantoz is a Dutch-regulated Electronic Money Institution that issues MiCAR-compliant E-Money Tokens (stablecoins) on multiple blockchain networks, including EURQ (euro), USDQ (US dollar), EURD (programmable digital euro), PLNQ (Polish Zloty), and GBPQ (British Pound). The company provides the Quantoz Nexus API platform and Embedded Payment Services enabling fintechs, platforms, and PSPs to integrate regulated digital money into their products. All tokens are backed 1:1 by fiat reserves held in Tier 1 banks through bankruptcy-remote safeguarding structures under DNB supervision.
Is Quantoz a public or private company?
Quantoz is a private company. It is classified as venture growth investor backed and is currently operating.
When was Quantoz founded?
Quantoz was founded in 2015. It employs 11 to 50 people.
Where is Quantoz based?
Quantoz is headquartered in Ouderkerk Aan Den Ijssel, Netherlands, in the Europe region.
How does Quantoz make money?
Three revenue lines are on record. Stablecoin Issuance and Redemption is the primary driver. The others are additional Services and API and Platform Access.
Who are Quantoz's main competitors?
Direct peers on record are Circle Internet Financial, Société Générale-Forge (EURCV), Stasis (EURS), Paxos Trust, Tether Operations, Anchorage Digital and Monerium (EURe). Emerging players are Stripe (Bridge acquisition) and MakerDAO / Sky (DAI). Algorand Foundation is listed as an others.
Does Quantoz have an API?
Yes. Quantoz offers EURD APIs enabling developers and partners to integrate EURD electronic money token functionality into their platforms. The APIs provide access to EURD issuance, transfers, and wallet services. Documentation is available through the Quantoz portal. Developer documentation is at portal.quantozpay.com/documentation.
What industry is Quantoz in?
Quantoz's product category is Digital Money Infrastructure. Its primary akta.pro industry code is FSAGAMAD, On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury), with a secondary code of FSAPAIAJ, Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails). Its NAICS code is 522320 and its SIC code is 6199.