Bank of Beijing
Bank of Beijing is a publicly listed Chinese commercial bank founded in 1996, providing deposits, loans, wealth management, and private banking services to retail, enterprise, and high-net-worth individuals across China, with D-SIB status among the country's 21 systemically important banks.
- Company typePublic
- Founded1996
- HeadquartersBeijing, China
- Headcount5,001–10,000
- GTM typeB2B and B2C
- OfferingServices
What Bank of Beijing does
Bank of Beijing Co., Ltd. is a Chinese commercial bank founded in 1996 and headquartered in Beijing, listed on the Shanghai Stock Exchange under ticker 601169. The bank provides a comprehensive suite of financial products and services, including deposit products, loan services, wealth management solutions, and private banking offerings, serving both retail and enterprise customers with a particular emphasis on high-net-worth individuals.
The bank distributes its products through traditional branch networks, digital banking platforms, and dedicated private banking relationship managers. As one of China's 21 domestically systemically important banks (D-SIBs), Bank of Beijing operates at a scale that places it among the major city commercial banks in the Chinese financial system. Its revenue model is built on net interest income from lending and deposit activities, complemented by fee and commission income from wealth management and private banking services, with growing emphasis on the high-net-worth client segment where it reported double-digit client growth in the first nine months of 2025.
Leadership includes CEO Xin Qiang, CFO Du Zhihong, COO Jiang Deyao, Chief Risk Officer Zhang Huizhen, and Yan Xiaoyan as Chairman of the Consumer Finance subsidiary. The bank participated in China's digital yuan program and maintains a publicly listed capital structure, positioning it within both the regulated banking sector and the broader Chinese equity markets.
Bank of Beijing firmographics
Firmographics- Name
- Bank of Beijing
- Legal name
- Bank of Beijing Co., Ltd.
- Website
- https://www.bankofbeijing.com.cn/personal
- Company type
- Public
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- Bank of Beijing is a publicly listed Chinese commercial bank founded in 1996, providing deposits, loans, wealth management, and private banking services to retail, enterprise, and high-net-worth individuals across China, with D-SIB status among the country's 21 systemically important banks.
- Ownership category
- akta.pro rank
Bank of Beijing industry classification
Industry- Product category
- Commercial Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221)
- SIC
- National Commercial Banks (6021), State Commercial Banks (6022)
- akta.pro primary industry
- SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB)
- akta.pro secondary industries
- Public Sector Retail Banks (State-Owned Commercial Banks) (FSABAKAL), Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
Keywords
Where Bank of Beijing is headquartered
LocationHeadquarters
- HQ city
- Beijing
- HQ country
- China
- HQ region
- Asia
Markets served
Bank of Beijing business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Traditional Banking Operations: As a commercial bank, Bank of Beijing generates revenue through net interest income (spread between lending rates and deposit rates), fee and commission income from wealth management and private banking services, and trading/investment income. The bank's private banking expansion indicates focus on fee-based wealth management services alongside traditional interest income.
Go-to-market motion1 record
Distribution channels2 records
Bank of Beijing product offering
Product offeringCore offering
Bank of Beijing is a Chinese city commercial bank providing deposit products, loans, payment and transaction services, private banking, wealth management, and financial advisory to retail consumers, high-net-worth individuals, and enterprises. The bank operates traditional branch-based distribution alongside digital banking channels and a dedicated private banking division focused on affluent clientele in the Beijing region and broader China.
Differentiator
Problem solved
Functional benefit
Products and services
- Private Banking Services Personalized banking and wealth management services for high-net-worth individuals, delivered through dedicated relationship managers. Includes bespoke financial advisory, wealth structuring, and asset management tailored to affluent clientele in China.
- Wealth Management Solutions Fee-based wealth management products and advisory services offered alongside traditional banking operations, targeting both affluent individuals and broader retail customers seeking investment and asset management solutions.
- Retail and Corporate Deposit Products Traditional deposit products offered to individual consumers and corporate clients through the bank's branch network and digital banking platforms. Forms the funding base for the bank's lending operations and net interest income generation.
- Loan Services Commercial and consumer lending products offered to enterprises, retail customers, and high-net-worth individuals as part of the bank's traditional commercial banking operations.
- Financial Advisory Services Financial advisory services for affluent individuals and enterprises, provided through dedicated private banking relationship managers and traditional banking channels.
- Consumer Finance (via subsidiary) Consumer lending products offered through Bank of Beijing Consumer Finance Company, the bank's consumer finance subsidiary chaired by Yan Xiaoyan, extending the bank's consumer credit offerings beyond traditional retail lending.
Companies that use Bank of Beijing
Customer profileSegments1 record
Ideal customer profiles3 records
Bank of Beijing technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Bank of Beijing partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Expansion highlights4 records
Bank of Beijing competitors and assessment
Company assessmentDirect peers
- China Merchants Bank: China Merchants Bank is a leading joint-stock commercial bank in China and the dominant player in private banking. It is directly comparable to Bank of Beijing as both compete for high-net-worth clients and wealth management AUM, and are explicitly mentioned together in private banking client growth rankings.
- Bank of Ningbo: Bank of Ningbo is one of China's leading city commercial banks, similar in business model to Bank of Beijing with a regional concentration strategy. Both are publicly listed city commercial banks competing in retail and SME banking within their respective home geographies.
- Bank of Shanghai: Bank of Shanghai is a major city commercial bank headquartered in Shanghai with a similar regional commercial banking focus to Bank of Beijing. Both compete in retail banking, wealth management, and SME lending within their respective metropolitan markets.
- China Minsheng Bank: China Minsheng Bank is a major joint-stock commercial bank with a strong private banking franchise. It is a direct competitor named alongside Bank of Beijing in private banking client growth metrics, serving similar HNW segments with comparable wealth management products.
- Everbright Bank: China Everbright Bank is a joint-stock commercial bank with comparable retail banking, wealth management, and private banking offerings. It is a direct competitor to Bank of Beijing for HNW clients and corporate accounts in similar Chinese banking segments.
- Shanghai Pudong Development Bank: Shanghai Pudong Development Bank (SPDB) is another major Chinese joint-stock commercial bank with comparable retail and corporate banking offerings. It competes with Bank of Beijing in wealth management and city-level commercial banking services across China.
- Industrial Bank: Industrial Bank (CIB) is a Shanghai-headquartered joint-stock commercial bank with significant private banking operations. It is named alongside Bank of Beijing as a peer achieving double-digit private banking growth, serving overlapping HNW and corporate client segments in China.
Broad incumbents
- China Construction Bank: China Construction Bank is one of China's Big Four state-owned commercial banks. It is a broad incumbent that overlaps with Bank of Beijing in retail deposits, mortgage lending, and emerging private banking services, though it operates at much greater national scale.
- China CITIC Bank: China CITIC Bank is a large joint-stock commercial bank with nationwide operations. While larger and more diversified than Bank of Beijing, it competes directly in retail banking, private banking, and corporate lending, serving as a broad incumbent in the same commercial banking space.
- Industrial and Commercial Bank of China: ICBC is China's largest state-owned commercial bank. As a broad incumbent, it competes with Bank of Beijing across retail, corporate, and increasingly private banking segments, though at significantly larger scale and with nationwide presence that Bank of Beijing lacks.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
Bank of Beijing social profiles
Digital presenceBank of Beijing financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bank of Beijing leadership team
Management profileNumber of profiles
Profiles5 records
Bank of Beijing funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bank of Beijing M&A and investment
M&A and investmentM&A
Investments7 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bank of Beijing
What does Bank of Beijing do?
Bank of Beijing is a Chinese city commercial bank providing deposit products, loans, payment and transaction services, private banking, wealth management, and financial advisory to retail consumers, high-net-worth individuals, and enterprises. The bank operates traditional branch-based distribution alongside digital banking channels and a dedicated private banking division focused on affluent clientele in the Beijing region and broader China.
Is Bank of Beijing a public or private company?
Bank of Beijing is a public company. It is classified as public and is currently operating.
When was Bank of Beijing founded?
Bank of Beijing was founded in 1996. It employs 5,001 to 10,000 people.
Where is Bank of Beijing based?
Bank of Beijing is headquartered in Beijing, China, in the Asia region.
How does Bank of Beijing make money?
One revenue line is on record: traditional Banking Operations.
Who are Bank of Beijing's main competitors?
Direct peers on record are China Merchants Bank, Bank of Ningbo, Bank of Shanghai, China Minsheng Bank, Everbright Bank, Shanghai Pudong Development Bank and Industrial Bank. Broad incumbents are China Construction Bank, China CITIC Bank and Industrial and Commercial Bank of China.
Does Bank of Beijing have an API?
No public API is recorded for Bank of Beijing.
What industry is Bank of Beijing in?
Bank of Beijing's product category is Commercial Banking. Its primary akta.pro industry code is FSABABAB, SME Business Lending (Term Loans, Lines of Credit, Overdrafts), with a secondary code of FSABAKAL, Public Sector Retail Banks (State-Owned Commercial Banks). Its NAICS code is 52211 and its SIC code is 6021.