Camden Lutheran Housing

Name

Camden Lutheran Housing

Legal name

Camden Lutheran Housing, Inc.

Website

https://clhi.org

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Affordable Housing & Community Development

NAICS

New Multifamily Housing Construction (except For-Sale Builders) (236116), Lessors of Residential Buildings and Dwellings (53111), Residential Building Construction (2361), Land Subdivision (2372)

SIC

Operators Of Apartment Buildings (6513), General Bldg Contractors - Residential Bldgs (1520), Services-To Dwellings & Other Buildings (7340), Land Subdividers & Developers (No Cemeteries) (6552)

akta.pro primary industry

Residential Affordable Housing Development & Construction (IMAFABAI)

akta.pro secondary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

Keywords

• Affordable housing development
• Community development services
• Neighborhood revitalization programs
• Nonprofit housing corporation
• Community land trust

Headquarters

HQ city

Camden

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Others, Marketing or Sales

Revenue model

1. Grant funding — NJ Neighborhood Revitalization Tax Credit (NRTC): CLHI is the lead annual NRTC applicant for North Camden, channeling tax-credit dollars (NJ businesses with $25,000+ NJ business income tax liability re-direct funds; $15M awarded annually statewide) into partner-led community revitalization projects, with at least 60% for housing/economic development and up to 40% for supportive services/neighborhood revitalization.
2. Corporate and foundation grants: CLHI receives restricted and unrestricted grants from corporate, foundation, and government funders (e.g., New Jersey American Water grant of nearly $1M split between CLHI and Stand Up for Salem in 2024).
3. Individual and in-kind donations: Tax-deductible monetary donations (via PayPal: $50, $100, $250 preset buttons plus custom amount with optional monthly or yearly recurring) and in-kind donations of equipment, tools, supplies, and services. Checks mailed to the Camden office. CLHI is a qualified 501(c)(3).
4. Affordable rental income (housing operations): Ongoing rental revenue from affordable housing properties — Cooper Waterfront Homes (65 units built 1997) and Cooper RiverView Homes (16 units built 2005) — and the 80 units of affordable rental housing on the 400 block of State Street rehabilitated in the 1990s. Rents priced at about half of market rate.
5. Affordable for-sale home sales (homeownership development): One-time proceeds from sale of newly constructed affordable homes to income-qualifying first-time homebuyers (Grace Homes I 1999, Grace Homes II 2008, Tres Esquinas 2014; upcoming Casas del Rio planned for 26 homes in 2025).

Pricing tiers

Go-to-market motion4 records

Core offering

Camden Lutheran Housing, Inc. (CLHI) is a 501(c)(3) nonprofit community development corporation that rehabilitates and newly constructs affordable housing in North Camden, NJ, priced at roughly half of market rate and built to Energy-Star standards. In parallel, CLHI operates a portfolio of community revitalization programs—including the Block Supporter Initiative, Decorative Board Up, Change the Message billboard campaign, and North Camden Community Gardens—and serves as the lead annual applicant for the New Jersey Neighborhood Revitalization Tax Credit (NRTC) program for North Camden.

Product overview

Camden Lutheran Housing, Inc. (CLHI) is a 501(c)(3) nonprofit community development corporation founded in 1986 in North Camden, NJ, and does not offer a unified software product; its offering is a portfolio of distinct housing developments and community programs. The housing portfolio comprises the rental communities Cooper Waterfront Homes (1997) and Cooper RiverView Homes (2005), the for-sale developments Grace Homes Phase I (1999), Grace Homes Phase II (2008) and Tres Esquinas (2014), and the planned Casas del Rio homeownership project (2025). The community programs portfolio comprises the Block Supporter Initiative, Decorative Board Up, Change the Message, and North Camden Community Gardens, all introduced from 2014–2017 and operated under the umbrella of CLHI's Community Initiatives. These housing assets and community programs are coordinated through the resident-driven North Camden Neighborhood Plan and funded through the NJDCA Neighborhood Revitalization Tax Credit (NRTC) Program, for which CLHI serves as lead applicant in North Camden.

Differentiator

Problem solved

Functional benefit

Brands

• North Camden Community Development: CLHI's branded identity and program umbrella for community development work in North Camden, used alongside the CLHI acronym (e.g., website logo "NCCD_logo.png" and the page title "CLHI – North Camden Community Development").

Products and services

• Cooper Waterfront Homes (CWH) 65-unit rental development offering 1, 2, 3, and 4 bedroom apartments and townhouses for families and individuals in the North Camden neighborhood, built to Energy-Star standards and rented at about half of market rate.
• Cooper RiverView Homes (CRVH) 16-unit affordable rental development offering 2 and 3 bedroom apartments with water views of the Delaware River and the Betsy Ross Bridge, located at 847 Bailey Street in North Camden.
• Grace Homes – Phase I Eight newly constructed affordable homes sold to income-qualifying first-time homebuyers on the south side of the 300 block of State Street in North Camden.
• Grace Homes – Phase II Ten newly constructed affordable homes sold to income-qualifying first-time homebuyers on the north side of the 300 block of State Street and 800 block of N. 3rd Street in North Camden.
• Tres Esquinas Ten newly constructed affordable homes located on the three corners of State Street and N. 2nd in North Camden, near Cooper Poynt Elementary School, sold to income-qualifying first-time homebuyers.
• Casas del Rio Planned new construction affordable homeownership project of approximately 26 homes within walking distance of the Cooper River in North Camden, to be sold to income-qualifying first-time homebuyers; currently in final planning and design phase.
• Block Supporter Initiative Community-based blight-to-bright program where residents keep front and back of properties clean, beautify homes, help care for vacant lots, and participate in community meetings; engaged 544 households in 2017 and provided stepping-stone jobs to local residents.
• Decorative Board Up Summer program that stabilizes, secures, and beautifies the boards of vacant houses in North Camden; since 2014 has contributed over 4,000 man-hours across more than 100 vacant properties and provided 4-5 local summer jobs annually.
• Change the Message Billboard campaign that replaces negative advertising with positive messaging and information sharing on six North Camden billboards, posting new content monthly for five years and aligned with North Camden Neighborhood Plan strategies; open to community partner applications.
• North Camden Community Gardens Greenspace and community gardening initiative operating as part of CLHI's Community Initiatives since 2015 to improve quality of life in North Camden, coordinated by Gardens & Greenspaces Coordinator Ares Headley.
• North Camden Neighborhood Plan & NRTC Program Resident-driven neighborhood plan implemented through the New Jersey Department of Community Affairs Neighborhood Revitalization Tax Credit (NRTC) program; the current 2022 plan contains 15 strategies covering housing, economic development, supportive services, parks, and climate resiliency, with CLHI serving as lead applicant and convening a monthly North Camden Stakeholder Meeting.

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Volunteers of America: National nonprofit that develops and operates affordable housing combined with supportive services — analogous to CLHI's affordable housing-plus-community-services model (BSI, Decorative Board Up, NRTC supportive-services allocation).
• Enterprise Community Partners: National CDFI and affordable housing developer that operates at much larger scale than CLHI but shares the same core mission of affordable rental and for-sale housing development, Low-Income Housing Tax Credit syndication, and community revitalization planning.
• NeighborWorks America: National network of ~250 community-based nonprofit housing and development organizations — CLHI fits the profile of a NeighborWorks-affiliated CDC operating in a single neighborhood with a portfolio of rental, for-sale, and community programs.
• Local Initiatives Support Corporation (LISC): National CDFI that funds local community development corporations, including affordable housing developers — directly analogous to CLHI's role as a neighborhood-level nonprofit housing developer that aggregates NRTC-equivalent public and private capital.
• The Michaels Organization: One of the largest US affordable housing developers and property managers, headquartered in New Jersey — directly comparable to CLHI's affordable rental housing operations (Cooper Waterfront Homes, Cooper RiverView Homes) but at far greater scale and across multiple states.

Direct peers

• Habitat for Humanity International: Global nonprofit that builds, rehabilitates, and sells affordable housing to income-qualifying families — directly comparable to CLHI's homeownership development model (Grace Homes, Tres Esquinas, Casas del Rio) and reliance on volunteer labor, donations, and below-market pricing.

Regional players

• Pennrose: Mid-Atlantic affordable and mixed-income housing developer that builds, owns, and manages multifamily and for-sale housing in NJ and PA — operates at meaningfully larger scale but on the same affordable-rental and homeownership development lines as CLHI.
• New Jersey Community Capital: NJ-focused CDFI that finances affordable housing, community facilities, and small businesses across the state — comparable to CLHI's affordable housing financing and community revitalization role but at statewide rather than neighborhood scale.
• Cooper's Ferry Partnership: Camden-based community and economic development nonprofit that partners with CLHI on the North Camden Neighborhood Plan and NRTC process — directly comparable mission and geography but focused on citywide economic development rather than housing delivery.
• National Community Renaissance (National CORE): Affordable housing nonprofit developer that combines rental housing with onsite services and neighborhood revitalization — directly comparable to CLHI's integrated housing + community programs model, but operating primarily in California and a few other western states.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/watch?v=r58VlbI_czg
• Facebookfacebook.com/CLHInc
• Instagraminstagram.com/clhi_north
• LinkedInlinkedin.com/company/clhi

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Camden Lutheran Housing