Bank of Southern California
- Company typePublic
- Founded2001
- HeadquartersCarlsbad, United States
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
Bank of Southern California firmographics
Firmographics- Name
- Bank of Southern California
- Legal name
- California Bank of Commerce, N.A.
- Website
- https://banksocal.com
- Company type
- Public
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Bank of Southern California industry classification
Industry- Product category
- Commercial Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221)
- SIC
- National Commercial Banks (6021), Commercial Banks, Nec (6029)
- akta.pro primary industry
- SME Sector/Specialty Banking (Vertical-focused: Healthcare, Agri, Tech, etc.) (FSABABAI)
- akta.pro secondary industry
- General SME & Middle-Market Commercial Banking (FSABABAA)
Keywords
Where Bank of Southern California is headquartered
LocationHeadquarters
- HQ city
- Carlsbad
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Bank of Southern California business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Net Interest Income: Revenue generated from the spread between interest earned on loans and interest paid on deposits, representing core banking income from lending activities and deposit gathering.
- Banking Fees and Service Charges: Fees generated from business checking accounts, savings accounts, money market accounts, CDs, merchant services, international banking services, and treasury management services.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Bank of Southern California product offering
Product offeringCore offering
Bank of Southern California, operating as California Bank of Commerce, N.A., is a regional commercial bank providing business and consumer banking services. Core offerings include business and personal checking accounts, savings, money market accounts, CDs, commercial financing solutions, merchant services, Zelle payments, international banking, and treasury management. The bank differentiates through nine industry-specific specialty banking verticals including associations and nonprofits, sponsor finance, asset-based lending, contractor banking, dental practice banking, manufacturing and distribution, professional services, and public sector banking.
Differentiator
Problem solved
Functional benefit
Companies that use Bank of Southern California
Customer profileSegments11 records
Ideal customer profiles3 records
Bank of Southern California technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Bank of Southern California partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- California BanCorpcoreSouthern California Bancorp and California BanCorp completed their merger of equals on July 31, 2024. The combined entity operates under the California Bank of Commerce name. California BanCorp was the parent company of Pacific Commercial Bank prior to the merger.
Scale indicators4 records
Bank of Southern California competitors and assessment
Company assessmentRegional players
- TriCo Bancshares: Northern California regional bank (formerly Tri Counties Bank) serving businesses and consumers across multiple California counties with commercial banking products — similar community banking model but geographically concentrated in Northern California.
- Pacific Coast Bankers' Bank (or general California community-bank peers such as Farmers & Merchants Bank): Farmers & Merchants Bank of Long Beach is a long-standing California community bank focused on business banking, commercial lending, and relationship-based services — a comparable regional California community-bank model.
Broad incumbents
- Comerica: Large regional commercial bank with a significant California presence serving middle-market businesses with lending, treasury management, and specialty banking products — broader scale but overlapping target market and product set.
Direct peers
- Bank of Marin Bancorp: Northern California community bank providing business and consumer banking, commercial lending, and treasury services — comparable regional community-bank model serving California businesses.
- CVB Financial (Citizens Business Bank): California-focused community commercial bank providing deposit, lending, treasury management, and specialty banking services to businesses — closely comparable business model and California regional footprint.
- Pacific Premier Bancorp: California-headquartered regional bank serving small-to-middle market businesses with commercial lending, deposits, and treasury services — a comparable West Coast growth-and-acquisition story.
- Western Alliance Bancorp: Growth-oriented regional commercial bank with strong West Coast presence including specialty verticals in healthcare, HOA, mortgage warehouse, and sponsor finance — directly comparable vertical-specialty banking model.
- Heritage Commerce Corp: Bay Area-based community bank with a strong business banking, commercial real estate, and SBA lending franchise — directly comparable California regional commercial banking profile.
- Cathay Bank (Cathay General Bancorp): California-headquartered commercial bank serving middle-market businesses, with strong commercial real estate, SBA, and trade finance franchises — closely comparable scale and California business-bank profile.
- East West Bancorp: Major California-headquartered regional commercial bank serving businesses and consumers with commercial lending, treasury management, and specialty verticals — directly comparable in geography, customer segments, and product mix to California Bank of Commerce.
Market position
Customer concentration
Bank of Southern California social profiles
Digital presenceBank of Southern California financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bank of Southern California leadership team
Management profileNumber of profiles
Profiles6 records
Bank of Southern California funding detail
Funding detailFunding overview
Funding rounds4 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bank of Southern California M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bank of Southern California
What does Bank of Southern California do?
Bank of Southern California, operating as California Bank of Commerce, N.A., is a regional commercial bank providing business and consumer banking services. Core offerings include business and personal checking accounts, savings, money market accounts, CDs, commercial financing solutions, merchant services, Zelle payments, international banking, and treasury management. The bank differentiates through nine industry-specific specialty banking verticals including associations and nonprofits, sponsor finance, asset-based lending, contractor banking, dental practice banking, manufacturing and distribution, professional services, and public sector banking.
Is Bank of Southern California a public or private company?
Bank of Southern California is a public company. It is classified as public and is currently operating.
When was Bank of Southern California founded?
Bank of Southern California was founded in 2001. It employs 101 to 250 people.
Where is Bank of Southern California based?
Bank of Southern California is headquartered in Carlsbad, United States, in the North America region.
How does Bank of Southern California make money?
Two revenue lines are on record. Net Interest Income is the primary driver. The others are banking Fees and Service Charges.
Who are Bank of Southern California's main competitors?
Regional players on record are TriCo Bancshares and Pacific Coast Bankers' Bank (or general California community-bank peers such as Farmers & Merchants Bank). Comerica is listed as a broad incumbent. Direct peers are Bank of Marin Bancorp, CVB Financial (Citizens Business Bank), Pacific Premier Bancorp, Western Alliance Bancorp, Heritage Commerce Corp, Cathay Bank (Cathay General Bancorp) and East West Bancorp.
Does Bank of Southern California have an API?
No public API is recorded for Bank of Southern California.
What industry is Bank of Southern California in?
Bank of Southern California's product category is Commercial Banking. Its primary akta.pro industry code is FSABABAI, SME Sector/Specialty Banking (Vertical-focused: Healthcare, Agri, Tech, etc.), with a secondary code of FSABABAA, General SME & Middle-Market Commercial Banking. Its NAICS code is 52211 and its SIC code is 6021.