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Bank of Southern California

Full company profile

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Namestring
Bank of Southern California
Legal namestring
California Bank of Commerce, N.A.
Websiteurl
banksocal.com
Company typeenum
Public
Founded yearint
2001
Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
101–250
akta.pro rankint
HeadquartersCarlsbad, United States
HQ citystring
Carlsbad
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
commercial banking, business banking, commercial lending, treasury management, specialty banking
Industry2 codes
PRIMARYFSABABAI
SME Sector/Specialty Banking (Vertical-focused: Healthcare, Agri, Tech, etc.)
Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)
SECONDARYFSABABAA
General SME & Middle-Market Commercial Banking
Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)
NAICS code2 codes
  • Commercial Banking52211
  • Depository Credit Intermediation5221
SIC code2 codes
  • National Commercial Banks6021
  • Commercial Banks, Nec6029
Product category
Commercial Banking
GTM motion1 record

Each record includes

Type, Description, Source

Revenue model2 records
1Net Interest Income
TypeSubscription Recurring
Description

Revenue generated from the spread between interest earned on loans and interest paid on deposits, representing core banking income from lending activities and deposit gathering.

californiabankofcommerce.com
2Banking Fees and Service Charges
TypeTransaction Fee
Description

Fees generated from business checking accounts, savings accounts, money market accounts, CDs, merchant services, international banking services, and treasury management services.

californiabankofcommerce.com
Marketing channels3 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels2 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Core offering1 text field

Bank of Southern California, operating as California Bank of Commerce, N.A., is a regional commercial bank providing business and consumer banking services. Core offerings include business and personal checking accounts, savings, money market accounts, CDs, commercial financing solutions, merchant services, Zelle payments, international banking, and treasury management. The bank differentiates through nine industry-specific specialty banking verticals including associations and nonprofits, sponsor finance, asset-based lending, contractor banking, dental practice banking, manufacturing and distribution, professional services, and public sector banking.

Differentiator
Functional benefit
Problem solved
Scale indicator4 records

Each record includes

Type, Value, Description, Source

Partnership1 partner
1California BanCorp
Strategic tierCoreTypeStrategic or Co-development PartnerAnnounced on2024-07-31
Description

Southern California Bancorp and California BanCorp completed their merger of equals on July 31, 2024. The combined entity operates under the California Bank of Commerce name. California BanCorp was the parent company of Pacific Commercial Bank prior to the merger.

Peers10 records
1TriCo Bancshares
TypeRegional player
Description

Northern California regional bank (formerly Tri Counties Bank) serving businesses and consumers across multiple California counties with commercial banking products — similar community banking model but geographically concentrated in Northern California.

2Comerica
TypeBroad incumbent
Description

Large regional commercial bank with a significant California presence serving middle-market businesses with lending, treasury management, and specialty banking products — broader scale but overlapping target market and product set.

3Bank of Marin Bancorp
TypeDirect peer
Description

Northern California community bank providing business and consumer banking, commercial lending, and treasury services — comparable regional community-bank model serving California businesses.

4CVB Financial (Citizens Business Bank)
TypeDirect peer
Description

California-focused community commercial bank providing deposit, lending, treasury management, and specialty banking services to businesses — closely comparable business model and California regional footprint.

5Pacific Premier Bancorp
TypeDirect peer
Description

California-headquartered regional bank serving small-to-middle market businesses with commercial lending, deposits, and treasury services — a comparable West Coast growth-and-acquisition story.

6Western Alliance Bancorp
TypeDirect peer
Description

Growth-oriented regional commercial bank with strong West Coast presence including specialty verticals in healthcare, HOA, mortgage warehouse, and sponsor finance — directly comparable vertical-specialty banking model.

7Heritage Commerce Corp
TypeDirect peer
Description

Bay Area-based community bank with a strong business banking, commercial real estate, and SBA lending franchise — directly comparable California regional commercial banking profile.

8Cathay Bank (Cathay General Bancorp)
TypeDirect peer
Description

California-headquartered commercial bank serving middle-market businesses, with strong commercial real estate, SBA, and trade finance franchises — closely comparable scale and California business-bank profile.

9East West Bancorp
TypeDirect peer
Description

Major California-headquartered regional commercial bank serving businesses and consumers with commercial lending, treasury management, and specialty verticals — directly comparable in geography, customer segments, and product mix to California Bank of Commerce.

10Pacific Coast Bankers' Bank (or general California community-bank peers such as Farmers & Merchants Bank)
TypeRegional player
Description

Farmers & Merchants Bank of Long Beach is a long-standing California community bank focused on business banking, commercial lending, and relationship-based services — a comparable regional California community-bank model.

Market position
Customer concentration

Classification, Details

Segment11 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile3 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles6 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds4 records

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors1 record

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Bank of Southern California

Commercial Bankingbanksocal.com

Bank of Southern California firmographics

Firmographics
Name
Bank of Southern California
Legal name
California Bank of Commerce, N.A.
Website
https://banksocal.com
Company type
Public
Founded year
2001
Operating status
Operating
Headcount range
101–250 employees
Ownership category
akta.pro rank

Bank of Southern California industry classification

Industry
Product category
Commercial Banking
NAICS
Commercial Banking (52211), Depository Credit Intermediation (5221)
SIC
National Commercial Banks (6021), Commercial Banks, Nec (6029)
akta.pro industry
PRIMARYFSABABAI
SME Sector/Specialty Banking (Vertical-focused: Healthcare, Agri, Tech, etc.)
Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)
SECONDARYFSABABAA
General SME & Middle-Market Commercial Banking
Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)

Keywords

  • Commercial banking
  • Business banking
  • Commercial lending
  • Treasury management
  • Specialty banking

Where Bank of Southern California is headquartered

Location

Headquarters

HQ city
Carlsbad
HQ country
United States
HQ region
North America

Offices1 record

Markets served

Bank of Southern California business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

  1. Net Interest Income: Revenue generated from the spread between interest earned on loans and interest paid on deposits, representing core banking income from lending activities and deposit gathering.
  2. Banking Fees and Service Charges: Fees generated from business checking accounts, savings accounts, money market accounts, CDs, merchant services, international banking services, and treasury management services.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Bank of Southern California product offering

Product offering

Core offering

Bank of Southern California, operating as California Bank of Commerce, N.A., is a regional commercial bank providing business and consumer banking services. Core offerings include business and personal checking accounts, savings, money market accounts, CDs, commercial financing solutions, merchant services, Zelle payments, international banking, and treasury management. The bank differentiates through nine industry-specific specialty banking verticals including associations and nonprofits, sponsor finance, asset-based lending, contractor banking, dental practice banking, manufacturing and distribution, professional services, and public sector banking.

Differentiator

Problem solved

Functional benefit

Companies that use Bank of Southern California

Customer profile

Segments11 records

Ideal customer profiles3 records

Bank of Southern California technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Bank of Southern California partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • California BanCorpcoreStrategic or Co-development Partner · 31 July 2024Southern California Bancorp and California BanCorp completed their merger of equals on July 31, 2024. The combined entity operates under the California Bank of Commerce name. California BanCorp was the parent company of Pacific Commercial Bank prior to the merger.

Scale indicators4 records

Bank of Southern California competitors and assessment

Company assessment

Regional players

Broad incumbents

  • Comerica: Large regional commercial bank with a significant California presence serving middle-market businesses with lending, treasury management, and specialty banking products — broader scale but overlapping target market and product set.

Direct peers

  • Bank of Marin Bancorp: Northern California community bank providing business and consumer banking, commercial lending, and treasury services — comparable regional community-bank model serving California businesses.
  • CVB Financial (Citizens Business Bank): California-focused community commercial bank providing deposit, lending, treasury management, and specialty banking services to businesses — closely comparable business model and California regional footprint.
  • Pacific Premier Bancorp: California-headquartered regional bank serving small-to-middle market businesses with commercial lending, deposits, and treasury services — a comparable West Coast growth-and-acquisition story.
  • Western Alliance Bancorp: Growth-oriented regional commercial bank with strong West Coast presence including specialty verticals in healthcare, HOA, mortgage warehouse, and sponsor finance — directly comparable vertical-specialty banking model.
  • Heritage Commerce Corp: Bay Area-based community bank with a strong business banking, commercial real estate, and SBA lending franchise — directly comparable California regional commercial banking profile.
  • Cathay Bank (Cathay General Bancorp): California-headquartered commercial bank serving middle-market businesses, with strong commercial real estate, SBA, and trade finance franchises — closely comparable scale and California business-bank profile.
  • East West Bancorp: Major California-headquartered regional commercial bank serving businesses and consumers with commercial lending, treasury management, and specialty verticals — directly comparable in geography, customer segments, and product mix to California Bank of Commerce.

Market position

Customer concentration

Bank of Southern California social profiles

Digital presence

Bank of Southern California financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Bank of Southern California leadership team

Management profile

Number of profiles

Profiles6 records

Bank of Southern California funding detail

Funding detail

Funding overview

Funding rounds4 records

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Bank of Southern California M&A and investment

M&A and investment

M&A2 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bank of Southern California

What does Bank of Southern California do?

Bank of Southern California, operating as California Bank of Commerce, N.A., is a regional commercial bank providing business and consumer banking services. Core offerings include business and personal checking accounts, savings, money market accounts, CDs, commercial financing solutions, merchant services, Zelle payments, international banking, and treasury management. The bank differentiates through nine industry-specific specialty banking verticals including associations and nonprofits, sponsor finance, asset-based lending, contractor banking, dental practice banking, manufacturing and distribution, professional services, and public sector banking.

Is Bank of Southern California a public or private company?

Bank of Southern California is a public company. It is classified as public and is currently operating.

When was Bank of Southern California founded?

Bank of Southern California was founded in 2001. It employs 101 to 250 people.

Where is Bank of Southern California based?

Bank of Southern California is headquartered in Carlsbad, United States, in the North America region.

How does Bank of Southern California make money?

Two revenue lines are on record. Net Interest Income is the primary driver. The others are banking Fees and Service Charges.

Who are Bank of Southern California's main competitors?

Regional players on record are TriCo Bancshares and Pacific Coast Bankers' Bank (or general California community-bank peers such as Farmers & Merchants Bank). Comerica is listed as a broad incumbent. Direct peers are Bank of Marin Bancorp, CVB Financial (Citizens Business Bank), Pacific Premier Bancorp, Western Alliance Bancorp, Heritage Commerce Corp, Cathay Bank (Cathay General Bancorp) and East West Bancorp.

Does Bank of Southern California have an API?

No public API is recorded for Bank of Southern California.

What industry is Bank of Southern California in?

Bank of Southern California's product category is Commercial Banking. Its primary akta.pro industry code is FSABABAI, SME Sector/Specialty Banking (Vertical-focused: Healthcare, Agri, Tech, etc.), with a secondary code of FSABABAA, General SME & Middle-Market Commercial Banking. Its NAICS code is 52211 and its SIC code is 6021.

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Live signals
GlobeNewswireSOUTHERN CALIFORNIA BANCORP ANNOUNCES RETIREMENT OF CHIEF CREDIT OFFICER ANNE WILLIAMS, AND NAMES PETER NUTZ AS SUCCESSORSouthern California Bancorp announced that Anne Williams, Chief Credit Officer of Bank of Southern California, will retire effective May 31, 2023. Peter Nutz, currently Executive Vice President, Credit Administrator, will succeed her as Chief Credit Officer. Williams will remain on both boards.GlobeNewswireFriendly Hills Bank Completes Branch AcquisitionFriendly Hills Bancorp closed its acquisition of three Bank of Southern California branches on September 24, 2021. The bank assumed approximately $81.2 million in deposits and paid a net purchase price of about $1.3 million. The new branches will operate in Orange and Redlands, California.Business Wire BlogSouthern California Bancorp to Acquire Bank of Santa ClaritaSouthern California Bancorp has signed a definitive merger agreement to acquire Bank of Santa Clarita in a transaction valued at approximately $56.2 million. The combined entity will hold pro forma total assets of roughly $2.0 billion, expanding Southern California Bancorp's commercial banking footprint north of Los Angeles.PR NewswireBank of Southern California Funds More Than $487.8 Million in PPP LoansBank of Southern California announced it has funded more than $487.8 million in Paycheck Protection Program loans as of May 7, 2020, providing financing to 1,940 local businesses affected by COVID-19 to retain or restore jobs for 51,523 individuals. The bank, as an SBA Preferred Lender, offered PPP loans to both customers and non-customers, resulting in many new banking relationships. The bank continues to accept PPP loan applications from Southern California businesses.PR NewswireBank of Southern California Announces Q1 2020 Results and Response to PandemicBank of Southern California reported Q1 2020 net income of $1.91 million, with total assets increasing to $852 million and total loans reaching $683 million, representing 10.8% asset growth year-over-year. The bank also detailed its COVID-19 pandemic response, including helping over 900 local businesses secure more than $350 million in Paycheck Protection Program loans. Additionally, shareholders approved the bank's reorganization into Southern California Bancorp and the pending acquisition of CalWest Bancorp is on track to close in Q2 2020.PR NewswireBank of Southern California, N.A. and CalWest Bancorp, the Holding Company for CalWest Bank, Announce Changes to Merger AgreementBank of Southern California, N.A. and CalWest Bancorp have renegotiated the terms of their merger agreement, reducing the all-cash offer from $0.43 to $0.35 per CALW share. The amendment was prompted by the economic effects of COVID-19, which led Bank of Southern California's shareholders to pause and adjourn their voting in April 2020. The amended agreement is expected to be presented to shareholders in mid-May with an anticipated closing on May 29, 2020, pending regulatory approvals.PR NewswireBank of Southern California Announces Fourth Quarter and Year End 2019 ResultsBank of Southern California, N.A. reported fourth quarter and full year 2019 financial results, with total assets reaching $830 million as of December 31, 2019, an 8.1% increase year-over-year. The bank posted full-year net income of $6.77 million, up 29% from $5.26 million in 2018, though quarterly net income declined to $1.64 million from $2.00 million in Q4 2018. The company also announced a planned merger with CalWest Bancorp expected to close in Q2 2020 and the completion of a capital offering to form a Holding Company.PR NewswireBank of Southern California Completes Capital Offering and Plans to Form Holding CompanyBank of Southern California completed a $12 million capital raise through a private placement of common stock at $12.00 per share to institutional and accredited investors. The bank also announced plans to reorganize into a holding company called Southern California Bancorp to facilitate its pending acquisition of CalWest Bancorp, expected to close in the first half of 2020. The capital raise is intended to strengthen the bank's balance sheet and support its expansion strategy throughout Southern California.PR NewswireBank of Southern California Announces Third Quarter 2019 ResultsBank of Southern California reported Q3 2019 net income of $1.72 million, up from $1.57 million in Q2 2019, with total assets growing to $839 million representing a 14% increase compared to Q3 2018. The bank achieved strong commercial loan growth with $10 million increase in C&I loans and $15 million growth in noninterest-bearing demand deposits during the quarter. CEO Nathan Rogge highlighted a proposed merger with CalWest Bank, announced October 21, 2019, as part of the bank's strategy to expand into Orange County and the Inland Empire.PR NewswireBank of Southern California, N.A. and CalWest Bancorp, the Holding Company for CalWest Bank, Announce Agreement to MergeBank of Southern California, N.A. and CalWest Bancorp, the holding company of CalWest Bank, have signed a definitive merger agreement whereby CalWest Bank will merge into Bank of Southern California. The all-cash transaction values CalWest at approximately $32 million, with CalWest shareholders receiving 0.43 cents per share, and is expected to close in the first quarter of 2020 pending regulatory and shareholder approvals. Upon completion, the combined organization will have pro forma assets of approximately $1.1 billion and combined capital of approximately $120 million, expanding Bank of Southern California's footprint across Southern California markets.