Kotak Mutual Fund
Kotak Mutual Fund is a SEBI-registered Indian mutual fund house (since 1998) operating 115+ schemes across equity, debt, hybrid, FOF and passive categories with ₹6.1 lakh crore AUM and 15.1 million investor folios as of April 2026.
- Company typePrivate
- Founded1985
- HeadquartersBombay, India
- Headcount5,001–10,000
- GTM typeB2C
- OfferingServices
What Kotak Mutual Fund does
Kotak Mutual Fund is a SEBI-registered mutual fund (Registration No. MF/038/98/1) established in 1998 as part of the Kotak Mahindra Group and operated by Kotak Mahindra Asset Management Company Limited (KMAMC). The firm offers 115+ mutual fund schemes spanning equity (26 schemes including Kotak Flexicap, Multicap, Midcap, Smallcap, Large and Midcap, Banking & Financial Services, Technology, ESG, Pioneer, Business Cycle, Consumption, and Manufacture in India), debt (15), hybrid (6), fund-of-funds (12), passive (55), and tax-saver categories, with the new Specialised Investment Fund (SIF) line launched in 2026 anchored by the Kotak Infinity Hybrid Long-Short Fund. As of April 2026, total Assets Under Management stood at ₹6.1 lakh crore across 1.51 crore investor folios, placing Kotak MF among India's top 10 AMCs.
The platform architecture combines a unified investor portal at kotakmf.com, native iOS and Android mobile applications (App Store id 878896606; Google Play com.godbtech.kotakmf), the Kotak Business Hub distributor portal (kotakbusinesshub.com), and a corporate transaction portal (corp.kotakmf.com) for institutional clients, supported by 10+ planning calculators and educational modules (Mr.SIP, SIP Karo, Kotak TV, Smart SIP). Proprietary investment frameworks include a published ESG scoring methodology (kotakmf.com/ESG/), a three-factor Balanced Advantage model (trailing P/E, return tracker, price-to-VIX ratio), factor-based index strategies (Alpha + Low-Volatility), and a fully-hedged long-short arbitrage approach with portfolio turnover of 1,748% and 0.51% standard deviation.
Revenue is generated primarily through Total Expense Ratio (TER) management fees deducted daily from NAV, ranging from 0.38% (Kotak Midcap Direct) to 2.46% (Kotak Technology Regular), plus exit loads and higher-fee SIF pricing. Distribution is omni-channel: direct digital self-serve via kotakmf.com and mobile app, the IFA/MFD channel through Kotak Business Hub, cross-selling via Kotak Mahindra Bank branches, and dedicated institutional access for anchor investments, QIPs, NCDs, and block deals. Customer segments are retail individual investors (the primary base of 1.51 crore folios served via SIPs from Rs 100/month), HNIs (Rs 10 lakh minimum via the new SIF category), institutional/corporate clients, and distributors; the firm has participated as anchor investor in IPOs (CMR Green Technologies, Bagmane Prime Office REIT), QIPs (Ola Electric Rs 780 crore, ACME Solar Rs 2,800 crore), NCDs (Vedanta Rs 2,575 crore), and block deals (Lenskart Rs 2,873 crore, Ajanta Pharma, Premier Energies, Anthem Biosciences, Aditya Infotech). In Q4FY26, 88% of equity schemes outperformed benchmark, ranking 4th of 20 AMCs; the firm navigated regulatory headwinds in 2026 by suspending four international fund subscriptions (RBI overseas caps) and restricting gold ETF/FoF inflows (bullion duty hike).
Kotak Mutual Fund firmographics
Firmographics- Name
- Kotak Mutual Fund
- Legal name
- Kotak Mahindra Mutual Fund
- Website
- https://www.kotakmf.com/
- Company type
- Private
- Founded year
- 1985
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- Kotak Mutual Fund is a SEBI-registered Indian mutual fund house (since 1998) operating 115+ schemes across equity, debt, hybrid, FOF and passive categories with ₹6.1 lakh crore AUM and 15.1 million investor folios as of April 2026.
- Ownership category
- akta.pro rank
Kotak Mutual Fund industry classification
Industry- Product category
- Asset Management (Mutual Funds)
- NAICS
- Open-End Investment Funds (52591), Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Equity Mutual Funds (Active) (FSAAAEAA)
- akta.pro secondary industries
- Sector & Thematic Mutual Funds (FSAAAEAJ), Multi-Asset Mutual Funds & UCITS (Balanced/Allocation Funds) (FSAAAJAA), Fixed Income Mutual Funds (FSAAAEAB), Index Mutual Funds (Non-ETF) (FSAAAEAE)
Keywords
Where Kotak Mutual Fund is headquartered
LocationHeadquarters
- HQ city
- Bombay
- HQ country
- India
- HQ region
- Asia
Offices2 records
Markets served
Kotak Mutual Fund business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure, Others
Revenue model
- Investment Management Fees (TER): Recurring management fees charged as a percentage of Assets Under Management (AUM), collected through Total Expense Ratio (TER) deducted from NAV daily. TER ranges from 0.38% (Kotak Midcap Direct) to 2.46% (Kotak Technology Regular) depending on scheme and plan type. TER includes Base Expense Ratio plus GST thereon. This is the primary revenue stream for Kotak Mahindra Asset Management Company.
- Exit Load Fees: One-time exit loads charged on redemptions: typically 1% on equity funds for amounts exceeding 10% of initial investment redeemed within 1 year; 0.25% within 30 days for arbitrage funds; nil thereafter. Exit loads are reinvested into the scheme rather than retained as revenue but represent part of investor transaction economics.
- Specialised Investment Fund (SIF) Management Fees: Higher-fee structure for sophisticated SIF products (like Kotak Infinity Hybrid Long-Short Fund) targeting HNI investors with minimum ₹10 lakh investment under SEBI's new SIF category. Premium pricing for differentiated strategies including dynamic net equity exposure and downside protection.
- Distributor Commissions (Loaded in Regular Plan TER): Distributor commissions and trail fees embedded within Regular Plan TER (higher than Direct Plan by 0.58% to 1.50% depending on scheme). Regular plan TER examples: 1.38% Midcap, 1.59% Large & Midcap, 1.01% Arbitrage, 1.78% Smallcap, 2.14% Banking, 2.46% Technology. These commissions flow to IFAs/MFDs via Kotak Business Hub distributor network.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Direct Plan - Lower TER for self-invested investors |
| Unit Pricing | Pay-as-you-go | Regular Plan - Distributed through IFAs/MFDs |
| Subscription | Monthly | SIP (Systematic Investment Plan) |
| Unit Pricing | Pay-as-you-go | SIF (Specialised Investment Fund) - HNI tier |
Go-to-market motion4 records
Distribution channels7 records
Marketing channels14 records
Kotak Mutual Fund product offering
Product offeringCore offering
Kotak Mutual Fund provides professionally managed mutual fund schemes across equity, debt, hybrid, fund-of-funds, passive, tax-saving, and Specialised Investment Fund (SIF) categories, serving retail individual investors, HNIs, and institutional clients in India through direct digital channels (website and mobile app) and an extensive Independent Financial Advisor distributor network. It charges investment management fees via the Total Expense Ratio (TER) deducted daily from NAV, with 115+ schemes, ₹6.1 Lakh Crore AUM, and 1.51 Crore investor folios as of April 2026.
Product overview
Kotak Mutual Fund operates a platform-plus-modules architecture centered on a unified investor portal at kotakmf.com, offering 115+ mutual fund schemes organized across Equity (26 schemes including Kotak Flexicap, Multicap, Midcap, Smallcap, Large and Midcap, Banking and Financial Services, Technology, ESG, Pioneer, Business Cycle, Consumption, and Manufacture In India funds), Debt (15 schemes), Hybrid (6 schemes including Kotak Arbitrage, Balanced Advantage, Equity Savings, and Multi Asset Allocation), Fund of Funds (12 schemes including Kotak Income Plus Arbitrage Omni FOF, Gold Silver Passive FOF, Multi Asset Active FOF, and international FoFs like Kotak Global Emerging Market, Global Innovation, International REIT, and Quality Overseas Equity), Passive (55 schemes including Kotak Nifty Alpha Low-Volatility 30 Index Fund and Nifty200 Value 30 Index Fund), Tax Saver (1 scheme), and the newly launched Specialised Investment Fund category (SIF) anchored by the Kotak Infinity Hybrid Long-Short Fund. Supporting modules include a Kotak Mutual Fund mobile app (iOS/Android), Kotak Business Hub distributor transaction portal, and corporate transaction portal. Educational and planning tools such as Mr.SIP, SIP Karo, Kotak TV, Smart SIP, and calculators (SIP, SWP, ELSS, Lumpsum, CAGR, Retirement, Dream Home, Dream Car) wrap around the core product suite. The fund house reported total Assets Under Management of Rs 6.1 lakh crore as of April 2026, with 1.51 crore investor folios and 25+ years of fund management experience since 1998.
Differentiator
Problem solved
Functional benefit
Brands
- Kotak Infinity SIF: Specialised Investment Fund (SIF) product brand under Kotak AMC, planned by Kalpesh Jain to launch SIF products; debut product is Kotak Infinity Hybrid Long-Short Fund.
Products and services
- Kotak Midcap Fund
Quantifiable outcome
- ₹6.1 Lakh Crore Total AUM as of April 2026
- +9 more outcomes
Companies that use Kotak Mutual Fund
Customer profileSegments5 records
Ideal customer profiles4 records
Kotak Mutual Fund technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature7 records
Kotak Mutual Fund partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Kotak Mahindra Bank
Scale indicators9 records
Recent moves6 records
Expansion highlights6 records
Kotak Mutual Fund competitors and assessment
Company assessmentMarket position
Strengths4 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Kotak Mutual Fund social profiles
Digital presenceKotak Mutual Fund compliance and trust
Trust signalCompliance2 records
Kotak Mutual Fund financial estimates
Financial estimateRevenue estimate
Valuation estimate
Kotak Mutual Fund leadership team
Management profileNumber of profiles
Profiles11 records
Kotak Mutual Fund subsidiaries and ownership
Company hierarchySubsidiaries1 record
Kotak Mutual Fund funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Kotak Mutual Fund M&A and investment
M&A and investmentM&A
Investments27 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Kotak Mutual Fund
What does Kotak Mutual Fund do?
Kotak Mutual Fund provides professionally managed mutual fund schemes across equity, debt, hybrid, fund-of-funds, passive, tax-saving, and Specialised Investment Fund (SIF) categories, serving retail individual investors, HNIs, and institutional clients in India through direct digital channels (website and mobile app) and an extensive Independent Financial Advisor distributor network. It charges investment management fees via the Total Expense Ratio (TER) deducted daily from NAV, with 115+ schemes, ₹6.1 Lakh Crore AUM, and 1.51 Crore investor folios as of April 2026.
Is Kotak Mutual Fund a public or private company?
Kotak Mutual Fund is a private company. It is classified as corporate owned and is currently operating.
When was Kotak Mutual Fund founded?
Kotak Mutual Fund was founded in 1985. It employs 5,001 to 10,000 people.
Where is Kotak Mutual Fund based?
Kotak Mutual Fund is headquartered in Bombay, India, in the Asia region.
How does Kotak Mutual Fund make money?
Four revenue lines are on record. Investment Management Fees (TER) is the primary driver. The others are exit Load Fees, specialised Investment Fund (SIF) Management Fees and distributor Commissions (Loaded in Regular Plan TER).
Does Kotak Mutual Fund have an API?
No public API is recorded for Kotak Mutual Fund.
What industry is Kotak Mutual Fund in?
Kotak Mutual Fund's product category is Asset Management (Mutual Funds). Its primary akta.pro industry code is FSAAAEAA, Equity Mutual Funds (Active), with a secondary code of FSAAAEAJ, Sector & Thematic Mutual Funds. Its NAICS code is 52591 and its SIC code is 6282.