LP Bank

Name

LP Bank

Legal name

Liên Việt Post Joint Stock Commercial Bank (LPBank)

Website

https://lienvietpostbank.com.vn

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

5,001–10,000 employees

Ownership category

akta.pro rank

Product category

Commercial Banking

NAICS

Commercial Banking (52211)

SIC

National Commercial Banks (6021)

akta.pro primary industry

SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB)

akta.pro secondary industries

SME Sector/Specialty Banking (Vertical-focused: Healthcare, Agri, Tech, etc.) (FSABABAI), SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)

Keywords

• Commercial banking
• SME financing
• Mortgage lending
• Corporate banking
• Digital banking

Headquarters

HQ city

Hanoi

HQ country

Vietnam

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Lending and Credit Services: LPBank generates revenue primarily through interest income from lending activities, including SME financing, mortgage lending, and corporate lending. The bank develops financial products for women entrepreneurs and property development financing.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Core offering

LPBank is a Vietnamese commercial joint stock bank providing retail banking, SME financing, corporate banking, and mortgage lending products to individuals, small businesses, and large enterprises across Vietnam. The bank operates a traditional branch network alongside a digital banking platform and channels international development finance (ADB, Export-Import Bank of China, ILX Fund) into underserved segments such as women-owned SMEs and property developers.

Differentiator

Problem solved

Functional benefit

Products and services

• SME Financing (Women-Owned SME Lending Program) Lending and advisory services for women-owned small and medium-sized enterprises in Vietnam, addressing barriers such as lack of collateral and limited financial literacy. Backed by an $80 million ADB-led facility.
• Corporate Banking and Financial Restructuring Comprehensive corporate banking solutions including capital support, financial restructuring, and cash-flow management for large enterprise clients in sectors such as real estate development.
• Mortgage Lending Mortgage loan products for Vietnamese retail borrowers, with Vietnamese market mortgage rates reported in the 14–15% floating and 8–10% fixed annual range.
• Digital Banking Services Online banking services for retail and SME customers delivered through the lpbank.com.vn platform, enabling self-serve account access, payments, and transactions.
• Property Development Financing

Quantifiable outcome

• $80 million financing package deployed for women-owned SME support in Vietnam
• +1 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• NovalandcoreStrategic or Co-development Partner · 16 March 2026LPBank and Novaland signed a strategic cooperation agreement in Hanoi on March 16, 2026. LPBank provides comprehensive financial solutions including capital support, financial restructuring, and cash-flow management to assist Novaland in advancing its property development projects. Novaland shares (NVL) hit ceiling prices following the partnership announcement.

Scale indicators2 records

Recent moves3 records

Expansion highlights5 records

Broad incumbents

• Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV): Major Vietnamese commercial bank (HOSE: BID) with extensive corporate and SME lending operations; a broad incumbent comparable to LPBank across most product lines but at much larger scale.
• Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank): Largest state-linked commercial bank in Vietnam (HOSE: VCB), offering the full SME, retail, and corporate banking suite. A broader incumbent whose product set overlaps LPBank's but at meaningfully larger scale.

Direct peers

• Southeast Asia Commercial Joint Stock Bank (SeABank): Vietnamese joint stock commercial bank providing retail, SME, and corporate banking services; comparable mid-tier positioning and product breadth to LPBank.
• Military Commercial Joint Stock Bank (MBBank): Vietnamese joint stock commercial bank (HOSE: MBB) offering SME, corporate, and retail banking. Closely comparable in customer segments and product breadth to LPBank.
• Techcombank: Vietnamese joint stock commercial bank with a strong SME and retail focus, listed on HOSE (TCB). Comparable in scale and product mix, including lending to mid-market corporates and SMEs in Vietnam.
• Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank): Vietnamese joint stock commercial bank (HOSE: HDB) providing SME, consumer, and corporate lending, closely overlapping with LPBank's customer segments.
• Tien Phong Bank (TPBank): Vietnamese joint stock commercial bank (HOSE: TPB) serving retail and SME customers with a growing digital platform; comparable product set and customer segments.
• Saigon-Hanoi Commercial Joint Stock Bank (SHB): Vietnamese joint stock commercial bank (HOSE: SHB) with broad SME and corporate banking operations across Vietnam, competing in the same core segments as LPBank.
• Asia Commercial Joint Stock Bank (ACB): Vietnamese joint stock commercial bank (HOSE: ACB) focused on retail and SME lending, with a similar deposit-funded model and corporate banking presence in Vietnam.
• Vietnam International Bank (VIB): Vietnamese joint stock commercial bank (HOSE: VIB) with strong retail and SME lending franchises, directly comparable to LPBank in target market and product mix.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/lienvietpostbank

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds1 record

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about LP Bank