Swiat

What Swiat does

SWIAT GmbH is a Frankfurt-based fintech, founded in February 2022 as a spin-off of the Deka Group (DekaBank), that develops permissioned blockchain infrastructure for the issuance, trading, and settlement of digital and traditional securities by regulated financial institutions. Its core technology is a Layer 1 Enterprise Ethereum network built on Hyperledger Besu, EVM-compatible and purpose-engineered for banking workloads, with no cryptocurrencies required and fixed, predictable transaction costs. The product suite spans the SWIAT Core Platform, SWIAT Access (a low-barrier API/Plug'n'Play onboarding layer), a multi-asset Tokenization Engine, a BaFin-approved crypto-securities registrar under the German Electronic Securities Act (eWpG), digital registered bond lifecycle services, on-chain securities finance (lending and collateral), and the Regulated Layer One (RL1) cooperative network launched with 10 European financial institutions.

Revenue mechanics are diversified across four streams: transaction/settlement fees on the platform, Blockchain-as-a-Service and licensing for FI tenants, regulated crypto-securities registry services under eWpG, and validator-node compensation economics. Pricing is enterprise, quote-based, with multi-year contracts; no published tiers exist. Go-to-market combines direct enterprise sales, channel partnerships (adesso, NTT DATA, GFT, Sopra Steria, think tank Business Solutions), API-first integration, and validator-driven ecosystem expansion, targeting commercial banks, savings banks, Landesbanken, asset managers, central banks, and fintech developers.

SWIAT is led by CEO Henning Vollbehr and co-CEO/CCO Dr. Timo Reinschmidt, with a C-suite covering technology, legal, operations, product, and marketing. Strategic shareholders include DekaBank (founding parent), LBBW, SC Ventures (Standard Chartered), and Comyno. Headcount is reported at 1–10 employees representing nine countries, with operations based at Gervinusstraße 17, Frankfurt am Main.

Name

Swiat

Legal name

SWIAT GmbH

Website

https://swiat.io

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

SWIAT is a Frankfurt-based fintech (spun off from DekaBank in 2022) that builds permissioned Enterprise Ethereum blockchain infrastructure for regulated European banks, asset managers, and central banks to issue, settle, and manage digital securities under Germany's eWpG framework.

Ownership category

akta.pro rank

Product category

Blockchain-based Digital Securities Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities and Commodity Exchanges (52321)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Tokenized Securities & Capital Markets (Equity, Debt, Funds) (FSADAEAA)

akta.pro secondary industries

Settlement, Clearing & Reconciliation for Tokenized Assets (DvP, PvP, netting, post-trade) (FSAPAIAI), Tokenized Debt, Notes & On-Chain Credit Instruments (FSADAFAM), Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting) (FSAPAIAH)

Keywords

• Blockchain financial infrastructure
• Digital securities platform
• Regulated tokenization services
• DLT settlement network
• Crypto-securities registry

Headquarters

HQ city

Frankfurt

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Transaction/Settlement Fees: SWIAT charges transaction fees for settlement of securities on its blockchain platform. The platform enables real-time settlement of digital and traditional assets, with claims of up to 80% cost reduction for cross-border transactions.
2. Software Licensing and BaaS: SWIAT offers Blockchain-as-a-Service (BaaS) where financial institutions deploy on the SWIAT Network. This includes access to the regulatory-compliant Layer 1 blockchain infrastructure with fixed and predictable costs.
3. Crypto-Securities Registry Services: SWIAT operates as a regulated financial services provider for crypto-securities registry under eWpG, providing issuance, registration, and management services for digital securities to the SWIAT Ecosystem.
4. Validator Node Operations: Validators (financial institutions) operate nodes and earn FIAT compensation based on their uptime and availability. SWIAT benefits from network decentralization while providing compensation infrastructure.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

SWIAT operates a regulatory-compliant, EVM-compatible Layer 1 permissioned blockchain (Enterprise Ethereum / Hyperledger Besu) for the issuance, trading, and settlement of digital securities by regulated financial entities. Offerings include a BaFin-approved Crypto-Securities Registry under the German Electronic Securities Act (eWpG), a Tokenization Engine across security tokens, digital registered bonds, and bearer bonds, the SWIAT Access plug-and-play API layer, on-chain Securities Finance (lending and collateral), and the CYCROS trigger-based Delivery-versus-Payment (DvP) mechanism that bridges to ISO 20022 and SWIFT infrastructure for real-time settlement with central bank money.

Product overview

SWIAT is a modular blockchain-based financial market infrastructure platform designed for regulated financial entities. The core SWIAT Platform combines with specialized modules including SWIAT Access (low-barrier onboarding without IT resources), Tokenization Engine (supporting security tokens, digital registered bonds, and crypto-securities), and Crypto-Securities Registrar (BaFin-approved eWpG-compliant registry). The platform provides Securities Finance capabilities for on-chain lending and collateral management, all built on the Regulated Layer One (RL1) network infrastructure. Secondary market features enable trading and settlement, while Validator and Tenant Node participation allows network governance. The ecosystem offers dApps and API access for third-party development, all designed for regulatory compliance without requiring cryptocurrencies.

Differentiator

Problem solved

Functional benefit

Products and services

• SWIAT Core Platform Blockchain-based financial market infrastructure for digital and traditional assets from and for regulated financial entities. Enables issuance, trading, and settlement of digital assets on a regulatory-compliant, EVM-compatible Layer 1 permissioned DLT network.
• SWIAT Access Plug-and-play access service providing banks with seamless and secure access to SWIAT's blockchain and digital-asset solutions. Low entry barrier with no IT resources required, workflow and privilege management, confidential data management, and integrability with crypto-custody and banking systems via API.
• Tokenization Engine Tokenization capabilities enabling issuance, trading, and settlement of securitized assets. Supports security tokens, digitally registered bonds, and bearer bonds (crypto-securities) with full lifecycle management on the same platform.
• Crypto-Securities (eWpG) German Electronic Securities Act (eWpG) compliant solution for issuing bearer bonds natively on blockchain. SWIAT operates as a BaFin-approved crypto-securities registrar providing issuance dApp, registrar dApp, and ready-to-use frontends for digital bearer bonds that do not require a physical certificate.
• Digital Registered Bonds Platform-as-a-Service solution encompassing all parts of the registered bond lifecycle including issuance, registration, and transfer exclusively digital on the SWIAT blockchain. Enables real-time settlement, intraday liquidity, and reduced settlement and counterparty risk.
• Blockchain-as-a-Service EVM-compatible, regulatory-compliant Layer 1 blockchain solution tailored for financial institutions. Provides secure and scalable network for connecting and scaling financial solutions on the SWIAT Network with fixed and predictable costs.
• SWIAT Ecosystem Modular gateway platform bridging traditional and digital assets. Includes dApps for financial players, API connectivity for current solutions, regulatory-compliant SWIAT Network for scaling, and infrastructure participation through validator and tenant node roles.
• Regulated Layer One (RL1) Global, open, and interoperable cooperative network for the financial service industry. Enables interoperable, scalable digital markets for digital assets, payments, and settlement with 10+ participating European financial institutions including L-Bank.

Quantifiable outcome

• Cost reduction up to 80% for cross-border settlement of traditional securities
• +3 more outcomes

Named customers14 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature8 records

Partnerships

Eleven partnerships are on record, tiered minor, flagship and major.

• Association of German Banks (BdB)minorOthers · 24 February 2026SWIAT joined BdB membership to strengthen collaboration with Germany's private commercial banks and support growth of secure, scalable digital capital markets.
• Bank of GreeceflagshipStrategic or Co-development Partner · 17 February 2026Bank of Greece led Project Sovereign with SWIAT to simulate sovereign digital bond issuance on blockchain. Full lifecycle simulation from issuance through secondary trading, coupon payment, and redemption with 7 financial institutions.
• Regulated Layer One (RL1) Network - 10 European InstitutionsflagshipStrategic or Co-development Partner · 25 September 2025SWIAT launched RL1 initiative with 10 leading European financial institutions including L-Bank. RL1 is a global, open, interoperable network for digital assets, payments, and settlement under cooperative model.
• 360X (Deutsche Börse and Commerzbank JV)majorTechnology or Integration · 11 August 2025360X operates as DLT multilateral trading facility. Siemens digital bond trade between DekaBank and Union Investment was negotiated on 360X and settled via SWIAT Network, enabling secondary market trading.
• kinexys by J.P. Morgan (formerly Onyx)majorTechnology or Integration · 23 September 2024Partnership with JPM coin for 93-second cross-ledger DvP transaction achieving interoperable blockchain integration between SWIAT and J.P. Morgan's wholesale payment system.
• OleaminorStrategic or Co-development Partner · 19 September 2024Olea and SWIAT collaborated to tokenize trade receivables enabling Supplier Financing using SWIAT's Tokenisation Engine and Olea's Trade Finance expertise.
• NTT DATAmajorTechnology or Integration · 27 February 2024NTT DATA joined as validator and tenant node operator on SWIAT's permissioned blockchain network. Provides solutions to its clients through the platform.
• GFTmajorTechnology or Integration · 13 September 2023GFT acts as validator and node operator to ensure reliable validation and secure execution of blockchain function calls.
• adessomajorTechnology or Integration · 13 September 2023adesso acts as validator and node operator. Expanded collaboration with SWIAT to bring SWIAT Access to market, leveraging adesso's IT expertise.
• Sopra SteriamajorTechnology or Integration · 13 September 2023Sopra Steria acts as validator and node operator ensuring reliable validation and secure execution of blockchain function calls.
• think tank Business SolutionsmajorTechnology or Integration · 13 September 2023think tank Business Solutions acts as validator and node operator on SWIAT's blockchain network.

Scale indicators7 records

Recent moves7 records

Expansion highlights6 records

Emerging players

• Securitize: Securitize provides tokenization infrastructure for securities and funds with regulatory compliance. Comparable as an RWA tokenization platform, though more focused on US/private markets versus SWIAT's European institutional bonds and wholesale settlement.
• SETL / IZNES: IZNES is a European DLT platform for fund registration and distribution; SETL historically targeted securities settlement. Both are comparable European DLT infrastructure providers serving regulated financial institutions, though with narrower asset scope than SWIAT.
• Bitbond: Bitbond is a German regulated blockchain platform enabling tokenized bond issuance under the eWpG framework. Direct competitor in the German crypto-securities registry space that SWIAT also addresses.
• 360X (Deutsche Börse / Commerzbank JV): 360X is a DLT multilateral trading facility for digital assets, jointly run by Deutsche Börse and Commerzbank. Complementary peer — Siemens bond trades were negotiated on 360X and settled via SWIAT, illustrating the relationship between trading and settlement infrastructure.

Direct peers

• Kinexys by J.P. Morgan (formerly Onyx): J.P. Morgan's permissioned blockchain unit provides tokenized deposits, wholesale payments, and cross-ledger DvP. SWIAT has demonstrated interoperability with Kinexys via the 93-second DvP transaction, positioning them as complementary rather than purely competing rails.
• Fnality International: Fnality is a London-based utility settlement coin consortium backed by major banks, building DLT-based wholesale payment and settlement infrastructure. Directly comparable to SWIAT as a permissioned, bank-led settlement network for tokenized wholesale money and securities.
• Digital Asset (Canton Network): Digital Asset builds the Canton Network, a permissioned, interoperable DLT for institutional finance including tokenized assets and securities settlement. Competes directly with SWIAT's permissioned Layer 1 in the regulated capital markets infrastructure space.
• HQLAx: HQLAx operates a DLT-based collateral and liquidity platform enabling real-time securities lending and repo settlement among major banks. Comparable to SWIAT's securities finance and collateral management use cases on a permissioned institutional blockchain.

Broad incumbents

• R3 (Corda): R3's Corda is an enterprise-grade permissioned DLT platform used by many global banks for capital markets and trade finance workflows. Broader incumbent in permissioned enterprise blockchain infrastructure serving financial institutions.

Others

• Comyno: Comyno is a German financial software specialist and SWIAT shareholder that co-developed Digital Collateral Protocol and Securities Finance solutions. Strategic partner and adjacent fintech building on the same institutional DLT infrastructure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/swiat

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds1 record

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Swiat