ONINO
ONINO GmbH is a Karlsruhe-based white-label platform that enables asset managers, banks, cooperatives, and private market operators to issue regulated digital securities under their own brand. Its platform combines traditional financial instruments with an optional ERC-3643 tokenization layer and covers BaFin, ECSPR, MiCA, and eWpG compliance across European jurisdictions.
- Company typePrivate
- Founded2022
- HeadquartersKarlsruhe, Germany
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What ONINO does
ONINO GmbH is a Karlsruhe-based, privately held white-label financing infrastructure provider that enables asset managers, banks, cooperatives, private market operators, and corporate issuers to launch compliant digital securities platforms under their own brand. Founded in 2022 by Alexandre Lehr (CEO), Kai Firschau (CTO), and Lukas Wipf (CPO), the company combines traditional financial instruments — subordinated loans, participation rights, equity tokens, and bonds — with an optional blockchain-based tokenization layer built on the ERC-3643 security token standard. The platform is designed for the European market, with compliance coverage spanning MiFID II, ECSPR, MiCA, and Germany's eWpG, and operates through a BaFin-supervised crypto securities register partnership with Cashlink.
The core technical offering is a modular white-label platform configuration that can be deployed in under 24 hours, providing pre-built compliance workflows, automated KYC/AML and investor eligibility checks, jurisdiction-specific regulatory templates, smart contract automation for distributions (including EUR-stablecoin rails and SEPA payout integration), end-to-end investor lifecycle management, and multi-deal management via a single dashboard. The company has facilitated over €35 million in tokenized capital across 24+ European jurisdictions (the website also cites 7+ jurisdictions, indicating ongoing expansion) and supports 8+ live platform deployments, with a flagship partnership with Volksbank in the German cooperative banking sector as a reference customer.
ONINO operates a direct enterprise field-sales motion with “Book a demo” as the primary call-to-action, and monetizes through three tiers: a Single Issuance plan (one-time/perpetual license for a single deal), a Whitelabel subscription (multi-year contract for full branded platform operation, including the ability to earn revenue from third-party deals), and an ONINO Listing subscription for issuers that prefer to be listed on ONINO’s own platform rather than operate their own infrastructure. Headcount is small (1–10 employees, anchored by the three co-founders), and the company has received investment from L-Bank, a German state development bank, as its principal disclosed funding event to date.
ONINO firmographics
Firmographics- Name
- ONINO
- Legal name
- ONINO GmbH
- Website
- https://onino.io
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- ONINO GmbH is a Karlsruhe-based white-label platform that enables asset managers, banks, cooperatives, and private market operators to issue regulated digital securities under their own brand. Its platform combines traditional financial instruments with an optional ERC-3643 tokenization layer and covers BaFin, ECSPR, MiCA, and eWpG compliance across European jurisdictions.
- Ownership category
- akta.pro rank
ONINO industry classification
Industry- NAICS
- Securities and Commodity Contracts Intermediation and Brokerage (5231), Custom Computer Programming Services (541511), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting) (FSAPAIAH)
- akta.pro secondary industries
- Customer Permissioning & Consent Management (OAuth, scopes, revocation) (FSAGACAC), Compliance Identity & KYC/KYB for Wallets (on-chain identity, reusable KYC, travel rule tooling) (FSAPACAL), Transaction Policy Controls & Wallet Security (Allowlisting, Limits, Approvals) (FSADACAI)
Keywords
Where ONINO is headquartered
LocationHeadquarters
- HQ city
- Karlsruhe
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
ONINO business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- White-Label Platform Licensing: Full whitelabel platform subscription where clients get custom branding, modular marketplace setup, and ability to manage multiple deals under their own brand. Earn revenue from third-party deals on their platform.
- Single Issuance: One-time issuance model for clients with an existing community seeking financing. Full feature access for single deal without requiring license.
- ONINO Listing: Listing services on the ONINO Platform for companies that do not want to operate their own platform. Includes full feature access, tokenization capability, and secondary marketplace access.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Single Issuance - For clients with an existing community seeking financing for one deal |
| Subscription | Multi-year contract | Whitelabel - For organizations wanting to create and operate their own platform |
| Subscription | Multi-year contract | ONINO Listing - For companies that don't want to operate their own platform |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels7 records
ONINO product offering
Product offeringCore offering
ONINO sells a white-label, regulation-ready software platform that enables asset managers, banks, cooperatives, and other financial institutions to issue regulated digital securities (subordinated loans, participation rights, equity tokens, bonds) under their own brand. The platform bundles automated KYC/AML, investor eligibility checks, jurisdiction-specific regulatory workflows, deal and investor lifecycle management, and an optional ERC-3643-based tokenization layer for secondary market readiness, with eWpG-compliant issuance enabled via Cashlink as BaFin-supervised register keeper.
Product overview
ONINO is a modular white-label financing infrastructure platform for digital securities and tokenized financing. The core offering consists of the ONINO Platform and White-Label Tokenization product, which enable asset managers, banks, cooperatives, and other companies to raise capital through regulated digital securities (subordinated loans, participation rights, equity tokens, bonds). Built-in platform features include Investor Management, Deal Management, Regulation & Compliance automation, and an optional Tokenization Layer. Three pricing plans serve different segments: Single Issuance for one-time deals, Whitelabel for full branded platform operation, and ONINO Listing for companies wanting to list without building their own platform. The platform is compliant under MiFID II, ECSPR, MiCA, and Germany's eWpG, supporting 24+ European jurisdictions.
Differentiator
Problem solved
Functional benefit
Brands
- ONINO Platform: The core white-label platform infrastructure for digital securities, compliance, and investor management.
- ONINO Whitelabel
Quantifiable outcome
- Setup time reduced from months to under 24 hours for white-label platform launch
- +2 more outcomes
Companies that use ONINO
Customer profileNamed customers6 records
Segments8 records
Ideal customer profiles1 record
ONINO technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature6 records
ONINO partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and flagship.
- CashlinkcoreCashlink serves as the BaFin-supervised crypto securities register (Kryptowertpapierregister) for ONINO's eWpG-compliant issuance. This partnership is critical as it provides the regulatory infrastructure required for compliant digital securities issuance in Germany. The partnership enables ONINO clients to meet their eWpG register obligations through Cashlink's supervised infrastructure.
- VolksbankflagshipVolksbank partnership represents a flagship deployment of ONINO's white-label infrastructure for cooperative banking institutions. This partnership demonstrates ONINO's ability to serve the German cooperative banking sector with compliant digital financing platforms. More than 8 live platforms have been deployed through this and similar institutional partnerships.
Scale indicators6 records
Recent moves6 records
Expansion highlights7 records
ONINO competitors and assessment
Company assessmentDirect peers
- Securitize: Securitize is a leading tokenization platform for digital securities, offering end-to-end issuance, compliance, and secondary trading infrastructure. Directly comparable to ONINO in core functionality (compliant security token issuance, KYC/AML, investor management) but with broader geographic reach, larger enterprise client base, and significantly more capital raised.
- Tokeny: Tokeny provides a white-label platform for issuing and managing tokenized securities with built-in compliance (KYC, whitelisting, transfer rules) on Ethereum. The closest direct competitor to ONINO in European regulated tokenization, with similar focus on ERC-3643 and T-REISE compliance protocols for institutional clients.
- Bitbond: German-based tokenization and digital asset issuance platform with strong focus on regulated security tokens under the eWpG framework. Direct competitor in the German market with established BaFin relationships; competes with ONINO for the same German SME and financial institution clients.
- Polymath: Polymath is one of the earliest tokenization platforms focused on security tokens, providing issuance, compliance, and identity management tooling. Direct competitor in the compliant security token infrastructure space with longer market presence but less European regulatory specialization than ONINO.
Emerging players
- Cashlink: Frankfurt-based crypto securities register (Kryptowertpapierregister) provider supervised by BaFin. Functions as ONINO's eWpG register partner but is also a partial competitor/ecosystem player that could vertically integrate into issuance infrastructure. Important to consider as both a partner and adjacent competitor.
- Blocksquare: Blocksquare provides tokenization infrastructure specifically focused on real estate assets — one of ONINO's primary use cases (real estate financing). Comparable in target vertical and white-label approach but narrower in asset class and geographic focus.
- Swarm (by Bitfinex): Swarm offers tokenized securities issuance and management infrastructure built on Ethereum, with focus on regulated offerings. Direct peer in the security token issuance space, backed by a larger crypto ecosystem (Bitfinex/ Tether), giving it more capital and ecosystem reach.
- 21X: 21X is a BaFin-licensed crypto trading platform operating under the EU DLT Pilot Regime. Adjacent to ONINO in the European regulated digital asset infrastructure space and represents a potential partner/distribution channel for tokenized securities issued via ONINO.
- RealT: RealT operates a tokenized real estate investment platform using ERC-20 tokens for fractional property ownership. Compares to ONINO on the real estate tokenization use case but operates its own investor-facing marketplace rather than white-label infrastructure.
Broad incumbents
- tZERO: tZERO operates a regulated security token exchange and tokenization infrastructure with ATS/ broker-dealer licensing in the US. Broader incumbent with both issuance infrastructure and a secondary trading venue, competing for institutional tokenization mandates globally.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
ONINO social profiles
Digital presenceONINO compliance and trust
Trust signalCompliance3 records
ONINO financial estimates
Financial estimateRevenue estimate
Valuation estimate
ONINO leadership team
Management profileNumber of profiles
ONINO funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ONINO M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ONINO
What does ONINO do?
ONINO sells a white-label, regulation-ready software platform that enables asset managers, banks, cooperatives, and other financial institutions to issue regulated digital securities (subordinated loans, participation rights, equity tokens, bonds) under their own brand. The platform bundles automated KYC/AML, investor eligibility checks, jurisdiction-specific regulatory workflows, deal and investor lifecycle management, and an optional ERC-3643-based tokenization layer for secondary market readiness, with eWpG-compliant issuance enabled via Cashlink as BaFin-supervised register keeper.
Is ONINO a public or private company?
ONINO is a private company. It is currently operating.
When was ONINO founded?
ONINO was founded in 2022. It employs 1 to 10 people.
Where is ONINO based?
ONINO is headquartered in Karlsruhe, Germany, in the Europe region.
How does ONINO make money?
Three revenue lines are on record. White-Label Platform Licensing is the primary driver. The others are single Issuance and ONINO Listing.
Who are ONINO's main competitors?
Direct peers on record are Securitize, Tokeny, Bitbond and Polymath. Emerging players are Cashlink, Blocksquare, Swarm (by Bitfinex), 21X and RealT. tZERO is listed as a broad incumbent.
Does ONINO have an API?
No public API is recorded for ONINO.
What industry is ONINO in?
Its primary akta.pro industry code is FSAPAIAH, Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting), with a secondary code of FSAGACAC, Customer Permissioning & Consent Management (OAuth, scopes, revocation). Its NAICS code is 5231 and its SIC code is 6200.