Dealer Merchant Services
DMS is a Dallas-based automotive payment processing company that helps franchised auto dealerships reduce credit card processing fees via US Patent-backed compliant surcharge programs and dual pricing, serving 1,000+ rooftops across 45 states; acquired by Priority Technology Holdings in October 2025.
- Company typePrivate
- Founded2019
- HeadquartersDallas, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Dealer Merchant Services does
Dealer Merchant Services (DMS), founded in 2020 by Amberly Allen and headquartered in Dallas, Texas, is a specialized payment processing platform purpose-built for franchised automotive dealerships across the United States. The company's core offering is a US Patent-backed compliant surcharge program that enables dealers to pass credit card processing fees to customers while remaining compliant with card brand rules and state surcharging regulations, supplemented by dual pricing and interchange-plus pricing alternatives. Supporting infrastructure includes a dealer-specific payment gateway that captures Level 3 line-item detail for Visa CEDP compliance, a portfolio of POS hardware (DeJavoo Z11/Z9, Valor terminal line), Text2Pay SMS payment requests, dealer-specific signage, and a proprietary RIM (Related, Immediate, Maintenance) training methodology for dealership staff. The platform serves sales, F&I, service, and parts departments within single-rooftop SMB dealerships and multi-rooftop enterprise dealer groups.
DMS operates a sales-led, event-driven go-to-market motion, with a 40-person direct sales team, 400+ years of combined automotive experience, and exclusive endorsed-partner relationships with 17 state automobile dealer associations providing preferential channel access. Marketing is anchored on NADA webinars (3,700+ dealers educated), industry event presence (NADA Show 2026 debut), content marketing, LinkedIn, and earned media in outlets including AutoSuccess, CBT News, and Authority Magazine. As of acquisition, the company served 1,000+ dealership rooftops across 45 states, with claimed dealer savings of $5,000-$15,000 per rooftop monthly and cumulative dealer savings exceeding $93M.
In October 2025, DMS was acquired by Priority Technology Holdings (NASDAQ: PRTH), a publicly-traded fintech, and rebranded as Priority Commerce Automotive. Founder Amberly Allen and Laura Sherman continued as Managing Partners, with Jenine Loving-Drake as Chief Performance Officer. Under Priority ownership, DMS targets scaling to 2,000 rooftops and $3.25B in annual processing volume within 15 months, leveraging Priority's connected commerce and banking-as-a-service capabilities to deepen wallet share within the automotive retail vertical.
Dealer Merchant Services firmographics
Firmographics- Name
- Dealer Merchant Services
- Legal name
- Dealer Merchant Services
- Website
- https://www.dealermerchantservices.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Acquired
- Headcount range
- 1–10 employees
- Short description
- DMS is a Dallas-based automotive payment processing company that helps franchised auto dealerships reduce credit card processing fees via US Patent-backed compliant surcharge programs and dual pricing, serving 1,000+ rooftops across 45 states; acquired by Priority Technology Holdings in October 2025.
- Ownership category
- akta.pro rank
Dealer Merchant Services industry classification
Industry- Product category
- Automotive Payment Processing
- akta.pro primary industry
- High-Risk / Specialty Merchant Acquirers (FSAMABAE)
Keywords
Where Dealer Merchant Services is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Dealer Merchant Services business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Supply Chain, Infrastructure
Revenue model
- Payment Processing Fees: Transaction-based fees charged to dealerships for processing credit card payments. Dealerships save by passing fees to customers through compliant surcharging. Primary revenue stream from interchange and transaction fees.
- Equipment and Hardware Sales: Sale and installation of payment terminals and hardware systems for dealerships. Hardware backed by US Patent.
- Training and Support Services: Ongoing training and support services for dealership staff on payment processing systems and compliance.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Enterprise dealership pricing |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Dealer Merchant Services product offering
Product offeringCore offering
Dealer Merchant Services (now Priority Commerce Automotive) provides credit card payment processing and fee-recovery solutions exclusively for franchised automotive dealerships. The core offering is a U.S. Patent-backed compliant surcharge program, complemented by dual pricing, interchange-plus pricing, Text2Pay SMS payments, dealer-specific POS hardware (DeJavoo Z11, Z9, Valor Terminal Line), and proprietary RIM training methodology that helps dealers recover $5,000-$15,000 per rooftop monthly through legally compliant surcharging.
Product overview
Priority Commerce Automotive (formerly Dealer Merchant Services) operates as a specialized automotive fintech and payment processing platform. The core offering is a U.S. Patent-backed compliant surcharge program, alongside dual pricing and Interchange Plus pricing alternatives. These payment solutions are delivered through a product portfolio that includes dealer-specific POS terminals (DeJavoo Z11, DeJavoo Z9, Valor Terminal Line), Text2Pay SMS payment capabilities, dealer-specific signage, and comprehensive training and support services. The platform targets automotive dealerships, helping them reduce credit card processing fees by passing those costs to customers in a legally compliant manner. Following its October 2025 acquisition by Priority Technology Holdings, the company now operates under the Priority Commerce Automotive brand, integrating with Priority's broader unified commerce and treasury solutions platform.
Differentiator
Problem solved
Functional benefit
Products and services
- Compliant Surcharge Program A dealer-specific compliant surcharge program backed by a U.S. Patent, enabling automotive dealers to pass credit card processing fees to customers while maintaining compliance with card brand rules and state laws. Targeted at franchised new and used car and truck dealerships.
- Text2Pay
Quantifiable outcome
- Up to 75% savings on credit card processing fees
- +5 more outcomes
Companies that use Dealer Merchant Services
Customer profileNamed customers8 records
Segments2 records
Ideal customer profiles2 records
Dealer Merchant Services technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Dealer Merchant Services partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Priority Technology HoldingscorePriority Technology Holdings acquired Dealer Merchant Services in October 2025, forming Priority Commerce Automotive. The acquisition brings together DMS's dealership expertise and customer relationships with Priority's connected commerce platform and banking capabilities. Leadership team joined Priority post-acquisition.
Scale indicators9 records
Recent moves4 records
Expansion highlights6 records
Dealer Merchant Services competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Dealer Merchant Services social profiles
Digital presenceDealer Merchant Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Dealer Merchant Services leadership team
Management profileNumber of profiles
Profiles3 records
Dealer Merchant Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Dealer Merchant Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Dealer Merchant Services
What does Dealer Merchant Services do?
Dealer Merchant Services (now Priority Commerce Automotive) provides credit card payment processing and fee-recovery solutions exclusively for franchised automotive dealerships. The core offering is a U.S. Patent-backed compliant surcharge program, complemented by dual pricing, interchange-plus pricing, Text2Pay SMS payments, dealer-specific POS hardware (DeJavoo Z11, Z9, Valor Terminal Line), and proprietary RIM training methodology that helps dealers recover $5,000-$15,000 per rooftop monthly through legally compliant surcharging.
Is Dealer Merchant Services a public or private company?
Dealer Merchant Services is a private company. It is classified as corporate owned and is currently acquired.
When was Dealer Merchant Services founded?
Dealer Merchant Services was founded in 2019. It employs 1 to 10 people.
Where is Dealer Merchant Services based?
Dealer Merchant Services is headquartered in Dallas, United States, in the North America region.
How does Dealer Merchant Services make money?
Three revenue lines are on record. Payment Processing Fees are the primary driver. The others are equipment and Hardware Sales and training and Support Services.
Does Dealer Merchant Services have an API?
No public API is recorded for Dealer Merchant Services.
What industry is Dealer Merchant Services in?
Dealer Merchant Services's product category is Automotive Payment Processing. Its primary akta.pro industry code is FSAMABAE, High-Risk / Specialty Merchant Acquirers.