PagBrasil
PagBrasil is a Brazilian fintech founded in 2011 that provides cross-border payment processing, subscription management, and AI-driven fraud prevention to multinational digital businesses selling in Brazil, supporting Pix, boleto, debit, and card payments via Shopify, Salesforce, and VTEX integrations.
- Company typePrivate
- Founded2011
- HeadquartersPorto Alegre, Brazil
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What PagBrasil does
PagBrasil is a Brazilian fintech founded in 2011 and headquartered in Porto Alegre that processes digital payments in Brazil on behalf of multinational e-commerce, SaaS, subscription, streaming, and gaming businesses. The company operates a full-stack payments platform anchored on three proprietary products: PagBrasil Checkout (an external, continuously optimized checkout experience), PagStream® (subscription management with automated recurring billing, retries, and promotions), and PagShield® (an ML-driven fraud-prevention system trained on Brazilian transaction data). It also offers an extensive local payment-method portfolio including Boleto Flash®, Débito Flash®, PEC Flash®, standard credit cards, Apple Pay, Google Pay, Samsung Pay, and five distinct Pix modalities (Standard, 1-Click, Automatic, Modal, and Pix on Thank You Page / without redirection), supported by a multi-bank, multi-acquirer routing architecture designed for high availability and automatic failover.
Underlying the platform is a Brazil-specific technology stack with API integration (REST + PagBrasil.JS JavaScript SDK) and pre-built plugins for Shopify, Salesforce Commerce Cloud (where PagBrasil is the first Latin American PSP certified as an ISV Partner), and VTEX. PagBrasil obtained a Payment Institution (PI) licence from the Central Bank of Brazil in 2025, formalizing its regulatory position. The business monetizes via transaction-based payment processing fees (with domestic BRL remittance or cross-border USD/EUR settlement) plus subscription revenue from PagStream, sold on a quote-based B2B model. Distribution is dual: enterprise field sales for multinationals and product-led/self-serve acquisition through Shopify AppExchange, Salesforce AppExchange, VTEX marketplace, and no-code payment links for SMBs. The company maintains offices in Porto Alegre, São Paulo, Barcelona, and Singapore and has expanded cross-border via partnerships with COELSA (Argentina) and Bancard (Paraguay).
PagBrasil firmographics
Firmographics- Name
- PagBrasil
- Legal name
- PagBrasil Instituição de Pagamento LTDA
- Website
- https://pagbrasil.com
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- PagBrasil is a Brazilian fintech founded in 2011 that provides cross-border payment processing, subscription management, and AI-driven fraud prevention to multinational digital businesses selling in Brazil, supporting Pix, boleto, debit, and card payments via Shopify, Salesforce, and VTEX integrations.
- Ownership category
- akta.pro rank
PagBrasil industry classification
Industry- Product category
- Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Alternative Payment Methods (APMs) Enablement (BNPL, wallets, local methods) (FSAMACAE)
- akta.pro secondary industries
- Card-Not-Present / eCommerce Acquirers (FSAMABAD), A2A Payment Initiation Service Providers (PISPs) (FSAMAFAB), Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
Keywords
Where PagBrasil is headquartered
LocationHeadquarters
- HQ city
- Porto Alegre
- HQ country
- Brazil
- HQ region
- Latin America
Offices4 records
Markets served
PagBrasil business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- Payment Processing: Transaction-based payment processing fees for processing payments in Brazil for multinational digital businesses. Processes payments locally with domestic remittances in BRL or cross-border settlements in USD and EUR.
- Subscription Management: Recurring revenue from PagStream® subscription management platform for businesses with recurring billing models including streaming, subscription boxes, e-learning, and SaaS.
Go-to-market motion3 records
Distribution channels5 records
Marketing channels6 records
PagBrasil product offering
Product offeringCore offering
PagBrasil is a Brazilian payment processor that enables multinational digital businesses and e-commerce merchants to accept payments in Brazil. The platform supports local payment methods including Pix (in multiple modalities), Boleto Flash, Débito Flash, credit cards with installments, and digital wallets (Apple Pay, Google Pay, Samsung Pay), along with PagStream subscription management, PagShield AI fraud prevention, and RoamingPay for cross-border settlements in BRL, USD, and EUR.
Product overview
PagBrasil is a fintech payment processing company offering a comprehensive platform of payment solutions for businesses selling in Brazil. The core portfolio centers on PagBrasil Checkout (external checkout solution), PagStream® (subscription management platform), and PagShield® (AI-powered fraud prevention). The company provides extensive local payment method coverage including Boleto Flash®, Débito Flash®, Pix (in multiple variants: Standard, 1-Click, Automatic, without Redirection), Apple Pay, Google Pay, Samsung Pay, and local credit cards. Additional services include RoamingPay for cross-border payments, split payment functionality, recurring card payments, and API-based integration via PagBrasil.JS. The platform supports integrations with Shopify, Salesforce Commerce Cloud, and VTEX e-commerce platforms.
Differentiator
Problem solved
Functional benefit
Brands
- Boleto Flash®: Proprietary instant confirmation bank slip payment solution
- Débito Flash®
- PagStream®
- PagShield®
- RoamingPay
- PEC Flash®
Products and services
- PagBrasil Checkout
- PagStream®
- PagShield®
- Boleto Flash®
- Débito Flash®
- PEC Flash®
- Pix via PagBrasil
- 1-Click Pix
- Automatic Pix
- Pix without Redirection
- Apple Pay with Installments
- RoamingPay
- Recurring Card Payments
- Collection
- Credit Cards Processing
- Pix for International Travelers
Quantifiable outcome
- Pix approval rates exceeding 90% compared to industry average of 65-70%
- +4 more outcomes
Companies that use PagBrasil
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles4 records
PagBrasil technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability2 records
Feature10 records
PagBrasil partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core.
- COELSAcorePartnership between PagBrasil and COELSA (Argentina's clearing house) to extend Brazil's Pix real-time payments network to Argentina. Enables Argentines to use Pix in Brazil and facilitates cross-border payments for inbound tourism.
- ShopifycorePagBrasil offers exclusive Shopify app with direct checkout, split payments, and access to Brazil's most popular alternative payment methods including Automatic Pix, Google Pay, Boleto Flash, and Débito Flash.
- SalesforcecorePagBrasil is the first Latin American payment service provider certified by Salesforce as ISV Partner with app on Salesforce AppExchange offering fraud prevention, subscription management, and split payout.
- BancardcorePartnership to revolutionize payments with Pix, processing $100 million in Pix transactions in 2025 target. Bancard is a Paraguay-based payment processor.
- Central Bank of BrazilcorePagBrasil obtained PI (Payment Institution) license from Central Bank of Brazil, enabling legal operation as payment service provider under regulatory framework.
Scale indicators13 records
Recent moves6 records
Expansion highlights7 records
PagBrasil competitors and assessment
Company assessmentDirect peers
- EBANX: Brazilian-founded cross-border payment processor serving global merchants entering Latin America. Direct competitor to PagBrasil with overlapping focus on local payment methods (Pix, Boleto) and cross-border settlement.
- dLocal: Uruguay-based cross-border payment processor focused on emerging markets including Brazil. Directly competes with PagBrasil in enabling international merchants to accept local payment methods in Latin America.
Broad incumbents
- PagSeguro: Major Brazilian payment processor offering acquirer, POS, and digital commerce solutions. Larger incumbent operating broadly in the same payments space with overlapping e-commerce and Pix capabilities.
- Mercado Pago: Fintech arm of Mercado Libre operating extensively in Brazil with checkout, QR/Pix, credit, and merchant acquiring. Dominant incumbent with broader scope than PagBrasil but overlapping e-commerce and Pix offerings.
- Adyen: Global payment processor with growing presence in Brazil. Competes for the same multinational digital merchants that PagBrasil targets, offering unified global acquiring alongside local payment methods.
- Stripe: Global payment infrastructure provider expanding Brazil-specific capabilities including Pix support. Competes for multinational and SMB merchants in the same addressable market as PagBrasil.
- Cielo: Brazil's largest card acquirer, expanding into e-commerce and digital payments. Overlaps with PagBrasil on credit card processing for online merchants but with a much broader incumbent footprint.
Emerging players
- PPRO: Payment orchestration platform enabling global merchants to access local payment methods including Pix. Comparable in serving the cross-border APM use case but via orchestration rather than direct processing.
- Rapyd: Fintech-as-a-service and payment orchestration platform with Latin America coverage. Competes in cross-border APM enablement with overlapping Pix and local-method support.
Regional players
- Stone: Brazilian payments company primarily focused on SMB acquiring and banking, with growing digital commerce capabilities. Adjacent Brazilian competitor with overlapping merchant base but POS-led orientation.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
PagBrasil social profiles
Digital presencePagBrasil compliance and trust
Trust signalCompliance1 record
PagBrasil financial estimates
Financial estimateRevenue estimate
Valuation estimate
PagBrasil leadership team
Management profileNumber of profiles
Profiles4 records
PagBrasil funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PagBrasil M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PagBrasil
What does PagBrasil do?
PagBrasil is a Brazilian payment processor that enables multinational digital businesses and e-commerce merchants to accept payments in Brazil. The platform supports local payment methods including Pix (in multiple modalities), Boleto Flash, Débito Flash, credit cards with installments, and digital wallets (Apple Pay, Google Pay, Samsung Pay), along with PagStream subscription management, PagShield AI fraud prevention, and RoamingPay for cross-border settlements in BRL, USD, and EUR.
Is PagBrasil a public or private company?
PagBrasil is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was PagBrasil founded?
PagBrasil was founded in 2011. It employs 101 to 250 people.
Where is PagBrasil based?
PagBrasil is headquartered in Porto Alegre, Brazil, in the Latin America region.
How does PagBrasil make money?
Two revenue lines are on record. Payment Processing is the primary driver. The others are subscription Management.
Who are PagBrasil's main competitors?
Direct peers on record are EBANX and dLocal. Broad incumbents are PagSeguro, Mercado Pago, Adyen, Stripe and Cielo. Emerging players are PPRO and Rapyd. Stone is listed as a regional player.
Does PagBrasil have an API?
Yes. PagBrasil offers an API for payment integration. The company provides PagBrasil.JS as a JavaScript library for integration. They mention multi-acquirer retry logic for API-based payment routing and automatic fallback between acquirers. No public API documentation URL or detailed rate limits specified in available sources.
What industry is PagBrasil in?
PagBrasil's product category is Payment Processing. Its primary akta.pro industry code is FSAMACAE, Alternative Payment Methods (APMs) Enablement (BNPL, wallets, local methods), with a secondary code of FSAMABAD, Card-Not-Present / eCommerce Acquirers. Its NAICS code is 52232 and its SIC code is 6199.