What Webcash does

Webcash (웹케시 주식회사) is a South Korea-based B2B fintech company founded in 1999 and listed on KOSDAQ (ticker 053800) since 2019, when it became Korea's first publicly traded B2B fintech company. The company provides corporate cash management, treasury, tax, HR, and payroll software solutions, having pioneered Korea's first corporate internet banking service (2001) and first cash management solutions IHB and Branch (2004). Webcash serves a diversified customer base spanning public sector entities, financial institutions, large enterprises, SMEs, and microbusinesses through a four-pillar product portfolio: Fund Management Agents (Inhousebank Q, Branch Q, Kyungri Nara, rERP Q, AI Vault), Data products (Global Dashboard, Webcash Dashboard, WeHub), Business solutions (WeMembers, Taxbill 365, EumTax, EumPayroll, plus outsourcing services), and the Intelligent RDB Connect platform (OPERIA, NL2SQL, SQL2API). Since 2024 the company has been systematically converting this portfolio into AI Agent architectures, positioning itself as a Financial AI Agent company.

The underlying technology stack is anchored by the Intelligent RDB Connect platform: OPERIA serves as the operational layer connecting financial databases to AI; NL2SQL provides a semantic layer that converts natural Korean language queries to SQL with risk prediction to prevent database locks; and SQL2API enables low-code API orchestration. These components aggregate 27 years of accumulated Webcash technology and domain data, which feeds AI agent products such as Branch Q (deployed commercially at NH Nonghyup Bank in September 2025 as Korea's first AI branch), AICFO (Korea's first financial AI agent, launched 2024), and AI Vault (serving 188 local governments and 16 education offices). Webcash holds 52 registered patents, 94 registered trademarks, and 125 software copyrights, and operates Korea's only ISMS-certified financial-only cloud data center jointly with KT Corporation. The proprietary data network connects to 482 financial institutions across 44 countries and integrates with 197 ERP partners across 4,800 integration experiences.

Webcash operates a sales-led go-to-market model combining a direct enterprise sales force of 78 financial engineers (15+ years of financial IT experience) and 60 professional consultants with extensive channel partnerships including approximately 16,000 affiliated bank branches, 1,450 tax office partners, and an ERP integration network. Revenue is generated through subscription-based B2B software with annual billing under consultation-based enterprise pricing; specific price points are not publicly disclosed. FY2025 standalone revenue was 74.4 billion KRW (~135 billion KRW operating profit, ~18% margin) and 2026 Q1 revenue was 17.8 billion KRW, placing the company in the mid-tier of Korean enterprise software vendors by scale. Strategic investors include KT Corporation (23.6 billion KRW investment in 2021), and recent partnership momentum includes MOUs with Shinhan Bank (May 2026) for international cash management and CyberLogitec Vietnam (November 2025) for Southeast Asia expansion.

Name

Webcash

Legal name

웹케시 주식회사

Website

https://webcash.co.kr

Company type

Public

Founded year

1999

Operating status

Operating

Headcount range

251–500 employees

Short description

Webcash is a South Korea-based B2B fintech company providing AI-enhanced corporate cash management, treasury, tax, and HR software to public sector entities, financial institutions, large enterprises, SMEs, and microbusinesses, connected to 482 financial institutions across 44 countries.

Ownership category

akta.pro rank

Product category

Corporate Cash Management & Treasury Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Treasury, Cash Management & Liquidity (SME) (FSAGAJAG)

Keywords

• Corporate cash management
• Treasury management software
• Financial AI agents
• B2B fintech platform
• Enterprise fund management

Headquarters

HQ city

Yongdungpo

HQ country

South Korea

HQ region

Asia

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations

Revenue model

1. B2B Fintech Software Solutions: Webcash generates revenue through subscription-based B2B fintech software solutions for corporate cash management, financial AI agents, and enterprise financial management. The company serves public sector, financial institutions, large/mid-sized corporations, and small businesses through various product tiers including AI-powered treasury agents, tax solutions, and HR/payroll services.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

Webcash develops and sells B2B fintech software that automates corporate cash management, treasury operations, and financial administration for enterprises, financial institutions, government agencies, and SMEs in Korea. Its product suite spans AI-powered fund management agents (Inhousebank Q, Branch Q, Gyeongri Narara, rERP Q, AI Vault), real-time global treasury dashboards, electronic tax invoice and HR/payroll solutions (Taxbill 365, EumTax, EumPayroll), and an Intelligent RDB Connect platform (OPERIA, NL2SQL, SQL2API) that links corporate financial data to AI systems.

Product overview

Webcash is a B2B fintech company that has operated for 27 years in enterprise fund management (CMS) and is transitioning into a Financial AI Agent company. Its product portfolio consists of four integrated pillars: (1) 자금관리 에이전트 (Fund Management Agent) — AI-enhanced fund management solutions including 인하우스뱅크 Q (for public/mega corps), 브랜치 Q (for mid/large enterprises), 경리나라 (for SMEs), rERP Q (for research institutions), and AI 금고 (for government/education); (2) Data — connecting domestic and global financial institutions via 글로벌 대시보드, 웹케시 대시보드, and WeHub (financial data relay API); (3) 비즈니스 (Business) — tax and HR solutions for enterprises and small businesses including 위멤버스, Taxbill 365, 이음택스, 이음페이롤, and related outsourcing services; and (4) 지능형 RDB 커넥트 — an operational layer connecting financial databases to AI comprising OPERIA, NL2SQL, and SQL2API. The portfolio is unified by Webcash's AI agent platform and its real-time financial data network spanning 44 countries and 482 financial institutions.

Differentiator

Problem solved

Functional benefit

Brands

• 인하우스뱅크 Q (Inhousebank Q): AI-powered firm banking-based integrated treasury management system for public institutions and large enterprises.
• 브랜치 Q (Branch Q)
• 경리나라 (Gyungryeongnara)
• rERP Q
• AI 금고 (AI Vault)
• 글로벌 대시보드 (Global Dashboard)
• 웹케시 대시보드 (Webcash Dashboard)
• WeHub
• 위멤버스 (WeMembers)
• Taxbill 365
• 이음택스 (Eum Tax)
• 이음페이롤 (Eum Payroll)
• OPERIA
• NL2SQL
• SQL2API

Products and services

• Inhousebank Q (인하우스뱅크 Q) AI-enhanced firm banking-based integrated treasury management system for public institutions and mega-sized corporations. Includes AI real-time financial asset management, AI treasury reporting with anomaly alerts, AI corporate card audit management, and AI client business status queries.
• Branch Q (브랜치 Q) AI-powered fund management agent for mid and large enterprises, built on Webcash's real-time financial information platform. Enables all employees (finance, CFO, general departments) to compare, analyze, and query fund data via natural language, with mobile AI fund management and anomaly alerts.
• Gyeongri Narara (경리나라) AI-integrated management solution for small and medium enterprises managing all business locations' sales, purchases, funds, receivables, financial transactions, and client information. Allows beginners to handle accounting easily via AI features.
• rERP Q AI-enhanced research and administration integration system for research institutions and industry-academia collaboration groups. Supports research expense management, task management, data management, intellectual property management, and student personnel expense integration.
• AI Vault (AI 금고) AI vault service for local governments, local education offices, and treasury banks that transparently executes and safely operates large-scale government funds. Processes and analyzes massive financial and government fund data from 188 local governments and 16 education offices with real-time legal and regulatory compliance updates.
• Global Dashboard (글로벌 대시보드) Overseas branch fund reporting system providing real-time visibility into all overseas branch fund statuses by connecting to financial institutions in 40 countries and 400 financial institutions globally. Multi-language support designed for companies with overseas operations or subsidiaries.
• Webcash Dashboard (웹캐시 대시보드) Domestic group company digital fund reporting solution that aggregates only the real-time fund data needed for reporting, enabling transparent fund flow visibility and faster decision-making for group CFOs and startup representatives.
• WeHub Financial data relay service that enables ERP companies and consulting firms to perform firm banking and financial queries — including fund management APIs, financial institution APIs, and public institution APIs — directly within their ERP systems without separate CMS installation.
• WeMembers (위멤버스) Tax office and small business all-in-one innovation platform that reduces repetitive tax work and enables focus on higher-value consulting and new sales. Covers 12 areas of business innovation with automation and real-time data integration for tax offices and microbusiness owners.
• Taxbill 365 Korea's No. 1 electronic tax invoice solution for large, mid-sized, and small enterprises. Automates electronic tax invoice workflows, integrates with ERP systems, and builds transparent fund processing environments.
• EumTax (이음택스) Year-end tax reconciliation solution for HR and payroll managers that handles tax law application, data entry, submission, and archiving in 4 steps within 3 minutes, with a real-time dashboard for progress monitoring.
• EumPayroll (이음페이롤) Comprehensive HR management solution covering payroll, four major insurance, retirement funds, tax reporting, personnel management (attendance, appointments, certificates), and income management (daily workers, business, interest, dividends) in a single platform.
• Year-End Tax Outsourcing (연말정산 아웃소싱) Outsourced year-end tax reconciliation service where dedicated professionals handle the entire process, reducing HR managers' year-end tax workload by 80%. Includes 1:1 dedicated professional placement customized to each company.
• Payroll Outsourcing (급여 아웃소싱) Outsourced payroll service that reduces time and costs while increasing security and trust. Features strong security policies for information protection, automatic updates for frequently changing labor laws, and various status reports.
• NL2SQL AI Engine component of the Intelligent RDB Connect product that converts natural Korean language into SQL queries via an LLM-friendly semantic layer. Includes a SQL execution prediction engine that detects risks before execution to prevent database locks.
• SQL2API Low-code API service management component of Intelligent RDB Connect that provides unified management, matching, invocation, and input/output data assembly control for API services with real-time change reflection.
• OPERIA Operational layer of the Intelligent RDB Connect product that connects financial data and AI systems, representing the aggregation of 26 years of Webcash's accumulated financial database and AI integration technology.

Quantifiable outcome

• 80% reduction in year-end tax processing workload when outsourcing service is adopted

Named customers5 records

Segments5 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability8 records

Feature10 records

Partnerships

Six partnerships are on record, tiered core, minor and major.

• Shinhan BankcoreStrategic or Co-development Partner · 7 May 2026Webcash signed MOU with Shinhan Bank on May 7, 2026, at Webcash's Seoul headquarters to jointly develop integrated cash management services for corporate clients operating internationally. The partnership combines Webcash's corporate cash management solutions with Shinhan Bank's global financial network for systematic management of both domestic and overseas funds.
• CyberLogitec VietnamminorStrategic or Co-development Partner · 18 November 2025Webcash Global signed MOU with CyberLogitec Vietnam to expand B2B fintech solutions in Vietnam, signifying efforts to grow collaborative fintech offerings in the region.
• KT CorporationcoreStrategic or Co-development PartnerJoint operation of Korea's first financial security cloud data center compliant with electronic financial supervision regulations. The KT-Webcash Financial Security Cloud Data Center provides specialized secure financial transaction environments for enterprises.
• ERP Companies NetworkcoreTechnology or Integration197 ERP companies in Webcash's integration network with 4,800 ERP integration experiences. Partnerships include major global and domestic ERP providers enabling seamless data connectivity.
• Bank PartnerscoreChannel Partner/ Reseller/ DistributorBank channel partnerships covering commercial banks, policy banks (KDB, IBK, etc.), regional banks, and foreign banks. Approximately 16,000 affiliated bank branches nationwide for product marketing and distribution.
• Tax Office PartnersmajorChannel Partner/ Reseller/ Distributor1,450 partner tax offices providing customer acquisition and microbusiness market expansion through the WeMembers platform.

Scale indicators15 records

Recent moves9 records

Expansion highlights6 records

Direct peers

• Kyriba: Global cloud treasury and cash management platform serving mid-to-large enterprises with bank connectivity, FX, payments, and AI-driven insights. Closest direct competitor to Webcash's Inhousebank/Branch/Inhousebank Q franchise at the global enterprise-treasury layer.
• HighRadius: AI-powered finance automation platform for order-to-cash, treasury, and B2B payments serving large enterprises globally. Comparable in scope to Webcash's enterprise treasury + AI-agent stack and a relevant benchmark for international scale.
• Douzone (두존비즈온): Leading Korean ERP and accounting software vendor with SME and enterprise reach. Most direct Korean competitor to Webcash's Gyeongri Nara / Taxbill 365 in the SME and mid-market financial management layer.
• Hancom MDS (한컴MDS): Korean financial/accounting/HR software vendor serving SMEs and tax offices, overlapping with Webcash's Taxbill 365, EumTax, and EumPayroll lines and the 1,450 tax-office channel ecosystem.

Emerging players

• Trovata: AI-native treasury and cash management platform for corporates using NLP and machine learning on bank API data. Comparable to Webcash's Branch Q / NL2SQL pivot toward AI agents on top of bank connectivity.

Regional players

• NICE Information (NICE평가정보): Korea's dominant credit bureau and financial data analytics provider. Comparable to Webcash's Intelligent RDB Connect (OPERIA/NL2SQL/SQL2API) and corporate financial data layer for the Korean market.
• Younglim Soft (영림원): Korean accounting and tax software firm serving SMEs and tax accounting practices. Comparable to Webcash's Gyeongri Nara, Taxbill 365, and WeMembers products serving the same microbusiness/tax-office segment.

Broad incumbents

• SAP Treasury Management: Global ERP incumbent with embedded treasury and cash management modules. Competes with Webcash at the large-enterprise tier through direct sales and is simultaneously a partner via Webcash's 197-ERP integration ecosystem.
• Bill.com: Public B2B fintech platform for SMB AP/AR automation, expense management, and corporate card workflows. Comparable to Webcash's Bizplay expense management line and Taxbill 365 e-invoicing at the SMB fintech layer.
• Oracle NetSuite: Global cloud ERP with treasury, billing, and financial management modules. Competes with Webcash at the upper-mid-market and large-enterprise tier in Korea and across Webcash's 44-country Global Dashboard footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/webcashpr

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries4 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments6 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Webcash