What CRED iQ does

CRED iQ is a commercial real estate data and analytics platform that aggregates loan and property information across the U.S. securitized and agency CRE markets. The company sources data directly from authorized CMBS trustees and servicers as well as county assessors and public records, covering 100% of U.S. CMBS Conduit, SASB/SBLL, CRE CLO, Freddie Mac, Fannie Mae, and Ginnie Mae loans, alongside 150M+ properties nationwide. Its scale metrics include 20.2 million locations, $1.17 trillion in tracked loans, 19 data sources, and 1,100+ fields across 12 normalized modules, refreshed daily with T+1 servicer feeds.

The product is delivered through three integrated channels: a web-based CRED iQ Platform for property search, valuation, portfolio surveillance, and DCF modeling; Bulk Data Feeds (snapshot and incremental) for direct delivery into Snowflake, Databricks, and Amazon S3; and a REST API with sub-200ms p95 latency paired with an MCP server that enables AI agents (Claude, ChatGPT, Cursor) to query CRED iQ natively via Python, TypeScript, and Go SDKs. An optional DCF Valuation Software add-on is priced at $200/month per seat, and the FUSION Platform sub-brand extends the core dataset with private institutional data portal capabilities for enterprise clients.

CRED iQ monetizes through tiered annual SaaS subscriptions (Solo at $625/month, Starter at $1,250/month, Professional at $3,850/month) plus a custom Institutional tier with multi-year contracts, dedicated CSM, SLA, and SOC 2 review. Its go-to-market combines self-serve PLG for individual practitioners, enterprise field sales for large financial institutions, and a pure-data reseller channel via TractIQ. The company is headquartered in Wayne, PA, founded in 2020, and reports 1-10 employees. Named customers include a large global bank (FUSION integration) and reference deployments at multiple top financial institutions serving 1,000+ CRE and finance professionals. Leadership comprises founder and CEO Michael Haas, Chief Client Officer Nikki Kirk, Chief Commercial Officer Christopher Aronson, CTO Ryan Garrett, and VP of Sales Matthew DeVoe.

Name

CRED iQ

Legal name

CRED iQ

Website

https://cred-iq.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

CRED iQ is a commercial real estate data intelligence platform that aggregates 100% of U.S. securitized and agency CRE loan and property data, delivered via web platform, REST API, bulk warehouse feeds, and an MCP server for AI agents. It serves lenders, brokers, investors, servicers, underwriters, and quant teams at major financial institutions through tiered SaaS subscriptions and enterprise contracts.

Ownership category

akta.pro rank

Product category

Commercial Real Estate Data & Analytics

NAICS

Activities Related to Credit Intermediation (5223), Credit Intermediation and Related Activities (522)

SIC

Asset-Backed Securities (6189), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Credit Risk Transfer (CRT) & Mortgage Credit-Linked Securities (e.g., STACR/CAS) (FSALAJAE)

akta.pro secondary industries

Credit Risk Transfer (CRT) & Mortgage Credit Securities (CAS/STACR/ACIS) (FSALAFAH), Balance-Sheet / Portfolio CRE Lending (FSALADAG), CRE Loan Syndication & Participation (FSALADAK)

Keywords

• Commercial real estate data
• CRE analytics platform
• CMBS loan surveillance
• Property valuation software
• Real estate data API

Headquarters

HQ city

Wayne

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Platform Subscription: Tiered SaaS subscription model with four tiers (Solo $625/mo, Starter $1,250/mo, Professional $3,850/mo, Custom contact sales) providing web platform access, property/loan search, lists, alerts, and daily data refresh.
2. DCF Valuation Software Add-on: Web-native DCF valuation models with direct CRED iQ data integration, priced at $200/month per seat as standalone or add-on to any tier.
3. API Access: REST API access included in Professional tier and above, with documented endpoints and sandbox-enabled environment for integrations.
4. Bulk Data Feeds: Snapshot and incremental data delivery to Snowflake, Databricks, or S3 for quant teams and data infrastructure customers, part of Institutional/Custom tier.
5. Data Reseller Partnership: First pure-data reseller partnership with TractIQ for self-storage CMBS data distribution through TractIQ's platform and AI Connector tools.

Pricing tiers

Go-to-market motion4 records

Distribution channels4 records

Marketing channels7 records

Core offering

CRED iQ is a commercial real estate data, analytics, and valuation platform aggregating CMBS, SASB, CRE CLO, Agency (Freddie Mac, Fannie Mae, Ginnie Mae), and public records data covering 20.2M locations and $1.17T in loans across 1,100+ fields. The platform is delivered through a web application, a sub-200ms p95 REST API, bulk data feeds to Snowflake/Databricks/S3, and an MCP server that enables AI agents (Claude, ChatGPT, Cursor) to query CRE loan and property data natively.

Product overview

CRED iQ is a commercial real estate data intelligence platform providing a unified dataset across CMBS, SASB, CRE CLO, Agency (Freddie Mac, Fannie Mae, Ginnie Mae), and public records. The product is delivered through three integrated channels: the CRED iQ Platform (web app) for interactive search and surveillance, Bulk Data Feeds for warehouse delivery, and the REST API / MCP Server for programmatic and AI-driven access. An optional DCF Valuation Software add-on provides web-native discounted cash flow modeling with direct CRED iQ data integration. The FUSION platform sub-brand extends the core dataset with private institutional data portal capabilities for enterprise clients.

Differentiator

Problem solved

Functional benefit

Brands

• FUSION Platform: Enterprise data integration platform combining private and public CRE loan data
• CRED AI
• The CRED Thread

Products and services

• CRED iQ Platform Web-based application for parcel search, property and loan valuation, comparable analysis, portfolio surveillance, alerts, and list management across CMBS, Agency, CRE CLO, and public records. Sold via tiered subscriptions (Solo, Starter, Professional, Institutional).
• Bulk Data Feeds Snapshot and incremental data delivery providing 1,100+ fields across 12 normalized modules (loans, properties, transactions, ownership). Delivered directly to Snowflake, Databricks, or Amazon S3 for quant teams and data infrastructure customers.
• REST API REST endpoints for programmatic access to CRED iQ CRE loan and property data with sub-200ms p95 response times. Available in Professional and Institutional tiers with documented endpoints and a sandbox-enabled environment.
• MCP Server Model Context Protocol server that enables AI agents such as Claude, ChatGPT, and Cursor to query CRED iQ data natively as a tool for property search, comparable analysis, and valuation workflows.
• DCF Valuation Software Web-native discounted cash flow valuation models with direct CRED iQ data integration. Available as standalone or add-on to any subscription tier at $200/month per seat.
• FUSION Platform Enterprise data unification platform enabling institutional clients to evaluate private and public CRE debt within a unified environment. Integrates proprietary private loan data with CRED iQ's comprehensive securitized and agency CRE dataset.

Quantifiable outcome

• SOC 2 certification expected Q1 2026
• +2 more outcomes

Named customers2 records

Segments9 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability3 records

Feature6 records

Partnerships

Three partnerships are on record, tiered core and flagship.

• TractIQcoreChannel Partner/ Reseller/ Distributor · 3 June 2026CRED iQ's first pure-data reseller partnership marking its first pure-data reseller agreement in the commercial real estate sector. TractIQ integrates CRED iQ's self-storage CMBS performance, valuation, and market data into its platform and AI Connector tools. The partnership covers more than 4,000 self-storage stores representing $50 billion in CMBS-financed assets, with data accessible through AI tools including ChatGPT and Claude, delivering verified answers directly into Excel models and PowerPoint workflows.
• Placer.aicoreStrategic or Co-development Partner · 1 April 2026Collaboration to launch a new CMBS report combining Placer.ai's foot traffic data with CRED iQ's CRE financial datasets. The integrated report provides lenders, investors, and asset managers with real-world consumer visitation data for better underwriting and trading decisions. Enables performance benchmarking, early signal detection of property-level trends, and more informed underwriting across CMBS portfolios.
• Leading Global Bank (Private Institutional Data Portal)flagshipTechnology or Integration · 11 January 2026Major expansion of CRED iQ's FUSION platform with successful integration of a large portfolio of private CRE loan data, enabling clients to evaluate private and public CRE debt within a unified environment. Platform unifies proprietary private loan data with comprehensive dataset covering 100% of U.S. securitized and agency CRE markets and over 150 million properties nationwide.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Cherre: Cherre is a CRE data platform unifying portfolio, market, and operations data with APIs and analytics — directly comparable to CRED iQ's FUSION platform concept of unifying private and public CRE datasets.
• CompStak: CompStak provides CRE lease and sales comp data crowdsourced from brokers — comparable to CRED iQ's comps and market intelligence functionality for broker, lender, and investor workflows.
• Trepp: Trepp is the dominant incumbent in CMBS loan-level data, analytics, and surveillance — overlapping directly with CRED iQ's securitized CRE coverage and serving similar lender, servicer, and investor customers.
• LightBox: LightBox provides commercial real estate data, analytics, and valuation technology serving lenders, appraisers, and investors — overlapping with CRED iQ's valuation, property, and CRE intelligence offerings.
• MSCI Real Capital Analytics: MSCI's RCA provides CRE transaction, capital markets, and property-level data, competing directly with CRED iQ's market intelligence and ownership modules across institutional CRE participants.
• Altus Group (Reonomy): Altus Group's Reonomy provides CRE property intelligence, ownership data, and analytics — overlapping with CRED iQ's property, ownership, and transaction data modules serving similar broker and investor personas.

Broad incumbents

• CoStar: CoStar is the largest CRE information platform spanning properties, comps, tenants, and analytics — a broader incumbent whose offerings overlap with CRED iQ's property search and valuation modules for broker and investor segments.
• RealPage: RealPage provides data, analytics, and software across multifamily and CRE operations — a broader incumbent with overlapping CRE analytics capabilities, particularly in multifamily surveillance.

Emerging players

• Placer.ai: Placer.ai provides foot traffic and consumer visitation data that CRED iQ has integrated into joint CMBS reports — an emerging player in alternative CRE data with overlapping investor and lender use cases.
• TractIQ: TractIQ is an emerging AI-native CRE data platform and CRED iQ's first data reseller partner — comparable in AI-forward product positioning and overlapping data coverage in self-storage CMBS.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/cred_iq
• YouTubeyoutube.com/channel/UColzbv0sphsTLf0A1rpSdTw
• LinkedInlinkedin.com/company/crediq
• Instagraminstagram.com/crediq
• Facebookfacebook.com/CRED-IQ-105789461848547

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CRED iQ