Cache
Cache Investment Management is an Australian fintech that operates an Investing-as-a-Service platform, providing Responsible Entity, investment management, and fund administration services backed by a proprietary API to help SMEs and institutions launch and operate regulated investment funds.
- Company typePrivate
- Founded2019
- HeadquartersSydney, Australia
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Cache does
Cache Investment Management Ltd. (trading as Cache) is an Australian fintech operating an "Investing as-a-Service" platform that helps SMEs and institutional clients launch and operate regulated investment funds. Founded in 2018-2019 by Caleb Gibbins and headquartered at 477 Pitt Street, Haymarket, Sydney, the company combines three service divisions — Cache RE Services (Responsible Entity and trustee oversight), Cache Investment Management (portfolio construction and execution), and Cache Admin (fund administration, registry, accounting, tax, KYC/AML) — unified through a proprietary in-house digital registry and API platform. Cache holds AFSL 514 360 following its 2024 acquisition of a Responsible Entity business, which brought trustee and licensing capabilities in-house and enabled fully integrated structuring, trustee, and administration services. The platform supports retail, wholesale, and institutional products across fixed income, equities, private credit, crypto, real estate development, and micro-investing, with an average fund launch time of approximately 120 days for retail and 90 days for wholesale via its trademarked Market-Ready Method™.
The company's technology stack centres on a comprehensive REST API platform covering stakeholder management, KYC/AML, accounts, investment options, instructions, transactions, invoices, subscriptions, and reporting, with bearer token authentication, webhooks for real-time event notification, and a sandbox environment for partner integration. Cache monetises through managed services (RE/trustee fees, fund administration), professional services (investment management), transaction processing fees, and subscription fees, operating on a bespoke, quote-based pricing model with multi-year engagements and complimentary consultations as the entry point. Distribution is split between direct enterprise sales to senior leadership and an API-first white-label model in which partners such as Blossom App embed Cache's infrastructure to offer investment products under their own brand. Reported operational scale includes 30+ products launched, 100K+ investors served, and 2M+ transactions processed across the platform. Cache has been recognised as a Fintech Awards winner in 2021-2024 and is pursuing ISO 27001:2022 certification, with plans for geographic expansion into New Zealand.
Cache firmographics
Firmographics- Name
- Cache
- Legal name
- Cache Investment Management Ltd.
- Website
- https://cacheinvest.com.au
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Cache Investment Management is an Australian fintech that operates an Investing-as-a-Service platform, providing Responsible Entity, investment management, and fund administration services backed by a proprietary API to help SMEs and institutions launch and operate regulated investment funds.
- Ownership category
- akta.pro rank
Cache industry classification
Industry- Product category
- Investment Fund Management Services
- NAICS
- Portfolio Management and Investment Advice (523940), All Other Financial Investment Activities (52399)
- SIC
- Investment Advice (6282), Finance Services (6199)
- akta.pro primary industry
- AML/KYC, Investor Onboarding & Compliance Services (FSAAAMAE)
- akta.pro secondary industries
- Managed Platforms & Wrap Programs for Private Clients (Model Portfolios, UMA/SMAs) (FSAAABAM), Managed Account Platforms (Separately Managed Accounts / Customized Portfolios) (FSAHAKAC)
Keywords
Where Cache is headquartered
LocationHeadquarters
- HQ city
- Sydney
- HQ country
- Australia
- HQ region
- Oceania
Offices1 record
Markets served
Cache business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales, Others
Revenue model
- Responsible Entity / Trustee Services: Cache acts as product issuer, assuming legal and regulatory oversight. Covers registration, trustee decisioning, oversight, governance, legal, and compliance. Revenue derived from fees associated with fund launch and ongoing governance.
- Investment Management Services: Strategic and technical portfolio construction and execution. Covers product launch (design of investment strategy, investment policy statement, investment committee processes), ongoing operations (portfolio monitoring, IPS compliance), and reporting.
- Fund Administration: Operational infrastructure including registry, accounting, tax, KYC/AML, payments & reconciliations, unit pricing/asset valuation. Digital registry and fund administration system enabling efficient processing of high transaction volumes.
- Transaction Processing Fees: Processing of applications, redemptions, switches, and distributions. Fee calculator API supports transaction fee calculations for different investment options and transaction types.
- Subscription Fees: Some products charge subscription fees - either fixed monthly amounts or percentage of account balance. Charged to individual accountholders personally.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Bespoke engagement - quote-based pricing |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels5 records
Cache product offering
Product offeringCore offering
Cache Investment Management Ltd. is an Australian fintech that operates as an Investing-as-a-Service provider, helping SMEs and institutional clients launch and operate regulated investment funds. Its offering spans three integrated service lines — acting as Responsible Entity/Trustee (Cache RE Services), providing portfolio construction and execution (Cache Investment Management), and running fund administration (Cache Admin) — unified by a proprietary API platform and the systematised Market-Ready Method™ that takes retail funds to market in ~120 days and wholesale funds in ~90 days.
Product overview
Cache Investment Management Ltd is an Australian fintech platform that operates as a white-label fund manager launching and operating digital investment products for partner companies. The platform is structured around three core service divisions — Cache RE Services (responsible entity and trustee), Cache Investment Management (portfolio construction and execution), and Cache Admin (fund administration and operational infrastructure) — unified through Cache's proprietary API platform and the Market-Ready Method™ onboarding methodology. The platform supports multiple fund types including retail, wholesale, and institutional products across asset classes such as fixed income, private credit, crypto, development funds, and micro-investing. Key fund products launched include the Cache Fund (multi-class), Blossom App Fund (digital-first fixed income), Bombora Special Growth Investment Fund (pre-IPO equities), Macquarie Street Car Parking Fund, Crowdproperty Retail Investment Trust, Healthbridge Capital, and Tanggram Investment Fund. Average launch time is approximately 120 days for retail funds and 90 days for wholesale funds.
Differentiator
Problem solved
Functional benefit
Products and services
- Cache RE Services
Quantifiable outcome
- 30+ products launched on platform
- +6 more outcomes
Companies that use Cache
Customer profileNamed customers7 records
Segments5 records
Ideal customer profiles3 records
Cache technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
Cache partnerships and signals
Strategic signalScale indicators8 records
Recent moves9 records
Expansion highlights6 records
Cache competitors and assessment
Company assessmentDirect peers
- HUB24: Australian wealth-management and investment-platform operator serving advisers, licensees, and institutional clients with managed accounts, super, and investment administration. Directly comparable to Cache as a technology-led platform enabling investment product issuance, administration, and distribution in Australia.
- Netwealth: Australian wealth-management platform offering Wrap, Super, and Managed Account services with API-based functionality. Comparable to Cache in providing a technology-driven, scalable platform for investment product launch, administration, and ongoing servicing.
- Praemium: Australian provider of separately managed account (SMA) and investment platform technology for advisers, licensees, and institutions. Highly comparable to Cache in offering managed-account infrastructure, portfolio administration, and API-driven integration for advisers and product issuers.
- OneVue Holdings: Australian provider of outsourced fund administration, registry, and platform services to super funds, advisers, and product issuers. Closely comparable to Cache's Cache Admin business in delivering registry, unit-pricing, and fund administration workflows.
- FNZ: Global wealth-management platform providing end-to-end technology, administration, and custody infrastructure to financial institutions. Comparable to Cache as a white-label platform for launching and operating regulated investment products, with a similar integrated tech + operating model.
Broad incumbents
- Apex Group: Global fund-services provider offering fund administration, depositary, custody, and regulatory services across jurisdictions. Comparable to Cache as a scaled incumbent offering RE/trustee-equivalent and fund administration services, but at far greater scale and breadth.
- Allfunds: Global B2B fund distribution and fund platform, offering BaaS-style infrastructure to banks, insurers, and wealth managers. Comparable to Cache in providing a fund platform / investments-as-a-service layer to financial intermediaries, though at much larger scale.
- Iress (GBST/Viewport): Australian-listed technology provider to wealth management, including order management, rebalancing, and administration software via the GBST/Viewport heritage assets. Comparable to Cache as a back-office technology vendor enabling investment product operations for advisers and platforms.
- SS&C Technologies (Global Investor & Fund Services): Global financial-services software and services firm with substantial fund administration, transfer agency, and alternatives servicing businesses. Comparable to Cache in the fund administration and transfer agency layer, though operating at vastly greater scale and breadth.
Regional players
- Main Sequence Funds Management: Australian fund administrator and responsible entity serving emerging and alternative-asset managers. Comparable to Cache in providing RE and fund administration for Australian SMEs and emerging managers, with overlapping customer profile.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Cache social profiles
Digital presenceCache compliance and trust
Trust signalCompliance1 record
Cache financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cache leadership team
Management profileNumber of profiles
Profiles3 records
Cache subsidiaries and ownership
Company hierarchySubsidiaries1 record
Cache funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cache M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cache
What does Cache do?
Cache Investment Management Ltd. is an Australian fintech that operates as an Investing-as-a-Service provider, helping SMEs and institutional clients launch and operate regulated investment funds. Its offering spans three integrated service lines — acting as Responsible Entity/Trustee (Cache RE Services), providing portfolio construction and execution (Cache Investment Management), and running fund administration (Cache Admin) — unified by a proprietary API platform and the systematised Market-Ready Method™ that takes retail funds to market in ~120 days and wholesale funds in ~90 days.
Is Cache a public or private company?
Cache is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Cache founded?
Cache was founded in 2019. It employs 11 to 50 people.
Where is Cache based?
Cache is headquartered in Sydney, Australia, in the Oceania region.
How does Cache make money?
Five revenue lines are on record. Responsible Entity / Trustee Services are the primary driver. The others are investment Management Services, fund Administration, transaction Processing Fees and subscription Fees.
Who are Cache's main competitors?
Direct peers on record are HUB24, Netwealth, Praemium, OneVue Holdings and FNZ. Broad incumbents are Apex Group, Allfunds, Iress (GBST/Viewport) and SS&C Technologies (Global Investor & Fund Services). Main Sequence Funds Management is listed as a regional player.
Does Cache have an API?
Yes. Cache is a white-label fund management API platform that launches and operates digital investment products for partner companies. The REST API covers seven core services: Investment Options, Investors (including KYC/AML), Subscriptions, Instructions (applications, redemptions, switches), Transactions, Invoices, and Tax. Authentication uses API key/secret with JWT token issuance; access tokens expire after 5 minutes and can be refreshed within 30 minutes. The API supports bearer token authorization, cross-origin resource sharing, and webhook event notifications for real-time events (e.g., individual.created, account.updated, transaction.processed, payment.processed). A sandbox environment is provided for testing with dedicated sandbox endpoints (e.g., fully fund and unitise transactions, create daily unit prices). No SDK or client library is explicitly mentioned in the documentation. Developer documentation is at api-doc.cacheinvest.com.au.
What industry is Cache in?
Cache's product category is Investment Fund Management Services. Its primary akta.pro industry code is FSAAAMAE, AML/KYC, Investor Onboarding & Compliance Services, with a secondary code of FSAAABAM, Managed Platforms & Wrap Programs for Private Clients (Model Portfolios, UMA/SMAs). Its NAICS code is 523940 and its SIC code is 6282.