Aspen Insurance

What Aspen Insurance does

Aspen Insurance LLC is a privately-held independent insurance agency headquartered in Commerce City, Colorado, with a second office in Dillon, Colorado. Founded in 2007, the firm operates with 11–50 employees and is licensed across Colorado, New Mexico, and Texas. The agency is owned and founded by Anna Taylor and sells both personal lines (auto, homeowners, renters, landlord, motorcycle, boat, flood, SR-22, travel, personal umbrella) and a broad set of commercial lines (workers compensation, contractors, general liability, commercial auto, trucking, BOP, commercial property, builders risk, restaurant, bonds, cyber liability, professional liability, E&O, oil/gas operators, limo, inland marine, condo association, commercial umbrella), bundling in tax preparation, bookkeeping, and notary services as adjacent offerings.

The company runs a classic multi-carrier independent agency model, earning commissions on policies placed with partner carriers such as Main Street America. There is no proprietary technology stack; digital capabilities are limited to a third-party Glovebox mobile app, online quote request forms, and a quote-based pricing model with monthly billing cadence. Go-to-market combines two physical offices for in-person consultations, a phone-based sales line, SEO-optimized local content, social media presence across Facebook, Twitter/X, LinkedIn, Instagram, and YouTube, and referral channels via Trusted Choice network membership and BBB accreditation.

The source material also references a separately-capitalized 'Aspen Insurance' entity that completed a Wall Street IPO in 2025 alongside American Integrity Insurance, raising over $584 million. Per the input data, this is a distinct, larger issuer and not the same legal entity as Aspen Insurance LLC described above; revenue, funding, and corporate actions attributable to that IPO do not apply to the Colorado agency.

Name

Aspen Insurance

Legal name

Aspen Insurance LLC

Website

https://aspeninsurancegroup.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

Aspen Insurance LLC is an independent Colorado-based insurance agency offering personal and commercial coverage from multiple carriers, with offices in Commerce City and Dillon and licenses in CO, NM, and TX.

Ownership category

akta.pro rank

Product category

Independent Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Standalone Umbrella Liability (FSAJANAE)

akta.pro secondary industries

Personal Excess Liability (High-Net-Worth) (FSAJANAF), Auto Liability Umbrella / Excess (FSAJANAK)

Keywords

• Independent insurance agency
• Personal lines insurance
• Commercial lines insurance
• Workers compensation insurance
• Small business insurance

Headquarters

HQ city

Commerce City

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance commissions: Independent insurance agency earning commissions from multiple insurance carrier partnerships. Offers personal insurance (auto, home, renters, landlord, umbrella, motorcycle, boat, flood, travel, SR-22) and commercial insurance (contractors, general liability, workers compensation, trucking, commercial auto, BOP, commercial property, builders risk, restaurant, bonds, cyber liability, professional liability, oil/gas operators). Also provides tax prep, bookkeeping, and notary services as additional revenue streams.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Aspen Insurance LLC is an independent insurance agency that sells personal and commercial insurance coverage on behalf of multiple carrier partners, including auto, homeowners, renters, landlord, flood, SR-22, umbrella, motorcycle, boat, RV, and travel insurance for individuals, and workers compensation, commercial auto, trucking, contractors, general liability, business owners policy, commercial property, builders risk, cyber liability, professional liability, restaurant, retail, bonds, and commercial umbrella for businesses. The agency also offers complementary tax preparation, bookkeeping, and notary services.

Product overview

Aspen Insurance LLC is an independent insurance agency offering personal and commercial insurance products along with tax preparation services. The company provides personal lines coverage (auto, homeowners, renters, landlord, flood, SR 22, travel, motorcycle, boat, condo, motor home, umbrella) and commercial lines coverage (workers compensation, commercial auto, trucking, contractors, general liability, business owners policy, commercial property, builders risk, cyber liability, E&O, professional liability, restaurant, retail, bonds, commercial umbrella). Additionally, the agency offers tax prep and bookkeeping services as a complementary offering.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Personal auto insurance coverage marketed to individuals and families in the Colorado Front Range; quotes available online or via phone at 720-542-9556.
• Homeowners Insurance Homeowners insurance for owner-occupied residences in Colorado; provided through multiple carrier partnerships.
• Renters Insurance Renters insurance for tenants of residential properties; quoted online via dedicated form.
• Landlord Insurance Insurance for residential rental property owners; available via online landlord quote form.
• Flood Insurance Flood insurance for homeowners and renters in flood-prone areas; quoted online via dedicated form.
• SR-22 Insurance Filing SR-22 insurance certificate filing service for drivers required to prove financial responsibility, typically after a driving violation.
• Personal Umbrella Insurance Personal excess liability (umbrella) coverage providing additional limits above underlying home and auto policies.
• Motorcycle Insurance Motorcycle insurance for individual riders; quoted online via dedicated form.
• Boat and Watercraft Insurance Insurance for boats and personal watercraft; quoted online via dedicated form.
• Motor Home and RV Insurance Insurance for recreational vehicles and motor homes owned by individuals.
• Condo Insurance Insurance coverage tailored to condominium owners' interior and personal property exposures.
• Travel Insurance Travel insurance for individuals and families covering trip-related risks.
• Workers Compensation Insurance Statutory workers compensation insurance for Colorado employers; quoted online via dedicated work comp form.
• Commercial Auto Insurance Commercial auto liability and physical damage coverage for business-owned vehicles.
• Trucking and Trucking Insurance Commercial trucking insurance including motor carrier liability, physical damage, and cargo for trucking operators.
• Contractors Insurance Insurance for contractors including general liability, tools and equipment, and commercial auto tailored to construction trades.
• General Liability Insurance General liability insurance protecting businesses against third-party bodily injury, property damage, and personal injury claims.
• Business Owners Policy (BOP) Business Owners Policy bundling general liability and commercial property for small businesses; quoted online via BOP form.
• Commercial Property Insurance Commercial property insurance covering buildings, business personal property, and loss of income for businesses.
• Builders Risk Insurance Builders risk insurance covering structures under construction against covered perils until project completion.
• Cyber Liability Insurance Cyber liability insurance addressing first- and third-party losses from data breaches, cyberattacks, and related events for businesses.
• Errors and Omissions (E&O) Insurance Errors and omissions insurance covering professional service providers against claims of negligent acts, errors, or omissions.
• Professional Liability Insurance Professional liability insurance for businesses providing professional services, covering claims arising from advice or service delivery.
• Restaurant Insurance Insurance packages tailored to restaurants combining general liability, property, liquor liability, and workers compensation.
• Retail Store Insurance Insurance coverage designed for retail businesses combining property, liability, and business interruption protection.
• Oil and Gas Operators Insurance Specialty insurance for oil and gas operators covering industry-specific liability, equipment, and pollution exposures.
• Bonds Commercial and surety bonds, including contract, license, and permit bonds for businesses.
• Commercial Umbrella Insurance Excess liability coverage sitting above underlying commercial general liability, auto, and employer liability policies.
• Inland Marine Insurance Inland marine insurance covering tools, equipment, and movable property in transit or at job sites.
• Limo Insurance Commercial auto insurance tailored to limousine and livery operators, including for-hire liability coverage.
• Auto Body Shop Insurance Specialty insurance for auto body shops combining garage liability, property, and dealers/open lot coverage.
• Condo Association Insurance Master insurance policies for condominium associations covering common areas, buildings, and association liability.
• Tax Preparation and Bookkeeping Services Tax preparation and bookkeeping services offered alongside insurance to individuals and small businesses as a complementary offering.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Multiple insurance carrierscoreChannel Partner/ Reseller/ DistributorAs an independent insurance agency, Aspen Insurance LLC represents multiple insurance companies enabling access to various coverage options and competitive pricing for customers. The agency offers products from carriers including Main Street America as shown on their website.

Scale indicators3 records

Recent moves7 records

Expansion highlights4 records

Direct peers

• NEXT Insurance: Digital-first insurance provider targeting small businesses with commercial auto, workers compensation, general liability, and professional liability coverage. Competes directly with Aspen Insurance LLC for the same small-to-mid-sized business customer segment, though through a technology-driven direct model rather than an agency model.
• Hiscox: Specialty insurer focused on small businesses and professionals, offering professional liability, cyber liability, general liability, and workers compensation. Directly competes with Aspen Insurance LLC's commercial lines offerings for the same small business and professional customer base, though Hiscox operates as a carrier rather than a broker.
• CoverWallet: Digital commercial insurance brokerage platform serving small businesses with multiple lines including general liability, workers comp, commercial auto, and professional liability. Competes with Aspen Insurance LLC for the same small-to-mid-sized business insurance customers, with a technology-enabled brokerage model.

Emerging players

• Pie Insurance: Workers compensation insurance specialist for small businesses, operating as a digital carrier and MGU. Competes with Aspen Insurance LLC's workers compensation offering for the same small business segment, though focused exclusively on one line where Aspen is a generalist agency.

Broad incumbents

• State Farm: Largest US personal lines insurer with a captive agent model operating in Colorado. Competes with Aspen Insurance LLC for personal auto, home, and umbrella insurance customers, though through exclusive agents rather than an independent multi-carrier model.
• Allstate: Major US personal lines insurer with captive agents operating across Colorado and the broader US. Directly competes with Aspen Insurance LLC for personal auto, home, and umbrella customers, though as a carrier with its own distribution rather than an independent agency.
• Progressive: Major US auto insurer with both direct-to-consumer and independent agent channels. Competes with Aspen Insurance LLC for auto insurance customers in Colorado, with its direct channel posing disintermediation risk and its agent channel competing for the same independent agency relationships.
• GEICO: Major direct-to-consumer auto and home insurer. Competes with Aspen Insurance LLC for standard personal lines customers in Colorado through its direct digital and phone channels, representing the primary disintermediation threat to the independent agency model.

Others

• Trusted Choice: National network of independent insurance agents of which Aspen Insurance LLC is a member. Provides branding, marketing support, and referral network access to Aspen and similar independent agencies, serving as an industry association and distribution partner rather than a direct competitor.

Regional players

• Frankenmuth Insurance: Regional mutual insurance company writing personal and commercial lines through independent agents in the Midwest and other states. Operates a similar independent agency distribution model to Aspen Insurance LLC, though focused on a different geographic region with carrier-side rather than brokerage-side positioning.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/AspenInsGrp
• YouTubeyoutube.com/channel/UCq0KixHwsWax9gMYGHxd9Jw
• Facebookfacebook.com/aspeninsurancellc
• LinkedInlinkedin.com/company/aspen-insurance-group
• Instagraminstagram.com/aspeninsurance/?hl=en

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aspen Insurance