Crédit Mutuel Innovation
Crédit Mutuel Innovation is an evergreen €500M Paris-based venture capital firm (founded 2003), subsidiary of Crédit Mutuel Equity, investing €1–20M Series A and B rounds in digital, life sciences, and deeptech startups across Europe and North America from a 40+ company portfolio.
- Company typePrivate
- Founded2003
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Crédit Mutuel Innovation does
Crédit Mutuel Innovation is an evergreen venture capital firm and wholly-owned subsidiary of Crédit Mutuel Equity, itself part of Crédit Mutuel Alliance Fédérale — one of France's largest cooperative banking groups with €56.7B in equity as of December 2022. Founded in 2003 and reorganized in 2021 under CEO Xavier Deleplace into three balanced competence poles (deep tech, digital, life sciences), the firm invests in Series A and B rounds across Europe and North America, writing tickets of €1–20M with an average of €4–5M for initial investments. As of 2023, it had deployed €200M across 40+ portfolio companies and operated with €500M of its own permanent capital, targeting approximately €50M of new investments per year by 2024 with an average holding period of roughly nine years. Its competitive positioning rests on patient evergreen capital, deep distribution access via the parent's network of ~350 SMEs and ETIs, and direct international offices enabling cross-border growth for portfolio companies. Rather than developing technology products, the firm offers financial capital and ecosystem connectivity to innovative startups; its assets are its investments, sourcing relationships, and brand credibility within the Crédit Mutuel franchise. The firm is not publicly traded and does not disclose standalone revenue.
Crédit Mutuel Innovation firmographics
Firmographics- Name
- Crédit Mutuel Innovation
- Legal name
- Crédit Mutuel Innovation
- Website
- https://creditmutuel-innovation.eu
- Company type
- Private
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Crédit Mutuel Innovation is an evergreen €500M Paris-based venture capital firm (founded 2003), subsidiary of Crédit Mutuel Equity, investing €1–20M Series A and B rounds in digital, life sciences, and deeptech startups across Europe and North America from a 40+ company portfolio.
- Ownership category
- akta.pro rank
Crédit Mutuel Innovation industry classification
Industry- Product category
- Venture Capital Investment
- akta.pro primary industry
- Special Situations / Opportunistic Credit Funds (FSANAKAB)
Keywords
Where Crédit Mutuel Innovation is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Crédit Mutuel Innovation business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Others
Distribution channels1 record
Marketing channels3 records
Crédit Mutuel Innovation product offering
Product offeringCore offering
Crédit Mutuel Innovation is an evergreen venture capital firm that deploys €500 million of permanent capital as equity investments in innovative growth-stage companies across three sectors — Digital, Life Sciences, and Deeptech. Investment tickets range from €1 million to €20 million per transaction (averaging €4–5 million), typically at Series A and B stages. Portfolio companies receive long-term capital, access to Crédit Mutuel's network of regional SMEs and ETIs, and direct international expansion support in Europe and North America.
Product overview
Crédit Mutuel Innovation is an evergreen venture capital structure that operates as a strategic investment subsidiary of Crédit Mutuel Equity. Rather than a unified platform with modules, the firm offers investment services across three distinct sectors: Digital, Life Sciences (Sciences de la vie), and Deeptech. The firm deploys €500M in permanent capital to support startups experiencing hypergrowth, with typical investment tickets ranging from €1-20M (averaging €4-5M for initial investments). Their service model includes connecting portfolio companies to a network of regional SMEs and ETIs, as well as providing direct international presence in Europe and North America. The firm does not develop or offer technology products; rather, it provides equity capital and ecosystem support to innovative companies.
Differentiator
Problem solved
Functional benefit
Products and services
- Digital Sector Investment
- Life Sciences Investment
- Deeptech Investment
Quantifiable outcome
- 40 companies in portfolio with €200M capital deployed
- +2 more outcomes
Companies that use Crédit Mutuel Innovation
Customer profileSegments1 record
Ideal customer profiles1 record
Crédit Mutuel Innovation technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Crédit Mutuel Innovation partnerships and signals
Strategic signalScale indicators5 records
Recent moves7 records
Expansion highlights5 records
Crédit Mutuel Innovation competitors and assessment
Company assessmentDirect peers
- Omnes Capital: Paris-based growth investor with dedicated technology and healthcare/private equity verticals. Operates with comparable ticket sizes in the French growth-stage segment, competing for many of the same Series A/B opportunities as Crédit Mutuel Innovation.
- CapHorn Invest: Paris-based multi-stage tech VC investing across digital and deeptech. Competes with Crédit Mutuel Innovation for French growth-stage opportunities with similar ticket sizes and overlapping sector focus on enterprise software and deep technology.
- Bpifrance: France's public investment bank and the dominant domestic VC/PE player. Directly co-invests with Crédit Mutuel Innovation across digital, life sciences, and deeptech (e.g., Standing Ovation, Latitude, Expliseat), serving the same Series A/B startup segment with comparable ticket sizes.
- Daphni: B Corp-certified French VC investing in disruptive and sustainable technologies. Co-led EverDye's €15M Series A with Crédit Mutuel Innovation, sharing a similar Series A/B ticket size and impact-oriented digital/deeptech thesis.
- Supernova Invest: French deeptech-specialized VC platform managing nearly €800M across 80+ startups. Co-invested with Crédit Mutuel Innovation in Expliseat's €36M round and operates in the same deeptech Series A/B segment with overlapping portfolio profiles.
- XAnge: French/European early-stage VC investing in digital and deeptech with similar Series A/B ticket sizes. Targets the same French digital growth-stage segment, with overlapping deal flow in SaaS, marketplaces, and deep technology.
- Seventure Partners: Paris-based VC investing in digital and life sciences/health with similar Series A/B profiles. Operates in the same French ecosystem with adjacent digital and healthcare thesis that overlaps directly with two of Crédit Mutuel Innovation's three poles.
- Partech: One of Europe's largest tech VCs headquartered in Paris, investing from seed to growth across digital and deeptech. Targets the same French/European growth-stage startup segment as Crédit Mutuel Innovation with significant overlap in Series A/B deal flow.
- Elaia Partners: Paris-based early-stage VC investing across deeptech, digital, and life sciences with comparable ticket sizes. Targets the same Series A/B growth-stage French startups as Crédit Mutuel Innovation, with overlapping sector focus on AI, digital, and science-driven ventures.
Broad incumbents
- Eurazeo: Major French-listed PE/VC investor managing over €30B AUM, including venture and growth-stage strategies. Overlaps with Crédit Mutuel Innovation across its digital and life sciences verticals but operates a much broader, multi-strategy mandate rather than focusing exclusively on Series A/B.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Crédit Mutuel Innovation social profiles
Digital presenceCrédit Mutuel Innovation financial estimates
Financial estimateRevenue estimate
Valuation estimate
Crédit Mutuel Innovation leadership team
Management profileNumber of profiles
Profiles8 records
Crédit Mutuel Innovation funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Crédit Mutuel Innovation M&A and investment
M&A and investmentM&A4 records
Investments96 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Crédit Mutuel Innovation
What does Crédit Mutuel Innovation do?
Crédit Mutuel Innovation is an evergreen venture capital firm that deploys €500 million of permanent capital as equity investments in innovative growth-stage companies across three sectors — Digital, Life Sciences, and Deeptech. Investment tickets range from €1 million to €20 million per transaction (averaging €4–5 million), typically at Series A and B stages. Portfolio companies receive long-term capital, access to Crédit Mutuel's network of regional SMEs and ETIs, and direct international expansion support in Europe and North America.
Is Crédit Mutuel Innovation a public or private company?
Crédit Mutuel Innovation is a private company. It is classified as corporate owned and is currently operating.
When was Crédit Mutuel Innovation founded?
Crédit Mutuel Innovation was founded in 2003. It employs 11 to 50 people.
Where is Crédit Mutuel Innovation based?
Crédit Mutuel Innovation is headquartered in Paris, France, in the Europe region.
Who are Crédit Mutuel Innovation's main competitors?
Direct peers on record are Omnes Capital, CapHorn Invest, Bpifrance, Daphni, Supernova Invest, XAnge, Seventure Partners, Partech and Elaia Partners. Eurazeo is listed as a broad incumbent.
Does Crédit Mutuel Innovation have an API?
No public API is recorded for Crédit Mutuel Innovation.
What industry is Crédit Mutuel Innovation in?
Crédit Mutuel Innovation's product category is Venture Capital Investment. Its primary akta.pro industry code is FSANAKAB, Special Situations / Opportunistic Credit Funds.