Heritage Southeast Bank
Heritage Southeast Bank is a community bank founded in 1911, headquartered in Blackshear, Georgia, providing retail and commercial banking products and deposit services to households, small businesses, and agricultural borrowers across southeast Georgia.
- Company typePrivate
- Founded1911
- HeadquartersBlackshear, United States
- Headcount251–500
- GTM typeB2C
- OfferingServices
What Heritage Southeast Bank does
Heritage Southeast Bank is a community banking institution founded in 1911 and headquartered in Blackshear, Georgia. The bank provides retail and commercial banking products and customer services to households, small businesses, and agricultural borrowers across southeast Georgia. It operates with a workforce of 251-500 employees and maintains a localized relationship-banking model rather than a technology-led or national-footprint strategy.
The bank's business model centers on traditional community banking deposit-gathering and lending — accepting deposits from local customers and originating loans to households, small businesses, and farms in its service area. Revenue is generated through net interest margin on the loan portfolio, fee income on deposit and transaction services, and ancillary banking fees. No disclosed product pricing, customer segmentation, or digital-channel economics are available in the input data.
Heritage Southeast Bank was previously listed on the OTCQX market under ticker HSBI and has since been delisted, transitioning to private ownership. In July 2020 the bank completed a $20 million capital raise, the only funding event on record. Leonard Moreland serves as Chief Executive Officer. The bank's website is the-heritage-bank.com. Limited public disclosure constrains detailed visibility into financial performance, branch footprint, and strategic direction.
Heritage Southeast Bank firmographics
Firmographics- Name
- Heritage Southeast Bank
- Website
- https://the-heritage-bank.com
- Company type
- Private
- Founded year
- 1911
- Headcount range
- 251–500 employees
- Short description
- Heritage Southeast Bank is a community bank founded in 1911, headquartered in Blackshear, Georgia, providing retail and commercial banking products and deposit services to households, small businesses, and agricultural borrowers across southeast Georgia.
- Ownership category
- akta.pro rank
Heritage Southeast Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industries
- Small Business Banking (Microbusiness/Sole Proprietor) (FSABAAAI), Retail Lending (Personal Loans, Auto, Credit Lines) (FSABAAAB)
Keywords
Where Heritage Southeast Bank is headquartered
LocationHeadquarters
- HQ city
- Blackshear
- HQ country
- United States
- HQ region
- North America
Markets served
Heritage Southeast Bank business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D
Heritage Southeast Bank product offering
Product offeringCore offering
Heritage Southeast Bank is a banking agency that provides simple banking products and customer service to help customers meet their financial goals. Operating as a community bank since 1911, it serves retail and small-business clients from its headquarters in Blackshear, Georgia. Specific product-level details (e.g., deposit accounts, loans, digital banking features) are not documented in the supplied source material.
Product overview
No product or service information is available in the source data. The provided content is a domain listing page from Atom.com advertising the sale of the domain name "The-Heritage-Bank.com" — it does not describe Heritage Southeast Bank's actual banking products, services, or technology offerings.
Differentiator
Problem solved
Functional benefit
Companies that use Heritage Southeast Bank
Customer profileIdeal customer profiles1 record
Heritage Southeast Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Heritage Southeast Bank partnerships and signals
Strategic signalRecent moves4 records
Expansion highlights2 records
Heritage Southeast Bank competitors and assessment
Company assessmentDirect peers
- Ameris Bancorp: Southeast-focused community bank holding company with similar retail and small-business banking offerings in Georgia and neighbouring states. Directly comparable in target customer and product mix.
- United Community Banks: Georgia-headquartered community bank operating across the Southeast with a comparable mix of retail deposits, small-business lending, and commercial banking services. Closest large-cap analog to Heritage Southeast Bank's geography and product set.
- Colony Bankcorp: Georgia-based community bank serving small businesses and consumers across Middle and South Georgia. Closely matches Heritage Southeast Bank's rural Georgia footprint and product focus.
- Pinnacle Financial Partners: Mid-sized community/commercial bank operating across the Southeast US with similar small-business and retail banking orientation, useful as a comparable on scale and growth profile.
- First Bancorp: Southeast US community bank serving similar retail and small-business customers in rural and mid-sized markets, providing a comparable on size and regional concentration.
- SouthState Corporation: Southeast US community bank with deep Georgia presence offering comparable retail deposits, mortgage, and commercial lending. A direct peer in geography and business model.
Broad incumbents
- Cadence Bank: Larger Southeast and Sunbelt regional bank with a full commercial and retail banking platform. A broad incumbent operating in similar geographies and customer segments.
- Synovus Financial: Major Southeast US regional bank with extensive Georgia footprint, offering retail, small-business, and commercial banking. A larger incumbent benchmarking reference for community-bank performance.
Regional players
- Atlantic Capital Bancshares: Southeast US community/commercial bank focused on business banking in the region, comparable to Heritage Southeast Bank's commercial-lending orientation.
Emerging players
- LendingClub: Digital challenger competing for consumer deposits and small-business credit in US markets. Represents the digital-native competitive pressure bearing on traditional community banks like Heritage Southeast Bank.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat4 records
Key risks4 records
Key highlights4 records
Customer concentration
Heritage Southeast Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Heritage Southeast Bank leadership team
Management profileNumber of profiles
Profiles1 record
Heritage Southeast Bank funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Heritage Southeast Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Heritage Southeast Bank
What does Heritage Southeast Bank do?
Heritage Southeast Bank is a banking agency that provides simple banking products and customer service to help customers meet their financial goals. Operating as a community bank since 1911, it serves retail and small-business clients from its headquarters in Blackshear, Georgia. Specific product-level details (e.g., deposit accounts, loans, digital banking features) are not documented in the supplied source material.
When was Heritage Southeast Bank founded?
Heritage Southeast Bank was founded in 1911. It employs 251 to 500 people.
Where is Heritage Southeast Bank based?
Heritage Southeast Bank is headquartered in Blackshear, United States, in the North America region.
Who are Heritage Southeast Bank's main competitors?
Direct peers on record are Ameris Bancorp, United Community Banks, Colony Bankcorp, Pinnacle Financial Partners, First Bancorp and SouthState Corporation. Broad incumbents are Cadence Bank and Synovus Financial. Atlantic Capital Bancshares is listed as a regional player. LendingClub is listed as an emerging player.
Does Heritage Southeast Bank have an API?
No public API is recorded for Heritage Southeast Bank.
What industry is Heritage Southeast Bank in?
Heritage Southeast Bank's product category is Community Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABAAAI, Small Business Banking (Microbusiness/Sole Proprietor). Its NAICS code is 52211 and its SIC code is 6022.