Geoswift
Geoswift is a Hong Kong-based cross-border payment technology company founded in 2007 that provides API-enabled B2B international money transfer services to enterprise clients, with a niche in China-related flows and recent expansion into Latin America via Circle Payments Network stablecoin settlement rails.
- Company typePrivate
- Founded2007
- HeadquartersKowloon City, Hong Kong SAR China
- Headcount251–500
- GTM typeB2B
- OfferingSoftware
What Geoswift does
Geoswift is a Hong Kong-based global payment technology company founded in 2007 that provides cross-border payment services to enterprise B2B clients. The company historically built a niche in China-related cross-border payments and operates with a 251-500 employee headcount from Kowloon City, positioning itself as a specialist in international money transfer infrastructure for businesses. Its stated customer segment is enterprise clients requiring real-time, transparent, and cost-efficient international settlement.
The company's core product is a Cross-Border Payment Services platform delivered via an API-first go-to-market motion, enabling B2B clients to embed Geoswift directly into treasury and payment workflows. In October 2025, Geoswift integrated with Circle Payments Network to layer stablecoin-powered real-time settlement rails onto its existing platform, introducing new infrastructure for international transactions involving cryptocurrencies and targeting enhanced speed, transparency, and cost-efficiency versus traditional correspondent rails. This integration supports a stated geographic expansion into Latin America beyond its legacy APAC corridor.
Geoswift generates revenue on a transaction-fee basis, monetizing the cross-border payment volume routed through its platform. Public pricing is not disclosed. The company maintains a horizontal segmentation approach across enterprise clients rather than vertical concentration in a single end-market. Leadership comprises Raymond Qu (CEO), Ming Zhang (CTO), Jessica Ao (Chief Partnership Officer), and Paul Tang (Managing Director – APAC), reflecting a focus on technology execution and partnership-led distribution.
Geoswift firmographics
Firmographics- Name
- Geoswift
- Legal name
- Geoswift
- Website
- https://geoswift.com
- Company type
- Private
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Geoswift is a Hong Kong-based cross-border payment technology company founded in 2007 that provides API-enabled B2B international money transfer services to enterprise clients, with a niche in China-related flows and recent expansion into Latin America via Circle Payments Network stablecoin settlement rails.
- Ownership category
- akta.pro rank
Geoswift industry classification
Industry- Product category
- Cross-Border Payment Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- akta.pro primary industry
- SME & Business Cross-Border Payments (B2B) (FSAMAIAB)
- akta.pro secondary industries
- Cross-Border & FX Payments Platforms (BPAMAFAK), Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity) (FSAGAKAH), Card-Based Cross-Border Payments & FX Settlement (FSAMAIAD), Cross-border Payments, FX & Multi-currency Checkout (CRAFAJAF)
Keywords
Where Geoswift is headquartered
LocationHeadquarters
- HQ city
- Kowloon City
- HQ country
- Hong Kong SAR China
- HQ region
- Asia
Markets served
Geoswift business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Personnel, Infrastructure, Marketing or Sales
Revenue model
- Cross-Border Payment Transaction Fees: Generates revenue through transaction fees for cross-border payment services, offering enterprise clients real-time stablecoin-powered settlements with enhanced speed, transparency, and cost-efficiency.
Go-to-market motion1 record
Geoswift product offering
Product offeringCore offering
Geoswift provides cross-border payment services for enterprise clients, enabling international B2B money transfers and settlements. Through its integration with Circle Payments Network, the platform delivers stablecoin-powered real-time settlements with enhanced speed, transparency, and cost-efficiency, supporting worldwide enterprise transactions with a strategic focus on Latin America expansion and China cross-border payment corridors.
Product overview
Geoswift is a cross-border payment services provider offering a unified platform for international B2B transactions. The core Cross-Border Payment Services platform integrates with Circle Payments Network to enable stablecoin-powered real-time settlements, supporting worldwide enterprise transactions and Latin America expansion.
Differentiator
Problem solved
Functional benefit
Products and services
- Cross-Border Payment Services Provider of cross-border payment services enabling international money transfers for enterprise clients. The service integrates with Circle Payments Network to offer stablecoin-powered real-time B2B settlements with enhanced speed, transparency, and cost-efficiency.
Companies that use Geoswift
Customer profileSegments1 record
Ideal customer profiles1 record
Geoswift technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature1 record
Geoswift partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Circle Payments NetworkcoreGeoswift has integrated with Circle Payments Network to enable stablecoin-powered real-time settlements in cross-border payments. This integration introduces new infrastructure for international transactions involving cryptocurrencies, enhancing speed, transparency, and cost-efficiency of cross-border flows for enterprise clients and supporting expansion into Latin America.
- Circle Payments NetworkcoreIntegration with Circle Payments Network enables stablecoin-powered real-time settlements in cross-border payments, providing new infrastructure for international transactions involving cryptocurrencies.
Scale indicators2 records
Recent moves3 records
Expansion highlights4 records
Geoswift competitors and assessment
Company assessmentDirect peers
- Airwallex: Airwallex is a B2B-focused cross-border payments and treasury platform serving enterprise clients globally with multi-currency accounts and FX. It is highly comparable to Geoswift in target customer (enterprise), use cases (cross-border B2B payments), and API-first delivery model.
- PingPong: PingPong is a leading China-origin cross-border payments platform serving e-commerce merchants and B2B clients with multi-currency settlement. It overlaps directly with Geoswift's historical China cross-border niche and B2B transaction fee model.
- LianLian Global: LianLian Global provides cross-border payment services for Chinese exporters and B2B enterprises, with licensing and banking relationships in China and abroad. It is a direct competitor in the same China cross-border B2B corridor Geoswift historically dominates.
- Wise: Wise operates a global cross-border payments network serving both consumer and B2B enterprise clients with mid-market FX and low fees. It is a directly comparable peer on cross-border B2B payments and API-first treasury integration.
- OFX: OFX is a global cross-border payments and FX provider focused on SMEs and mid-market enterprises. It is comparable to Geoswift in B2B customer segment, cross-border payment focus, and Asia-Pacific operating presence.
- WorldFirst (Ant Group): WorldFirst, part of Ant Group, provides cross-border payments and FX services for SMEs and enterprise clients, with strong China cross-border heritage. It directly overlaps with Geoswift in customer type and corridor coverage.
Emerging players
- Conduit: Conduit offers cross-border payments APIs for emerging markets and enterprise use cases, with a focus on developer-led integration. It is comparable to Geoswift in API-first B2B cross-border delivery, but with a more emerging-market corridor focus.
- dLocal: dLocal is a cross-border payments processor focused on emerging markets, particularly LATAM. It overlaps with Geoswift's new LATAM expansion strategy and B2B enterprise cross-border use cases, though it serves a different primary merchant segment.
Broad incumbents
- Currencycloud (Visa): Currencycloud, now part of Visa, provides cross-border payments and FX infrastructure to banks and fintechs. It overlaps with Geoswift on cross-border B2B payment infrastructure and APIs, but operates more as an embedded platform serving other financial institutions.
Others
- Circle: Circle operates the Circle Payments Network stablecoin-based settlement infrastructure that Geoswift has integrated with. It is comparable as a partner/infrastructure provider in the same stablecoin-powered cross-border B2B settlement stack, rather than a direct competitor.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
Geoswift social profiles
Digital presenceGeoswift financial estimates
Financial estimateRevenue estimate
Valuation estimate
Geoswift leadership team
Management profileNumber of profiles
Profiles4 records
Geoswift funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Geoswift M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Geoswift
What does Geoswift do?
Geoswift provides cross-border payment services for enterprise clients, enabling international B2B money transfers and settlements. Through its integration with Circle Payments Network, the platform delivers stablecoin-powered real-time settlements with enhanced speed, transparency, and cost-efficiency, supporting worldwide enterprise transactions with a strategic focus on Latin America expansion and China cross-border payment corridors.
When was Geoswift founded?
Geoswift was founded in 2007. It employs 251 to 500 people.
Where is Geoswift based?
Geoswift is headquartered in Kowloon City, Hong Kong SAR China, in the Asia region.
How does Geoswift make money?
One revenue line is on record: cross-Border Payment Transaction Fees.
Who are Geoswift's main competitors?
Direct peers on record are Airwallex, PingPong, LianLian Global, Wise, OFX and WorldFirst (Ant Group). Emerging players are Conduit and dLocal. Currencycloud (Visa) is listed as a broad incumbent. Circle is listed as an others.
Does Geoswift have an API?
No public API is recorded for Geoswift.
What industry is Geoswift in?
Geoswift's product category is Cross-Border Payment Services. Its primary akta.pro industry code is FSAMAIAB, SME & Business Cross-Border Payments (B2B), with a secondary code of BPAMAFAK, Cross-Border & FX Payments Platforms. Its NAICS code is 522320.