Unlimit

What Unlimit does

Unlimit is a global financial infrastructure company headquartered in London, founded in 2009 and operating across 200+ locations in LATAM, APAC, Africa, Europe/UK, and India. The company operates licensed local entities in five jurisdictions — including UNLIMINT IN PRIVATE LIMITED in India (RBI Authorized Payment Aggregator), Unlimit Crypto Ltd in Cyprus (CySEC Crypto Asset Services Provider, license 018/24), and operating subsidiaries in Kenya, Nigeria, and Tanzania — and maintains PCI DSS Level 1 certification for payment card infrastructure. Its core product portfolio spans three pillars: payment processing (accepting 1000+ payment methods across 150+ currencies), Banking as a Service including white-label card issuing and multi-currency business accounts, and cryptocurrency on/off-ramp services for DeFi, GameFi, and NFT use cases through the Unlimit Crypto sub-brand.

Name

Unlimit

Legal name

UNLIMINT IN PRIVATE LIMITED

Website

https://unlimit.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

251–500 employees

Short description

Unlimit is a global fintech providing payment processing, Banking as a Service, multi-currency business accounts, and crypto on/off-ramp services across 200+ markets, serving eCommerce, gaming, travel, and Web3 enterprises via a unified API.

Ownership category

akta.pro rank

Product category

Payment Processing Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)

akta.pro secondary industries

Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN), On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE), A2A Checkout & Merchant Acceptance Solutions (FSAMAFAF)

Keywords

• Payment processing services
• Banking as a service
• Card issuing platform
• Crypto fiat on-ramp
• Multi-currency business accounts

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Others

Revenue model

1. Payment Processing: Transaction-based fees charged for processing payments across card networks, UPI, and alternative payment methods. Revenue generated from processing fees on pay-ins and pay-outs for merchants globally.
2. Banking as a Service (BaaS): White-label card issuing services with configurable API platform. Revenue from card issuance fees and transaction processing on issued cards.
3. Crypto Services: Fiat on-ramp and off-ramp services for crypto exchanges, neobanks, and Web3 projects. Revenue from crypto-to-fiat conversion and transaction processing.
4. Multi-Currency Accounts: Business accounts with international transfer capabilities, FX conversion, and corporate card management. Revenue from FX margins and account maintenance.

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

Unlimit operates a global financial infrastructure platform that enables businesses to accept and disburse payments across 1000+ payment methods and 150+ currencies in 200+ locations through a single unified API. The company offers merchant payment processing and payouts, multi-currency business accounts with integrated card issuing, Banking-as-a-Service (BaaS) for white-label card programs, and fiat-to-crypto on/off-ramp services for Web3, DeFi, GameFi, and NFT platforms.

Product overview

Unlimit operates as a global financial infrastructure company offering a unified platform for payment processing, banking services, and crypto solutions. The core platform consists of Payment Processing, Payment Methods, and Payouts for merchants accepting payments globally. Adjacent to this, Unlimit Accounts provides multi-currency business accounts with integrated card issuing and spend management. The BaaS (Banking as a Service) platform extends these capabilities via API for partners wanting white-label card programs. A distinct sub-brand, Unlimit Crypto, provides fiat on-ramp and off-ramp services for DeFi, GameFi, and NFTs, supporting 200+ digital assets. The portfolio covers 1000+ payment methods across 200+ locations in LATAM, APAC, Africa, Europe/UK, and India.

Differentiator

Problem solved

Functional benefit

Products and services

• Unlimit Payment Processing

Quantifiable outcome

• 30-day integration timeline for crypto on-ramp services
• +1 more outcomes

Named customers1 record

Segments8 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration13 records

AI capability1 record

Feature5 records

Partnerships

Three partnerships are on record, tiered core and flagship.

• BreivistaycoreStrategic or Co-development Partner · 30 April 2026Unlimit partnered with Breivistay to provide payment infrastructure for India's micro-stay hotel booking platform. The partnership enables Breivistay to access UPI and global card networks through Unlimit's unified programmable layer, addressing fragmentation in India's payment landscape. Unlimit's regulatory licensing and global license portfolio support Breivistay's domestic operations and international expansion plans.
• MastercardflagshipStrategic or Co-development Partner · 10 March 2026Mastercard launched its Crypto Partner Program bringing together over 100 crypto-native companies, payments providers, and financial institutions to facilitate collaboration on integrating digital assets with established card rails and global commerce flows. Unlimit is part of this program supporting practical execution by translating technical innovation into scalable, compliant use cases.
• Alchemy PaycoreStrategic or Co-development Partner · 29 August 2024Unlimit partnered with Alchemy Pay to enable fiat-to-crypto purchases across 173 countries with strong coverage in Europe, Latin America, and Southeast Asia. Alchemy Pay expanded its payment options to include Visa, Mastercard, SEPA, and Google Pay while leveraging Unlimit's 15 years of global payment expertise. The partnership aims to provide wider global coverage, lower costs, improved transaction success rates, and enhanced customer loyalty.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Checkout.com: Global payment processor providing card acquiring, alternative payment methods, and unified APIs for enterprise merchants. Direct competitor targeting global eCommerce with similar multi-region acquiring and API-first positioning.
• Rapyd: Fintech-as-a-service platform offering payment processing, payouts, and embedded finance via unified APIs across 100+ countries. Closely comparable product architecture (payments + BaaS + multi-currency accounts) and emerging market focus.
• Nuvei: Global payment technology company offering card acquiring, alternative payment methods, and BaaS for eCommerce and gaming. Direct competitor with overlapping verticals (gaming, eCommerce) and emerging market coverage.
• Payoneer: Cross-border payments and multi-currency business account provider. Comparable for multi-currency business accounts, payouts, and emerging market merchant services with similar B2B focus.
• Alchemy Pay: Crypto on/off-ramp provider enabling fiat-to-crypto purchases across 170+ countries. Direct peer and partner in Unlimit's crypto vertical; both target exchanges, neobanks, and Web3 projects with fiat-crypto bridge infrastructure.
• Stripe: Global payment processing and financial infrastructure platform offering card acquiring, multi-currency support, and developer APIs. Directly comparable as an API-first payments company targeting online merchants with global expansion needs, though significantly larger and better known.
• Adyen: Enterprise-focused global payment processor offering unified commerce, card acquiring, and multi-currency processing across markets. Direct competitor in the global acquiring space serving eCommerce and enterprise merchants, with overlapping geographic coverage and unified API approach.

Emerging players

• Circle: USDC issuer and crypto-fiat payments infrastructure provider. Comparable for crypto on/off-ramp capabilities and cross-border payment innovation; broader product scope focused on stablecoin issuance.
• Mountain Protocol: Emerging crypto payments/yield platform. Relevant adjacent player in the crypto-fiat infrastructure space where Unlimit's Unlimit Crypto operates; smaller scale but indicative of competitive landscape in regulated crypto yield/payments.

Broad incumbents

• Worldline: Large European payment processor offering merchant acquiring, payment services, and financial software. Broad incumbent with overlapping payment processing capabilities and European regulatory footprint, though broader portfolio includes issuing and banking software.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/Unlimit_com
• LinkedInlinkedin.com/company/unlimit-com

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Unlimit