Digitap.ai
Digitap.AI is a bootstrapped Bangalore-based B2B SaaS company providing AI/ML-powered API solutions for digital onboarding, KYC, fraud detection, and alternate-data credit underwriting to 500+ Indian banks, NBFCs, and fintechs, processing 30M+ API hits per month.
- Company typePrivate
- Founded2019
- HeadquartersBangalore, India
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Digitap.ai does
Digitap.AI Enterprise Solutions Private Limited is a Bangalore-based B2B SaaS company founded in 2019 that provides AI/ML-powered API solutions for digital customer onboarding, KYC verification, fraud detection, and credit underwriting, primarily serving Indian banks, NBFCs, fintechs, and other financial institutions. The company's product portfolio centers on an Onboarding Suite (Digital KYC, OCR document validation, Video KYC with facematch and liveness), an Alternate Data Suite that scores thin-file borrowers using bank statements, device, e-commerce, social, and telecom signals, and a certified TSP offering for the RBI's Account Aggregator framework with FIU module integration across all major Account Aggregators. Supporting modules include a Bank Statement Analyzer, a Personal Financial Management (Expense Manager) SDK with generative AI insights for cross-sell, and Mobile Number Verification API.
The platform serves 500+ clients including BharatPe, Jupiter, Bajaj Finserv, ICICI Securities, Chola, NorthernArc, KreditBee, MoneyWide, Faircent, PayMe India, and Motilal Oswal Home Loans, processing over 30M API hits per month. Digitap operates an API-first, enterprise field-sales GTM with custom onboarding and dedicated implementation teams, generating revenue through subscription contracts and usage-based API pricing on a quote-based, undisclosed schedule. The company holds ISO/IEC 27001, ISO 22301, and AICPA SOC2 certifications, and is bootstrapped with no disclosed external funding; CEO Nageen Kommu has stated a 5-year ARR target of USD 20-25M.
Digitap.ai firmographics
Firmographics- Name
- Digitap.ai
- Legal name
- Digitap.AI Enterprise Solutions Private Limited
- Website
- https://digitap.ai
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Digitap.AI is a bootstrapped Bangalore-based B2B SaaS company providing AI/ML-powered API solutions for digital onboarding, KYC, fraud detection, and alternate-data credit underwriting to 500+ Indian banks, NBFCs, and fintechs, processing 30M+ API hits per month.
- Ownership category
- akta.pro rank
Digitap.ai industry classification
Industry- Product category
- Financial Technology SaaS (BFSI API Platform)
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518210), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Computer Programming Services (7371)
- akta.pro primary industry
- AI Application Enablement Platforms (Copilot/Agent Frameworks, SDKs) (HDAEANAJ)
- akta.pro secondary industries
- Net Worth & Personal Balance Sheet Tracking (FSAGADAF), Enterprise AI Governance, Risk & Compliance Platforms (Model Risk, Audit, Policies) (HDAEANAE), Model Transparency, Explainability & Interpretability (XAI) (HDAAAMAB)
Keywords
Where Digitap.ai is headquartered
LocationHeadquarters
- HQ city
- Bangalore
- HQ country
- India
- HQ region
- Asia
Offices2 records
Markets served
Digitap.ai business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations
Revenue model
- API Platform Subscriptions: B2B SaaS model providing API access to Digitap's platform for digital onboarding, KYC verification, risk assessment, and credit underwriting services. Revenue generated through API usage and platform access fees for banks, NBFCs, and fintechs.
- Usage-based API Pricing: API hits per month pricing model, with the company processing 30M+ API hits per month. Dedicated project team provided for launch and integration support.
- Customized Scorecards & Risk Analytics: Custom machine learning scorecards and risk analytics solutions for financial institutions, provided as part of the risk management suite.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise API Platform - Custom Pricing |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels9 records
Digitap.ai product offering
Product offeringCore offering
Digitap.ai provides an AI/ML-powered end-to-end API platform for the Banking, Financial Services, and Insurance (BFSI) sector, offering digital customer onboarding, KYC verification, fraud detection, credit underwriting using alternate data, bank statement analysis, and a certified Account Aggregator TSP integration. Revenue is generated via API subscriptions and usage-based pricing sold to banks, NBFCs, fintechs, and other financial institutions, with dedicated project teams for enterprise integration.
Product overview
Digitap.AI provides an AI-powered end-to-end API platform for Banking and FinTech. The platform consists of a unified product architecture centered on the Onboarding Suite for digital customer onboarding with KYC/Video KYC capabilities, complemented by the Alternate Data Suite for creditworthiness assessment using non-traditional data sources, and the TSP for Account Aggregator enabling secure financial data sharing. Additional modules include Expense Manager (PFM solution), Bank Statement Analyzer, Mobile Number Verification API, and Credit Score Check service. The platform serves 500+ clients including major Indian fintechs and NBFCs with 30M+ API hits per month.
Differentiator
Problem solved
Functional benefit
Products and services
- Onboarding Suite
Quantifiable outcome
- 500+ clients served
- +3 more outcomes
Companies that use Digitap.ai
Customer profileNamed customers11 records
Segments5 records
Ideal customer profiles4 records
Digitap.ai technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability11 records
Feature9 records
Digitap.ai partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- ExperiancoreExperian provides credit score data powering Digitap's free credit score check service on the website. Digitap is appointed as authorized representative to receive credit information from Experian for offering loan offers to users.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
Digitap.ai competitors and assessment
Company assessmentMarket position
Strengths5 records
Competitive moat6 records
Key highlights7 records
Customer concentration
Digitap.ai social profiles
Digital presenceDigitap.ai financial estimates
Financial estimateRevenue estimate
Valuation estimate
Digitap.ai leadership team
Management profileNumber of profiles
Profiles1 record
Digitap.ai funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Digitap.ai M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Digitap.ai
What does Digitap.ai do?
Digitap.ai provides an AI/ML-powered end-to-end API platform for the Banking, Financial Services, and Insurance (BFSI) sector, offering digital customer onboarding, KYC verification, fraud detection, credit underwriting using alternate data, bank statement analysis, and a certified Account Aggregator TSP integration. Revenue is generated via API subscriptions and usage-based pricing sold to banks, NBFCs, fintechs, and other financial institutions, with dedicated project teams for enterprise integration.
Is Digitap.ai a public or private company?
Digitap.ai is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Digitap.ai founded?
Digitap.ai was founded in 2019. It employs 51 to 100 people.
Where is Digitap.ai based?
Digitap.ai is headquartered in Bangalore, India, in the Asia region.
How does Digitap.ai make money?
Three revenue lines are on record. API Platform Subscriptions are the primary driver. The others are usage-based API Pricing and customized Scorecards & Risk Analytics.
Does Digitap.ai have an API?
Yes. Digitap offers an AI-powered end-to-end API platform for Banking and FinTech. The API platform enables digital customer onboarding, KYC verification, fraud detection, risk assessment, and credit underwriting through various APIs including Digital KYC, OCR for KYC document validation, Video KYC, bank statement analysis, expense management, Account Aggregator integration, and alternate data analysis. Developer documentation is at www.digitap.ai/api-library.pdf.
What industry is Digitap.ai in?
Digitap.ai's product category is Financial Technology SaaS (BFSI API Platform). Its primary akta.pro industry code is HDAEANAJ, AI Application Enablement Platforms (Copilot/Agent Frameworks, SDKs), with a secondary code of FSAGADAF, Net Worth & Personal Balance Sheet Tracking. Its NAICS code is 518210 and its SIC code is 7371.