CFC Underwriting

Name

CFC Underwriting

Legal name

CFC Underwriting Ltd

Website

https://cfcunderwriting.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

501–1,000 employees

Ownership category

akta.pro rank

Product category

Specialty Insurance

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance Program Administration & MGA/MGU Services (FSAEADAK)

akta.pro secondary industry

Commercial Excess Liability (Large Accounts) (FSAJANAG)

Keywords

• Specialty insurance underwriting
• Cyber liability insurance
• Managing general agent
• Emerging risk insurance
• Professional liability coverage

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Premiums: CFC generates revenue primarily through insurance premium payments as a managing general agent. Annual premium rate exceeds GBP 750 million with strong track record of growth and profitability.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels6 records

Core offering

CFC Underwriting is a specialist Managing General Agent (MGA) that designs, prices and distributes more than 30 classes of specialty insurance—most notably cyber, professional liability, management liability, transaction liability, intellectual property, product recall, carbon credit (CORSIA), and emerging technology risk coverage. The company underwrites and binds coverage through a global network of insurance brokers, supported by its proprietary Connect digital trading platform that delivers instant quote and bind, API integration, and portfolio quoting. Policies are trusted by over 200,000 businesses worldwide across UK, US, Canada, Australia and Ireland.

Product overview

CFC Underwriting is a specialist insurance provider and pioneer in emerging risks, offering a comprehensive portfolio spanning more than 30 classes of specialist insurance. The core offering includes cyber insurance with the Cyber Proactive Response (CPR) product, professional liability, management liability, property and casualty, and specialty lines. The Connect platform provides the digital infrastructure enabling instant quote and bind through advanced automation and data science. Products are organized by class (Cyber, Professional Liability, Management Liability, Property & Casualty, Intellectual Property, Transaction Liability, etc.) and by industry vertical (FinTech, Digital Healthcare, Financial Institutions, Technology, Manufacturing, Media & Entertainment, etc.). The company serves over 200,000 businesses globally and has expanded into carbon credit insurance with CORSIA Guarantee Insurance. The product ecosystem is complemented by value-added services including 24/7 CFC Response cyber incident support, portfolio quoting automation, ransomware calculator tools, and the Cyber Masterclass educational platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Cyber Insurance (including Cyber Proactive Response)
• Carbon Insurance (CORSIA Guarantee Insurance)
• Professional Liability Insurance
• Management Liability Insurance
• Property and Casualty Insurance
• Intellectual Property Insurance
• Transaction Liability Insurance
• Product Recall Insurance
• Excess Cover / Umbrella Insurance
• Kidnap and Ransom Insurance
• Terrorism Insurance
• Safeprotect Misconduct Liability Insurance
• Medical Malpractice Insurance
• Digital Healthcare / eHealth Insurance
• FinTech Insurance
• Financial Institutions Insurance
• Life Science Insurance
• Manufacturing Insurance
• Marine Insurance
• Media and Entertainment Insurance
• Professional Services Insurance
• Technology Insurance
• CFC Response (Cyber Incident Response Service)

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature5 records

Partnerships

One partnership is on record.

• Gold StandardflagshipStrategic or Co-development Partner · 1 October 2025Gold Standard approved CFC Underwriting's CORSIA Guarantee Insurance product to support CORSIA compliance for carbon offset projects. This partnership enables project developers to meet eligibility requirements for CORSIA's first phase (2024-2026).

Scale indicators5 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• Travelers: Large US-listed P&C insurer with significant cyber, management liability, and specialty offerings for SMEs and mid-market. Travelers competes with CFC in US cyber and select specialty lines while operating at much greater scale through direct and broker channels.
• Munich Re: Global reinsurer and primary insurer with large cyber and specialty reinsurance capacity that often sits behind MGA binders. Munich Re is a likely capacity partner and competitor for the same specialty risk pools CFC accesses, with the balance sheet to underwrite directly when advantageous.
• Chubb: Global property & casualty insurer with strong cyber, professional liability, and management liability franchises serving mid-market and large corporates. Chubb overlaps with CFC in cyber and specialty lines but operates as a balance-sheet carrier across much broader geographies and segments.
• Zurich Insurance: Global composite insurer with specialty and cyber offerings; acquired Boxx Insurance (where Christyn Yoast was previously US President). Zurich is a likely capacity partner for CFC and a competitor for SME cyber and specialty business, particularly in North America.

Emerging players

• Corvus Insurance: US-based cyber-focused MGA using proprietary security analytics to underwrite SME and mid-market cyber risk. Corvus is an emerging tech-led competitor to CFC's cyber franchise, now backed by Travelers, and competes for similar broker-distributed business.

Direct peers

• Hiscox: Bermuda-headquartered specialty insurer focused on SME and mid-market commercial lines including cyber, professional liability, and media liability. Hiscox overlaps directly with CFC across several specialty classes and broker channels, particularly in the UK and US SME segments.
• At-Bay: US-based specialty cyber insurer/MGA offering proactive security monitoring alongside cyber and technology E&O coverage for SMEs. At-Bay competes head-to-head with CFC in the SME cyber segment with a comparable broker-distributed model and active risk-prevention capabilities.
• Beazley: London-based specialty insurer with deep cyber, professional liability, and management liability franchises serving UK and US markets. Beazley is a direct competitor to CFC in cyber and specialty lines, with a similar Lloyd's-rooted DNA and comparable broker distribution model; Christyn Yoast (CFC's new Global Head of Commercial) previously held senior roles at Beazley's digital business.
• Coalition: San Francisco-based cyber-focused MGA/insurer combining proprietary security scoring with active monitoring and broad cyber insurance for SMEs and mid-market. Coalition is the most direct emerging competitor to CFC's cyber franchise, with a tech-led underwriting approach and similar broker-driven distribution.
• Markel International: Specialty insurer within the Markel Group offering professional indemnity, marine, terrorism, and other specialty lines to UK and international markets. Markel is a long-standing specialty competitor with overlapping lines and broker relationships, particularly in the London market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/cfcunderwriting
• YouTubeyoutube.com/c/CFCUnderwriting
• Facebookfacebook.com/cfc-underwriting-179798202036730
• LinkedInlinkedin.com/company/cfc-underwriting-ltd-
• Instagraminstagram.com/cfc_underwriting

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CFC Underwriting