The Cigna Group
- Company typePublic
- Founded1792
- HeadquartersBloomfield, United States
- Headcount5,001–10,000
- GTM typeB2B and B2C
- OfferingServices
The Cigna Group firmographics
Firmographics- Name
- The Cigna Group
- Legal name
- The Cigna Group
- Website
- https://cigna.com
- Company type
- Public
- Founded year
- 1792
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Ownership category
- akta.pro rank
The Cigna Group industry classification
Industry- Product category
- Health Insurance
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Insurance Agents, Brokers & Service (6411), Wholesale-Drugs, Proprietaries & Druggists' Sundries (5122)
- akta.pro primary industry
- Group Pharmacy Benefit (Rx) Coverage & PBM-Integrated Plans (FSAIAFAN)
- akta.pro secondary industries
- Copay Assistance, Patient Support & Affordability Programs (HLAEAKAI), Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD), Medicare Supplement (Medigap) (FSAIAEAG)
Keywords
Where The Cigna Group is headquartered
LocationHeadquarters
- HQ city
- Bloomfield
- HQ country
- United States
- HQ region
- North America
Offices13 records
Markets served
The Cigna Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Supply Chain, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Health Insurance Premiums (Cigna Healthcare): Premium revenue from commercial and employer-sponsored health insurance, individual exchange plans (exiting by end of 2026), and specialty health benefits including dental, vision, and supplemental coverage.
- Pharmacy Benefits Management (Evernorth): Revenue from pharmacy benefit management services through Express Scripts including specialty pharmacy (Accredo), home delivery, and integrated pharmacy-medical models. Generated $58.4 billion in Q1 2026 revenues.
- Specialty Pharmacy Services: Specialty pharmacy services through Accredo and partnerships like Shields Health Solutions for complex chronic conditions including cancer, multiple sclerosis, and GLP-1 medications.
- Care Services and Care Management: Evernorth care management services including behavioral health, virtual care, and clinical solutions generating growth through integrated pharmacy-medical models.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Individual and Family Medical Plans - variable by plan type |
| Subscription | Monthly | Employer-Sponsored Health Plans |
| Other | Monthly | GLP-1 Weight Loss Medication Benefit |
| Subscription | Monthly | Individual Dental Plans |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels5 records
The Cigna Group product offering
Product offeringCore offering
The Cigna Group sells health insurance and health services through two divisions. Cigna Healthcare offers medical, dental, vision, supplemental, behavioral health, and Medicare supplement plans to individuals, families, and employers across 30+ markets. Evernorth Health Services delivers pharmacy benefit management via Express Scripts, specialty pharmacy via Accredo, behavioral health, onsite clinics, home health, care management, and benefits administration for employer-sponsored plans.
Product overview
The Cigna Group operates as a global health company with two primary divisions: Cigna Healthcare (health insurance and benefits) and Evernorth Health Services (health services). Cigna Healthcare provides medical, dental, vision, and supplemental insurance products under brands including myCigna, Clearity Plan, and Cigna Pathwell programs. Evernorth Health Services encompasses pharmacy benefit management through Express Scripts, specialty pharmacy via Accredo, behavioral health services through Evernorth Behavioral Health, onsite health clinics (Evernorth Onsite Health), home health care, and hospital pharmacy services (CarepathRx). The company also holds a $3.5 billion investment in Shields Health Solutions for specialty pharmacy partnerships. The myCigna digital platform serves as the unified member portal across all offerings, integrating virtual care through MD Live and AI-powered tools for cost management and provider matching. Products span from core insurance coverage to integrated pharmacy-medical models, with recent launches including the New Era rebate-free pharmacy benefit model and GLP-1 weight loss medication coverage.
Differentiator
Problem solved
Functional benefit
Products and services
- Cigna Healthcare (Medical Insurance Plans) Medical, dental, vision, behavioral, supplemental, and Medicare supplement health insurance plans sold to individuals, families, and employers across 30+ markets, with network options including OAP, PPO, HMO, EPO, LocalPlus, and SureFit.
- Cigna Dental Plans Standalone dental insurance plans including Dental 1000, Dental 1500, Dental 3000, Dental 5000, Preventive Dental, and bundled Dental Vision options priced by age, family size, location, and plan design.
- Cigna Home Delivery Pharmacy Mail-order home delivery pharmacy service offering 90-day prescription supplies to members, operated by Tel-Drug affiliates and integrated with the Express Scripts PBM.
- Express Scripts Pharmacy Benefit Management Pharmacy benefit management service providing prescription drug coverage, home delivery pharmacy, formulary management, and clinical safety checks for health plan members and employer clients; generated $58.4 billion in Q1 2026 revenue.
- Accredo Specialty Pharmacy Specialty pharmacy services for complex and chronic conditions including biopharmaceuticals, oncology medications, infused therapies, and chronic disease medications.
- eviCore Healthcare Utilization Management Medical utilization management and prior authorization services, including clinical review for advanced imaging, specialty drugs, and medical benefits, plus benefit administration.
- CarepathRx Hospital Pharmacy and Infusion Services Hospital pharmacy and infusion services for hospitals and health systems treating patients with chronic and complex conditions, delivered through CarepathRx within Evernorth Health Services.
- Evernorth Behavioral Health Services Behavioral health services including mental health and substance use disorder coverage, Employee Assistance Programs (EAP), virtual behavioral health access, and TMS treatment for major depressive disorder and OCD.
- Evernorth Onsite Health Clinics Onsite and nearsite employer health clinics providing primary care, preventive care, acute care, chronic condition management, and occupational health services at employer worksites.
- Cigna Pathwell Specialty Program Specialty pharmacy management program providing integrated clinical and financial support for complex medication therapies including oncology, infusion, and biotech treatments for employers.
- GLP-1 Weight Loss Medication Benefit Pharmacy benefit for FDA-approved GLP-1 weight loss medications that caps patient monthly out-of-pocket at $200, includes simplified prior authorization, broad pharmacy network access, and Express Scripts safety checks, enabling savings up to $3,600/year per patient versus direct-to-consumer programs.
- Signature Rebate-Free Pharmacy Benefit Model Rebate-free pharmacy benefit management model that replaces traditional rebates with transparent net pricing, lower brand drug costs, and expanded local pharmacy support, launching for select clients in 2026 and scaling across Evernorth through 2028.
- Electronic Prior Authorization Standardization Standardized electronic prior authorization submission framework for commonly reviewed medical services, targeting 70%+ of prior authorization volume standardized by end of 2026 to reduce administrative burden and speed member access to care.
- myCigna Member Platform AI-powered member digital platform and mobile app providing 24/7 access to coverage details, claims, ID cards, provider directories, cost tracking, provider matching, virtual care, and personalized health management.
- Clearity Plan (Cost Control Solution) Employer cost control solution providing healthcare cost transparency tools, surprise bill avoidance, and care navigation support for employees and plan administrators.
- Health Savings and Spending Accounts (HSA/HRA/FSA) Tax-advantaged Health Savings Accounts (HSA), Health Reimbursement Arrangements (HRA), and Flexible Spending Accounts (FSA) administered for employer-sponsored health plans.
- Supplemental Health Insurance Supplemental health insurance products including cancer treatment coverage, hospital indemnity, and other supplemental offerings sold alongside medical and dental plans to individuals and families.
Quantifiable outcome
- Q1 2026 adjusted EPS up 16% year-over-year to $7.79
- +6 more outcomes
Companies that use The Cigna Group
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles4 records
The Cigna Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability5 records
Feature4 records
The Cigna Group partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered minor and core.
- BrainsWayminorEvernorth Behavioral Health eliminated prior authorization requirements for transcranial magnetic stimulation (TMS) coverage effective March 6, 2026, affecting over 18 million covered lives across 12 states. BrainsWay, a global leader in Deep TMS systems, welcomed the policy change expanding patient access to evidence-based treatment for major depressive disorder and OCD.
- Direct ReliefcoreEvernorth Health Services partnered with Direct Relief to donate more than 41,000 prescription medications for rapid deployment during natural disasters and emergencies in the United States. The collaboration creates a first-of-its-kind donation pathway enabling humanitarian organizations to source prescription medications directly from pharmacies.
- Achilles InternationalminorThe Cigna Group renewed multi-year sponsorship commitment of nearly $1 million over three years to support Achilles International's Freedom Team, empowering wounded veterans and adaptive athletes to participate in major U.S. marathons. Builds on over 15 years of collaboration with more than $3 million donated since 2009.
- Hankook Tire America CorpcoreEvernorth Direct Health opened an onsite clinic at Hankook Tire's Clarksville, Tennessee manufacturing plant. The Hankook Tire Clinic Powered by Evernorth provides low- or no-cost primary care, preventive care, acute care, chronic condition management, and occupational health services to eligible employees and family members regardless of insurance plan.
- CAQHminorCAQH, a healthcare data organization maintaining records on over 4.8 million providers and data on 75% of U.S. covered lives, is now owned by twelve shareholder companies including The Cigna Group. The new ownership structure strengthens partnerships and expands investment in data solutions.
- HeadspacecoreCigna Healthcare launched an industry-first collaboration with Headspace offering exclusive mental health features and digital resources to customers starting January 1, 2026. The initiative addresses rising anxiety and behavioral health issues with focus on preventative care and early engagement through Headspace app functionalities and custom content.
- Shields Health SolutionscoreEvernorth invested $3.5 billion in preferred stock in Shields Health Solutions, a specialty pharmacy management company partnering with over 80 health systems across nearly all 50 states. The investment supports Shields' operations across 1,000+ hospitals and clinics and enhances Evernorth's specialty pharmacy capabilities for complex and chronic conditions.
Scale indicators13 records
Recent moves8 records
Expansion highlights6 records
The Cigna Group competitors and assessment
Company assessmentDirect peers
- Humana: Major U.S. health insurer focused on Medicare Advantage and group coverage, with a sizable PBM (Humana Pharmacy Solutions). Competes head-to-head for employer-sponsored and senior health benefits and has been expanding its PBM capabilities similarly to Evernorth.
- Molina Healthcare: Government-sponsored health insurer focused on Medicaid and Marketplace plans. Comparable in Medicaid and individual ACA risk pools, overlapping with Cigna's legacy government-segment footprint prior to divestitures.
- Elevance Health: Operates Blue Cross Blue Shield-licensed plans across 14 states plus CarelonRx PBM and Carelon health services. Direct competitor in commercial group health and increasingly in integrated PBM and care services markets.
- CVS Health: Operates Aetna health insurance alongside Caremark PBM and CVS retail/minute-clinic footprint. Direct competitor in employer-sponsored health plans and pharmacy benefit management with similar integrated insurance + services model.
- Centene Corporation: Largest Medicaid managed-care insurer with growing Medicare and Marketplace exposure. Competes with Cigna in government-sponsored segments and has been expanding commercial and specialty PBM capabilities.
- UnitedHealth Group: Largest U.S. health insurer and PBM through UnitedHealthcare and OptumRx. Directly comparable dual-engine insurance + health services platform competing for the same large employer group business and PBM clients as Cigna/Evernorth.
- HCSC (Health Care Service Corporation): Mutual Blue Cross Blue Shield plan operating in five states and the acquirer of Cigna's $4.9B Medicare Advantage business in 2025. Direct competitor in commercial group and now Medicare markets following the divestiture.
Emerging players
- CarelonRx (Elevance Health): Emerging PBM within Elevance's Carelon services portfolio, building integrated pharmacy-medical capabilities similar to Evernorth's Signature model trajectory. Direct head-to-head in employer RFPs seeking integrated PBM-plus-care offerings.
Broad incumbents
- McKesson Corporation: Largest U.S. pharmaceutical distributor and specialty pharmacy/biologics services provider. Comparable in drug distribution economics and specialty pharmaceutical handling that support Evernorth's Accredo and Express Scripts operations.
- Walgreens Boots Alliance: Major pharmacy retailer and former parent of Shields Health Solutions (acquired by Sycamore Partners with Evernorth's $3.5B preferred investment). Operates overlapping retail pharmacy, specialty pharmacy, and care delivery assets comparable to Evernorth's pharmacy network.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
The Cigna Group social profiles
Digital presenceThe Cigna Group compliance and trust
Trust signalCompliance4 records
The Cigna Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
The Cigna Group leadership team
Management profileNumber of profiles
Profiles7 records
The Cigna Group subsidiaries and ownership
Company hierarchySubsidiaries7 records
The Cigna Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The Cigna Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The Cigna Group
What does The Cigna Group do?
The Cigna Group sells health insurance and health services through two divisions. Cigna Healthcare offers medical, dental, vision, supplemental, behavioral health, and Medicare supplement plans to individuals, families, and employers across 30+ markets. Evernorth Health Services delivers pharmacy benefit management via Express Scripts, specialty pharmacy via Accredo, behavioral health, onsite clinics, home health, care management, and benefits administration for employer-sponsored plans.
Is The Cigna Group a public or private company?
The Cigna Group is a public company. It is classified as public and is currently operating.
When was The Cigna Group founded?
The Cigna Group was founded in 1792. It employs 5,001 to 10,000 people.
Where is The Cigna Group based?
The Cigna Group is headquartered in Bloomfield, United States, in the North America region.
How does The Cigna Group make money?
Four revenue lines are on record. Health Insurance Premiums (Cigna Healthcare) is the primary driver. The others are pharmacy Benefits Management (Evernorth), specialty Pharmacy Services and care Services and Care Management.
Who are The Cigna Group's main competitors?
Direct peers on record are Humana, Molina Healthcare, Elevance Health, CVS Health, Centene Corporation, UnitedHealth Group and HCSC (Health Care Service Corporation). CarelonRx (Elevance Health) is listed as an emerging player. Broad incumbents are McKesson Corporation and Walgreens Boots Alliance.
Does The Cigna Group have an API?
No public API is recorded for The Cigna Group.
What industry is The Cigna Group in?
The Cigna Group's product category is Health Insurance. Its primary akta.pro industry code is FSAIAFAN, Group Pharmacy Benefit (Rx) Coverage & PBM-Integrated Plans, with a secondary code of HLAEAKAI, Copay Assistance, Patient Support & Affordability Programs. Its NAICS code is 524114 and its SIC code is 6411.