CFC
- Company typePrivate
- Founded1999
- HeadquartersLondon, United Kingdom
- Headcount501–1,000
- GTM typeB2B
- OfferingServices
CFC firmographics
Firmographics- Name
- CFC
- Legal name
- CFC Underwriting Limited
- Website
- https://cfc.com
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Ownership category
- akta.pro rank
Where CFC is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices6 records
Markets served
CFC business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Specialty Insurance Premiums: CFC generates revenue through insurance premiums across 30+ specialist insurance lines including cyber, professional liability, management liability, product recall, marine K&R, and technology E&O
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Quote-based specialty insurance pricing |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels7 records
CFC product offering
Product offeringCore offering
CFC is a specialist insurance provider underwriting more than 60 products across 30 lines of business, with cyber insurance as its flagship and a portfolio spanning professional liability, management liability, technology E&O, product recall, transaction liability, intellectual property, marine K&R, FinTech, eHealth and other emerging-risk classes. Distribution is primarily through brokers via the Connect digital trading platform, supported by a 24/7 in-house cyber incident response service (CFC Response) and agentic AI underwriting technology.
Product overview
CFC Underwriting Ltd is a specialist insurance provider and pioneer in emerging risks, offering over 60 products across 30 lines of business. The company's core platform is Connect, a digital trading platform that enables instant quote and bind capabilities for brokers. CFC's product portfolio spans more than 30 classes of specialist insurance including Cyber Insurance (with proactive response capabilities), Professional Liability, Management Liability, Technology E&O, Product Recall, Transaction Liability, Intellectual Property, Marine K&R, Carbon Insurance, and various industry-specific solutions for FinTech, eHealth, Life Science, Manufacturing, and Media sectors. Key technology features include Lane Assist (agentic AI underwriting), Portfolio Quoting automation, the CFC Response service (24/7 cyber incident response), Cyber Masterclass training, a Ransomware Calculator tool, and a Cyber Response mobile app. The company serves over 200,000 businesses globally with products designed for emerging and technology-based risks, and is recognized as a cyber insurance pioneer with recent expansion into affirmative AI coverage.
Differentiator
Problem solved
Functional benefit
Brands
- CFC Response: Cyber incident response services providing free 24/7 access to cyber security experts
- Connect
- Lane Assist
- Cyber Masterclass
- Safeprotect
Products and services
- Cyber Insurance Market-leading cyber insurance for private enterprise, large corporate, and cyber excess coverage, including proactive cyber security protection, award-winning coverage, and 24/7 cyber incident response via CFC Response.
- Professional Liability Professional liability insurance for architects and engineers, accountants, and professional services, available in admitted form.
- Management Liability Coverage for directors and officers, securities offerings, and non-profits, including executive reputation protection and cyber coverage for D&O personal exposures; US SME-focused variant launched February 2026.
- Product Recall Product recall insurance for food and beverage, consumer goods, and automotive sectors, now expanded with a quality defect endorsement covering non-safety-related recalls.
- Technology E&O Technology errors and omissions insurance covering technology companies and social media platforms, available in admitted form.
- Transaction Liability Representations and warranties insurance for M&A transactions, including embedded solutions for small deals and portfolio acquisitions.
- Intellectual Property Intellectual property insurance covering infringement defense and pursuit for innovators and innovations.
- Marine Kidnap and Ransom Marine K&R insurance with vessel smart-tracking technology that detects when insured vessels enter high-risk piracy areas and alerts clients in real-time for instant coverage activation.
- Carbon Insurance Insurance for non-delivery and cancellation of carbon credits, including carbon cancellation insurance.
- FinTech Insurance Insurance solutions for fintech businesses covering digital banking, payment services, investment platforms and apps.
- eHealth / Digital Healthcare Insurance Insurance bridging the gap between healthcare and technology risks for businesses in telemedicine, mHealth, and remote patient monitoring.
- Excess Cover/Umbrella Umbrella coverage supplementing professional liability, general liability and cyber policies.
- Terrorism Terrorism and sabotage and active assailant insurance for businesses.
- Property and Casualty Property, general and products liability coverage.
- Safeprotect Misconduct Liability SML coverage for misconduct liability risks.
- Kidnap and Ransom Land-based kidnap and ransom insurance.
- Medical Malpractice Medical malpractice insurance coverage for healthcare professionals.
- Financial Institutions Insurance for investment managers and professional indemnity for financial institutions.
- Life Science Insurance for life sciences and nutraceuticals companies.
- Manufacturing Insurance policies for manufacturers covering various manufacturing risks.
- Media and Entertainment Insurance for media professionals and licensing agreements.
- Professional Services Insurance for architects and engineers, accountants, and recruitment professionals.
- Connect Digital Trading Platform Digital trading platform that uses advanced automation and data science to enable brokers to quote and bind specialist insurance coverage online within minutes, streamlining underwriting for challenging risks.
- CFC Response Free 24/7 access to cyber security experts for incident response, included within cyber policies, carrying CREST Cyber Security Incident Response accreditation and NCSC Assured Provider status.
- Portfolio Quoting Automated quoting capability enabling brokers to quote and bind coverage across their entire book of business through CFC's digital platform and API.
Quantifiable outcome
- Quote recommendations generated from email submissions in seconds
- +2 more outcomes
Companies that use CFC
Customer profileNamed customers1 record
Segments7 records
Ideal customer profiles6 records
CFC technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability3 records
Feature5 records
CFC partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- Marsh RiskcoreMarsh Risk introduced accelerated payment endorsement framework with five insurers including CFC, enabling direct payments to incident-response firms and mandating interim payments for undisputed business interruption losses to streamline cyber claim settlements
- Virtusa CorporationcoreOpened digital services hub in Colombo, Sri Lanka focusing on AI, data-driven underwriting, and digital customer engagement; facility accommodates up to 200 employees
- EOS RiskminorPartnership with leading kidnap response consultant for K&R services
- JLLminorJLL brokered the 5 Penn NYC lease as exclusive agent for Haymes Investment Company
Scale indicators8 records
Recent moves10 records
Expansion highlights9 records
CFC competitors and assessment
Company assessmentDirect peers
- Markel: Specialty insurer with a long-standing focus on professional liability, cyber, and management liability distributed through wholesale and retail brokers; comparable to CFC in niche specialty underwriting.
- AXA XL: Specialty and professional liability division of AXA offering cyber, professional liability, and management liability coverage to mid-market and large enterprises; overlaps with CFC's broker-distributed specialty book.
- Canopius: London-based global specialty (re)insurer operating at Lloyd's with cyber, professional liability, and specialty lines; direct competitor to CFC in cyber underwriting, including for talent (e.g., CFC's cyber exposure hire from Canopius).
- Tokio Marine HCC: Global specialty insurer (part of Tokio Marine) with deep cyber, professional liability, and transaction liability capabilities; competes with CFC in US specialty distribution and Lloyd's markets.
- Hiscox: London-based specialist insurer with a strong SME cyber and professional liability franchise; closely comparable to CFC in customer segment (SMEs), distribution (brokers), and product mix (specialty lines including cyber).
- Beazley: London-listed specialty insurer with a globally recognized cyber and specialty lines franchise; competes head-to-head with CFC in cyber, professional liability, and management liability distributed via brokers.
Broad incumbents
- Chubb: World's largest publicly traded P&C insurer with deep specialty and cyber capabilities distributed through brokers and direct channels; competes with CFC for mid-market and large corporate cyber business.
- AIG: Large global insurer with a substantial specialty insurance and cyber franchise; overlaps with CFC in cyber, professional liability, and management liability but as part of a much broader P&C portfolio.
Emerging players
- At-Bay: Cyber MGA focused on US SMEs with proprietary security scanning integrated into underwriting; competes with CFC's Connect digital platform and proactive cyber offering in the US SMB cyber segment.
- Coalition: US-focused cyber insurance and security startup combining active monitoring with cyber coverage; competes with CFC in SME/mid-market cyber and represents the insurtech challenger to CFC's digital-trading model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
CFC social profiles
Digital presenceCFC financial estimates
Financial estimateRevenue estimate
Valuation estimate
CFC leadership team
Management profileNumber of profiles
Profiles11 records
CFC subsidiaries and ownership
Company hierarchySubsidiaries5 records
CFC funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CFC M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CFC
What does CFC do?
CFC is a specialist insurance provider underwriting more than 60 products across 30 lines of business, with cyber insurance as its flagship and a portfolio spanning professional liability, management liability, technology E&O, product recall, transaction liability, intellectual property, marine K&R, FinTech, eHealth and other emerging-risk classes. Distribution is primarily through brokers via the Connect digital trading platform, supported by a 24/7 in-house cyber incident response service (CFC Response) and agentic AI underwriting technology.
Is CFC a public or private company?
CFC is a private company. It is classified as private equity controlled and is currently operating.
When was CFC founded?
CFC was founded in 1999. It employs 501 to 1,000 people.
Where is CFC based?
CFC is headquartered in London, United Kingdom, in the Europe region.
How does CFC make money?
One revenue line is on record: specialty Insurance Premiums.
Who are CFC's main competitors?
Direct peers on record are Markel, AXA XL, Canopius, Tokio Marine HCC, Hiscox and Beazley. Broad incumbents are Chubb and AIG. Emerging players are At-Bay and Coalition.
Does CFC have an API?
Yes. CFC offers an API solution that enables broker integration with their systems. The API solution page is accessible at /en-us/api-solution/ and supports portfolio quoting for automating quoting across an entire book of business. However, detailed API documentation, authentication methods, rate limits, or technical specifications are not specified in the available source content. Developer documentation is at www.cfc.com/en-us/api-solution.