Three Bell Capital
Three Bell Capital is an SEC-registered, independent wealth management firm serving high-net-worth individuals, families, corporate retirement plan sponsors, and family offices through institutional-quality investment portfolios, retirement plan administration, and outsourced family office services from offices in San Francisco and Dallas.
- Company typePrivate
- Founded2011
- HeadquartersLos Altos, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Three Bell Capital does
Three Bell Capital, LLC is an independent, SEC-registered investment adviser (RIA) founded in 2011 and headquartered in San Francisco with a secondary office in Dallas. The firm delivers three core service lines to a clientele of high-net-worth individuals, families, corporate retirement plan sponsors, and outsourced family offices: Wealth Management, Corporate Retirement plan design and administration, and Family Office services. Investment strategy is anchored in institutional-quality portfolio construction led by a team that includes veteran institutional investors such as Will Martin, CFA (formerly of American Century, where he managed over $10 billion in assets).
The business operates on a fee-for-service model: recurring investment advisory fees are charged on managed assets per the firm's Form ADV Part 2 fee schedule, and securities transactions are executed through a channel partnership with KW Securities Corporation, a FINRA/SIPC broker-dealer. Underlying operations run on cloud-based, encrypted infrastructure — performance reporting is delivered through Addepar, financial planning through emaplan, and trading systems are remotely accessible with a documented business continuity plan. Beyond traditional portfolios, Three Bell offers four alternative investment vehicles (peer-to-peer lending, short-term construction lending, life settlement, and merger arbitrage funds), packaged through hedge fund wrappers to provide non-correlated return streams.
Three Bell's go-to-market is direct and relationship-driven rather than mass-market, supported by content marketing through its 'The View From Here' blog, 'Cutting Through the Noise' macro series, and Soundbytes audio updates. The firm has executed two inorganic growth moves: the acquisition of Altos Investments (January 2017) and the acquisition of BPM's Retirement Plan Consulting Services business (January 2018). Revenue is not publicly disclosed, and the firm is privately held with no parent company or institutional investor identified.
Three Bell Capital firmographics
Firmographics- Name
- Three Bell Capital
- Legal name
- Three Bell Capital, LLC
- Website
- https://three-bell.com
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Three Bell Capital is an SEC-registered, independent wealth management firm serving high-net-worth individuals, families, corporate retirement plan sponsors, and family offices through institutional-quality investment portfolios, retirement plan administration, and outsourced family office services from offices in San Francisco and Dallas.
- Ownership category
- akta.pro rank
Where Three Bell Capital is headquartered
LocationHeadquarters
- HQ city
- Los Altos
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Three Bell Capital business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Investment Advisory Fees: Three Bell Capital generates revenue through investment advisory fees. The firm is a registered investment adviser with the Securities and Exchange Commission. The standard fee schedules for Three Bell's strategies are shown in the firm's Form ADV Part 2.
- Securities Transactions: Securities transactions related to wealth management activities provided by Three Bell are offered through KW Securities Corporation, member FINRA/SIPC.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Three Bell Capital product offering
Product offeringCore offering
Three Bell Capital is a registered investment adviser providing comprehensive wealth management, corporate retirement plan design and management, and outsourced family office services to high-net-worth individuals, families, and institutional clients. Its offering is anchored by institutional-quality investment portfolios and supplemented by alternative investment funds (peer-to-peer lending, short-term construction lending, life settlements, and merger arbitrage) designed to deliver non-correlated returns. Securities transactions are executed through its partner broker-dealer, KW Securities Corporation (FINRA/SIPC member).
Product overview
Three Bell Capital is a registered investment adviser offering a unified wealth management platform encompassing three core services: Wealth Management (institutional-quality investment portfolios), Corporate Retirement (plan design and management), and Family Office (outsourced advisory). The firm differentiates through alternative investment offerings including Peer-To-Peer Lending Funds, Short-Term Construction Lending Funds, Life Settlement Funds, and Merger Arbitrage Funds—all accessible through hedge fund frameworks and designed to provide non-correlated returns relative to traditional stock and bond markets.
Differentiator
Problem solved
Functional benefit
Products and services
- Wealth Management Comprehensive wealth planning anchored by sophisticated, institutional-quality investment portfolios. Three Bell works with clients to understand their needs and develop tailored financial strategies for high-net-worth individuals and families.
- Corporate Retirement Design, implementation, and management of corporate retirement plans that maximize employee retirement readiness. Three Bell treats employees as valuable organizational assets and serves as advisor to plan sponsors.
- Family Office Outsourced family office services that work with clients' extended team of advisors to manage the complexity and responsibility associated with increased wealth. Coordinates investments, reporting, and governance for ultra-high-net-worth families.
- Peer-to-Peer Lending Funds Alternative investment funds utilizing algorithmic evaluation of over 1,200 data points per loan, targeting consistent high single-digit to low double-digit returns with minimal correlation to stock and bond markets.
- Short-Term Construction Lending Funds Private real estate debt funds providing short-term construction loans (1-3 years) at senior secured positions, charging approximately 12% annual interest rates due to capital scarcity.
- Life Settlement Funds Investment in transferred life insurance policy ownership and beneficiary rights, generating 10-18% annual returns with very low volatility and minimal correlation to broader markets.
- Merger Arbitrage Funds Event-driven investment strategy targeting leveraged buyouts, mergers, and hostile takeovers, isolating exposure to spread compression between acquiring and target company stocks.
Quantifiable outcome
- Consistent 5 Star Morningstar ratings achieved by team members managing institutional portfolios
- +1 more outcomes
Companies that use Three Bell Capital
Customer profileSegments4 records
Ideal customer profiles3 records
Three Bell Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Three Bell Capital partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered minor and core.
- roninminorronin is a strategic leadership and advisory firm that provides world-class strategic leaders to companies for growth and transformation. Three Bell featured ronin as a client spotlight, highlighting their innovative approach to providing rare minds for companies at key growth moments.
- KW Securities CorporationcoreSecurities transactions related to wealth management activities provided by Three Bell are offered through KW Securities Corporation, member FINRA/SIPC. This partnership enables Three Bell to offer securities transaction services while maintaining their investment advisory independence.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Three Bell Capital competitors and assessment
Company assessmentBroad incumbents
- Bessemer Trust: Specialized wealth and investment management firm serving ultra-high-net-worth families with multi-generational planning and family office services. Comparable in family office capability and HNW focus, but at meaningfully greater scale and with a longer multi-generational track record.
- Hightower Advisors: National RIA platform aggregating boutique wealth management firms and providing HNW advisory, corporate retirement, and family office capabilities. Comparable in service mix and HNW focus, but Hightower operates a partner-firm roll-up model with materially more AUM.
- Edelman Financial Engines: Large national independent RIA offering wealth management and corporate retirement plan advisory to HNW households and plan sponsors. Comparable in independence, retirement plan focus, and broad wealth services, but at substantially greater scale.
- Brown Brothers Harriman Investor Services: Private partnership providing wealth management, investment management, and corporate retirement plan services to HNW families, institutions, and plan sponsors. Comparable in independence from broker-dealer conflicts, family office capability, and HNW/HNW-family focus.
- CIBC Private Wealth Management: Private banking and wealth management arm of a major Canadian bank serving HNW and UHNW clients with comprehensive wealth, trust, and family office services. Comparable in serving HNW wealth planning needs but operates at bank-affiliated scale across multiple geographies.
- Mariner Wealth Advisors: Large national RIA offering comprehensive wealth management, family office, retirement plan, and alternative investment services to HNW clients. Comparable as a multi-service independent advisor targeting similar client segments, but at materially greater scale than Three Bell.
Direct peers
- GenTrust: Boutique independent wealth management firm serving HNW individuals, families, and institutions with personalized financial planning and institutional-quality portfolio management. Closely comparable in boutique RIA positioning and client mix.
- Aspiriant: Boutique, independent RIA serving HNW individuals and families with comprehensive wealth management, tax, and family office services. Highly comparable in business model, client focus, and boutique positioning, though Aspiriant is larger and nationally distributed.
- Cerity Partners: Independent wealth management and advisory firm providing comprehensive financial planning, investment management, and family office services to HNW individuals and families. Comparable as a multi-service independent RIA competing for similar HNW segments, formed and grown partly via RIA acquisitions.
Emerging players
- Carlson Capital: Independent investment firm offering alternative and traditional strategies including event-driven/merger arbitrage. Comparable in the use of merger arbitrage and alternative investment strategies accessible to sophisticated HNW clients via Three Bell's alternative fund menu.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Customer concentration
Three Bell Capital social profiles
Digital presenceThree Bell Capital compliance and trust
Trust signalCompliance2 records
Three Bell Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Three Bell Capital leadership team
Management profileNumber of profiles
Profiles7 records
Three Bell Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Three Bell Capital M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Three Bell Capital
What does Three Bell Capital do?
Three Bell Capital is a registered investment adviser providing comprehensive wealth management, corporate retirement plan design and management, and outsourced family office services to high-net-worth individuals, families, and institutional clients. Its offering is anchored by institutional-quality investment portfolios and supplemented by alternative investment funds (peer-to-peer lending, short-term construction lending, life settlements, and merger arbitrage) designed to deliver non-correlated returns. Securities transactions are executed through its partner broker-dealer, KW Securities Corporation (FINRA/SIPC member).
Is Three Bell Capital a public or private company?
Three Bell Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Three Bell Capital founded?
Three Bell Capital was founded in 2011. It employs 11 to 50 people.
Where is Three Bell Capital based?
Three Bell Capital is headquartered in Los Altos, United States, in the North America region.
How does Three Bell Capital make money?
Two revenue lines are on record. Investment Advisory Fees are the primary driver. The others are securities Transactions.
Who are Three Bell Capital's main competitors?
Broad incumbents on record are Bessemer Trust, Hightower Advisors, Edelman Financial Engines, Brown Brothers Harriman Investor Services, CIBC Private Wealth Management and Mariner Wealth Advisors. Direct peers are GenTrust, Aspiriant and Cerity Partners. Carlson Capital is listed as an emerging player.
Does Three Bell Capital have an API?
No public API is recorded for Three Bell Capital.