Acture

What Acture does

Acture Group B.V. is a Dutch B2B service provider headquartered in Nijmegen that helps employers manage employee vitality, absenteeism, and the financial risks of social security. The company operates as a private executor of Dutch social security schemes, delivering end-to-end services for self-insured employers (eigenrisicodragers) across the Ziektewet (Sickness Benefits), WGA (Return to Work / long-term disability), and WW (Unemployment Benefits) regimes, supplemented by certified occupational health services (arbodienstverlening, delivered with partner ArdoSz), social-security-niche insurance products (Acture Verzekeringen), reintegration services, and a digital vitality platform (powered by partner Evermood).

The technology core is Klout7, a proprietary platform hosted on Microsoft Azure (Amsterdam region) that handles absence management, case management, and the separation of medical and non-medical data. Layered on Klout7 are the VerzuimAssistent (a data-driven absence management assistant), the Vitaliteitsanalyse (a preventive analytics service surfacing workload and absence-risk patterns), and Value Based Counseling (a 7-step digital counseling methodology with app and video sessions). Security and privacy posture is anchored by ISO 27001 (2024-2027), ISO 27701, ISO 9001, and AVG/GDPR compliance with role-based access controls and penetration testing.

Acture generates revenue through subscription/recurring service contracts across absence management, self-insurance execution, arbodienst, vitality, and insurance lines, plus professional services for reintegration (including Spoor 2 trajectories) and one-off fees for wellness programs such as the Acture Stappen Challenge (€495 per organization). Go-to-market is enterprise field sales via dedicated account managers conducting consultative, advisory conversations with HR leaders; lead generation is supported by digital assessment tools (Quick Scan, Bespaar Check, WHk-check, Loonkostenvoordelen-check) and content marketing via Orange Papers. The company serves 6,500+ Dutch employers across healthcare, staffing/flex, government, education, and the mid-market segment (200-1,000 employees), and in September 2025 expanded internationally through the acquisition of Danish Health Group A/S, establishing a Scandinavian foothold.

Name

Acture

Legal name

Acture Group B.V.

Website

https://acture.nl

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

101–250 employees

Short description

Acture Group B.V. is a Dutch B2B provider of integrated absence management, social-security self-insurance execution (Ziektewet, WGA, WW), occupational health, and employee vitality solutions, serving 6,500+ Dutch employers with a proprietary Klout7 platform on Microsoft Azure.

Ownership category

akta.pro rank

Product category

Employee Absence Management

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Health and Welfare Funds (525120), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Services-Health Services (8000)

akta.pro primary industry

Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK)

akta.pro secondary industry

Worksite Financial Wellness & Employee Assistance Programs (EAP) (FSAIAMAN)

Keywords

• Absence management services
• Occupational health services
• Social security execution
• Employee vitality programs
• Disability insurance services

Headquarters

HQ city

Nijmegen

HQ country

Netherlands

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Absence Management Services: Core services including verzuimmanagement (absence management), Ziektewetuitvoering (Sickness Benefits execution), WGA-uitvoering (Return to Work Benefits execution), and WW-uitvoering (Unemployment Benefits execution for government/education sectors). Services are provided on a subscription/recurring basis to employers who become self-insurers (eigenrisicodrager).
2. Arbodienstverlening: Fully certified occupational health service providing workplace health and safety advisory services, medical examinations, and compliance support for employers.
3. Vitality Platform: Digital vitality platform offered through Evermood partnership, providing mental health support, coaching, articles, videos, and events for employee well-being. SaaS subscription model targeting organizations with 200-1000 employees.
4. Insurance Solutions: Insurance products within the niche of social security, including WGA-ERD and ZW-ERD insurances. Offered through Acture Verzekeringen with underwriting, policy administration, and claims handling.
5. Re-integratie Services: Reintegration coaching and services for employees on sick leave, including Spoor 2 trajectories and work resumption support. Provided as professional services complementing case management.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Acture is a Dutch B2B service provider that helps employers keep employees healthy, motivated, and at work by combining data-driven vitality and absence management tools (VerzuimAssistent, Vitaliteitsanalyse, Vitaliteitsplatform via Evermood) with fully managed execution of Dutch social security schemes (Ziektewet, WGA, WW) for self-insured employers. The offering is completed by certified occupational health (Arbodienstverlening) services, reintegration coaching under the Acture Method, and niche social-security insurance products distributed through Acture Verzekeringen.

Product overview

Acture offers an integrated platform-plus-services portfolio for Dutch employers focused on vitality, absenteeism, and insurance. The core offering centers on data-driven absence management solutions including the VerzuimAssistent (AI-powered absence assistant) and Vitaliteitsanalyse (predictive vitality analytics), supplemented by psychological support through Value Based Counseling and the Evermood vitality platform. Acture also provides fully managed services for self-insurance (Eigenrisicodrager) across Ziektewet, WGA, and WW, along with certified occupational health services (Arbodienst) and insurance products. The Acture Method provides the methodological framework for re-integration services, all connected through the Klout7 internal platform.

Differentiator

Problem solved

Functional benefit

Brands

• Acture Verzekeringen: Insurance solutions within the niche of social security
• Acture Re-integratie
• Arbodienstverlening
• Vitaliteitsplatform
• VerzuimAssistent
• Acture Stappen Challenge
• Acture Methode
• Acture Academy

Products and services

• VerzuimAssistent Data-driven, user-friendly digital assistant for absence management that helps Dutch employers predict, measure, and control employee absenteeism through automated workflows and guidance in the user's own language.
• Vitaliteitsanalyse (Vitality Analysis) Digital preventive analysis that provides evidence-based insight into how employees experience work, revealing patterns of workload, emotional load, disruptions, and room for maneuver at team, function, and organizational levels before absence occurs.
• Value Based Counseling Rapid psychological support for employees at risk of stagnation, delivered through a mobile app and video counseling using a 7-step value-based counseling methodology.
• Eigenrisicodrager Ziektewet (ZW Execution) Complete outsourced management of Sickness Benefits (Ziektewet) for Dutch employers acting as eigenrisicodrager (own-risk bearer), providing full service and maximum control over sick-leave costs.
• WGA-uitvoering (Extended Disability Insurance Execution) Execution and management services for the Work and Income according to Capacity Act (WGA) for Dutch employers with long-term disabled employees, handling responsibilities and high costs associated with extended disability.
• WW-uitvoering (Unemployment Benefit Execution) Unemployment benefit (WW) execution services for Dutch employers in the government or education sectors who are legally required to be self-insured (eigenrisicodrager) for unemployment benefits.
• Arbodienstverlening (Occupational Health Service) Fully certified occupational health service (Arbodienst) providing workplace health and safety advisory, medical examinations, and proactive compliance support for Dutch employers.
• Acture Verzekeringen (Social Security Insurance) Insurance solutions within the niche of social security, including Arbeidsongeschiktheids-, WGA-ERD, and ZW-ERD insurance products, with underwriting, policy administration, and claims handling.
• Acture Re-integratie (Reintegration Services) Reintegration coaching and services for employees on sick leave, including Spoor 2 trajectories and work-resumption support, focused on the fastest route to recovery and sustainable return to work under the Acture Method.
• Acture Stappen Challenge Corporate step-challenge wellness program that allows organizations to engage employees in physical activity through gamification, including sponsorship of the Nijmeegse 4Daagse walking event.

Quantifiable outcome

• More than 6,500 organizations trust Acture for integrated vitality, absence, and insurance solutions
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature4 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Danish Health Group A/ScoreStrategic or Co-development Partner · 2 September 2025Acture, a Dutch company, acquired Danish Health Group A/S as a significant step in its European expansion with focus on Scandinavia. The acquisition strengthens Acture's presence in employee welfare management and digital health solutions, creating long-term value for clients and employees across both countries.
• EvermoodcoreTechnology or IntegrationEvermood is the vitality platform partner referenced throughout Acture's services, providing the digital platform for mental health support, coaching, articles, videos, and events. Acture offers access to Evermood as part of its vitality and employee wellness services.
• ArdoSzcoreTechnology or IntegrationArdoSz is the fully certified occupational health service (arbodienstverlening) partner that Acture works with to deliver comprehensive occupational health services to employers.
• MijnDoenpensioen (a.s.r.)minorOthersPension arrangement provided through MijnDoenpensioen of a.s.r. as employee benefit for Acture staff.
• Zilveren KruisminorOthersCollective health insurance partnership providing Acture employees with 5% discount on supplementary insurance premiums and additional reimbursements through Zilveren Kruis.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Market position

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/acturesz
• Facebookfacebook.com/sharer.php?u=https%3A%2F%2Fwww.acture.nl%2F
• LinkedInlinkedin.com/company/acture-bv

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Acture