EFG

What EFG does

EFG International AG is a Zurich-headquartered Swiss private banking group offering private banking, wealth management, and asset management services to high net worth individuals, ultra-high net worth families, and institutional clients. Founded on the 1980 acquisition of Geneva-based Banque de Dépôts by the Latsis family and listed on the SIX Swiss Exchange since 2005, the group operates through 761 Client Relationship Officers across more than 40 offices spanning Switzerland, Europe, Asia Pacific, the Americas, and the Middle East, with CHF 190.2 billion in assets under management as of April 2026.

The group's core offerings span Investment Solutions (advisory, discretionary, and structured products including Islamic finance), Wealth Services (wealth planning, trust services, and multi-jurisdictional wealth structuring via EFG Wealth Solutions hubs in Jersey, Luxembourg, Bahamas, and Singapore), Banking Services (multi-currency accounts, FX, custody, and trading), Credit Solutions (real-asset and securities-backed lending), and a dedicated service for Independent Asset Managers supported by 11 regional offices. Asset management is delivered through EFG Asset Management (EFGAM) with approximately $25 billion in AUM and the proprietary New Capital fund range spanning equities, fixed income, multi-asset, and alternatives. Technology includes integration with Bloomberg's electronic trading stack (EMSX, RFQe, Rule Builder, BTCA), which has reduced ETF order processing from 15 clicks to six and delivered a 60% reduction in manual RFQ workflows, alongside eBanking and mobile platforms for 24/7 portfolio access and secure CRO communications.

EFG generates revenue primarily through asset management fees on AUM (93 basis points revenue margin in 4M26), complemented by commission and transaction income, life insurance contributions (approximately CHF 15 million in 4M26), FX and derivatives trading fees, and specialized credit and wealth structuring services. Distribution is led by direct, relationship-based CRO advisory coverage of HNWI and UHNW clients, supplemented by an intermediated channel serving Independent Asset Managers and a Digital Channel for self-serve portfolio access. The Latsis family controls the group via EFG Bank European Financial Group SA (44.9% stake), with BTG Pactual holding 17.3% as of December 2024. Major recent inorganic moves include the announced acquisitions of Quilvest Switzerland (CHF 5.3B client assets, expected close Q3 2026), Cité Gestion (SFr 7.5B AUM), and a 75% stake in New Zealand's Investment Services Group via Shaw and Partners.

Name

EFG

Legal name

EFG International AG

Website

https://efginternational.com

Company type

Public

Founded year

1980

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

EFG International AG is a Zurich-headquartered Swiss private banking group serving high net worth and ultra-high net worth individuals globally through 761 Client Relationship Officers across more than 40 offices, with CHF 190.2 billion in assets under management as of April 2026.

Ownership category

akta.pro rank

Product category

Private Banking

NAICS

Portfolio Management and Investment Advice (523940), Open-End Investment Funds (52591), Funds, Trusts, and Other Financial Vehicles (525)

SIC

Investment Advice (6282)

akta.pro primary industry

Offshore & International Private Banking (FSAAABAB)

Keywords

• Private banking services
• Wealth management solutions
• Asset management
• Investment advisory
• Credit and lending solutions

Headquarters

HQ city

Zürich

HQ country

Switzerland

HQ region

Europe

Offices44 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Asset Management Fees: EFG generates revenue through management fees on Assets under Management of CHF 190.2 billion. The revenue margin was 93 basis points in first four months of 2026.
2. Commission Income: Commission income is supported by focused initiatives including increasing mandate penetration, with strong client activity in volatile market environments driving commission and net other income.
3. Life Insurance Business: Life insurance business contributed approximately 2 basis points, equivalent to about CHF 15 million in net revenue in the first four months of 2026.
4. Credit Solutions: Specialist real asset financing for residential, luxury, and commercial properties; lending options against existing financial assets; customized finance solutions for increased liquidity and wealth protection.
5. Trading and Transaction Services: Foreign exchange (spot and forward), vanilla and exotic foreign exchange options, interest rate derivatives, yield enhancement strategies, structured deposits, and trading services across all asset classes.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels8 records

Core offering

EFG International is a Swiss private banking group delivering comprehensive investment, wealth, and credit solutions to high net worth and ultra-high net worth individuals through a global network of approximately 761 Client Relationship Officers. The group also operates EFG Asset Management (EFGAM) with proprietary New Capital funds spanning equities, fixed income, multi-asset, and alternatives, and serves Independent Asset Managers with custody, trading infrastructure, and digital tools across 40+ offices worldwide.

Product overview

EFG International is a Swiss private banking group offering a comprehensive, integrated suite of wealth management products and services. The core offering centers on Private Banking through a network of approximately 761 Client Relationship Officers globally. The platform combines Investment Solutions (Advisory, Discretionary, and Advanced/Structured Products including Islamic finance), Wealth Services (Wealth Planning, Trust Services, and EFG Wealth Solutions), Banking Services (accounts, foreign exchange, custody, trading), and Credit Solutions (real asset and securities-backed lending). Asset Management is delivered through EFG Asset Management (EFGAM) with approximately $25 billion AUM, featuring proprietary New Capital Funds spanning equities, fixed income, multi-asset, and alternatives. Services for Independent Asset Managers and a Digital Channel (eBanking and mobile) round out the platform. The group operates on a multi-shore basis across Switzerland, Europe, Asia Pacific, Americas, and Middle East with approximately CHF 190.2 billion in assets under management as of April 2026.

Differentiator

Problem solved

Functional benefit

Brands

• New Capital Funds: Proprietary range of actively managed investment funds covering equities, fixed income, multi-asset and alternatives strategies
• EFG Future Leaders Network
• InTalks
• EFG Gamma Foundation
• EFG Young Athletes Foundation
• EFG Latin America Art Award

Products and services

• Private Banking Comprehensive investment, wealth, and credit solutions delivered through a global network of Client Relationship Officers serving high net worth and ultra-high net worth private clients.
• EFG Asset Management (EFGAM) Actively managed investment products including traditional equity and fixed income portfolios, multi-asset and alternatives strategies, distributed to institutional and private clients.
• Investment Solutions Comprehensive investment services including Advisory Solutions for customized asset management advice, Discretionary Solutions for delegated portfolio management, and Advanced Investment Solutions covering structured products and trading services.
• Wealth Services Specialist wealth structuring services including Wealth Planning, Trust Services, and EFG Wealth Solutions for structuring, protection, and transferral of wealth across generations.
• Banking Services Core banking services including current and foreign currency accounts, bank cards, precious metals trading, custody services, foreign exchange and treasury services, and trading across all asset classes.
• Credit Solutions Customized financing solutions including specialist real asset financing for residential, luxury, and commercial properties, and lending against existing financial assets.
• Independent Asset Manager Services Services for Independent Asset Managers including direct access to trading rooms, Private Label Fund setup through Luxembourg, structured product platforms, custody services, and digital tools.
• Digital Channel (eBanking) Online and mobile banking platforms providing 24/7 access to portfolios, consolidated asset views, secure communications, payments, beneficiary setup, and document access for private clients and IAMs.
• New Capital Funds

Quantifiable outcome

• Record net profit in excess of CHF 130 million (4M26), up from around CHF 130 million in 4M25
• +5 more outcomes

Named customers4 records

Segments8 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature4 records

Partnerships

Six partnerships are on record, tiered core and minor.

• BloombergcoreTechnology or Integration · 30 April 2026EFG International modernized its ETF execution infrastructure by integrating Bloomberg's electronic trading solutions including Bloomberg EMSX, RFQe for ETFs, Rule Builder, and BTCA. This achieved 60% reduction in manual RFQ workflows and reduced order processing from 15 clicks to six, with zero clicks for fully automated qualifying trades.
• Capital GroupcoreStrategic or Co-development Partner · 17 February 2026Strategic partnership to jointly develop and distribute investment products, enabling EFG clients to access Capital Group's full range of existing and future offerings as part of EFG's open-architecture strategy through 2028. Capital Group manages $3.2 trillion in assets and maintains more than 9,000 employees across 33 offices worldwide.
• Quilvest SwitzerlandcoreOthers · 26 January 2026EFG International announced acquisition of 100% of Quilvest (Switzerland) Ltd, a Swiss private bank managing approximately CHF 5.3 billion in client assets. Founded in 1932 by the Argentinian Bemberg family, currently owned by Luxembourg-based Bemberg Capital. Primarily serves ultra-high net worth individuals from Latin America, Western Europe, and the Middle East. Expected to close Q3 2026.
• Bemberg CapitalminorOthers · 26 January 2026Luxembourg-based Bemberg Capital is the current owner of Quilvest (Switzerland) Ltd, which EFG International is acquiring. Founded in 1932 by the Argentinian Bemberg family.
• Investment Services Group (ISG)coreOthers · 26 June 2025Shaw and Partners Financial Services, EFG International's Sydney-based subsidiary, agreed to acquire a 75% stake in New Zealand-based Investment Services Group for NZ$67.5 million ($40.7 million). ISG operates from Auckland with more than NZ$7 billion in assets across wealth management, funds management, and investment platform divisions.
• OFAC (US Office of Foreign Assets Control)minorOthers · 29 March 2025EFG International reached a $3.74 million OFAC settlement in March 2024 for processing 873 transactions violating U.S. sanctions on Russia, Cuba, and narcotics trafficking, related to legacy compliance matters.

Scale indicators17 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• Vontobel: Swiss wealth and asset manager combining private banking with active asset management. Comparable integrated model to EFG's and a relevant peer on cost/income and ROTE benchmarks.
• J. Safra Sarasin: Swiss-headquartered private bank serving private and institutional clients internationally. Comparable boutique-style cross-border private banking offering aimed at HNW/UHNW segments.
• Julius Baer: Leading Swiss private banking group serving HNW and UHNW clients globally. Most direct domestic comparable to EFG in scale, target segment, and international footprint; competes head-to-head for CRO talent and mandates.
• Lombard Odier: Swiss private bank with integrated asset management serving entrepreneurs and families. Comparable boutique positioning, similar HNW/UHNW target clientele, and parallel heritage in Swiss cross-border wealth management.
• Union Bancaire Privée (UBP): Geneva-based private bank with strong presence in HNW/UHNW and asset management. Closely comparable as a Swiss independent private bank competing in the same segments and geographies as EFG.
• Pictet Group: Swiss private banking and asset management firm focused on HNW/UHNW wealth management. Closely comparable business mix (private banking + asset management) and similar AUM scale to EFG, with overlapping geographic coverage.

Broad incumbents

• Coutts: UK-based private bank (NatWest) serving HNW and UHNW clients with multi-shore wealth services. Comparable as a long-standing private banking franchise targeting similar client archetypes to EFG's UK franchise.
• BNP Paribas Wealth Management: Large European private bank with global wealth franchise. Overlaps with EFG in cross-border European HNW/UHNW segments and competes for entrepreneurial and family-office clients.
• HSBC Private Banking: Global private bank with deep Asia and emerging-markets franchise. Comparable in serving cross-border HNW clients in Asia Pacific, Middle East and Latin America—regions where EFG is investing.
• UBS Global Wealth Management: Largest global wealth manager after Credit Suisse integration. Competes for the same UHNW clients at the top end and serves as the dominant incumbent against which EFG's boutique positioning is benchmarked.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/efgint
• Facebookfacebook.com/EFGInternational
• LinkedInlinkedin.com/company/efg-bank

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A4 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about EFG