90 Degree Benefits
90 Degree Benefits is a national third-party administrator that administers self-funded and level-funded health plans, pharmacy oversight, and specialized claims services for employers, brokers, correctional facilities, municipalities, and non-profits across 23+ U.S. offices, touching 700,000 lives annually.
- Company typePrivate
- Founded2017
- HeadquartersBirmingham, United States
- Headcount251–500
- GTM typeB2B
- OfferingServices
What 90 Degree Benefits does
90 Degree Benefits is a national third-party administrator (TPA) headquartered in Birmingham, Alabama, that administers self-funded and level-funded health benefit plans on behalf of employers, brokers, and a diversified set of institutional clients including correctional facilities, hospice providers, municipal governments, and religious/non-profit organizations. The company has grown to operate more than 23 regional offices across the United States and touches approximately 700,000 lives annually through its portfolio of products and services, with documented claims processing of $1.4 billion in medical claims and $150 million in prescription drug claims for correctional clients alone.
The company's core technology stack centers on an administrative platform delivered through dedicated web portals for brokers, employers, members, and providers, plus iOS and Android mobile applications. The product suite includes self-funded and level-funded health plan administration as the core offering, augmented by proprietary cost-containment modules such as RightTurnRx (pharmacy oversight, PBM procurement, and clinical cost containment), CareConnect (member advocacy, navigation, and medical-billing negotiation), Reference-Based Pricing, and Access2day (a membership clinic program). Adjacent services include PlanPoint for retirement plan contribution aggregation, network solutions (PPO, EPO, High-Performance, Regional, Narrow), and specialized claims administration for prisons, hospice, and PACE programs.
90 Degree Benefits generates revenue primarily through administrative fees paid by employer groups and institutional clients for TPA services on self-funded and level-funded plans, with pricing negotiated per group rather than publicly disclosed. Its go-to-market relies on a dual motion: broker partnerships that deliver employer clients via the dedicated broker Resource Center (compliance updates, cost-containment playbooks, case studies), and direct regional engagement through its 23+ local offices for enterprise and specialized vertical clients. The firm reports a 95%+ customer satisfaction rate and remains privately held with no disclosed funding rounds, parent company, or leadership team beyond the COO and Executive Director of Sales and Marketing.
90 Degree Benefits firmographics
Firmographics- Name
- 90 Degree Benefits
- Legal name
- 90 Degree Benefits
- Website
- https://90degreebenefits.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- 90 Degree Benefits is a national third-party administrator that administers self-funded and level-funded health plans, pharmacy oversight, and specialized claims services for employers, brokers, correctional facilities, municipalities, and non-profits across 23+ U.S. offices, touching 700,000 lives annually.
- Ownership category
- akta.pro rank
90 Degree Benefits industry classification
Industry- Product category
- Third-Party Health Benefits Administration
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Health and Welfare Funds (525120)
- SIC
- Hospital & Medical Service Plans (6324), Insurance Agents, Brokers & Service (6411), Services-Health Services (8000)
- akta.pro primary industry
- Eligibility, Enrollment & Benefits Administration (HLAEALAH)
- akta.pro secondary industries
- Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK), Compliance, Reporting & Regulatory Administration (ERISA/ACA/No Surprises) (HLAEALAJ)
Keywords
Where 90 Degree Benefits is headquartered
LocationHeadquarters
- HQ city
- Birmingham
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
90 Degree Benefits business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Third-Party Administration Services: 90 Degree Benefits generates revenue by providing TPA services to employer groups, charging fees for administration of self-funded and level-funded health plans. The company processes claims, manages pharmacy benefits, provides cost containment programs, and offers network access as part of its core administration services.
Go-to-market motion1 record
Distribution channels5 records
Marketing channels8 records
90 Degree Benefits product offering
Product offeringCore offering
90 Degree Benefits is a national third-party administrator (TPA) that administers self-funded and level-funded health plans for employers, brokers, and specialized organizations. Its core offering is the administrative servicing of health plans including claims processing, pharmacy benefit oversight through RightTurnRx, member advocacy via CareConnect, Reference-Based Pricing, network access (PPO, EPO, High-Performance, Regional/Narrow), and retirement plan contribution aggregation through PlanPoint, serving over 700,000 lives annually.
Product overview
90 Degree Benefits is a national third-party administrator (TPA) offering a comprehensive suite of health plan solutions centered on self-funding and level-funding health plans. The core product portfolio includes Self-Funded & Level-Funded Health Plans as the foundation, supplemented by specialized add-on modules including CareConnect (member advocacy and healthcare navigation), RightTurnRx (pharmacy oversight and optimization), and Reference-Based Pricing. The company also offers supplementary services such as PlanPoint (retirement plan contribution aggregation), Access2day (membership clinic program), network solutions (PPO, EPO, High-Performance Networks), and specialized claims administration for prisons, hospice, PACE programs, and municipal employees (MEHIP). The unified platform is accessed through member, broker, employer, and provider portals, supported by mobile applications, delivering cost containment and administrative services to over 700,000 lives annually.
Differentiator
Problem solved
Functional benefit
Brands
- RightTurnRx: Pharmacy oversight and optimization program providing comprehensive drug management including PBM procurement, contract evaluation, and clinical cost containment.
- CareConnect
- 90 Degree PlanPoint
- MEHIP
Products and services
- Self-Funded & Level-Funded Health Plans Employer health benefit plans where organizations assume financial risk for claims while 90 Degree Benefits provides administrative services, offering greater cost control compared to fully insured plans. Available for groups of varying sizes with flexible plan design.
- CareConnect Member advocacy program offering care coordination and healthcare navigation support, helping members understand benefits and find quality care at affordable prices. Includes negotiation services for medical billing disputes, with documented cases such as $722,718 in savings on emergency heart surgery.
- RightTurnRx Drug management program providing pharmacy oversight and optimization, including PBM procurement, contract evaluation, and clinical cost containment solutions for pharmacy benefit plans.
- Reference-Based Pricing (RBP) Pricing methodology that sets plan payments based on Medicare rates or other benchmarks, ensuring transparent and competitive prices for medical services.
- PlanPoint Retirement Plan Contribution Aggregation Retirement plan contribution aggregation service that streamlines fund remittance and contribution processing for 403(b), 401(k), 401(a), and 457 plans across multiple employer locations, connecting plan sponsors and service centers with recordkeepers.
- Access2day Membership clinic program delivering measurable savings through a unique provider network, offering employers alternative access to healthcare services at reduced costs.
- PPO, EPO & High-Performance Networks Provider network solutions including National PPO Networks, EPO Networks, High-Performance Networks, and Regional and Narrow Networks for comprehensive coverage options.
- Prison Claims Administration Specialized claims administration services for correctional facilities, managing healthcare programs for city/county prisons and jails, with nearly 10 years of experience and $1.4 billion in medical claims processed.
- MEHIP (Municipal Employees Health Insurance Program) Program waiving the 1.75% state insurance premium tax for municipalities, non-profits receiving state funding, municipal subdivisions, and employer groups of 2-50 employees, with participants typically receiving a 3.75% premium discount.
- Hospice Claims Management Specialized hospice claims services with over 25 years of experience, including Medicare repricing and provider payments on a per-claims basis.
- PACE Claims Repricing Claims repricing system based on Medicare rates with claims processing, reporting, and insights for additional savings opportunities.
- FSA, HSA, ICHRA Administration Administration services for consumer-driven health accounts including Flexible Spending Accounts, Health Savings Accounts, and Individual Coverage Health Reimbursement Arrangements.
- Population Health Management Data-driven programs to improve health outcomes across member populations through analysis, intervention strategies, and coordinated care initiatives.
- Member Portal and Mobile App Online self-service platform and mobile application (iOS and Android) enabling members to access benefits information, view claims status, find providers, download ID cards, and manage FSA/HSA/HRA accounts.
Quantifiable outcome
- 27% PMPM cost reduction for Northeast manufacturer while maintaining flat premiums for 5 years
- +6 more outcomes
Companies that use 90 Degree Benefits
Customer profileNamed customers7 records
Segments6 records
Ideal customer profiles4 records
90 Degree Benefits technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
90 Degree Benefits partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- EM2P2 (CannaLnx Platform)minor90 Degree Benefits serves as an early partner/TPA on EM2P2's CannaLnx platform, a HIPAA-compliant platform enabling medical cannabis reimbursements through existing health insurance plans. The partnership allows eligible patients in legal states to receive monthly reimbursements for medical cannabis and related doctor visits.
Scale indicators14 records
Recent moves6 records
Expansion highlights6 records
90 Degree Benefits competitors and assessment
Company assessmentBroad incumbents
- UMR: UnitedHealth Group-owned TPA administering self-funded health plans for employers of all sizes. Directly comparable to 90DB as a third-party administrator of self-funded/level-funded plans, but with materially larger scale, broader network ownership, and carrier-backed capital.
- AmeriHealth Administrators: Carrier-affiliated TPA offering self-funded administration, network access, and care management to large employer groups. Comparable to 90DB in product suite but with broader incumbent scale and integrated carrier network leverage.
- Meritain Health: Aetna-affiliated TPA providing self-funded plan administration, pharmacy, and care management to employer groups. Comparable core offering (TPA for self-funded plans) with broader national scale and integrated stop-loss, similar to 90DB's role for mid-market employers.
Direct peers
- Allied Benefit Systems: Independent TPA providing self-funded plan administration, PBM, and stop-loss support for employer groups. Directly comparable business model—TPA-only (no carrier balance sheet) serving regional and multi-state employers, competing in the same broker channel as 90DB.
- HealthSmart Benefit Management: Independent TPA administering self-funded health plans, reference-based pricing, and network solutions for employers across the U.S. Highly comparable to 90DB in model (self-funded TPA, RBP, PBM oversight) and mid-market employer focus, representing a direct competitive head-to-head.
- SISCO (Systems Integration Software Company): TPA and benefits administration technology provider offering self-funded administration, FSA/HSA, and integrated platforms. Comparable to 90DB as a technology-enabled TPA serving employer-sponsored health plans, with overlapping product suite (administration, consumer-driven accounts, mobile).
- Key Benefit Administrators: Independent TPA providing medical, dental, disability, and FSA/HSA administration for employer-sponsored plans. Comparable mid-market TPA serving similar employer segments through broker partnerships.
- Benefit Plan Solutions (BPS): Third-party administrator specializing in self-funded health plans for employer groups with cost-containment tools. Comparable mid-size TPA competing in similar broker channel and employer segments as 90DB.
Emerging players
- Citation Health: Emerging TPA-style administrator with technology-driven self-funded and level-funded offerings targeting small and mid-market employers. Comparable in go-to-market (alternative to fully insured, level-funded focus) though smaller scale than 90DB.
- ClaimDOC: Specialist reference-based pricing administrator partnering with TPAs and stop-loss carriers to deliver transparent hospital pricing. Overlaps with 90DB's RBP offering and CareConnect negotiation capability, addressing the same employer cost-containment pain point.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key highlights7 records
Customer concentration
90 Degree Benefits social profiles
Digital presence90 Degree Benefits compliance and trust
Trust signalCompliance4 records
90 Degree Benefits financial estimates
Financial estimateRevenue estimate
Valuation estimate
90 Degree Benefits leadership team
Management profileNumber of profiles
Profiles2 records
90 Degree Benefits funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
90 Degree Benefits M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 90 Degree Benefits
What does 90 Degree Benefits do?
90 Degree Benefits is a national third-party administrator (TPA) that administers self-funded and level-funded health plans for employers, brokers, and specialized organizations. Its core offering is the administrative servicing of health plans including claims processing, pharmacy benefit oversight through RightTurnRx, member advocacy via CareConnect, Reference-Based Pricing, network access (PPO, EPO, High-Performance, Regional/Narrow), and retirement plan contribution aggregation through PlanPoint, serving over 700,000 lives annually.
Is 90 Degree Benefits a public or private company?
90 Degree Benefits is a private company. It is classified as unknown and is currently operating.
When was 90 Degree Benefits founded?
90 Degree Benefits was founded in 2017. It employs 251 to 500 people.
Where is 90 Degree Benefits based?
90 Degree Benefits is headquartered in Birmingham, United States, in the North America region.
How does 90 Degree Benefits make money?
One revenue line is on record: third-Party Administration Services.
Who are 90 Degree Benefits's main competitors?
Broad incumbents on record are UMR, AmeriHealth Administrators and Meritain Health. Direct peers are Allied Benefit Systems, HealthSmart Benefit Management, SISCO (Systems Integration Software Company), Key Benefit Administrators and Benefit Plan Solutions (BPS). Emerging players are Citation Health and ClaimDOC.
Does 90 Degree Benefits have an API?
No public API is recorded for 90 Degree Benefits.
What industry is 90 Degree Benefits in?
90 Degree Benefits's product category is Third-Party Health Benefits Administration. Its primary akta.pro industry code is HLAEALAH, Eligibility, Enrollment & Benefits Administration, with a secondary code of HLAEALAK, Flexible Benefits Administration (FSA/HSA/HRA). Its NAICS code is 524292 and its SIC code is 6324.