Acres Capital
ACRES Capital is a privately held, SEC-registered investment adviser that originates construction, bridge, and permanent loans ($15M–$100M+) for middle-market commercial real estate developers nationwide across multifamily, industrial, office, hospitality, and retail asset classes.
- Company typePrivate
- Founded2019
- HeadquartersWestbury, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Acres Capital does
ACRES Capital, LLC is a privately held, SEC-registered investment adviser that operates a nationwide direct lending platform for middle-market commercial real estate. Founded in 2013 and headquartered in Uniondale, New York, the firm originates construction, bridge, and permanent mortgage loans ranging from $15 million to $100+ million across all 50 states, with stated coverage of multifamily, industrial, office, hospitality, retail, self-storage, and mixed-use asset classes. Its products are structured to be non-recourse and interest-only, providing borrowers flexibility across the property lifecycle from predevelopment through stabilization.
The firm operates three core loan products that map to distinct lifecycle phases: Value Creation (floating rate, 1–3 year construction and adaptive-reuse debt), Bridge (3–5 year term financing for lease-up and stabilization), and Permanent (5–15 year fixed-rate loans on stabilized assets). Originations are sourced through a relationship-driven direct sales team with regional coverage rather than intermediaries or broker networks, and the company discloses recent closing volumes of approximately $496 million in Q1 2026 and $571 million in Q4 2025.
Economically, ACRES generates interest income on its loan portfolio plus origination and asset-management fees. Its capital base is being scaled through securitization — most recently a $1 billion commercial real estate CLO closed in February 2026 — and through its external management role with the publicly traded ACRES Commercial Realty Corp. (NYSE: ACR). In 2026, ACR announced a definitive all-stock merger to internalize ACRES Capital's management, which would approximately double combined AUM from $2.2 billion to $4.7 billion and concentrate over 45% of combined equity in the management team. Headcount is concentrated at 11–50 employees across offices in Uniondale and Westbury, NY.
Acres Capital firmographics
Firmographics- Name
- Acres Capital
- Legal name
- ACRES Capital, LLC
- Website
- https://acrescap.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- ACRES Capital is a privately held, SEC-registered investment adviser that originates construction, bridge, and permanent loans ($15M–$100M+) for middle-market commercial real estate developers nationwide across multifamily, industrial, office, hospitality, and retail asset classes.
- Ownership category
- akta.pro rank
Acres Capital industry classification
Industry- Product category
- Commercial Real Estate Lending
- NAICS
- Real Estate Credit (522292), Funds, Trusts, and Other Financial Vehicles (525), Other Financial Vehicles (525990)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Asset-Backed Securities (6189)
- akta.pro primary industry
- SME Commercial Real Estate (CRE) Lending (FSABABAG)
- akta.pro secondary industries
- Real Estate Private Credit (CRE Debt) (FSANADAG), Commercial/Non-Residential Construction-to-Perm Financing (FSALAHAE), Spec/Tract Builder Construction Financing (FSALAHAC)
Keywords
Where Acres Capital is headquartered
LocationHeadquarters
- HQ city
- Westbury
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Acres Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Interest Income from Commercial Mortgage Lending: ACRES generates revenue through interest income on construction loans, bridge loans, and permanent financing provided to commercial real estate developers and owners. Loan amounts range from $15 million to $100+ million, with typical terms of 1-15 years depending on the loan phase (value creation, bridge, or permanent).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Value Creation (Construction) - $15M-$100M, 1-3 years, floating rate debt |
| Subscription | Multi-year contract | Bridge Loans - 3-5 year terms |
| Subscription | Multi-year contract | Permanent Loans - 5-15 years, fixed rate options |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Acres Capital product offering
Product offeringCore offering
ACRES Capital is a nationwide direct lender providing construction, bridge, and permanent commercial mortgage loans to middle-market real estate developers and owners. Loan sizes typically range from $15 million to $100+ million across asset classes including multifamily, industrial, office, hospitality, retail, self-storage, and mixed-use, with non-recourse, interest-only structures delivered through an end-to-end lending platform.
Product overview
ACRES Capital operates as a nationwide commercial mortgage lender providing an end-to-end lending platform for middle-market commercial real estate projects. The company offers three core loan products across the property lifecycle: Value Creation (floating rate debt for predevelopment, construction, and redevelopment), Bridge (mid-term financing for lease-up and stabilization), and Permanent (long-term fixed rate financing). These products support various asset types including multifamily, industrial, office, hospitality, retail, self-storage, and mixed-use properties. The company provides non-recourse, interest-only financial solutions with loan amounts typically ranging from $15 million to over $100 million, operating nationwide across all U.S. states.
Differentiator
Problem solved
Functional benefit
Products and services
- Value Creation Loans Floating-rate debt solution for entitled land, construction, adaptive reuse, and property redevelopment, sized $15M-$100M with 1-3 year terms for commercial real estate developers and owners.
- Bridge Loans Mid-term financing with 3-5 year terms used during lease-up and stabilization periods of commercial real estate assets.
- Permanent Loans Long-term, fixed-rate loan solutions with 5-15 year terms for stabilized commercial real estate properties, with flexible rates and structures.
- Construction Loans Debt capital for new development and ground-up construction of commercial real estate projects.
- Multifamily Lending Financing solutions for multifamily properties including garden-style, mid/high-rise, student housing, and build-to-rent communities.
- Industrial Lending Financing for industrial properties including logistics facilities, distribution centers, and adaptive reuse projects.
- Office Lending Financing for office properties including acquisition, adaptive reuse, and predevelopment activity.
- Hospitality Lending Financing for hotel properties including construction, renovation, and refinancing.
- Retail Lending Financing for retail properties including stabilization and retail-oriented mixed-use developments.
- Self Storage Lending Financing for self-storage facility development and construction.
- Mixed-Use Lending Financing for mixed-use developments combining residential, retail, and commercial components.
Quantifiable outcome
- Assets under management expanded from $2.2B to $4.7B through proposed internalization merger
- +2 more outcomes
Companies that use Acres Capital
Customer profileNamed customers13 records
Segments3 records
Ideal customer profiles1 record
Acres Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Acres Capital partnerships and signals
Strategic signalScale indicators4 records
Recent moves6 records
Expansion highlights5 records
Acres Capital competitors and assessment
Company assessmentDirect peers
- Lument: Middle-market CRE lender (formerly Hunt Real Estate Capital) providing Fannie Mae, Freddie Mac, FHA, bridge, and mezzanine financing. Closest comparable to ACRES in deal-size sweet spot and product breadth.
- Bridge Investment Group: Vertically integrated real estate investment manager with a sizable CRE debt and special situations lending business. Comparable in CRE debt structuring and sponsor relationships, though larger and more diversified.
- Northmarq: Privately held CRE capital markets firm providing debt, equity, investment sales, and loan servicing. Comparable to ACRES in middle-market debt origination and nationwide sponsor coverage.
- Ready Capital: Publicly traded CRE lender with a multi-channel origination platform including SBC, bridge, and small-balance commercial lending. Comparable in product mix but broader and more diversified than ACRES.
- Walker & Dunlop: Large publicly traded CRE lender with a major middle-market and small-balance origination franchise. Directly comparable in product mix (construction, bridge, permanent) and customer base of CRE sponsors.
- Argentic: Middle-market CRE debt platform (formerly GDF Capital) focused on senior and stretch-senior loans across transitional and stabilized assets. Closely comparable to ACRES in deal size and lifecycle lending.
Broad incumbents
- JLL Capital Markets: Global CRE services giant with a sizable capital markets lending practice covering construction, bridge, and permanent debt. Overlaps with ACRES on debt origination but operates as a much broader, full-service platform.
- PGIM Real Estate: Global CRE investment manager with a substantial direct lending platform across debt strategies. Comparable in CRE debt underwriting but operates at far greater AUM scale.
- Newmark Group: Diversified CRE services platform including investment sales, leasing, and capital markets debt origination. Comparable in capital markets lending capabilities but broader and larger in scale than ACRES.
- CBRE Capital Markets: World's largest CRE services firm with an integrated debt origination business. Overlaps with ACRES in CRE debt placement and origination but at materially larger scale and broader service mix.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Acres Capital social profiles
Digital presenceAcres Capital compliance and trust
Trust signalCompliance2 records
Acres Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Acres Capital leadership team
Management profileNumber of profiles
Profiles11 records
Acres Capital funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Acres Capital M&A and investment
M&A and investmentM&A
Investments3 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Acres Capital
What does Acres Capital do?
ACRES Capital is a nationwide direct lender providing construction, bridge, and permanent commercial mortgage loans to middle-market real estate developers and owners. Loan sizes typically range from $15 million to $100+ million across asset classes including multifamily, industrial, office, hospitality, retail, self-storage, and mixed-use, with non-recourse, interest-only structures delivered through an end-to-end lending platform.
Is Acres Capital a public or private company?
Acres Capital is a private company. It is classified as unknown and is currently operating.
When was Acres Capital founded?
Acres Capital was founded in 2019. It employs 11 to 50 people.
Where is Acres Capital based?
Acres Capital is headquartered in Westbury, United States, in the North America region.
How does Acres Capital make money?
One revenue line is on record: interest Income from Commercial Mortgage Lending.
Who are Acres Capital's main competitors?
Direct peers on record are Lument, Bridge Investment Group, Northmarq, Ready Capital, Walker & Dunlop and Argentic. Broad incumbents are JLL Capital Markets, PGIM Real Estate, Newmark Group and CBRE Capital Markets.
Does Acres Capital have an API?
No public API is recorded for Acres Capital.
What industry is Acres Capital in?
Acres Capital's product category is Commercial Real Estate Lending. Its primary akta.pro industry code is FSABABAG, SME Commercial Real Estate (CRE) Lending, with a secondary code of FSANADAG, Real Estate Private Credit (CRE Debt). Its NAICS code is 522292 and its SIC code is 6162.