Blue Foundry Bank
- Company typePrivate
- Founded2002
- HeadquartersRutherford, United States
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
Blue Foundry Bank firmographics
Firmographics- Name
- Blue Foundry Bank
- Legal name
- Blue Foundry Bank
- Website
- https://bluefoundrybank.com
- Company type
- Private
- Founded year
- 2002
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Blue Foundry Bank industry classification
Industry- Product category
- Retail Banking
- NAICS
- Depository Credit Intermediation (5221)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- SME Sector/Specialty Banking (Vertical-focused: Healthcare, Agri, Tech, etc.) (FSABABAI)
- akta.pro secondary industry
- Treasury, Cash Management & Liquidity (SME) (FSAGAJAG)
Keywords
Where Blue Foundry Bank is headquartered
LocationHeadquarters
- HQ city
- Rutherford
- HQ country
- United States
- HQ region
- North America
Markets served
Blue Foundry Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | 12-Month Celebration CD offering competitive APY |
Distribution channels4 records
Marketing channels7 records
Blue Foundry Bank product offering
Product offeringCore offering
Blue Foundry Bank is a New Jersey-based community bank that provides personal and business banking products including checking, savings, CDs, money market accounts, and IRAs, alongside residential and commercial lending. It also offers specialty banking services for academic institutions, municipalities, and employer partnerships, supported by digital banking and cash management capabilities. The bank operates as a wholly owned subsidiary of Fulton Financial Corporation following its April 2026 acquisition.
Product overview
Blue Foundry Bank operates as a New Jersey-based community bank offering a comprehensive suite of personal and business banking products. The bank provides personal banking services (checking, savings, CDs, money market accounts, IRAs, and residential lending) alongside a full business banking division that includes the Blue Carbon Suite branding for commercial products, business checking and savings, cash management services, SBA loans, commercial lending, and specialty banking for academic institutions, municipalities, and employers through Bank At Work. Digital banking is delivered through the My Virtual Branch platform with full online and mobile capabilities. The bank also offers specialized services including ZEscrow for escrow management and comprehensive fraud prevention tools. Blue Foundry Bank operates as a wholly owned subsidiary of Fulton Financial Corporation following the April 1, 2026 merger.
Differentiator
Problem solved
Functional benefit
Brands
- Blue Carbon: Suite of business banking products and services including Blue Carbon Business Loans
Products and services
- Personal Checking Personal checking account products offering everyday banking capabilities with online bill pay, debit card access, and direct deposit options for individual consumers.
- Personal Savings Personal savings account products designed to help customers save and grow money with competitive interest rates.
- Certificates of Deposit (CDs) Time deposit accounts offering fixed interest rates for specified terms, including the promotional 12-Month Celebration CD offering 4.00% APY.
- Money Market Accounts Interest-bearing deposit accounts combining features of savings and checking with higher interest rates and limited transaction capability.
- Individual Retirement Accounts (IRAs) Tax-advantaged retirement savings accounts including Traditional, Roth, and SEP IRA options for personal retirement planning.
- Business Checking Commercial checking account products for businesses with features including online banking, merchant services, and cash management capabilities.
- Business Savings Business savings account products designed to help businesses save and manage funds with competitive interest rates.
- Business CDs Business certificates of deposit offering fixed interest rates over specified terms for business depositors.
- Business Money Market Interest-bearing business deposit accounts providing higher yields with limited transaction capability for managing business funds.
- Cash Management & Services Suite of business banking services including Positive Pay for fraud prevention, ACH management, wire transfers, and treasury management solutions for businesses.
- SBA Loans Small Business Administration loan programs providing government-backed financing for business growth, working capital, real estate, and equipment purchases.
- Commercial Lending Commercial loan products including term loans, lines of credit, and commercial real estate financing for business borrowers.
- Residential & Home Equity Loans Personal lending products including mortgage loans, home equity lines of credit (HELOCs), and residential financing for individual homeowners.
- Digital Banking (eBanking) Online and mobile banking platform enabling customers to access accounts, view balances, make transactions, set alerts, and manage finances through secure login on the My Virtual Branch platform.
- Blue Carbon Suite Business banking product suite focused on commercial banking solutions for businesses, including checking, lending, and business management tools, including Blue Carbon Business Loans.
- Academic Banking Specialized banking products and services designed for academic institutions, faculty, and students with tailored features for the education sector.
- Municipal Banking Specialized banking services for municipalities and government entities including public fund accounts, tax collection services, and government lending solutions.
- Bank At Work Workplace banking program bringing banking services directly to employees at their employer through partnership arrangements.
- ZEscrow Online escrow management service allowing customers to manage escrow transactions digitally through a dedicated portal integrated with the bank's digital banking platform.
- Fraud Prevention Services Multi-layered authentication, transaction monitoring, debit card controls, Zelle safety features, and Positive Pay for business check and ACH fraud prevention.
Companies that use Blue Foundry Bank
Customer profileSegments4 records
Ideal customer profiles4 records
Blue Foundry Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature5 records
Blue Foundry Bank partnerships and signals
Strategic signalRecent moves6 records
Expansion highlights4 records
Blue Foundry Bank competitors and assessment
Company assessmentDirect peers
- Valley National Bancorp: Large NJ-headquartered commercial bank with comparable consumer and SME banking focus and similar branch distribution across Northern New Jersey; one of the most direct competitors to Blue Foundry in its core market.
- Lakeland Bank: New Jersey community bank offering personal and business banking, commercial lending, and treasury management services across similar North/Central NJ counties — directly overlapping product set and geography with Blue Foundry.
- ConnectOne Bancorp: NJ-based commercial bank focused on business lending, commercial real estate, and retail deposit gathering in Northern New Jersey; directly comparable in SME and CRE lending orientation.
- Kearny Financial Corp: NJ-based thrift institution offering consumer and business banking with comparable geographic concentration in Northern New Jersey; competes for the same household and small-business deposit base.
- Columbia Financial: NJ-headquartered mutual holding company operating Columbia Bank with consumer and commercial banking products across Northern and Central NJ; closely comparable in footprint and product mix.
- Peapack-Gladstone Financial: NJ-based commercial bank providing private banking, commercial lending, and retail banking products across Northern and Central New Jersey — overlaps in SME and high-net-worth segments.
- Provident Financial Services: NJ-based banking company operating Provident Bank with consumer, business, and commercial real estate lending products across Northern and Central NJ; directly comparable in product mix and regional focus.
Regional players
- OceanFirst Financial: NJ-headquartered community bank offering commercial and retail banking products primarily along the NJ Shore and Central NJ; comparable product suite with partial geographic overlap with Blue Foundry.
- Unity Bancorp: NJ-based community bank focused on commercial and consumer lending in Central and Northern NJ; comparable SME and CRE lending orientation with overlapping geography.
Broad incumbents
- Fulton Financial Corporation: Parent company of Blue Foundry since April 2026; Mid-Atlantic regional bank holding company offering consumer and commercial banking — comparable operating model but broader geographic footprint post-acquisition.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat4 records
Key risks4 records
Key highlights4 records
Customer concentration
Blue Foundry Bank social profiles
Digital presenceBlue Foundry Bank compliance and trust
Trust signalCompliance3 records
Blue Foundry Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Blue Foundry Bank leadership team
Management profileNumber of profiles
Profiles2 records
Blue Foundry Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Blue Foundry Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Blue Foundry Bank
What does Blue Foundry Bank do?
Blue Foundry Bank is a New Jersey-based community bank that provides personal and business banking products including checking, savings, CDs, money market accounts, and IRAs, alongside residential and commercial lending. It also offers specialty banking services for academic institutions, municipalities, and employer partnerships, supported by digital banking and cash management capabilities. The bank operates as a wholly owned subsidiary of Fulton Financial Corporation following its April 2026 acquisition.
Is Blue Foundry Bank a public or private company?
Blue Foundry Bank is a private company. It is classified as corporate owned and is currently operating.
When was Blue Foundry Bank founded?
Blue Foundry Bank was founded in 2002. It employs 101 to 250 people.
Where is Blue Foundry Bank based?
Blue Foundry Bank is headquartered in Rutherford, United States, in the North America region.
Who are Blue Foundry Bank's main competitors?
Direct peers on record are Valley National Bancorp, Lakeland Bank, ConnectOne Bancorp, Kearny Financial Corp, Columbia Financial, Peapack-Gladstone Financial and Provident Financial Services. Regional players are OceanFirst Financial and Unity Bancorp. Fulton Financial Corporation is listed as a broad incumbent.
Does Blue Foundry Bank have an API?
No public API is recorded for Blue Foundry Bank.
What industry is Blue Foundry Bank in?
Blue Foundry Bank's product category is Retail Banking. Its primary akta.pro industry code is FSABABAI, SME Sector/Specialty Banking (Vertical-focused: Healthcare, Agri, Tech, etc.), with a secondary code of FSAGAJAG, Treasury, Cash Management & Liquidity (SME). Its NAICS code is 5221 and its SIC code is 6022.