KleerCard

What KleerCard does

KleerCard is a US-based fintech company founded in 2020 in Suffolk, Virginia that provides integrated spend management and corporate card services purpose-built for churches, nonprofits, educators, and small organizations. Its platform combines physical and virtual Visa corporate cards with expense management, bill pay, reimbursement processing, sales tax reporting, receipt tracking, and an Amazon Business integration into a single offering, with the cards issued through a partnership with The Bancorp Bank, N.A. The platform's stated technical differentiator is AI-driven automated fund classification, which automatically categorizes expenses into the correct fund—a workflow requirement for organizations using fund-based accounting rather than standard chart-of-accounts structures.

The company generates revenue through a combination of platform subscription fees and interchange revenue from card transactions, with revenue mechanics tied directly to the Bancorp-issued Visa product. Its go-to-market is sales-led with a self-service signup flow and demo-request CTA, targeting primarily church leaders via direct outreach, supplemented by content marketing and comparison guides positioning against mainstream expense tools such as Expensify and Ramp. The company operates with 1–10 employees and serves named customers including Park Street Church, Plum Creek Christian Church, the Diocese of Baker, Providence Classical Academy, and small businesses such as Mile High Cyber and Drone Up. A reported customer outcome at Plum Creek Christian Church is a reduction in month-end close from 40 hours to 1 hour after implementation.

Strategically, KleerCard is positioned as a vertical-specific alternative to horizontal expense management platforms, competing on domain specialization, onboarding speed (5-minute signup, operational in hours), and fund-accounting integration rather than scale or breadth of features. Co-founders Adam Alphin (CEO) and Owen Hill lead the company. Only one funding engagement—an October 2021 interaction with Exponential Impact with $0 disclosed funding—appears in the data, and no patents, third-party benchmarks, or detailed headcount or revenue disclosures are available, which constrains visibility into capital base, burn rate, and underlying growth.

Name

KleerCard

Legal name

KleerCard

Website

https://getKleerCard.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

KleerCard provides integrated spend management and Visa corporate cards for churches, nonprofits, educators, and small businesses, featuring AI-driven automated fund accounting. Cards are issued via The Bancorp Bank, N.A., and revenue comes from subscription and interchange fees.

Ownership category

akta.pro rank

Product category

Corporate Spend Management Software

NAICS

Sales Financing (52222)

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Biller Direct EBPP Platforms (FSAMAJAA)

akta.pro secondary industry

Dashboarding & KPI/Performance Management (HDAEAMAF)

Keywords

• Corporate credit cards
• Expense management software
• Nonprofit financial software
• Spend management platform
• Fund accounting software

Headquarters

HQ city

Suffolk

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Subscription/Credit Card Fees: KleerCard operates as an expense management and corporate card solution. The company generates revenue through subscription fees for its platform combined with interchange fees from the KleerCard Visa Corporate Card issued in partnership with The Bancorp Bank, N.A.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

KleerCard provides a unified spend management platform built specifically for churches, nonprofits, educators, and small businesses. It bundles physical and virtual Visa Corporate Cards (issued by The Bancorp Bank, N.A.) with expense management, bill pay, reimbursements, sales tax reporting, and AI-driven automated fund accounting into a single subscription software product.

Product overview

KleerCard is a unified spend management platform designed specifically for churches, nonprofits, educators, and small organizations. The core offering consists of Credit Cards (physical and virtual Visa corporate cards issued by The Bancorp Bank, N.A.), Expense Management, Bill Pay, and Reimbursement modules, all integrated into a single platform. Additional capabilities include Sales Tax Solutions for tax reporting and Amazon Business integration for streamlined purchasing. The platform emphasizes automated fund accounting driven by AI technology, enabling automated fund classification to streamline end-of-month close processes.

Differentiator

Problem solved

Functional benefit

Products and services

• KleerCard Visa Corporate Cards Physical and virtual Visa Corporate Cards with configurable spending controls and limits, issued by The Bancorp Bank, N.A., designed for churches and nonprofits to manage organizational spending with peace of mind and prevent overspending.
• Expense Management Platform Primary platform for managing organizational expenses, receipts, and financial reporting with AI-driven automated fund accounting and automated fund classification, enabling rapid month-end close for churches, nonprofits, educators, and small businesses.
• Bill Pay Invoice management and payment solution that enables organizations to easily manage and pay invoices from a single integrated platform, streamlining accounts payable alongside expense management.
• Reimbursement Management Centralized system for managing out-of-pocket expenses, mileage, and other reimbursements, allowing users to submit and track reimbursements from one unified platform tied into the broader expense management suite.

Quantifiable outcome

• Reduced month-end close time from 40 hours to 1 hour (Plum Creek Christian Church)
• +1 more outcomes

Named customers13 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Market position

Strengths4 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/kleercard
• Facebookfacebook.com/KleerCard
• LinkedInlinkedin.com/company/kleercard

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about KleerCard