Veros

What Veros does

Veros Real Estate Solutions, LLC is a U.S. mortgage-technology vendor founded in 2001 and headquartered in Santa Ana, California, that provides automated property valuation, collateral risk management, and appraisal-delivery infrastructure for the residential mortgage industry. Its platform-plus-modules architecture centers on VeroSELECT, which routes work through the Fitch-rated VeroVALUE AVM (with tiered variants Preferred, Elite, REO, Portfolio, VeroMARK, VeroPACE, and AVM Cascades), and is supplemented by valuation services (VeroBPO, VeroPHOTO Plus, Evaluation & Desktop Appraisals), collateral risk tools (Collateral Integrity Analysis, Disaster Vision, iVALUATION, VeroSCORE), appraisal management (Pathway, Submission Preview, UCDP), and analytics (VeroHPI, VeroFORECAST). Veros is the primary architect and technology provider of the GSEs' Uniform Collateral Data Portal (UCDP) and supports the FHA's Electronic Appraisal Delivery portal, giving it regulatory-grade incumbency in appraisal compliance workflows; in 2026 it became an early implementer of the MISMO Common Confidence Score in VeroVALUE AVM.

The company sells enterprise B2B subscriptions on quote-based multi-year contracts to five primary segments: mortgage originators, servicers, capital markets investors, home equity lenders, and technology resellers, with named customers including CBMS, Triserve, and a nationwide homebuilder. GTM is direct enterprise sales supported by content marketing (Veros Insights blog, RiskWire webcast), industry events, and a reseller channel that distributes Veros products through third-party mortgage platforms. Following the August 2022 acquisition of Valligent, traditional appraisals and ValINSPECT Virtual inspections operate as a wholly owned sister brand, and the company has expanded its AI footprint with VeroVISION (June 2026), an AI-driven property condition assessment tool using computer vision. Veros employs 51-100 people, has won the HousingWire Tech100 award in 2025 and 2026, and operates exclusively in the U.S. market.

Name

Veros

Legal name

Veros Real Estate Solutions, LLC

Website

https://veros.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

51–100 employees

Short description

Veros Real Estate Solutions provides automated property valuation models, collateral risk management, and appraisal delivery technology for the U.S. mortgage industry, serving lenders, servicers, capital markets investors, home equity lenders, and technology resellers.

Ownership category

akta.pro rank

Product category

Mortgage / Real Estate Valuation Technology

NAICS

Offices of Real Estate Appraisers (531320)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Collateral, Lien & Asset Valuation Platforms (Auto, Equipment, Real Estate) (FSAGAHAG)

Keywords

• Automated valuation models
• Property valuation software
• Collateral risk management
• Mortgage analytics platform
• Home price forecasting

Headquarters

HQ city

Santa Ana

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. AVM and Valuation Services: Provides automated valuation models, appraisal management, and valuation services to mortgage lenders, servicers, and investors. Services include VeroVALUE AVM, VeroSELECT platform, VeroBPO, VeroPHOTO Plus, and evaluation/desktop appraisals.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Veros Real Estate Solutions provides a software-and-services platform for predictive property valuation and collateral risk management across the U.S. mortgage lifecycle. Its core offering centers on the VeroSELECT Valuation System, which delivers the Fitch-rated VeroVALUE AVM along with cascaded, batch, and specialty AVMs (VeroMARK, VeroVALUE Portfolio, VeroVALUE REO, VeroPACE, VeroINDEX Plus, ValuSTREAM). The company also sells valuation services (VeroBPO, VeroPHOTO Plus, Evaluation & Desktop Appraisals), risk assessment tools (Collateral Integrity Analysis, Disaster Vision, iVALUATION, VeroSCORE, VeroVISION), appraisal delivery technology (UCDP, Pathway, Submission Preview), and home price analytics (VeroHPI, VeroFORECAST) to mortgage lenders, servicers, capital markets investors, originators, and home equity lenders.

Product overview

Veros Real Estate Solutions offers a platform-plus-modules architecture centered on its VeroSELECT Valuation System, which provides access to the full suite of valuation products. The core product is the Fitch-rated VeroVALUE AVM, with multiple tiers including VeroVALUE Preferred and VeroVALUE Elite, plus specialized variants like VeroVALUE Portfolio (batch portfolio analysis), VeroVALUE REO (distressed properties), VeroMARK (marketing-grade AVM), and VeroINDEX Plus. AVM Cascades and ValuSTREAM enable intelligent multi-model workflows. Valuation Services include VeroBPO, VeroPHOTO Plus, and Evaluation & Desktop Appraisals. Risk Assessment products cover Collateral Integrity Analysis (CIA), Disaster Vision (disaster impact data using satellite/drone imagery), iVALUATION, and VeroSCORE Appraisal Review. Appraisal Management tools include Pathway Appraisal Delivery, Submission Preview, and UCDP Technology (for which Veros is the primary GSE architect). Home Price Trends & Forecast products include VeroHPI and the quarterly VeroFORECAST report. VeroVISION is the new AI-driven property condition assessment tool. The company also acquired Valligent (August 2022) for traditional appraisals and ValINSPECT Virtual inspections. Services span loan origination to servicing and securitization across Resellers/Technology Providers, Originators, Servicers, Capital Markets/Investors, and Home Equity Lending markets.

Differentiator

Problem solved

Functional benefit

Products and services

• VeroSELECT Valuation System All-in-one valuation platform that serves as the central hub for accessing Veros's full suite of valuation products, including AVMs, risk assessment tools, and appraisal management capabilities, for mortgage lenders, servicers, and investors.
• VeroVALUE AVM Fitch-rated automated valuation model that delivers rapid, data-driven property valuations based on current market data; foundation of the Veros valuation ecosystem and supports MISMO Common Confidence Score implementation.
• VeroMARK Marketing-grade AVM designed for opportunity anticipation, enabling lenders to identify homeowners with equity and mortgage rate opportunities for targeted outreach.
• ValuSTREAM AVM Cascade Cascading AVM solution within the VeroSELECT platform that sequences through multiple valuation models until a successful hit occurs, improving fulfillment rates and controlling costs.
• AVM Cascades Intelligent, automated valuation workflow that applies business rules to select and execute the most appropriate AVM for each transaction, improving fulfillment rates while controlling costs.
• VeroVALUE Portfolio High-speed batch valuation and data enrichment service that analyzes entire property portfolios and returns detailed asset-level reports, enabling mark-to-market views for risk assessment and strategic planning.
• VeroINDEX Plus Index product providing market trend data and analytics for tracking housing market performance.
• VeroVALUE REO Automated valuation solution specifically designed for Real Estate Owned (REO) properties, helping lenders value distressed assets.
• VeroPACE Automated valuation solution within the AVM suite focused on portfolio assessment and monitoring.
• VeroBPO Broker Price Opinion service providing expert valuation opinions from licensed real estate professionals for loss mitigation and default management.
• VeroPHOTO Plus Property inspection service providing documented photographic evidence of property condition.
• Evaluation & Desktop Appraisals Desktop-based appraisal services providing valuations without field inspections, suitable for lower-risk loan scenarios.
• Collateral Integrity Analysis (CIA) Risk assessment tool that identifies potential collateral issues and valuation concerns across loan portfolios.
• Disaster Vision Disaster data solution providing property-level impact assessments following natural disasters, using satellite imaging, drones, and public/proprietary data sources to identify affected residential and commercial properties.
• iVALUATION Intelligent valuation solution providing advanced collateral risk assessment capabilities that earned Veros the 2025 MortgagePoint Tech Excellence Award.
• VeroSCORE Appraisal Review Appraisal review tool that scores and evaluates appraisal quality to identify potential fraud or compliance issues.
• VeroVISION AI-driven property condition assessment solution that delivers objective, automated evaluations of property condition using computer vision technology, providing documented property condition data without traditional field inspections.
• Pathway Appraisal Delivery Electronic appraisal delivery solution ensuring secure and seamless transmission of appraisal data to GSEs and lenders.
• Submission Preview Tool for previewing appraisal submissions before delivery to identify and resolve compliance issues.
• UCDP Technology Technology solution for the Uniform Collateral Data Portal (UCDP); Veros is the primary architect and technology provider of the GSEs' UCDP system.
• VeroHPI Home Price Index product providing historical market trend data and analytics for the U.S. housing market.
• VeroFORECAST Quarterly home price forecast report projecting national and metro-level home price appreciation over 12 months, covering 327 MSAs, 17,498 ZIP codes, and 981 counties.
• Valligent Home appraisal provider acquired by Veros in August 2022 that provides traditional appraisal services and ValINSPECT Virtual property inspections, operating as a wholly owned sister company.

Quantifiable outcome

• 82% of U.S. population coverage through 327 MSAs and 981 counties
• +1 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature12 records

Partnerships

One partnership is on record.

• ValligentcoreStrategic or Co-development Partner · 4 August 2022Veros acquired Valligent, a home appraisal provider, to expand its property valuation offerings for mortgage markets. Valligent operates as a sister company to Veros, providing traditional appraisal services, ValINSPECT Virtual property inspections, and the Uniform Property Data Report framework.

Scale indicators4 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• ICE Mortgage Technology (formerly Black Knight): ICE Mortgage Technology (acquired Black Knight and Ellie Mae) is a broad incumbent offering an end-to-end origination-to-servicing technology suite that includes AVM, collateral analytics, and appraisal management capabilities that directly overlap Veros's VeroVALUE and VeroSCORE offerings for the same lender and servicer customer base.
• First American (Mortgage Solutions): First American's Mortgage Solutions division provides title, appraisal management, and valuation technology to lenders, directly competing with Veros's appraisal management, BPO, and automated valuation offerings.

Direct peers

• CoreLogic (Cotality): Cotality (the rebranded CoreLogic, now owned by Stone Point/Insight) is the closest direct peer, operating a large suite of AVMs, property data, and collateral risk analytics serving GSEs, lenders, and capital markets - the same end customers as Veros - with overlapping products such as AVM cascades, market analytics, and portfolio valuation tools.
• HouseCanary: HouseCanary is a direct AVM and home price forecast competitor offering residential property valuations and analytics to lenders, investors, and servicers, with a particular overlap on VeroFORECAST-style home price prediction and VeroVALUE-style automated valuation models.
• Clear Capital: Clear Capital provides appraisal management, AVMs, and valuation risk analytics to mortgage lenders and servicers, directly competing with Veros across automated valuations (VeroVALUE), appraisal review (VeroSCORE), and BPO services (VeroBPO).
• Class Valuation: Class Valuation is an appraisal management company that, like Veros and its acquired Valligent subsidiary, provides residential and commercial appraisal management, valuation, and review services to mortgage lenders.

Emerging players

• Reggora: Reggora is an emerging appraisal management and valuation technology platform serving mortgage lenders with modern appraisal ordering and review workflows, providing partial overlap with Veros's appraisal management and Pathway Appraisal Delivery products.
• MQMR (Mortgage Quality Management & Research): MQMR provides mortgage QC, compliance, and collateral risk review services that overlap with VeroSCORE Appraisal Review and Collateral Integrity Analysis offerings to similar mortgage lender and servicer clients.
• Collateral Analytics: Collateral Analytics provides AVM and valuation products to mortgage industry participants with overlap against VeroVALUE and VeroINDEX Plus, focused on desktop and appraisal waiver use cases.
• Quantarium: Quantarium is an AI-driven property valuation and analytics provider offering AVMs, home price forecasts, and property data APIs that overlap with Veros's VeroVALUE AVM and VeroFORECAST products for similar lender and capital markets customers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Customer concentration

• Xx.com/verosres
• YouTubeyoutube.com/@verosrealestatesolutions
• Facebookfacebook.com/verosres
• LinkedInlinkedin.com/company/veros

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Veros