US Mortgage Corporation
- Company typePrivate
- Founded1994
- HeadquartersMelville, United States
- Headcount251–500
- GTM typeB2C
- OfferingServices
What US Mortgage Corporation does
US Mortgage Corporation is a privately held, direct mortgage bank founded in 1994 by Steven A. Milner and headquartered in Melville, New York. The company originates and services residential mortgage loans for individual consumer borrowers, offering a comprehensive suite of products that spans conventional, FHA, VA, USDA, jumbo, and non-QM purchase loans, as well as rate-term and cash-out refinances, reverse mortgages (HECMs) for homeowners 62+, second mortgages and HELOCs, fixer-upper/renovation loans (FHA 203(k), HomeStyle, CHOICE Renovation), and investment and second-home property financing. Target segments include first-time homebuyers, refinancing homeowners, military veterans, seniors seeking equity conversion, real estate investors, and second-home buyers. The company is licensed in 49 states and operates a 25-branch retail distribution network concentrated in Sun Belt growth markets, supplemented by inside sales, real estate agent referral partnerships, and digital intake through the LenderLogix-powered web application and USM mobile app.
US Mortgage Corporation firmographics
Firmographics- Name
- US Mortgage Corporation
- Legal name
- US Mortgage Corporation
- Website
- https://usmortgage.com
- Company type
- Private
- Founded year
- 1994
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Ownership category
- akta.pro rank
US Mortgage Corporation industry classification
Industry- Product category
- Residential Mortgage Lending
- NAICS
- Real Estate Credit (522292)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Purchase Mortgage Origination (Homebuyer Focused) (FSALAAAD)
- akta.pro secondary industries
- Renovation Mortgage Origination (FHA 203(k), HomeStyle, CHOICERenovation) (FSALAAAL), Closed-End Home Equity Loans (Second Mortgages) (FSALAGAA), Reverse Mortgage Origination (HECM & Proprietary) (FSALAIAA)
Keywords
Where US Mortgage Corporation is headquartered
LocationHeadquarters
- HQ city
- Melville
- HQ country
- United States
- HQ region
- North America
Offices24 records
Markets served
US Mortgage Corporation business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Mortgage Origination: Revenue generated from originating mortgage loans including purchase mortgages and refinances. The company acts as a direct lender, earning origination fees and interest income from closed loans.
- Loan Servicing: The company services over $22 billion in mortgage loans, generating recurring revenue through servicing fees and interest spread management.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | No publicly listed pricing - mortgage rates and fees are quote-based |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
US Mortgage Corporation product offering
Product offeringCore offering
US Mortgage Corporation is a direct residential mortgage lender that originates and services home purchase loans and refinances through 25 U.S. branch offices and a digital application platform. The company offers a diversified suite of mortgage products including conventional, FHA, VA, USDA, jumbo, non-QM, reverse, second-home, investment-property, and renovation mortgages, supported by down payment assistance programs and the RUSH12 accelerated closing product.
Product overview
US Mortgage Corporation is a direct mortgage lender offering a comprehensive suite of home financing products. The core offerings consist of home purchase mortgages and refinancing services, supported by a diverse portfolio of specialized loan products including VA Loans, Reverse Mortgages, Second Mortgages, Fixer-Upper/Renovation Mortgages, Investment Property Loans, and Second Home Loans. The company differentiates through proprietary products like RUSH12 (accelerated 12 business days closing) and maintains 24-hour loan access via their USM mobile application. Down Payment Assistance Programs support first-time buyers alongside their extensive loan product lineup.
Differentiator
Problem solved
Functional benefit
Products and services
- Home Purchase Loans
- Refinancing
- VA Loans
- Reverse Mortgages (HECM)
- Second Mortgages
- Fixer-Upper / Renovation Mortgages
- Investment Property Loans
- Second Home / Vacation Home Loans
- Renovation Refinancing
- RUSH12 Mortgage
- USM Mobile App
- Reconsideration of Value (ROV)
- Down Payment Assistance Programs
Quantifiable outcome
- 57,000+ homeowners served since 1994
- +2 more outcomes
Companies that use US Mortgage Corporation
Customer profileSegments7 records
Ideal customer profiles6 records
US Mortgage Corporation technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
US Mortgage Corporation partnerships and signals
Strategic signalScale indicators6 records
Recent moves5 records
Expansion highlights6 records
US Mortgage Corporation competitors and assessment
Company assessmentBroad incumbents
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
US Mortgage Corporation social profiles
Digital presenceUS Mortgage Corporation compliance and trust
Trust signalCompliance2 records
US Mortgage Corporation financial estimates
Financial estimateRevenue estimate
Valuation estimate
US Mortgage Corporation leadership team
Management profileNumber of profiles
Profiles9 records
US Mortgage Corporation funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
US Mortgage Corporation M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about US Mortgage Corporation
What does US Mortgage Corporation do?
US Mortgage Corporation is a direct residential mortgage lender that originates and services home purchase loans and refinances through 25 U.S. branch offices and a digital application platform. The company offers a diversified suite of mortgage products including conventional, FHA, VA, USDA, jumbo, non-QM, reverse, second-home, investment-property, and renovation mortgages, supported by down payment assistance programs and the RUSH12 accelerated closing product.
Is US Mortgage Corporation a public or private company?
US Mortgage Corporation is a private company. It is classified as family owned and is currently operating.
When was US Mortgage Corporation founded?
US Mortgage Corporation was founded in 1994. It employs 251 to 500 people.
Where is US Mortgage Corporation based?
US Mortgage Corporation is headquartered in Melville, United States, in the North America region.
How does US Mortgage Corporation make money?
Two revenue lines are on record. Mortgage Origination is the primary driver. The others are loan Servicing.
Who are US Mortgage Corporation's main competitors?
Rocket Mortgage is listed as a broad incumbent.
Does US Mortgage Corporation have an API?
No public API is recorded for US Mortgage Corporation.
What industry is US Mortgage Corporation in?
US Mortgage Corporation's product category is Residential Mortgage Lending. Its primary akta.pro industry code is FSALAAAD, Purchase Mortgage Origination (Homebuyer Focused), with a secondary code of FSALAAAL, Renovation Mortgage Origination (FHA 203(k), HomeStyle, CHOICERenovation). Its NAICS code is 522292 and its SIC code is 6162.