National Council on Compensation Insurance

What National Council on Compensation Insurance does

National Council on Compensation Insurance (NCCI) is a member-funded, privately held nonstock exempt corporation that operates as the licensed rating, advisory, and statistical organization for the U.S. workers compensation (WC) insurance industry. Founded in 1919 and operational since 1923, NCCI gathers industry data, performs actuarial analysis, and prepares objective rate and loss-cost recommendations that are filed with state insurance regulators; it also administers residual market mechanisms (including the Assigned Risk Pool formed in 1935 and the RMAPS® application platform) to ensure coverage availability for uninsurable risks. The organization serves ~900 affiliated WC insurance carriers and self-insured groups across 36 states and jurisdictions, alongside state insurance regulators, agents, and brokers.

NCCI's core product set centers on a digital platform accessed via authenticated login at ncci.com. Core products include Riskworkstation™ (mod ordering and policy/unit statistical data), NCCI Atlas (HTML delivery of the Basic Manual, Residual Market Manual, and Experience Rating Plan Manual with topic-based search), Class Look-Up (a free-to-use classification code and rate lookup tool), Data Manager Dashboard (data reporting), Analytics & Intelligence Hub (including the Industry Trend Dashboard), and RMAPS® for electronic residual market applications. Add-on modules include the Learning Center, NCCI Academy, Developer Portal (2025), Court Case Insights (Power BI), and the State of the Line Podcast. Recent technology investments include AI-enabled Search (2025) and the Developer Portal exposing APIs for external integration.

NCCI is paid primarily through member/affiliate fees from affiliated carriers, supplemented by targeted subscriptions such as the $250/year Agent Underwriting Bundle for agent access to the Scopes Manual across NCCI states. The company does not publicly disclose revenue. Distribution is predominantly direct via Affiliate, State Relations, and Regulatory Executives, supported by a Customer Service Center (800-622-4123) and authenticated online portals. Headcount is 501-1000, with corporate headquarters in Boca Raton, FL (901 Peninsula Corporate Circle), and the entity is legally domiciled in Delaware.

Name

National Council on Compensation Insurance

Legal name

National Council on Compensation Insurance, Inc.

Website

https://ncci.com

Company type

Private

Founded year

1919

Operating status

Operating

Headcount range

501–1,000 employees

Short description

NCCI is a member-funded, licensed rating, advisory, and statistical organization serving roughly 900 U.S. workers compensation insurance carriers and self-insured groups across 36 states, delivering objective rate filings, residual market administration, analytics, and digital platforms such as NCCI Atlas, Riskworkstation, and Class Look-Up.

Ownership category

akta.pro rank

Headquarters

HQ city

Westlake Village

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Member/Fililiate Services: NCCI is described as a 'member-funded company' organized as a privately held nonstock exempt corporation. Revenue appears to come from fees charged to affiliated workers compensation insurance carriers for products and services including data, advisory services, and access to manuals and tools.
2. Manual Subscriptions: Agents who subscribe to one or more of NCCI's underwriting manuals receive access to the Underwriting Bundle including Scopes Manual for all NCCI states plus Indiana for $250/year

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels11 records

Core offering

NCCI is a licensed rating, advisory, and statistical organization that gathers, analyzes, and distributes workers compensation insurance data for 36 U.S. states and jurisdictions. It prepares objective rate and loss cost recommendations, maintains classification codes and underwriting manuals, operates residual market assignment processing, and delivers analytics, regulatory filing support, and educational programs to affiliated insurance carriers, self-insured groups, regulators, and agents.

Product overview

NCCI offers a comprehensive platform of interconnected products and services for the workers compensation insurance industry. The core portfolio includes Riskworkstation™ for risk analysis and order management, NCCI Atlas as the central hub for accessing manuals, rules, loss costs and rates, Class Look-Up for classification code research, and Data Manager Dashboard for data reporting. The Analytics & Intelligence Hub provides consolidated analytical tools including the Industry Trend Dashboard. Additional services include RMAPS® for residual market applications, Learning Center and NCCI Academy for education, Developer Portal for API access, Court Case Insights for legal research, and the State of the Line Podcast for industry insights. Together these products form an integrated ecosystem enabling carriers, agents, and regulators to access workers compensation data, insights, and operational tools.

Differentiator

Problem solved

Functional benefit

Brands

• NCCI Atlas: A solution for transforming the way customers work by providing workers compensation information in a format that is current, direct, and easy to find. Provides access to Basic Manual, Residual Market Manual, and Experience Rating Plan Manual in HTML format.
• Riskworkstation
• Class Look-Up
• RMAPS
• NCCI Academy
• VCAP

Products and services

• Riskworkstation™ Online risk management tool that enables carriers and agents to access and order experience rating modifications (Mods) and worksheets, and to view policy and unit statistical data for workers compensation underwriting.
• NCCI Atlas Modern HTML-based content delivery platform that provides centralized access to workers compensation manuals (Basic Manual, Residual Market Manual, Experience Rating Plan Manual), rules, classification codes, loss costs, and rates for single state, multistate, or all available states.
• Class Look-Up Free online tool for searching workers compensation classification codes, statistical codes, phraseology, and loss costs/rates, featuring partial word search, multiple keyword search, and multistate Scopes information.
• Data Manager Dashboard Dashboard providing data reporting resources and tools for managing and submitting workers compensation unit statistical, financial, and medical data.
• Analytics & Intelligence Hub Centralized platform aggregating NCCI's analytical tools, reports, and the Industry Trend Dashboard for comprehensive workers compensation data analysis and industry trend monitoring.
• RMAPS® (Residual Market Assignment Processing System) Online application service for submitting assigned risk applications for workers compensation coverage in the residual market.
• Developer Portal Developer portal providing API access and documentation for building integrations and automating workflows with NCCI products and services.
• Learning Center Topic-based online learning platform offering educational courses on agent education, classification, data reporting, experience rating, ratemaking and actuarial, and residual markets for the workers compensation industry.
• NCCI Academy

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature9 records

Scale indicators5 records

Recent moves14 records

Expansion highlights6 records

Direct peers

• Workers' Compensation Insurance Rating Bureau of California (WCIRB): California's licensed workers compensation rating, advisory, and statistical organization. Most directly comparable to NCCI in function and regulatory role, but operating exclusively in California rather than across 36 states.

Regional players

• Texas Department of Insurance - Workers' Compensation: State regulatory body that performs WC rating and oversight functions in Texas. Comparable to NCCI's regulatory role but state-specific and operates within a state-run residual market structure.
• Pinnacol Assurance: Colorado's state-funded workers compensation insurer. Comparable as a WC insurance specialist, but operates as a direct carrier rather than a rating bureau and is geographically constrained to Colorado.

Emerging players

• Milliman: Actuarial consulting firm with deep workers compensation expertise across pricing, reserving, and predictive modeling. Overlaps with NCCI's actuarial and analytical capabilities on a consulting rather than bureau basis.

Broad incumbents

• Marsh McLennan: Global insurance brokerage and risk management firm. Comparable as an insurance services intermediary, but commercially driven and far broader in scope than NCCI's bureau model.
• Aon: Global insurance brokerage and advisory firm. Comparable to NCCI as a major insurance services intermediary, but with broader scope across brokerage, consulting, and reinsurance rather than bureau-level rating.
• Verisk Analytics: Major insurance data, analytics, and advisory provider serving property/casualty carriers. Overlaps with NCCI through ISO's underwriting, rating, and statistical services for broader P&C lines, but at much greater scale and scope.
• Insurance Services Office (ISO): A division of Verisk providing advisory, rating, and statistical services for the broader P&C insurance industry. Closely analogous to NCCI's role but focused on non-WC lines.

Others

• LexisNexis Risk Solutions: Provides insurance-grade data and analytics for underwriting and claims. Comparable as an insurance data infrastructure provider but broader than workers compensation and serves carriers directly.
• Genpact (Mitchell International): Provides data, analytics, and workflow automation for P&C claims including workers compensation. Overlaps with NCCI's data and analytics offerings but focuses on claims management rather than rate-making.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ncci
• Facebookfacebook.com/wearencci
• LinkedInlinkedin.com/company/ncci

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about National Council on Compensation Insurance