FinchTrade
FinchTrade is a Swiss-based institutional crypto-to-fiat OTC liquidity provider serving payment service providers, OTC desks, EMIs, banks, and exchanges with non-custodial trading infrastructure, aggregated liquidity pools, and multi-rail settlement across European and select international markets.
- Company typePrivate
- Founded2021
- HeadquartersZug, Switzerland
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What FinchTrade does
FinchTrade AG is a Swiss-based institutional crypto-to-fiat OTC liquidity provider headquartered in Zug, Switzerland, operating under a Swiss VQF and VASP license with ISO/IEC 27001 and 27701 certifications. The company serves payment service providers (PSPs), OTC desks, electronic money institutions (EMIs), banks, and increasingly crypto exchanges and embedded widget providers across Europe and select international markets. Its core platform delivers non-custodial OTC trading infrastructure with aggregated liquidity pools, post-trade settlement architecture that eliminates 100% pre-funding requirements, and flexible margin-based trading limits. The technology supports large-ticket execution up to €10M+ across multiple blockchain networks (Ethereum, Polygon, Solana, Tron, BNB Smart Chain) for stablecoins (USDT, USDC, EURC) and a broad crypto asset set, with settlement through an extensive network of banking rails (SEPA, SWIFT, BLINC, SEPA Instant, CHAPS, FPS, ACH) covering EUR, USD, GBP, CHF, and AED.
FinchTrade's product surface spans OTC liquidity services, cross-border payments, and segment-specific solutions for PSPs, OTC desks, and EMIs/banks. A developer-friendly Trader API with live sandbox environment, WebSocket lifecycle events, and automated KYB/KYC enables onboarding timelines of 1-5 days and production integration in 1-2 weeks. The business model is primarily transaction-fee based with institutional volume-tiered pricing (e.g., 0.30% on USDT/EUR trades), supplemented by managed-service options for mid-size OTC desks and a referral program for introducers. Go-to-market combines direct enterprise sales, self-serve API onboarding, and embedded widget partnerships (notably Wert, which processed $2.3M in volume through FinchTrade in 30 days).
The company has processed over €1 billion in cumulative client trading volume since 2025 across more than 100 institutional clients. Named clients and partners include INXY, Cryptix, Wert, ElectroCoin, and a confidential European OTC desk that routes 80%+ of its crypto-to-fiat volume through FinchTrade. Strategic priorities visible in 2026 activity include geographic expansion into Canada, addition of GBP support and crypto-to-fiat payout rails, pursuit of MICA regulatory approval for EU-wide operations, and ecosystem partnerships extending reach into retail crypto access via embedded widgets.
FinchTrade firmographics
Firmographics- Name
- FinchTrade
- Legal name
- FinchTrade AG
- Website
- https://FinchTrade.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- FinchTrade is a Swiss-based institutional crypto-to-fiat OTC liquidity provider serving payment service providers, OTC desks, EMIs, banks, and exchanges with non-custodial trading infrastructure, aggregated liquidity pools, and multi-rail settlement across European and select international markets.
- Ownership category
- akta.pro rank
FinchTrade industry classification
Industry- Product category
- Institutional Crypto OTC Liquidity
- NAICS
- Securities and Commodity Contracts Intermediation and Brokerage (5231)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Digital Asset/Crypto Trade Execution Platforms (FSAFANAO)
- akta.pro secondary industries
- Brokerages & On/Off-Ramps (fiat rails, instant buy/sell) (FSAPADAG), Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
Keywords
Where FinchTrade is headquartered
LocationHeadquarters
- HQ city
- Zug
- HQ country
- Switzerland
- HQ region
- Europe
Offices1 record
Markets served
FinchTrade business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Personnel, Infrastructure, Marketing or Sales, Supply Chain
Revenue model
- Transaction Fees: Fee-based revenue model with competitive spreads for large-volume institutional trades. Example rate of 0.30% for USDT/EUR trades. Revenue generated per transaction based on trading volume with institutional-grade pricing and tight spreads.
- API Integration Services: Revenue from API integration services including documentation access, sandbox environment testing, and technical support during onboarding and production phases.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Institutional OTC Trading - Standard Rate |
| Usage-based | Pay-as-you-go | Enterprise API Integration |
| Transaction based/ take rate | Monthly | Managed Service |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels4 records
FinchTrade product offering
Product offeringCore offering
FinchTrade operates a Swiss-based institutional crypto-to-fiat OTC trading platform providing aggregated liquidity, post-trade settlement, and multi-rail banking integration for payment service providers, OTC desks, EMIs, and banks. The platform enables large-volume execution up to €10M+ with tight institutional spreads, ~30 minute average settlement, and flexible margin-based limits that eliminate the need for 100% pre-funding. It supports stablecoin and crypto trading across multiple blockchain networks (Ethereum, Tron, BNB Smart Chain, Polygon, Solana) and multiple settlement currencies (EUR, USD, GBP, CHF, AED).
Product overview
FinchTrade operates as a Swiss-based institutional crypto-to-fiat OTC desk offering a unified platform for cryptocurrency trading and settlement. The core offering consists of OTC Liquidity services enabling institutional clients (PSPs, EMIs, exchanges, and OTC desks) to execute large-volume crypto-fiat trades with post-trade settlement and flexible margin limits. The platform supports multiple settlement currencies (EUR, USD, GBP, CHF, AED) and stablecoins (USDT, USDC, EURC) across multiple blockchain networks (Ethereum, Polygon, Solana, Tron). Cross-border payments extend the platform's utility for international transfers. The architecture emphasizes non-custodial trading, aggregated liquidity pools, and automated compliance workflows, allowing clients to avoid 100% pre-funding while maintaining T+0 to T+1 settlement expectations.
Differentiator
Problem solved
Functional benefit
Products and services
- OTC Liquidity
Quantifiable outcome
- 45% faster execution for large-volume trades
- +5 more outcomes
Companies that use FinchTrade
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles4 records
FinchTrade technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
Feature6 records
FinchTrade partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- ElectroCoincoreElectroCoin (Croatian crypto-fiat exchange) formed liquidity partnership with Swiss OTC desk FinchTrade to address price exposure during crypto-fiat trades. Agreement allows ElectroCoin to confirm fixed euro rates upfront and settle after the fact, reducing market risk. Partnership is part of broader trends in European crypto infrastructure and is awaiting regulatory approval under the upcoming MICA license.
- WertcoreFinchTrade partnered with Wert (crypto purchase widget company) to enable seamless fiat-to-crypto access for retail users across Europe. Partnership leverages FinchTrade's non-custodial trading infrastructure and aggregated liquidity pools to provide instant EUR settlement and high-frequency transaction execution. Wert processed $2.3M in trading volume through FinchTrade in the last 30 days. Companies are expanding into Canada with GBP support and crypto-to-fiat payout capabilities.
- INXYcoreCase study partner: INXY enables seamless crypto acceptance, mass payouts, and currency conversions. Deep liquidity pools from FinchTrade for low-slippage conversions. Volume grew ~18% monthly with FinchTrade becoming INXY's primary liquidity provider.
- CryptixcoreCase study partner: B2B crypto payments provider for merchants. Aggregated liquidity access at better prices with non-custodial setup and post-trade settlement. Significant share of Cryptix's volume now executed via FinchTrade.
Scale indicators9 records
Recent moves6 records
Expansion highlights6 records
FinchTrade competitors and assessment
Company assessmentDirect peers
- BCB Group: Crypto-fiat banking and OTC infrastructure provider serving institutional clients. FinchTrade lists BCB Group as a banking partner, but BCB also operates a competing institutional OTC and payments business with overlapping customer base.
- Cumberland Global (DRW): Institutional crypto OTC trading and liquidity provision arm of DRW Trading. Directly comparable to FinchTrade as a B2B market maker providing large-volume crypto liquidity to counterparties.
- BVNK: Enterprise-grade payments platform providing crypto-fiat on/off-ramps and stablecoin payment infrastructure for PSPs and merchants. Directly comparable to FinchTrade's PSP solution and cross-border payments product.
- Circle Trade: OTC liquidity desk of Circle (USDC issuer), offering institutional crypto and stablecoin trading. Comparable to FinchTrade in target customer (institutions, OTC desks) and stablecoin-fiat pair focus.
- FalconX: Institutional digital asset trading and credit platform providing OTC liquidity, lending, and prime brokerage to funds, OTC desks, and PSPs. Overlaps with FinchTrade's institutional OTC and credit-adjacent offering.
Broad incumbents
- Galaxy Digital: Diversified institutional crypto financial services firm offering trading, lending, asset management, and mining. Overlaps with FinchTrade's institutional crypto trading and liquidity provision as part of a much broader suite.
- Fireblocks: Institutional digital asset custody and infrastructure platform. FinchTrade lists Fireblocks as a partner, and Fireblocks' broader wallet/transfer/payments capabilities partially overlap with FinchTrade's non-custodial trading infrastructure.
- Kraken OTC: OTC desk of Kraken exchange serving institutional and high-net-worth clients with large-block crypto execution. Comparable to FinchTrade's OTC Desk Solution at a larger, exchange-affiliated scale.
- Coinbase Prime: Institutional crypto prime brokerage from a major US exchange, offering OTC trading, custody, and financing to institutions. Overlaps with FinchTrade's institutional OTC and settlement offering but at much larger scale and broader asset coverage.
Emerging players
- Zero Hash: Embedded crypto and stablecoin infrastructure for fintechs, neobanks, and PSPs, offering custody, trading, and settlement APIs. Comparable to FinchTrade in targeting PSPs and EMIs with API-driven crypto-fiat rails.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
FinchTrade social profiles
Digital presenceFinchTrade compliance and trust
Trust signalCompliance2 records
FinchTrade financial estimates
Financial estimateRevenue estimate
Valuation estimate
FinchTrade leadership team
Management profileNumber of profiles
Profiles2 records
FinchTrade funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FinchTrade M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FinchTrade
What does FinchTrade do?
FinchTrade operates a Swiss-based institutional crypto-to-fiat OTC trading platform providing aggregated liquidity, post-trade settlement, and multi-rail banking integration for payment service providers, OTC desks, EMIs, and banks. The platform enables large-volume execution up to €10M+ with tight institutional spreads, ~30 minute average settlement, and flexible margin-based limits that eliminate the need for 100% pre-funding. It supports stablecoin and crypto trading across multiple blockchain networks (Ethereum, Tron, BNB Smart Chain, Polygon, Solana) and multiple settlement currencies (EUR, USD, GBP, CHF, AED).
Is FinchTrade a public or private company?
FinchTrade is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was FinchTrade founded?
FinchTrade was founded in 2021. It employs 11 to 50 people.
Where is FinchTrade based?
FinchTrade is headquartered in Zug, Switzerland, in the Europe region.
How does FinchTrade make money?
Two revenue lines are on record. Transaction Fees are the primary driver. The others are API Integration Services.
Who are FinchTrade's main competitors?
Direct peers on record are BCB Group, Cumberland Global (DRW), BVNK, Circle Trade and FalconX. Broad incumbents are Galaxy Digital, Fireblocks, Kraken OTC and Coinbase Prime. Zero Hash is listed as an emerging player.
Does FinchTrade have an API?
Yes. Developer-friendly API enabling automation of onboarding, deposits, trading, and withdrawals. Features WebSocket connection for real-time lifecycle events, live sandbox environment for testing, professional trading engine with human support. Supports full API integration (Option 1) for high-volume traders, PSPs, and EMIs with time to production of 1-2 weeks. Also offers managed service option (Option 2) for manual trading at scale with automated reconciliation. Developer documentation is at faq.finchtrade.com/trader-api.
What industry is FinchTrade in?
FinchTrade's product category is Institutional Crypto OTC Liquidity. Its primary akta.pro industry code is FSAFANAO, Digital Asset/Crypto Trade Execution Platforms, with a secondary code of FSAPADAG, Brokerages & On/Off-Ramps (fiat rails, instant buy/sell). Its NAICS code is 5231 and its SIC code is 6200.