AML Incubator
AML Incubator is a Canadian compliance advisory firm providing outsourced AML/CTF services, regulatory registrations, and fractional compliance officer outsourcing for fintechs, MSBs, crypto exchanges, and financial intermediaries across five global regions.
- Company typePrivate
- Founded2022
- HeadquartersMaple Ridge, Canada
- Headcount1–10
- GTM typeB2B
- OfferingServices
What AML Incubator does
AML Incubator is a Canada-based compliance advisory firm (AML Incubator LTD) founded in 2022 and headquartered in Maple Ridge, British Columbia, that delivers outsourced anti-money laundering (AML) and counter-terrorist financing (CTF) compliance services to fintechs, money service businesses (MSBs), digital asset companies, and financial intermediaries. The firm operates across Canada, the United States, Europe, the Middle East, and Asia-Pacific, with an ISO/IEC 27001:2022-certified information security infrastructure underpinning its client-facing platforms.
The company's core offerings are organized around four pillars: regulatory registration (FINTRAC MSB, FinCEN MSB, RPAA, ADGM, VARA, securities), fractional compliance officer outsourcing (CAMLO/MLRO/CCO, BSA Officer, fractional CFO/CRO), advisory services (regulatory remediation, effectiveness reviews, token due diligence, enhanced due diligence), and productized programs (Audit-Ready AML Readiness, Operational AML Training Series). Strategic technology partnerships extend the service surface into Compliance-as-a-Service with ZENOO, Travel Rule automation with 21 Analytics, and AML screening via AML Watcher. Its technology assets include an MSB Registry Search tool, an AML training platform with live and on-demand modules, and dedicated sub-brands (AMLI Legal, AMLI Tech, AMLI Cyber, AMLI Banking and LP).
The business model is hybrid: project-based consulting engagements priced per Statement of Work (one-time registrations, audits, remediation) and recurring monthly managed-services subscriptions for fractional compliance officer functions with auto-renewal terms. Distribution is entirely direct through Calendly-booked discovery calls and bespoke engagement proposals, with no resellers or self-serve product motion. The firm reports 50+ long-term clients and 800+ resolved compliance challenges across crypto exchanges, payment processors, MSBs, FX dealers, banks and neobanks, cheque cashers, money transmitters, and real estate brokerages, with leadership recently expanded to include dedicated COO and CBDO roles to support multi-region scaling.
AML Incubator firmographics
Firmographics- Name
- AML Incubator
- Legal name
- AML Incubator LTD
- Website
- https://amlincubator.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- AML Incubator is a Canadian compliance advisory firm providing outsourced AML/CTF services, regulatory registrations, and fractional compliance officer outsourcing for fintechs, MSBs, crypto exchanges, and financial intermediaries across five global regions.
- Ownership category
- akta.pro rank
AML Incubator industry classification
Industry- Product category
- AML Compliance Advisory
- NAICS
- Miscellaneous Intermediation (523910)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Financial Crime, AML/CFT & Sanctions Compliance (BPAHAFAE)
- akta.pro secondary industries
- AML Case Management, Alerts & Workflow Orchestration (FSADALAH), Case Management, Investigations & SAR/STR Filing (FSAMAMAF), Financial Crime Compliance (AML/KYC/Sanctions) (EDABADAD), AML/CTF Transaction Monitoring & Case Management (FSAGAFAC)
Keywords
Where AML Incubator is headquartered
LocationHeadquarters
- HQ city
- Maple Ridge
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
AML Incubator business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Compliance Advisory and Consulting Services: Project-based and ongoing compliance consulting engagements including risk assessments, policy development, regulatory remediation, and compliance program design. Services are tailored to client needs with pricing determined on project-by-project basis. Engagements include one-time projects with defined deliverables and term engagements with auto-renewal provisions.
- Outsourced Compliance Officer Services: Fractional CAMLO/MLRO/CCO services providing named compliance officer coverage without full-time hiring. Includes BSA Officer Services and ongoing compliance function ownership for reporting entities.
- Training and Certification Programs: Live and on-demand AML training programs for client staff with certification outcomes. Training covers practical risk management and regulatory audit readiness.
- Audit-Ready AML Readiness Program: Structured remediation and implementation service designed to help clients produce review-ready evidence for regulatory examinations. One-time engagement with defined scope.
- Operational AML Training Series: Practical training modules addressing staff competency and audit-ready evidence of effective training. Modules delivered as a set of practical training modules.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Project-Based Consulting Engagements |
| Subscription | Monthly | Term/Ongoing Compliance Outsourcing |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels8 records
AML Incubator product offering
Product offeringCore offering
AML Incubator provides outsourced anti-money laundering (AML) and counter-terrorist financing (CTF) compliance services for fintechs, money service businesses (MSBs), digital asset companies, and financial intermediaries. Core offerings include regulatory registrations (FINTRAC, FinCEN, RPAA, ADGM, VARA), fractional compliance officer services (CAMLO/MLRO/CCO, BSA Officer, CFO, CRO), effectiveness reviews, regulatory remediation, AML training programs, and token due diligence, with operations spanning Canada, the US, Europe, the Middle East, and APAC.
Product overview
AML Incubator is a Canadian compliance advisory firm offering a comprehensive suite of AML compliance services for fintechs, digital asset companies, money service businesses (MSBs), and financial intermediaries. The company provides end-to-end outsourced compliance solutions through multiple service lines including regulatory registration services (FINTRAC MSB, FinCEN MSB, RPAA, ADGM, VARA), fractional compliance officer outsourcing (CAMLO/MLRO/CCO, BSA Officer, CFO, CRO), advisory services (Regulatory Remediation, Consulting, Token Due Diligence, Enhanced Due Diligence, Securities Registration), specialized divisions (AMLI Legal, AMLI Tech, AMLI Cyber, AMLI Banking), and training programs. The portfolio also includes strategic joint offerings such as Compliance-as-a-Service (with ZENOO) and Travel Rule Compliance Service (with 21 Analytics), along with tools like MSB Search for registry verification. Services span Canada, the US, Europe, Middle East, and APAC regions.
Differentiator
Problem solved
Functional benefit
Products and services
- FINTRAC MSB Registration Registration support for money services businesses operating in Canada, ensuring compliance with FINTRAC requirements under the PCMLTFA.
- FinCEN MSB Registration Registration support for businesses expanding into or operating within the U.S. market under the Bank Secrecy Act requirements.
- RPAA Registration Registration support for payment service providers under Canada's Retail Payment Activities Act, administered by the Bank of Canada.
- Fractional CAMLO/MLRO/CCO Outsourced compliance officer services providing active compliance function ownership for entities requiring a named, qualified compliance officer without hiring full-time staff.
- Fractional BSA Officer Services Bank Secrecy Act compliance officer services for organizations requiring US regulatory compliance oversight.
- Effectiveness Reviews and Audits Independent assessment of AML program documentation, risk assessment, and evidence trail against current regulatory standards, identifying gaps before regulators do.
- Regulatory Remediation Support for entities that have received regulatory findings, compliance agreements, or compliance orders, demonstrating corrective action.
- Token Due Diligence Due diligence services for token launches and digital asset offerings, assessing compliance requirements and risk factors.
- Enhanced Due Diligence Additional due diligence measures for high-risk customers or transactions to mitigate heightened money laundering and terrorist financing risks.
- Securities Registration Securities-related registration and compliance support services.
- ADGM Registration Registration support for the Abu Dhabi Global Market financial centre.
- VARA Registration Virtual Asset Regulatory Authority registration support, likely for Dubai/VARA jurisdiction.
- Consulting and Individual Services Custom advisory services addressing specific AML compliance needs and regulatory requirements.
- Fractional CFO Fractional Chief Financial Officer services for compliance-related financial oversight.
- Fractional CRO Fractional Chief Risk Officer services for compliance risk management.
- AMLI Legal Legal compliance services within the AMLI suite of offerings.
- AMLI Tech Technology-related AML compliance services.
- AMLI Cyber Cybersecurity compliance services.
- AMLI Banking and LP Banking and liquidity provider compliance services.
- Operational AML Training Series Practical AML training modules covering AML foundations, KYC/CDD operations, transaction monitoring, suspicious transaction reporting, ongoing monitoring, and senior management oversight. Targeted at fintechs, money service businesses, payment providers, and financial platforms.
- Audit-Ready AML Readiness Program Structured remediation and implementation service helping fintechs, MSBs, payment providers, and digital asset platforms strengthen AML controls and produce review-ready evidence for regulatory examinations.
- FinCEN Registration Support Service Service helping fintechs, money services businesses, and payments asset platforms navigate U.S. FinCEN registration requirements and strengthen compliance infrastructure for market entry.
- Compliance-as-a-Service Joint Compliance-as-a-Service offering combining ZENOO's no-code identity orchestration platform with AML Incubator's regulatory and operational expertise, targeting fintechs, MSBs, and payment providers for accelerated compliance-ready digital onboarding.
- Travel Rule Compliance Service Joint service with 21 Analytics offering comprehensive Travel Rule and AML/ATF compliance for crypto firms, automating transaction compliance and reviewing high-risk cases.
Quantifiable outcome
- 50+ companies trust AML Incubator for long-term compliance support
- +2 more outcomes
Companies that use AML Incubator
Customer profileNamed customers8 records
Segments7 records
Ideal customer profiles5 records
AML Incubator technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
AML Incubator partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and key.
- ZENOOcorePartnership to launch Compliance-as-a-Service platform integrating ZENOO's no-code identity orchestration platform with AML Incubator's regulatory and operational expertise. Targets fintechs, MSBs, and payment providers with promise to accelerate compliance-ready digital onboarding up to five times faster. Joint offerings include discovery packages, fractional compliance leadership, and independent effectiveness reviews.
- 21 AnalyticscorePartnership to offer comprehensive Travel Rule and AML/ATF compliance service for crypto firms. 21 Analytics, a Swiss company, brings automation capabilities for transaction processing while AML Incubator provides consulting services for tailored compliance programs. Collaboration enables VASPs and MSBs to develop compliance programs with enhanced security through peer-to-peer data exchange and on-premises deployment.
- AML WatcherkeyStrategic partnership combining AML Watcher's advanced AML screening database and technology with AML Incubator's consulting services. Targets crypto exchanges, banks, fintech companies, and MSBs to deliver integrated anti-money laundering compliance services worldwide. Partnership aims to help organizations align with evolving global AML regulations while reducing manual compliance efforts.
Scale indicators6 records
Recent moves7 records
Expansion highlights5 records
AML Incubator competitors and assessment
Company assessmentEmerging players
- TRM Labs: TRM Labs provides blockchain intelligence and AML compliance tools for crypto firms and financial institutions. Comparable through crypto VASP client overlap and Travel Rule/wallet monitoring capabilities, though it is primarily a technology vendor rather than an advisor.
Direct peers
- Cordium: Cordium (now part of TMF Group) provides regulatory compliance, AML, and governance advisory services to financial services firms globally. Direct advisory peer for AMLI's outsourced-compliance-officer and regulatory remediation service lines.
- ComplyAdvantage: ComplyAdvantage provides AML screening, transaction monitoring, and case management software to financial institutions, fintechs, and crypto firms. Overlap with AMLI is strong across fintech and crypto client segments where both deliver core AML controls, though ComplyAdvantage operates more as a tech platform.
- Sumsub: Sumsub delivers identity verification and AML compliance solutions to fintechs, crypto firms, and regulated businesses globally. It is comparable as it serves overlapping fintech/MSB clients with end-to-end compliance workflows, though it is more technology-led than AMLI's advisory-led model.
- Projective Group: Projective Group is a financial services consulting and technology firm specializing in payments, banking, and regulatory compliance. Overlaps with AMLI in regulatory advisory for fintechs and payment service providers operating across multiple jurisdictions.
- Lucinity: Lucinity offers an AML compliance SaaS platform combined with advisory services for fintechs, banks, and crypto firms. Comparable to AMLI through overlapping fintech and crypto AML buyers and through a hybrid advisory + technology go-to-market.
- Lysis: Lysis is a specialist financial crime compliance consultancy supporting banks, fintechs, and crypto firms with advisory and managed services. Closely mirrors AMLI's advisory-led AML operating model and client base across regulated financial services.
- FinTrU: FinTrU delivers outsourced compliance, regulatory reporting, and operational support to financial services firms, including fintechs. Directly comparable as a similar outsourced-compliance-services model with recurring engagement economics for regulated clients.
Broad incumbents
- Chainalysis: Chainalysis provides blockchain analytics and compliance tools to crypto exchanges, VASPs, and financial institutions. Comparable as a major incumbent serving crypto compliance buyers, though its scale and technology focus make it broader than AMLI's advisory services.
Regional players
- Harbour Compliance: Harbour Compliance provides regulatory compliance and licensing services across US jurisdictions, including for fintechs, MSBs, and banks. Comparable as an outsourced compliance-outsourcing peer, though primarily serving the US market rather than AMLI's multi-region footprint.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
AML Incubator social profiles
Digital presenceAML Incubator compliance and trust
Trust signalCompliance1 record
AML Incubator financial estimates
Financial estimateRevenue estimate
Valuation estimate
AML Incubator leadership team
Management profileNumber of profiles
Profiles3 records
AML Incubator funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AML Incubator M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AML Incubator
What does AML Incubator do?
AML Incubator provides outsourced anti-money laundering (AML) and counter-terrorist financing (CTF) compliance services for fintechs, money service businesses (MSBs), digital asset companies, and financial intermediaries. Core offerings include regulatory registrations (FINTRAC, FinCEN, RPAA, ADGM, VARA), fractional compliance officer services (CAMLO/MLRO/CCO, BSA Officer, CFO, CRO), effectiveness reviews, regulatory remediation, AML training programs, and token due diligence, with operations spanning Canada, the US, Europe, the Middle East, and APAC.
Is AML Incubator a public or private company?
AML Incubator is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was AML Incubator founded?
AML Incubator was founded in 2022. It employs 1 to 10 people.
Where is AML Incubator based?
AML Incubator is headquartered in Maple Ridge, Canada, in the North America region.
How does AML Incubator make money?
Five revenue lines are on record. Compliance Advisory and Consulting Services are the primary driver. The others are outsourced Compliance Officer Services, training and Certification Programs, audit-Ready AML Readiness Program and operational AML Training Series.
Who are AML Incubator's main competitors?
TRM Labs is listed as an emerging player. Direct peers are Cordium, ComplyAdvantage, Sumsub, Projective Group, Lucinity, Lysis and FinTrU. Chainalysis is listed as a broad incumbent. Harbour Compliance is listed as a regional player.
Does AML Incubator have an API?
No public API is recorded for AML Incubator.
What industry is AML Incubator in?
AML Incubator's product category is AML Compliance Advisory. Its primary akta.pro industry code is BPAHAFAE, Financial Crime, AML/CFT & Sanctions Compliance, with a secondary code of FSADALAH, AML Case Management, Alerts & Workflow Orchestration. Its NAICS code is 523910 and its SIC code is 6199.