ePayResources
ePayResources is a payments industry trade association serving 1,600+ financial institutions and payments professionals with education, compliance support, consulting, and member community platforms across ACH and adjacent payment rails.
- Company typePrivate
- Founded1974
- HeadquartersDallas, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What ePayResources does
ePayResources is a payments industry trade association founded in 1974 and headquartered in Irving, Texas (Dallas-Fort Worth area). It serves financial institutions, payments processors, corporates, and payments professionals across the United States, providing education, regulatory compliance support, and consulting services for the ACH and broader payments ecosystem. Following its April 2026 merger with ATMIA, the combined organization represents 1,600+ member institutions spanning 50 US states and 65 countries, with CEO Jeff Foote leading the integrated entity.
The organization's core product surface includes the ePayU education platform (100+ courses spanning payments operations, compliance, and certifications such as AAP, AFPP, APRP, and NCP), the ePayAdvisors consulting subsidiary, and the Connections Member Community that facilitates peer networking and member engagement. It has layered AI-assisted tools onto this base — including the ePayAssist chatbot, the IDA AI companion (built in partnership with Identifee), and an AI Resources hub — to augment member support and content delivery. Long-tenure regulatory expertise and Nacha affiliation underpin its authority position in ACH compliance and payments operations education.
ePayResources operates as a private, member-owned organization with a diversified, recurring revenue model. Income streams include membership dues, conference and event fees, paid consulting engagements through ePayAdvisors, education and certification revenue from ePayU, and publications. The business has demonstrated continuity over five decades, with some member relationships exceeding 40 years, and has invested in employer branding via Great Place to Work certification. The 2026 ATMIA merger materially expands the geographic footprint, cross-vertical coverage (ACH plus ATM), and member-base scale on which future revenue is built.
ePayResources firmographics
Firmographics- Name
- ePayResources
- Legal name
- ePayResources
- Website
- https://epayresources.org
- Company type
- Private
- Founded year
- 1974
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- ePayResources is a payments industry trade association serving 1,600+ financial institutions and payments professionals with education, compliance support, consulting, and member community platforms across ACH and adjacent payment rails.
- Ownership category
- akta.pro rank
ePayResources industry classification
Industry- Product category
- Payments Education and Compliance Services
- akta.pro primary industry
- ACH Disbursements & Bulk Payout Processing (FSAMAGAF)
Keywords
Where ePayResources is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
ePayResources business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Membership Dues: Annual membership dues for financial institutions, with varying levels based on organization type and size. Membership provides access to education, resources, fraud forums, and member discounts.
- Conference and Event Fees: Revenue from annual conferences (ePayConnect), Financial Crimes Symposium, Payments University, and various workshops and webinars. Registration fees vary by event type.
- ePayAdvisors Consulting Services: Fee-for-service consulting including ACH audits, risk assessments, wire transfer audits, RTP and FedNow assessments, policy reviews, and implementation support for financial institutions.
- Education and Certification Programs: Revenue from professional development programs including certification prep courses (AAP, AFPP, APRP, NCP), ACH Boot Camps, and the ePayU Payments Degree program.
- Products and Publications: Sales of ACH Rules books, origination handbooks, Return Reason Code Guide, and other payments-related publications through the online store.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Annual membership with access to all member benefits, resources, and discounts |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels8 records
ePayResources product offering
Product offeringCore offering
ePayResources is a payments industry trade association that provides education, compliance support, and consulting services to financial institutions. Its core offerings include the ePayU online learning platform with 100+ courses and certification prep (AAP, AFPP, APRP, NCP), the ePayAdvisors consulting subsidiary for ACH audits and risk assessments, the Connections member community platform, and the Payments Answerline phone support service. The organization also hosts annual conferences (ePayConnect, Financial Crimes Symposium, Payments University) and sells ACH Rules publications.
Product overview
ePayResources is a payments education and compliance association serving as an extension of members' payments teams. The company offers a platform-plus-services model centered on ePayU (100+ on-demand courses and certification prep including AAP, AFPP, APRP, NCP), ePayAdvisors (audits, risk assessments, and consulting), and the Connections Member Community (collaboration platforms including the Fraud Forum and Originator Education Community). The portfolio includes annual conferences (ePayConnect, Financial Crimes Symposium, Payments University), the Payments Answerline (phone support), The Payments Space podcast, AI Resources hub, and ACH Rules publications. Following the April 2026 merger with ATMIA, the combined organization represents over 1,600 member institutions across 50 U.S. states and 65 countries.
Differentiator
Problem solved
Functional benefit
Products and services
- ePayU Online Education Platform Cloud-based online education platform offering 100+ on-demand courses, microsessions, and professional certification preparation programs (AAP, AFPP, APRP, NCP) as well as the ePayU Payments Degree program. Designed for payments professionals and member financial institutions.
- ePayAdvisors Consulting Services
- Connections Member Community
- ePayConnect Annual Conference
- Payments University
- Financial Crimes Symposium
- Payments Leadership Series
- Payments Answerline
- ACH Rules Publications and Reference Materials
- Fraud Reduction Meetings
Quantifiable outcome
- 89% reduction in payments-related fraud achieved by State National Bank with support from ePayResources
- +1 more outcomes
Companies that use ePayResources
Customer profileNamed customers9 records
Segments3 records
Ideal customer profiles3 records
ePayResources technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability5 records
Feature5 records
ePayResources partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- ATMIA (ATM Industry Association)coreATMIA has merged with ePayResources effective April 1, 2026, becoming a division of ePayResources. The combined organization represents more than 1,600 member institutions across 50 U.S. states and 65 countries. Both organizations continue serving members under their respective brands. The merger aims to expand education, strengthen advocacy, enhance research, and develop programs for AI, real-time payments, digital identity, quantum computing, and self-service technologies.
- Treasury SoftwareminorVendor partner displayed on ePayAdvisors partner page, providing members and clients access to treasury management solutions.
- Corporate America Credit UnionminorStrategic partner and award recipient, actively involved in advancing real-time payments adoption.
- Juniper PaymentsminorPayments technology provider listed as a vendor partner, offering solutions to ePayResources members.
- NachacoreePayResources is an accredited Nacha organization providing AAP, AFPP, and APRP certification preparation programs. The organization delivers Nacha-approved continuing education and operates under Nacha accreditation standards.
- Faster Payments CouncilminorePayResources contributes content and research to the Faster Payments Council, including articles on quantum payments, instant payments, and cross-border payments.
- Payments Innovation AllianceminorePayResources staff contribute to the Payments Innovation Alliance, producing educational content on quantum payments, elder fraud prevention, and other innovation topics.
Scale indicators4 records
Recent moves7 records
Expansion highlights5 records
ePayResources competitors and assessment
Company assessmentBroad incumbents
- Independent Community Bankers of America (ICBA): ICBA is a U.S. trade association for community banks offering education, compliance resources, and advocacy - serving the same community-bank segment that forms a core ePayResources membership constituency.
- American Bankers Association (ABA): ABA is the largest U.S. banking trade association offering education, certifications, compliance resources, and advocacy - overlapping with ePayResources on member services but with much broader scope beyond payments.
- The Clearing House: The Clearing House operates major U.S. payments infrastructure (RTP, CHIPS) and provides payments education, advocacy, and industry research - adjacent to ePayResources with overlapping payments-industry thought leadership.
- America's Credit Unions (formerly CUNA): National credit union trade association providing compliance, training, and advocacy services - directly comparable to ePayResources' credit union member base and education/training portfolio.
Emerging players
- RMA (Risk Management Association): RMA is a member-driven association for banking risk and credit professionals offering training, certifications, and networking - comparable professional-development and credentialing model applied to risk rather than payments.
- Faster Payments Council: Industry advocacy organization advancing faster/real-time payments in the U.S. through research and education - overlapping with ePayResources' FedNow/RTP readiness content and member audience.
- NACUSO (National Association of Credit Union Service Organizations): NACUSO is a credit-union-focused trade association providing education, collaboration, and advocacy - serving a smaller, more specialized segment of the same credit union market that ePayResources addresses.
Others
- Nacha: Nacha is the ACH network's governing body that accredits ePayResources for certification programs; not a direct competitor but the strategic partner whose rule-making authority underpins ePayResources' compliance training moat.
- Wolters Kluwer Compliance Solutions: Wolters Kluwer offers regulatory compliance software and consulting to banks - competing in adjacent compliance technology space where ePayAdvisors delivers its risk-assessment and audit services.
Direct peers
- BAI (Bank Administration Institute): BAI is a nonprofit research and training association serving the banking industry with education, certifications, and thought leadership - closely paralleling ePayResources' association-plus-education model, though broader in scope beyond payments.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
ePayResources social profiles
Digital presenceePayResources compliance and trust
Trust signalCompliance1 record
ePayResources financial estimates
Financial estimateRevenue estimate
Valuation estimate
ePayResources leadership team
Management profileNumber of profiles
Profiles12 records
ePayResources subsidiaries and ownership
Company hierarchySubsidiaries2 records
ePayResources funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ePayResources M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ePayResources
What does ePayResources do?
ePayResources is a payments industry trade association that provides education, compliance support, and consulting services to financial institutions. Its core offerings include the ePayU online learning platform with 100+ courses and certification prep (AAP, AFPP, APRP, NCP), the ePayAdvisors consulting subsidiary for ACH audits and risk assessments, the Connections member community platform, and the Payments Answerline phone support service. The organization also hosts annual conferences (ePayConnect, Financial Crimes Symposium, Payments University) and sells ACH Rules publications.
Is ePayResources a public or private company?
ePayResources is a private company. It is classified as unknown and is currently operating.
When was ePayResources founded?
ePayResources was founded in 1974. It employs 11 to 50 people.
Where is ePayResources based?
ePayResources is headquartered in Dallas, United States, in the North America region.
How does ePayResources make money?
Five revenue lines are on record. Membership Dues are the primary driver. The others are conference and Event Fees, ePayAdvisors Consulting Services, education and Certification Programs and products and Publications.
Who are ePayResources's main competitors?
Broad incumbents on record are Independent Community Bankers of America (ICBA), American Bankers Association (ABA), The Clearing House and America's Credit Unions (formerly CUNA). Emerging players are RMA (Risk Management Association), Faster Payments Council and NACUSO (National Association of Credit Union Service Organizations). Others are Nacha and Wolters Kluwer Compliance Solutions. BAI (Bank Administration Institute) is listed as a direct peer.
Does ePayResources have an API?
No public API is recorded for ePayResources.
What industry is ePayResources in?
ePayResources's product category is Payments Education and Compliance Services. Its primary akta.pro industry code is FSAMAGAF, ACH Disbursements & Bulk Payout Processing.