Wealth Management

What Wealth Management does

Wealth Management Inc. (legal entity CWM, LLC, CRD 155344) is a Little Rock, Arkansas-based SEC Registered Investment Advisor founded in 1985, operating as a Carson Partners division within the nationwide Carson Group advisor network. The firm delivers integrated wealth management across six core service lines — Financial Planning, Retirement Planning, Investment Management, Estate Planning, Tax Planning, and a Private Client tier for high-net-worth individuals — serving individuals, families, and business owners organized by life-stage personas (young professionals, accumulators, pre-retirees, retirees).

The technology stack combines an in-house Client Experience portal with external custodian integrations to Charles Schwab, Fidelity, and NetXInvestor, supported by a Proven Process five-step onboarding framework (Introduction, Discovery & Visioning, Document Deep Dive, Personalized Proposal, Plan Implementation) with 30-day, 90-day, and annual check-ins. Client-facing proprietary tools include retirement readiness and college readiness quizzes, 401(k) calculators, Roth vs. Traditional IRA optimizers, and SECURE Act RMD calculators. Brokerage execution and FINRA/SIPC infrastructure are provided through Cetera Wealth Services LLC, while research, market strategy, and operational resources are shared via Carson Group.

The firm operates on a recurring, fee-based revenue model tied to assets under management, with financial planning services bundled into the advisory relationship. Revenue streams are primarily subscription/recurring (AUM-based fees) with potential transaction-based compensation when representatives act as registered representatives through Cetera. No public fee schedule is disclosed; engagements are consultative and personalized. Distribution is sales-led, driven by educational content (six-category Insights blog, WealthStack Podcast, webinars, downloadable guides), referral networks, and personalized planning consultations, with a 28.47% strategic equity stake acquired by Dai-ichi Life Holdings Inc. in October 2025 signaling institutional backing for continued growth.

Name

Wealth Management

Legal name

CWM, LLC

Website

https://canistillretire.com

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

11–50 employees

Short description

Wealth Management Inc. (CWM, LLC) is a Little Rock-based SEC Registered Investment Advisor founded in 1985, operating as a Carson Partners division and delivering integrated financial planning, investment management, tax, and estate services to individuals, families, and business owners across the U.S. on a recurring AUM-fee model.

Ownership category

akta.pro rank

Product category

Wealth Management & Investment Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

akta.pro secondary industry

Private Banking & UHNW Wealth Advisory (FSAEABAC)

Keywords

• Financial planning services
• Investment advisory
• Retirement planning
• Estate planning
• Private client services

Headquarters

HQ city

Little Rock

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Investment Advisory Services (AUM/Fee-Based): Wealth Management Inc. (operating as CWM, LLC, an SEC Registered Investment Advisor) provides investment advisory services primarily on a fee-based model tied to assets under management. The firm also offers brokerage services through Cetera Wealth Services LLC, where representatives may act as Registered Representatives (transaction-based commissions) or Investment Adviser Representatives (fee-based). Revenue is generated through a combination of asset-based fees and potentially transaction-based compensation depending on the service type provided.
2. Financial Planning Services: Comprehensive financial planning services including individual financial planning, business financial planning, retirement income planning, tax planning, estate planning, and risk management are provided as part of the overall advisory relationship, often bundled with investment management services.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Wealth Management Inc. (CWM, LLC) is an SEC Registered Investment Advisor founded in 1985 and headquartered in Little Rock, Arkansas. The firm delivers financial planning, retirement planning, investment management, estate planning, tax planning, and private client services to individuals and families. Operations are supported by multi-custodian relationships with Charles Schwab, Fidelity, and NetXInvestor, and by affiliation with the Carson Partners network and Cetera Wealth Services.

Product overview

Wealth Management Inc. offers a comprehensive suite of financial advisory services through its unified platform. The core offering consists of six integrated service lines: Financial Planning, Retirement Planning, Investment Management, Estate Planning, Tax Planning, and Private Client services. These services are designed to work together holistically, with financial planning serving as the foundational skeleton of the process. The firm provides services to individuals and businesses, including individual planning, business valuation, succession planning, and risk management. Clients access their accounts through a client portal with integrations to custodian platforms including Charles Schwab, Fidelity, and NetXInvestor.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning

Quantifiable outcome

• Advisor-managed portfolios may produce an additional 3% value add annually over self-managed portfolios.

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature4 records

Partnerships

Five partnerships are on record, tiered core and supporting.

• Charles Schwab & Co., Inc.coreTechnology or IntegrationCharles Schwab provides custodial and brokerage services for Wealth Management Inc. clients. The firm offers Schwab client login integration on its website, enabling clients to access their brokerage accounts through the Wealth Management portal. Schwab is a registered broker-dealer providing trade execution and account administration services.
• Fidelity InvestmentscoreTechnology or IntegrationFidelity Investments provides custodial and brokerage services for Wealth Management Inc. clients, with client login integration available through the firm's website. Fidelity serves as a key account custodian enabling clients to manage brokerage accounts through the integrated platform.
• NetXInvestorsupportingTechnology or IntegrationNetXInvestor is an account aggregation platform integrated into the Wealth Management client portal, enabling clients to access and review investment accounts in a consolidated view.
• Cetera Wealth Services LLCcoreStrategic or Co-development PartnerCetera Wealth Services LLC exclusively provides investment products and services for Wealth Management Inc. Securities are offered through Cetera Wealth Services LLC, Member FINRA/SIPC. Investment advisory services are offered through CWM, LLC, an SEC Registered Investment Advisor. Cetera provides the regulatory and product infrastructure while the firm provides advisory and planning services.
• Carson Group / Carson PartnerscoreStrategic or Co-development PartnerWealth Management Inc. operates as Carson Partners, a division of CWM, LLC, as part of the Carson Group nationwide partnership of independent financial advisors. The firm leverages Carson Group's national resources, brand, research department, market strategists, and operational infrastructure while maintaining its local identity and client relationships.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• LPL Financial: Largest independent broker-dealer in the U.S. supporting thousands of financial advisors with wealth management and investment services. Provides similar custodial, compliance, and product infrastructure used by advisor-led wealth management practices.
• Commonwealth Financial Network: Large independent broker-dealer and RIA supporting independent financial advisors with planning-led wealth management practices. Comparable distribution channel for advisor-led financial planning firms.
• Focus Financial Partners: Partnership model for independent wealth management firms, similar in structure to Carson Partners. Focus partners with RIAs providing capital, M&A support, and operational infrastructure across the U.S.
• Edelman Financial Engines: Large national RIA offering financial planning, investment management, and retirement income planning to individuals and families. Operates hybrid advisor-led and digital channels serving similar retail-to-HNW client segments.
• Cetera Financial Group: Cetera Wealth Services LLC is the exclusive broker-dealer and regulatory infrastructure partner for Wealth Management Inc. Cetera is a major independent broker-dealer supporting thousands of advisors with similar wealth management service offerings.

Direct peers

• Carson Group / Carson Wealth: Carson Group is the parent network of Wealth Management Inc., which operates as a Carson Partners division. Same RIA infrastructure, Carson Wealth brand, Carson Partners partnership model, and shared marketing resources make it the closest comparable.
• Mariner Wealth Advisors: Large independent RIA offering comprehensive financial planning, tax, estate, and investment management to individuals, families, and business owners. Operates a similar planning-led model with in-house specialists and serves HNW clients through a dedicated private client tier.
• Mercer Advisors: National RIA providing comprehensive wealth management, tax planning, estate planning, and investment management to individuals, families, and business owners. Comparable integrated planning-led model with in-house specialists.
• Fisher Investments: Large independent investment management firm serving individuals, families, and institutions with discretionary portfolio management. Comparable asset-based fee model and focus on high-net-worth and retail investors.
• Creative Planning: Major independent RIA providing financial planning, investment management, tax, and estate planning to individuals and business owners nationwide. Comparable integrated wealth management model with multi-disciplinary in-house specialists.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/WealthManagementInc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Wealth Management