GYC Financial Advisory

What GYC Financial Advisory does

GYC Financial Advisory Pte Ltd (DBA: GYC Financial Advisory & Private Wealth) is a privately held Singapore-incorporated wealth management firm founded in 1989, operating from a single headquarters in Singapore. The firm serves high net worth individuals, families, and Singapore residents planning retirement through an integrated advisory platform spanning investment management, retirement planning, insurance, tax and overseas assets, and family office services. Its core investment offerings include the VaR portfolio series (core equity allocation for risk-managed portfolios) and the Everest portfolio series (offering Dimensional Fund Advisors strategies to Accredited Investors), with the UOBAM United G Strategic Fund acting as its flagship retail vehicle; the firm is Investment Adviser to that fund. Underlying proprietary components include the Personal Pension Plan (automatic income divestment concept), a Risk Matrix tool for quantifying potential losses, and high-risk complementary strategies spanning global, Asia, and thematic exposures.

GYC monetizes primarily through recurring advisory and asset-based management fees on its portfolio series and the United G Strategic Fund, supplemented by insurance commissions across Life, Health, and General Insurance lines, Family Office fees, and one-time sales of its founder-authored national bestseller 'Simply Invest.' Customer acquisition is consultative and content-led: the firm publishes GYC Insights, Bite-Sized Insights, and Quarterly Perspectives, partners with UOBAM and Dimensional Fund Advisors, and operates a Refer-a-Friend program. Pricing is not publicly disclosed; clients are routed to scheduled consultations. The firm has no parent company, no subsidiaries, no disclosed funding, and no M&A activity, and operates exclusively within Singapore despite being the first Singapore IFA to sign a Dimensional platform deal in August 2016.

Name

GYC Financial Advisory

Legal name

GYC Financial Advisory Pte Ltd

Website

https://gyc.com.sg

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

11–50 employees

Short description

GYC Financial Advisory is a Singapore-based private wealth management firm founded in 1989 serving high net worth individuals, families, and Singapore residents through investment advisory, insurance, family office, and retirement planning services, with flagship products including the UOBAM United G Strategic Fund and the Everest portfolio series (Dimensional Fund Advisors partnership).

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

Keywords

• Wealth management services
• Investment advisory
• Portfolio management
• Retirement planning
• Private wealth advisory

Headquarters

HQ city

Singapore

HQ country

Singapore

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Advisory Services: GYC provides comprehensive financial advisory services including investment management, retirement planning, insurance advisory, and family office services. Revenue is generated through advisory fees for personalized wealth management solutions.
2. Investment Management: Management of investment portfolios including the United G Strategic Fund and various portfolio series. Fees are likely charged based on assets under management or advisory arrangements.
3. Educational Products: Sale of the national bestseller 'Simply Invest: Naked Truths to Grow Your Money' book, written by GYC's founding leader for financial planning education.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels8 records

Core offering

GYC Financial Advisory is a Singapore-based wealth management firm that provides investment management (VaR Portfolios, Everest Portfolios, High Risk strategies, United G Strategic Fund advised to UOBAM), insurance advisory (life, health, general), family office services, retirement planning, and tax/overseas asset planning for high net worth individuals and Accredited Investors in Singapore. The firm also sells the national bestseller book 'Simply Invest' and operates a Capital Holding Account for cash management.

Product overview

GYC Financial Advisory & Private Wealth is a Singapore-based financial advisory firm established in 1989, offering comprehensive wealth management services through an integrated platform. The core offering includes investment management through multiple portfolio strategies (VaR Portfolios, Everest Portfolios, and Complementary Strategies), insurance products (Life, Health, and General Insurance), and specialized services (Family Office Services, Taxes and Overseas Assets, and Social Impact & Philanthropy). The firm serves as Investment Adviser to UOB Asset Management's United G Strategic Fund and has a strategic partnership with Dimensional Fund Advisors, offering both retail and Accredited Investor products. Key investment vehicles include the 5-star Morningstar rated United G Strategic Fund, the Dimensional-backed Everest Portfolios, and the Capital Holding Account for cash management. The company also publishes educational content including the national bestseller Simply Invest.

Differentiator

Problem solved

Functional benefit

Products and services

• United G Strategic Fund An all-weather, 5-star Morningstar rated (as of December 2022) investment fund managed by UOB Asset Management with GYC as Investment Adviser, designed to minimise risks and maximise potential returns as part of the VaR portfolio series core equity allocation. Available to GYC clients.
• VaR Portfolios Core investment portfolio series designed to manage risk while delivering returns, using Value at Risk portfolio construction methodologies to provide all-weather fund characteristics for GYC clients.
• Everest Portfolios Portfolio series available to Accredited Investors that provides access to Dimensional Fund Advisors' research-driven strategies and funds through GYC's platform partnership.
• Capital Holding Account A cash management solution offering better returns than traditional fixed deposits or MAS T-bills for parking spare cash, offered to GYC clients.
• Investment Portal Client-facing online portal that gives existing GYC clients authenticated access to their investment accounts, portfolio holdings, and account information.
• Life Insurance Life insurance products covering death, critical illness, and total & permanent disability. Policy types include Whole Life, Term, Savings & Retirement, and Investment-Link plans, arranged through GYC's insurance advisory practice.
• Health Insurance Health insurance offerings including Hospitalisation & Surgery, Outpatient Care, Specialist Care, Medishield Life Plan, Integrated Shield Plan, and other commercial policies, provided through strategic global partners for Singaporeans and expatriates.
• General Insurance General insurance coverage including Travel, Personal Accident, Home, Motor, Professional Indemnity, Public Liability, Infrastructure Insurance, Business Interruption, Data Protection, and Director's & Officers Liability.
• Family Office Services Comprehensive wealth management services for high-net-worth individuals and families, covering investment management, estate planning, and lifestyle needs.
• High Risk Global High-risk investment strategy focused on global markets, available as a complementary strategy for GYC clients with higher risk tolerance.
• High Risk Asia High-risk investment strategy focused on Asian markets, available as a complementary strategy for GYC clients seeking regional exposure with higher risk tolerance.
• High Risk Thematic High-risk investment strategy focused on specific investment themes, available as a complementary strategy for GYC clients with higher risk tolerance and thematic investment preferences.
• Simply Invest A national bestseller book written by GYC's founding leader to help Singaporeans make smart financial decisions; debunks common investing misconceptions and reveals scientifically-proven investment realities.
• Employee Benefits Corporate employee benefits advisory service, offered by GYC alongside its individual wealth management and insurance practice to help businesses structure employee benefits programmes.

Quantifiable outcome

• United G Strategic Fund 5-year returns of +52.78%
• +2 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Two partnerships are on record, tiered core.

• Dimensional Fund AdvisorscoreStrategic or Co-development Partner · 31 August 2016On August 31, 2016, GYC became the first financial advisory firm in Singapore to sign a platform deal with Dimensional Fund Advisors. This partnership opened Dimensional's funds and strategies to individual Accredited Investors through GYC's Everest portfolio series. In December 2016, Dimensional sub-funds were incorporated into the United G Strategic Fund. Dimensional brings over 35 years of fund management experience backed by Nobel Laureates Eugene Fama and Robert Merton, with investment approach grounded in rigorous financial science and low-cost fee structure.
• UOB Asset Management (UOBAM)coreStrategic or Co-development PartnerGYC serves as Investment Adviser to UOBAM's United G Strategic Fund, an 'all-weather' fund designed to minimize risks and maximize potential returns. The fund has been around for over a decade and is part of GYC's core equity allocation for VaR portfolio series. This is a flagship partnership where GYC provides investment advisory expertise for the fund management activities.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Market position

Competitive moat5 records

Key highlights6 records

Customer concentration

• Instagraminstagram.com/gyc.sg
• Facebookfacebook.com/GYC-Financial-Advisory-Pte-Ltd-120381834659561
• LinkedInlinkedin.com/company/gyc-financial-advisory-pte-ltd

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GYC Financial Advisory