io.finnet
io.finnet is a US-based B2B fintech providing institutional digital asset infrastructure—self-custody, 24/7 settlement, and payment rails—via a proprietary Trustless MPC platform serving banks, exchanges, OTC desks, funds and EMIs.
- Company typePrivate
- Founded2021
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What io.finnet does
io.finnet (legal entity Io FinNet Group Inc., founded 2021, 11-50 employees) is a US-incorporated B2B fintech providing end-to-end digital asset infrastructure for financial institutions. The platform is organized around three core modules—io.network (a 24/7 instant-settlement and tokenization layer running on a private, permissioned blockchain with claimed 300+ market participants), io.vault (an institutional self-custody product built on the company's proprietary Trustless MPC protocol, with policy enforcement via Virtual Signer), and io.flow (multi-currency payment rails)—supplemented by add-ons including Wallet-as-a-Service for programmatic deposit address generation and AI-driven agent workflows.
The differentiated technical foundation is tMPC: a cryptographic scheme in which private keys are never fully assembled, io.finnet itself cannot access customer assets, weighted/threshold signing authorities are enforced, and Intel SGX-backed policy execution governs transactions. The platform is SOC 2 Type II, SOC 1, SOC 3 and ISO 27001 certified, GDPR and KYC/AML compliant, MPC Alliance member, and independently audited by Kudelski Security. It integrates with WalletConnect for Web3 connectivity, Blockaid for transaction-threat simulation, and Everstake for institutional staking across 85+ networks.
io.finnet monetizes through a hybrid commercial model: a free self-serve sign-up tier (app.iofinnet.com) with quote-based enterprise subscriptions, plus usage-based fees for Wallet-as-a-Service and recurring economics on staking yield via Everstake. Distribution is API-first (REST and GraphQL, with average integration under one week) overlaid by direct enterprise field sales. Target segments span banks, neobanks, centralized exchanges, OTC desks and market makers, funds, EMIs and Web3/DAOs, with operational offices in the United States, United Kingdom, Spain, the Cayman Islands and Singapore. The company is privately held with no disclosed VC backing or revenue in the provided source set; recent product cadence (AI Agents in March 2025, WaaS in July 2025, Everstake staking in August 2025, MNEE stablecoin custody in June 2025) indicates active commercial scaling.
io.finnet firmographics
Firmographics- Name
- io.finnet
- Legal name
- Io FinNet Group Inc.
- Website
- https://iofinnet.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- io.finnet is a US-based B2B fintech providing institutional digital asset infrastructure—self-custody, 24/7 settlement, and payment rails—via a proprietary Trustless MPC platform serving banks, exchanges, OTC desks, funds and EMIs.
- Ownership category
- akta.pro rank
io.finnet industry classification
Industry- Product category
- Digital Asset Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Services-Computer Programming Services (7371)
- akta.pro primary industry
- Digital Asset Custody & Key Management (MPC, HSM, Wallet Infra) (FSAGAMAB)
- akta.pro secondary industries
- Key Management Infrastructure (HSMs, key vaults, MPC/TSS key mgmt, rotation) (FSAPACAE), Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), Portfolio Management Systems (PMS), Rebalancing & Analytics (Crypto) (FSADAHAE)
Keywords
Where io.finnet is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices5 records
Markets served
io.finnet business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Platform Subscription and API Access: io.finnet offers platform access with free sign-up tier and enterprise pricing. The API-first model provides access to multiple payment channels and digital asset services including custody, payments, and network settlement.
- Wallet-as-a-Service Fees: Programmatic wallet infrastructure fees for high-volume institutions requiring scalable deposit address infrastructure. Currently offered via demo/enterprise engagement.
- Institutional Staking Services: Multi-chain staking infrastructure integration with Everstake enabling institutions to earn on-chain rewards on ETH, SOL and additional PoS assets directly from their vaults while maintaining self-custody.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free tier with core platform access |
| Subscription | Annual | Enterprise Wallet-as-a-Service |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels7 records
io.finnet product offering
Product offeringCore offering
io.finnet provides an end-to-end digital asset infrastructure platform for financial institutions, combining enterprise blockchain, cryptographic security via Trustless MPC (tMPC), and secure APIs. Its product suite covers 24/7 instant settlement and tokenization (io.network), institutional self-custody (io.vault), multi-currency payment rails (io.flow), programmatic wallet infrastructure (Wallet-as-a-Service), and AI-powered agents for portfolio and security management.
Product overview
io.finnet is a US-based technology company (Io FinNet Group Inc.) providing end-to-end digital asset infrastructure for financial institutions. The product portfolio consists of a unified platform with three core modules: io.network (24/7 instant settlement and tokenization platform), io.vault (institutional self-custody solution with tMPC security), and io.flow (payment rails for multi-currency transactions). These core products are enhanced by add-on capabilities including Wallet-as-a-Service (programmatic deposit address infrastructure), AI Agents (conversational AI for portfolio management and security), and Virtual Signer (policy enforcement). The platform specializes in enterprise blockchain, cryptographic security via trustless MPC (tMPC), and lightning-fast secure APIs, serving banks, neobanks, exchanges, OTC desks, funds, and EMIs.
Differentiator
Problem solved
Functional benefit
Brands
- io.network: 24/7 instant settlement platform leveraging private blockchain technology
- io.vault
- io.flow
Products and services
- io.finnet Platform
Quantifiable outcome
- Average API integration time of less than 1 week
- +4 more outcomes
Companies that use io.finnet
Customer profileNamed customers6 records
Segments7 records
Ideal customer profiles3 records
io.finnet technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability7 records
Feature8 records
io.finnet partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- Everstakecoreio.finnet partnered with Everstake, one of the world's largest decentralized staking providers, to enable institutional staking. Users can stake ETH, SOL and more directly from their vaults with full self-custody. Everstake runs 50,000+ validators across 85+ networks, trusted by 1M+ users and protocol foundations, managing $13B in staked assets with zero slashing events.
- Braidcoreio.finnet announced integration with Braid for treasury rewards functionality, bringing powerful new capabilities to the io.finnet platform for enhanced yield optimization on institutional treasury holdings.
- Garlic CapitalminorGarlic Capital uses io.finnet infrastructure to secure OTC operations with digital asset custody and management solutions.
- Tunnl ExchangeminorTunnl Exchange built decentralized exchange security using io.finnet MPC technology, demonstrating platform capabilities for DEX infrastructure.
- BlockaidcoreBlockaid transaction simulation integration provides proactive security screening for malicious activity during transaction orchestration, protecting against phishing, malicious contracts, and wallet drains.
- CedarLabsminorCedarLabs works with io.finnet to differentiate within the custody space, leveraging io.finnet's technology for institutional custody solutions.
- MNEE Ltdcoreio.finnet partnered with MNEE Ltd as the enterprise custody solution for the MNEE stablecoin launch, a revolutionary USD-backed stablecoin built on 1Sat Ordinals for fast, secure global transactions.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
io.finnet competitors and assessment
Company assessmentEmerging players
- Utila: Utila offers an institutional MPC wallet platform with built-in policy controls and on/off-ramp rails for companies, funds, and OTC desks — a comparable emerging player targeting the same institutional digital asset infrastructure segment.
- Safe (formerly Gnosis Safe): Safe provides smart-account custody infrastructure for DAOs, treasuries, and institutions. While its model is more self-service, it serves many of the same fund and Web3 treasury use cases io.finnet targets.
- Safeheron: Safeheron delivers open-source MPC custody for institutions and Web3 companies, competing on similar self-custody and programmable policy capabilities as io.finnet's tMPC and Virtual Signer.
Direct peers
- Anchorage Digital: Anchorage Digital is a federally chartered crypto bank offering institutional digital asset custody, settlement, and staking — overlapping directly with io.finnet's custody and staking-infrastructure offerings for banks and funds.
- Zodia Custody: Zodia Custody, backed by Standard Chartered and Northern Trust, offers regulated institutional crypto custody with multi-jurisdiction reach — a closely comparable play to io.finnet's bank-and-institution focus across the UK, EU, and Asia-Pacific.
- Fordefi: Fordefi offers an institutional MPC wallet platform with policy controls and multi-chain DeFi access, closely matching io.finnet's Virtual Signer policy engine and WalletConnect-based DeFi connectivity.
- Hex Trust: Hex Trust is an Asia-headquartered institutional digital asset custodian offering custody, staking, and trading services. Its regulated custody proposition in Hong Kong and Singapore parallels io.finnet's Cayman and Singapore office footprint.
- BitGo: BitGo provides institutional cold and hot wallet custody, staking, and trading infrastructure to funds, exchanges, and OTC desks. Its product set maps closely to io.vault, io.flow, and the Everstake-powered staking integration.
- Cobo: Cobo provides institutional-grade custody, MPC wallet-as-a-service, and DeFi access to exchanges, funds, and Web3 platforms. Its WaaS and MPC architecture compete head-to-head with io.finnet's Wallet-as-a-Service and tMPC vault.
- Fireblocks: Fireblocks is the leading institutional MPC custody and settlement network, serving banks, exchanges, and funds with a directly comparable product to io.finnet's tMPC-based io.vault and io.network. Most direct head-to-head competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks5 records
Key highlights6 records
Customer concentration
io.finnet social profiles
Digital presenceio.finnet compliance and trust
Trust signalCompliance8 records
io.finnet financial estimates
Financial estimateRevenue estimate
Valuation estimate
io.finnet leadership team
Management profileNumber of profiles
Profiles4 records
io.finnet funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
io.finnet M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about io.finnet
What does io.finnet do?
io.finnet provides an end-to-end digital asset infrastructure platform for financial institutions, combining enterprise blockchain, cryptographic security via Trustless MPC (tMPC), and secure APIs. Its product suite covers 24/7 instant settlement and tokenization (io.network), institutional self-custody (io.vault), multi-currency payment rails (io.flow), programmatic wallet infrastructure (Wallet-as-a-Service), and AI-powered agents for portfolio and security management.
Is io.finnet a public or private company?
io.finnet is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was io.finnet founded?
io.finnet was founded in 2021. It employs 11 to 50 people.
Where is io.finnet based?
io.finnet is headquartered in London, United Kingdom, in the Europe region.
How does io.finnet make money?
Three revenue lines are on record. Platform Subscription and API Access are the primary driver. The others are wallet-as-a-Service Fees and institutional Staking Services.
Who are io.finnet's main competitors?
Emerging players on record are Utila, Safe (formerly Gnosis Safe) and Safeheron. Direct peers are Anchorage Digital, Zodia Custody, Fordefi, Hex Trust, BitGo, Cobo and Fireblocks.
Does io.finnet have an API?
Yes. REST & GraphQL API support with GraphQL Query Builder/Playground, Testnet Sandbox Environment, and Hypercare Technical Support. The API provides access to multiple payment channels and enables developers to programmatically create deposit addresses, manage funds, monitor balances, export master public keys, query native and token balances, and manage address visibility. Average integration time is under 1 week. Developer documentation is at docs.iofinnet.com.
What industry is io.finnet in?
io.finnet's product category is Digital Asset Infrastructure. Its primary akta.pro industry code is FSAGAMAB, Digital Asset Custody & Key Management (MPC, HSM, Wallet Infra), with a secondary code of FSAPACAE, Key Management Infrastructure (HSMs, key vaults, MPC/TSS key mgmt, rotation). Its NAICS code is 522320 and its SIC code is 7371.