SurancePlus

What SurancePlus does

SurancePlus Inc. is a tokenized reinsurance securities platform that issues fractionalized, on-chain Real-World Asset (RWA) securities backed by fully collateralized property catastrophe reinsurance contracts held in U.S. bank trust accounts. Incorporated in the British Virgin Islands and operating as a wholly-owned subsidiary of Oxbridge Re Holdings Limited (NASDAQ: OXBR), SurancePlus issues its securities as ERC-20 tokens on the Solana blockchain — migrated from Avalanche after the inaugural DeltaCat Re issuance in 2023 — and distributes them through the Alphaledger (Dominium / Vulcan Forge) platform with LayerZero interoperability extending reach across more than 160 blockchain networks. Products include the multi-year Cat Re token series (DeltaCat Re, EpsilonCat Re, EtaCat Re, ZetaCat Re), the HCI Re 2026 Series A/B/C with tiered risk/return profiles targeting 17-224% annualized ROIs, and the 2026-27 T20 Balanced-Yield and T42 High-Yield tokens with 8% and 16% preferred hurdle rates.

The business model is a securities-issuance platform rather than a fee-for-service SaaS. SurancePlus raises capital from accredited U.S. investors under SEC Rule 506(c) and from non-U.S. persons under Regulation S, with minimum investments of $5,000 for individuals and $50,000 for entities. Underlying economics derive from reinsurance underwriting outcomes — DeltaCat Re delivered 49.1% annualized return in 2023, T20 tracked 25% versus its 20% target in 2025-26 — not from explicit platform management fees disclosed in the data. Distribution runs through the SurancePlus investor portal (no-wallet flow), ERC-20/WalletConnect self-custody for crypto-native investors, and SEC-registered transfer-agent recordkeeping. Customer segments are accredited retail investors and HNW individuals globally seeking non-market-correlated yield, rather than institutional anchors; the company's 1-10 employee count and lack of standalone revenue disclosure confirm it operates as a lean issuance vehicle within the Oxbridge Re Holdings group.

Name

SurancePlus

Legal name

SurancePlus Inc.

Website

https://suranceplus.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

SurancePlus is a wholly-owned subsidiary of Oxbridge Re Holdings (NASDAQ: OXBR) that issues tokenized reinsurance securities as ERC-20 tokens on Solana, distributing fractionalized, fully collateralized property catastrophe reinsurance contracts to accredited U.S. and non-U.S. investors under SEC Rule 506(c) and Regulation S.

Ownership category

akta.pro rank

Product category

Tokenized Reinsurance Securities

NAICS

Investment Banking and Securities Intermediation (523150), Trust, Fiduciary, and Custody Activities (523991), Securities and Commodity Contracts Intermediation and Brokerage (5231)

SIC

Asset-Backed Securities (6189), Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Tokenized Securities & Capital Markets (Equity, Debt, Funds) (FSADAEAA)

akta.pro secondary industries

Tokenized Real-World Assets & On-Chain Treasuries (tokenized T-bills, money markets, cash management) (FSAPAEAJ), Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting) (FSAPAIAH), Digital Asset Custody & Wallet Infrastructure for Institutions (MPC/HSM, key mgmt, policy controls) (FSAPAIAE)

Keywords

• Tokenized reinsurance securities
• Real-world asset tokenization
• Blockchain RWA investment
• Catastrophe reinsurance tokens
• Alternative investment platform

GTM type

B2C

Offering type

Services

Revenue model

1. Tokenized Reinsurance Securities Returns: SurancePlus issues tokenized reinsurance securities that provide investors with returns from reinsurance contract pools. Investors receive monthly distributions and targeted annual returns (17%-224% depending on the offering) through fully collateralized property catastrophe reinsurance contracts. The company operates as a subsidiary of Oxbridge Re, generating returns from reinsurance underwriting activities.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

SurancePlus issues tokenized reinsurance securities that give accredited investors fractional on-chain access to institutional-grade property catastrophe reinsurance contracts. The securities are implemented as ERC-20 tokens on the Solana blockchain, fully collateralized in U.S. bank trust accounts under strict AML/KYC, and distributed through the Alphaledger platform with multi-chain reach via LayerZero. The company targets targeted annualized returns of 17%-224% across multiple contract series, with monthly distributions and SEC-compliant structuring under Rule 506(c) and Regulation S.

Product overview

SurancePlus operates as a tokenized reinsurance investment platform offering Real-World Asset (RWA) backed securities. The platform provides access to historically exclusive reinsurance contracts through blockchain tokenization, with products including the T20 Balanced-Yield (20% target) and T42 High-Yield (42% target) tokens, the HCI Re 2026 Series (A, B, C with 17%-224% target returns), and the Cat Re series (DeltaCat Re, EpsilonCat Re). All offerings are collateralized by property catastrophe reinsurance contracts, secured in U.S. bank trust accounts, and issued through the Alphaledger/Solana ecosystem with SEC-registered transfer agent oversight.

Differentiator

Problem solved

Functional benefit

Products and services

• T20-2027 Balanced-Yield Token Tokenized reinsurance security targeting 20% annualized returns with an 8% preferred hurdle rate, offering monthly distributions through fully collateralized property catastrophe reinsurance contracts on the Solana blockchain. Designed for accredited investors seeking uncorrelated yield.
• T42-2027 High-Yield Token Tokenized reinsurance security targeting 42% annualized returns with a 16% preferred hurdle rate, offering monthly distributions through fully collateralized property catastrophe reinsurance contracts on the Solana blockchain. Designed for accredited investors seeking high uncorrelated yield.
• HCI Re 2026 Series A (Balanced Layer 1) Tokenized reinsurance security priced at $11.10 per token with a target ROI of 224% and estimated redemption value of $36.00. Underwritten by Fortex Re Segregated Portfolio #2 at contract layer $80m xs $10m, maturing June 1, 2026 - May 31, 2027.
• HCI Re 2026 Series B (RPP Layer 2) Tokenized reinsurance security priced at $22.12 per token with a target ROI of 122% and estimated redemption value of $49.00. Underwritten by Fortex Re Segregated Portfolio #3 at contract layer $12.25m xs $2.75m (1PP), maturing June 1, 2026 - May 31, 2027.
• HCI Re 2026 Series C (High Attachment Layer)

Quantifiable outcome

• DeltaCat Re investors earned 49.1% annualized return in 2023
• +4 more outcomes

Segments3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature4 records

Partnerships

Three partnerships are on record, tiered core.

• LayerZerocoreTechnology or Integration · 12 March 2026LayerZero's interoperability protocol integration enables SurancePlus to distribute tokenized reinsurance offerings across more than 160 blockchain networks, dramatically expanding market reach and investor accessibility to the platform.
• AlphaledgercoreTechnology or Integration · 12 March 2026Alphaledger's Dominium platform serves as the primary tokenization agent (Vulcan Forge) for SurancePlus, enabling the issuance and management of tokenized reinsurance securities on the Solana blockchain. The platform provides investor portal access, KYC/AML compliance infrastructure, and token custody services.
• SolanacoreTechnology or IntegrationSolana blockchain serves as the primary network for SurancePlus tokenized reinsurance securities, selected for its high throughput and low transaction costs suitable for RWA tokenization.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Centrifuge: Centrifuge is a leading RWA tokenization protocol on Ethereum that brings real-world assets (including structured credit, invoices, and asset-backed securities) on-chain as non-fungible tokens. SurancePlus competes for the same digital asset RWA investment dollar with a reinsurance-focused subset, using a similar ERC-20/tokenization architecture.
• Securitize: Securitize operates a tokenization platform and regulated broker-dealer / transfer agent infrastructure used by issuers to bring securities on-chain. SurancePlus relies on third-party transfer agents and Alphaledger for similar functionality, while Securitize provides the in-house alternative many institutional RWA issuers choose.
• Polymath: Polymath built security token issuance infrastructure (ST-20 standard) for regulated securities offerings. SurancePlus issues ERC-20 securities under SEC Rule 506(c) in a structurally similar market segment, though Polymath's stack is more horizontal while SurancePlus is purpose-built for reinsurance.
• Ondo Finance: Ondo Finance tokenizes short-duration U.S. Treasuries and yield instruments (OUSG, USDY) as regulated, yield-bearing on-chain products. SurancePlus likewise targets accredited investors seeking institutional-grade yield through tokenization, though the underlying asset is reinsurance rather than Treasuries.
• Backed Finance: Backed Finance tokenizes traditional securities (equities, bonds, ETFs) as ERC-20 tokens under EU and Swiss regulatory frameworks. SurancePlus is comparable as a regulated tokenized-securities issuer with multi-jurisdictional distribution, though Backed's underlying collateral is public-market securities vs. reinsurance contracts.

Broad incumbents

• Maple Finance: Maple Finance is a larger, established on-chain credit and institutional yield platform. It offers comparable yield-bearing tokenized products to crypto-native and accredited investors, with broader asset coverage than SurancePlus but without SEC-registered securities issuance.
• tZERO: tZERO is an established regulated tokenized securities trading platform and issuance infrastructure (acquired by Medici Ventures). SurancePlus sells into a similar investor demand pool of tokenized alternative assets, though tZERO is exchange-/trading-led while SurancePlus is issuance-/asset-led.

Emerging players

• Swarm Markets: Swarm Markets is an emerging regulated crypto platform that tokenizes traditional securities (equities, bonds) for trading. SurancePlus overlaps as a regulated tokenized-securities issuer with a focus on alternative assets, though SurancePlus targets yield-bearing offerings rather than tradable equity tokens.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/SurancePlus
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/suranceplus

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SurancePlus