Oak Harvest Financial Group

What Oak Harvest Financial Group does

Oak Harvest Financial Group is a privately held, Houston-based financial advisory firm founded in 2010 by Troy Sharpe (CEO) and Jessica Cannella (President), operating through two wholly-owned Texas LLCs: Oak Harvest Investment Services (the registered investment adviser) and Oak Harvest Insurance Services (a licensed insurance agency). The firm delivers institutional-style portfolio management and holistic retirement planning to pre-retirees and retirees, with the proprietary Oak Harvest Retirement Success Plan combining investment strategy, income planning, tax planning, healthcare planning, long-term care, and estate planning into a single engagement. Underpinning the investment process is a proprietary Quantamental investing model that applies quantitative SMR (Sales, Margins, Return on invested capital) screening across a 28,000+ stock universe with a fundamental research overlay, and a four-tier risk management framework covering asset allocation, position sizing, diversification, and strategic re-positioning. The advisory team is led by a CIO and capital markets strategist with prior tenures at Invesco, Van Kampen, JP Morgan Chase, Morgan Stanley, Goldman Sachs, and Citadel.

Revenue is generated through two streams: flat-rate AUM-based advisory fees on the investment side and insurance commissions (1.5%-8% depending on product type) on permanent life insurance, fixed and fixed indexed annuities, and long-term care solutions distributed through the insurance subsidiary. AUM crossed $1 billion in September 2025, and the firm also offers administrative fiduciary and 401(k) plan administration services to Houston-area businesses. Distribution is direct-to-consumer and consultative: free initial consultations, in-person seminars (including a women-55+ 'Wine, Dine & Discover' series and a growing annual charity golf tournament co-hosted with Tube Supply), weekly content via the Stock Talk and Investor Mindset podcasts, a Sunday radio show on 740 AM KTRH, and on-demand webinars and calculators. Operations remain concentrated in a single Houston headquarters office serving Texas clients, with a team of 11-50 employees spanning advisors, investment operations, compliance, marketing, and client concierge functions.

Name

Oak Harvest Financial Group

Legal name

Oak Harvest Financial Group

Website

https://oakharvestfg.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

11–50 employees

Short description

Oak Harvest Financial Group is a privately held, Houston-based registered investment adviser and insurance agency that delivers institutional-style portfolio management and holistic retirement planning to pre-retirees, retirees, and women 55+ clients, operating on $1B+ AUM (as of September 2025) with a proprietary Quantamental investment model and a multi-channel education-led GTM in Texas.

Ownership category

akta.pro rank

Product category

Retirement Planning & Wealth Management

SIC

Investment Advice (6282)

akta.pro primary industry

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)

akta.pro secondary industries

Endowments (Universities, Foundations, Nonprofits) (FSAAAGAC), Charitable Giving & Philanthropic Trust Advisory (FSAEAKAH)

Keywords

• Retirement planning services
• Wealth management advisory
• Investment management firm
• Insurance and annuities
• 401(k) plan administration

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Advisory Fees (AUM-Based): Fee-based advisory service with flat-rate advisory fee based solely on the value of assets under management. The fee structure ensures advisor interests remain aligned with client portfolio value.
2. Insurance Commissions: Insurance services provided through Oak Harvest Insurance Services, LLC. Agents earn combined commissions typically between 1.5% to 8% based on product type, in addition to other compensation. Products include permanent life insurance, fixed indexed annuities, and long-term care planning.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels9 records

Core offering

Oak Harvest Financial Group is a Houston-based private wealth advisory firm that provides investment management, comprehensive retirement planning, tax planning, and insurance services to individuals and families approaching or in retirement. The firm operates through Oak Harvest Investment Services, LLC (registered investment adviser) and Oak Harvest Insurance Services, LLC (licensed insurance agency), managing over $1 billion in client assets using a proprietary Quantamental investing model and the holistic Oak Harvest Retirement Success Plan methodology.

Product overview

Oak Harvest Financial Group offers a comprehensive financial advisory platform combining institutional-grade investment management with holistic retirement planning. The core offering includes Portfolio Management, Financial Planning, Tax Planning, and the proprietary Oak Harvest Retirement Success Plan. Insurance services encompass Permanent Life Insurance, Fixed & Fixed Indexed Annuities, and Long-Term Care Planning through Oak Harvest Insurance Services. Business services include Administrative Fiduciary Services and Retirement Plan Administration for 401(k) plans. The firm provides various planning tools including Retirement Age Calculator, Retirement Savings Calculator, and Retirement Nest Egg Calculator. Educational content offerings include the Stock Talk Podcast, The Investor Mindset Podcast, Weekly Market Updates, the Market Outlook Summit, The Retirement Income Show radio program, and on-demand webinars.

Differentiator

Problem solved

Functional benefit

Brands

• Stock Talk: Weekly podcast hosted by Chris Perras discussing stocks, markets, and the economy.
• The Investor Mindset Podcast
• The Retirement Income Show
• Oak Harvest Retirement Success Plan

Products and services

• Oak Harvest Retirement Success Plan Proprietary holistic retirement planning program combining investment strategy, income plan, tax plan, health care planning, long-term care, and estate planning in a customized approach for pre-retirees and retirees.
• Portfolio Management Investment management service focused on growth while managing risk, utilizing institutional-grade portfolio management experience combined with tailored planning processes for individual clients.
• Financial Planning Comprehensive financial planning service with 24-hour access to financial plans including real-time updates as markets change, with professional planners and tax specialists guiding decision-making.
• Tax Planning Tax planning service integrated with investment portfolio and financial plan evaluation for both short- and long-term tax optimization strategies.
• Permanent Life Insurance Permanent life insurance product offered through Oak Harvest Insurance Services for risk transfer and estate planning purposes.
• Fixed & Fixed Indexed Annuities Fixed and fixed indexed annuity products providing guaranteed income options for retirement planning with various caps, participation rates, and surrender charge structures.
• Long-Term Care Planning Insurance-based planning service addressing long-term care risks with defined contractual performance rather than market-based variability.
• Administrative Fiduciary Services Fiduciary services for business retirement plans, providing administrative oversight and fiduciary responsibility for 401(k) and other employer-sponsored retirement plans.
• Retirement Plan Administration Administration services for business retirement plans including 401(k) plans for Houston-area businesses.

Quantifiable outcome

• Over $1 billion in assets under management as of September 2025
• +2 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Tube SupplycoreGTM or Marketing Partner · 30 March 2026Co-host of Oak Harvest's annual charity golf tournament. Partnership co-branded as Tube Supply & Oak Harvest Financial Group Charity Golf Tournament. Both companies collaborate annually to host the event which has grown from $30,000 raised in 2024 to $136,250 in 2026.
• Boys & Girls CountrycoreOthers · 30 March 2026Houston-area nonprofit benefiting from Oak Harvest's annual charity golf tournament. Boys & Girls Country is a licensed residential home for children (ages 5-18) and young adults (ages 18-25) based in Hockley, TX. The $136,250 raised in 2026 represents a record for the event and 100% of funds directly support the organization's mission.
• Sponsors (J. Joseph, HDH, SeAH Global, Fortis Alliance, Advisors Excel, Innovex, Specialty Heat Treat, Fusion Oilfield International, Athene, others)minorGTM or Marketing Partner · 30 March 2026Corporate sponsors at various levels (Presenting, Gold, Silver, Sponsor) for the annual charity golf tournament. Includes companies in energy, manufacturing, financial services, and construction sectors. Sponsorships support event execution and charitable fundraising.
• St. Jude Children's Research HospitalminorGTM or Marketing Partner · 8 December 2025Oak Harvest served as Title Sponsor for the 12th Annual St. Jude Houston Golf Classic and participated in the St. Jude Houston Radio-a-Thon. Supports the hospital's mission of providing treatment to children without billing families for treatment, travel, housing, or food.

Scale indicators5 records

Recent moves7 records

Expansion highlights5 records

Regional players

• Halbert Hargrove: Houston-based independent RIA focused on holistic financial planning and retirement strategies for affluent individuals, executives, and business owners. Closest geographic and model comparable to Oak Harvest's Houston-focused retirement advisory approach.

Direct peers

• Commonwealth Financial Network: Independent broker-dealer and RIA supporting thousands of financial advisors with retirement, investment, and insurance solutions. Comparable practice model for retirement-focused wealth advisors with both AUM-fee and insurance commission streams.
• Carson Group: Fast-growing RIA and wealth management firm focused on holistic financial planning, retirement income, and advisor coaching. Comparable wealth management + retirement focus and aggressive content-driven GTM motion.
• Hightower Advisors: Chicago-based RIA platform serving high-net-worth and retirement-age clients with comprehensive financial planning, investment, and retirement services. Overlapping holistic wealth/retirement model with similar multi-channel client acquisition approach.
• Mariner Wealth Advisors: National RIA delivering comprehensive financial planning, investment management, tax, and estate services to high-net-worth individuals and families. Directly comparable holistic retirement-oriented advisory platform with multi-billion-dollar AUM.
• Buckingham Strategic Wealth: RIA offering evidence-based financial planning, retirement income strategies, and investment management to individuals nationwide. Highly comparable in retirement-income niche and fee-only fiduciary positioning.

Broad incumbents

• Fisher Investments: Large independent money manager serving high-net-worth retail investors with discretionary portfolio management and retirement strategies. Competes for the same affluent retiree segment Oak Harvest targets, with deep media-driven client acquisition.
• Creative Planning: One of the largest independent RIAs in the U.S., offering holistic wealth management, retirement planning, and institutional-quality investment management to retail and HNW clients. Directly comparable to Oak Harvest's holistic retirement advisory model but at vastly larger national scale.
• Edelman Financial Engines: Largest independent RIA in the U.S., specializing in retirement-plan participants and individual investors with personalized financial planning. Competes directly for the same pre-retiree/retiree cohort at much greater scale.
• Mercer Advisors: National RIA providing comprehensive wealth management, retirement planning, estate, tax and family-office services. Highly comparable in holistic retirement-services orientation, but at substantially greater scale across multiple states.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/oakharvest
• YouTubeyoutube.com/channel/UCcREeFIkWMkIiRKwDE4JYpQ
• Facebookfacebook.com/oakharvestfg
• LinkedInlinkedin.com/company/oak-harvest-financial-group
• Instagraminstagram.com/oakharvestfg

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Oak Harvest Financial Group